21210 Arrow Hwy #36 · Charter Oak, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 17 days/yr
- Unhealthy air days in 30 yrs
- 21 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.0/10.0
- Schools +4.7/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$225,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
REDUCED JUST IN TIME FOR SUMMER! Island Kitchen 3bedroom 2bathroom in the City of Covina! This open floor plan with cathedral ceilings throughout features an island kitchen floor plan with an island and pantry in kitchen with tons of storage space and counterspace for cooking and baking. Open to the dining area and living room, this floor plan is inviting and great for entertaining! All 3 bedrooms feature ample space for your furnishings. Master bedroom can easily accommodate a king sized bed. Master bath has a separate vanity area with a glamour tub/shower combo. Exterior of home is low maintenance and features a small grass yard in rear. Driveway can accommodate 2 car parking with tons of guest parking nearby. Located in the Charter Oak School District in a rent-controlled community with tons of amenities.
Key facts
- Open floor plan
- Updated windows
- Cathedral ceilings
Tags
Property features AI
Finance
- Other: Accessible via city streets; paved road frontage; Lot is rectangular and level/flat; Has view
- Financial info: Land lease: $1,300 monthly (seller-sourced)
- HOA & community: Onsite property management; Playground; Pool; Clubhouse; Community features: street lighting, sidewalks, park; Park name: Royal Palms; Manager approval required for residency; Pets: contact management
Exterior
- Parking: Total of 4 parking spaces; 2 covered carport spaces; 2 garage spaces; On-site parking; Guest parking
- Security: Carbon monoxide detector(s); Smoke detector(s)
- Utilities: Natural gas connected; Electricity connected (standard); Water connected (district/public); Public sewer
- Home design: Single-story; Front or carport entry; Faces north; Turnkey, updated/remodeled; Estimated living area; Mobile home model: Spring Hill 3502K (mobile home remains)
- Construction: Wood construction; Wood roof
- Exterior features: Community pool; Patio; Exterior lighting; Skirting: wood and siding
Interior
- Kitchen: Formica counters; Kitchen island; Garbage disposal; Refrigerator; Gas range and gas oven; Dishwasher; Water heater unit
- Bedrooms: Primary bedroom; All bedrooms on ground level
- Flooring: Laminate flooring
- Bathrooms: Two full bathrooms; Remodeled bathrooms; Walk-in shower; Shower in tub; Bathtub
- Heating & cooling: Central heating (furnace); Central cooling
- Interior features: High ceilings (9+ feet); Cathedral/vaulted ceilings; Ceiling fan(s); Double-pane windows; Carbon monoxide detector(s); Smoke detector(s)
- Laundry & utility: Laundry inside; Washer included; Dryer included; Washer hookup; Gas dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $225k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $970 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $225k).
- Recommended offer: $218k (3.0% below list) — sets the bar for market timing.
- Cap rate 11.5% vs local median 3.0% in Charter Oak — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#452 in CA) — a middle-class / working-renter tenant base. Strengths: schools A+, commute A, employment B; Watch: crime D+, amenities F, cost of living F.
- Charter Oak Unified (suburban): math 45% / reading 55% proficiency, ranked #387 of 1,400 in CA (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 66 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- This rent runs 34% of the median local income ($103k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $63k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 52 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $180k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.30% ✓
- Cap rate
- 11.47%
- Cash-on-cash
- 18.48%
- DSCR
- 1.82
- GRM
- 6.4
CMA / ARV
- ARV (median comp)
- $187,200
- List price
- $225,000
- Delta
- 20.19%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 21210 E Arrow #123 | 0.00mi | 3/2.0 | 1,180 (+0%) | 8mo | $235,000 | $199 | 93 |
| 21210 E Arrow Hwy #41 | 0.00mi | 3/2.0 | 1,248 (+6%) | 7mo | $265,000 | $212 | 84 |
| 21210 E Arrow #105 | 0.00mi | 3/2.0 | 1,040 (-12%) | 4mo | $165,000 | $159 | 78 |
| 21210 E Arrow Hwy #157 | 0.00mi | 3/2.0 | 1,080 (-8%) | 14mo | $220,000 | $204 | 75 |
| 21210 E Arrow #107 | 0.00mi | 3/2.0 | 1,040 (-12%) | 11mo | $200,000 | $192 | 72 |
| 1635 W Covina Blvd #109 | 0.39mi | 3/2.0 | 1,056 (-10%) | 6mo | $215,642 | $204 | 60 |
| 21210 Arrow Hwy #145 | 0.07mi | 2/2.0 (-1) | 1,007 (-14%) | 11mo | $189,000 | $188 | 58 |
| 1630 W Covina Blvd #11 | 0.53mi | 3/2.0 | 1,248 (+6%) | 9mo | $180,000 | $144 | 58 |
| 1245 W Cienega Ave #95 | 0.53mi | 2/2.0 (-1) | 1,080 (-8%) | 8mo | $137,500 | $127 | 50 |
| 1630 W Covina Blvd #80 | 0.53mi | 2/2.0 (-1) | 1,120 (-5%) | 14mo | $132,000 | $118 | 50 |
| 1635 W Covina Blvd W #35 | 0.39mi | 3/2.0 | 1,040 (-12%) | 16mo | $240,000 | $231 | 49 |
| 1245 W Cienega Ave #123 | 0.53mi | 2/2.0 (-1) | 1,348 (+15%) | 9mo | $275,000 | $204 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 10.2%
- Equity multiple
- 1.40×
- Total profit
- $25,252
- Equity at exit
- $33,548
- IRR
- 19.2%
- Equity multiple
- 2.61×
- Total profit
- $101,203
- Equity at exit
- $19,454
Cash invested: $63,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 91724
- Active inventory
- 66
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $2,921 high interval (Pro) →
- Mortgage (P&I)
- −$1,180
- Tax from tax record
- −$63 /mo · $759/yr
- Insurance
- −$94
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$613
- Net cashflow
- $970
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,250
- Closing costs
- $6,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 23 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1189 Strawberry Ln Glendora, CA | 2.0 | 2.5 | 1292 | $2,900 | $2.24 | 43d | 1 | 0.11mi |
| 21042 E Arrow Hwy Covina, CA | 1.0–2.0 | 1.0–2.0 | 803 | $2,875 | $3.58 | 1d | 11 | 0.14mi |
| 1746 S Sunflower Ave Unit 7 Glendora, CA | 2.0 | 2.0 | 1100 | $2,400 | $2.18 | 24d | 1 | 0.25mi |
| 1746 S Sunflower Ave Unit 10 Glendora, CA | 2.0 | 1.5 | 1100 | $2,400 | $2.18 | 43d | 1 | 0.25mi |
| 220 S Valley Center Ave San Dimas, CA | 2.0 | 1.0 | 1000 | $2,495 | $2.50 | 43d | 1 | 0.28mi |
| 801 Claraday St Glendora, CA | 1.0–2.0 | 1.0–2.0 | 900 | $2,325 | $2.58 | 22d | 6 | 0.40mi |
| 1447 S Valley Center Ave Glendora, CA | 3.0 | 2.0 | 1345 | $3,500 | $2.60 | 1d | 1 | 0.49mi |
| 710 Claraday St Glendora, CA | 2.0 | 1.0 | 850 | $2,200 | $2.59 | 7d | 1 | 0.50mi |
| 711 Claraday St Unit A Glendora, CA | 2.0 | 1.0 | 750 | $2,250 | $3.00 | 43d | 1 | 0.51mi |
| 20983 E Covina Blvd Covina, CA | 2.0 | 2.0 | 962 | $2,500 | $2.60 | 24d | 1 | 0.52mi |
| 1145 N Barston Ave Covina, CA | 2.0 | 1.0 | 836 | $2,300 | $2.75 | 7d | 1 | 0.53mi |
| 1430 W Badillo St San Dimas, CA | 3.0 | 1.5 | 1200 | $3,000 | $2.50 | 1d | 1 | 0.69mi |
| 1471 Cypress St San Dimas, CA | 2.0 | 2.0 | 1127 | $900 | $0.80 | 7d | 1 | 0.71mi |
| 559 E Juanita Ave Glendora, CA | 3.0 | 3.0 | 1000 | $4,500 | $4.50 | 1d | 1 | 0.71mi |
| 20254 E Arrow Hwy Unit B Covina, CA | 3.0 | 2.5 | 1477 | $3,100 | $2.10 | 24d | 1 | 0.90mi |
| 20240 E Arrow Hwy Unit D Covina, CA | 3.0 | 2.5 | 1477 | $3,350 | $2.27 | 43d | 1 | 0.92mi |
| 217 Danecroft Ave Unit A San Dimas, CA | 2.0 | 1.0 | 735 | $2,800 | $3.81 | 43d | 1 | 0.94mi |
| 1620 S Glendora Ave Glendora, CA | 3.0 | 2.0 | 1450 | $3,500 | $2.41 | 6d | 1 | 1.23mi |
| 1632 S Glendora Ave Glendora, CA | 3.0 | 2.0 | 1000 | $3,200 | $3.20 | 6d | 1 | 1.24mi |
| 644 Pearlanna Dr San Dimas, CA | 3.0 | 1.5 | 1350 | $3,500 | $2.59 | 1d | 1 | 1.33mi |
| 1061 N Glendora Ave Covina, CA | 2.0 | 2.0 | 1212 | $2,850 | $2.35 | 43d | 1 | 1.37mi |
| 530 W 3rd St Unit A San Dimas, CA | 2.0 | 2.5 | 1000 | $3,000 | $3.00 | 43d | 1 | 1.44mi |
| 522 W 4th St San Dimas, CA | 3.0 | 1.0 | 1113 | $3,550 | $3.19 | 43d | 1 | 1.46mi |
Listing history 24 events
-
2026-06-18days on market $225,000 Active 52 DOM
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2026-06-17days on market $225,000 Active 51 DOM
-
2026-06-16days on market $225,000 Active 50 DOM
-
2026-06-15days on market $225,000 Active 49 DOM
-
2026-06-13days on market $225,000 Active 47 DOM
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2026-06-13days on market $225,000 Active 46 DOM
-
2026-06-09days on market $225,000 Active 43 DOM
-
2026-06-08days on market $225,000 Active 42 DOM
-
2026-06-07days on market $225,000 Active 41 DOM
-
2026-06-04days on market $225,000 Active 38 DOM
-
2026-06-03days on market $225,000 Active 37 DOM
-
2026-06-02days on market $225,000 Active 36 DOM
-
2026-06-01days on market $225,000 Active 35 DOM
-
2026-05-31days on market $225,000 Active 34 DOM
-
2026-04-27$225,000 Active 813-char remark
-
2024-08-12soldstatus $180,000 Closed Sale 819-char remark
Show marketing remark (819 chars)
REDUCED JUST IN TIME FOR SUMMER! Island Kitchen 3bedroom 2bathroom in the City of Covina! This open floor plan with cathedral ceilings throughout features an island kitchen floor plan with an island and pantry in kitchen with tons of storage space and counterspace for cooking and baking. Open to the dining area and living room, this floor plan is inviting and great for entertaining! All 3 bedrooms feature ample space for your furnishings. Master bedroom can easily accommodate a king sized bed. Master bath has a separate vanity area with a glamour tub/shower combo. Exterior of home is low maintenance and features a small grass yard in rear. Driveway can accommodate 2 car parking with tons of guest parking nearby. Located in the Charter Oak School District in a rent-controlled community with tons of amenities.
-
2024-08-11status Pending Sale 819-char remark
Show marketing remark (819 chars)
REDUCED JUST IN TIME FOR SUMMER! Island Kitchen 3bedroom 2bathroom in the City of Covina! This open floor plan with cathedral ceilings throughout features an island kitchen floor plan with an island and pantry in kitchen with tons of storage space and counterspace for cooking and baking. Open to the dining area and living room, this floor plan is inviting and great for entertaining! All 3 bedrooms feature ample space for your furnishings. Master bedroom can easily accommodate a king sized bed. Master bath has a separate vanity area with a glamour tub/shower combo. Exterior of home is low maintenance and features a small grass yard in rear. Driveway can accommodate 2 car parking with tons of guest parking nearby. Located in the Charter Oak School District in a rent-controlled community with tons of amenities.
-
2024-07-31historical Active Under Contract 819-char remark
Show marketing remark (819 chars)
REDUCED JUST IN TIME FOR SUMMER! Island Kitchen 3bedroom 2bathroom in the City of Covina! This open floor plan with cathedral ceilings throughout features an island kitchen floor plan with an island and pantry in kitchen with tons of storage space and counterspace for cooking and baking. Open to the dining area and living room, this floor plan is inviting and great for entertaining! All 3 bedrooms feature ample space for your furnishings. Master bedroom can easily accommodate a king sized bed. Master bath has a separate vanity area with a glamour tub/shower combo. Exterior of home is low maintenance and features a small grass yard in rear. Driveway can accommodate 2 car parking with tons of guest parking nearby. Located in the Charter Oak School District in a rent-controlled community with tons of amenities.
-
2024-06-18price $199,990 819-char remark
Show marketing remark (819 chars)
REDUCED JUST IN TIME FOR SUMMER! Island Kitchen 3bedroom 2bathroom in the City of Covina! This open floor plan with cathedral ceilings throughout features an island kitchen floor plan with an island and pantry in kitchen with tons of storage space and counterspace for cooking and baking. Open to the dining area and living room, this floor plan is inviting and great for entertaining! All 3 bedrooms feature ample space for your furnishings. Master bedroom can easily accommodate a king sized bed. Master bath has a separate vanity area with a glamour tub/shower combo. Exterior of home is low maintenance and features a small grass yard in rear. Driveway can accommodate 2 car parking with tons of guest parking nearby. Located in the Charter Oak School District in a rent-controlled community with tons of amenities.
-
2024-03-07price $205,000 819-char remark
Show marketing remark (819 chars)
REDUCED JUST IN TIME FOR SUMMER! Island Kitchen 3bedroom 2bathroom in the City of Covina! This open floor plan with cathedral ceilings throughout features an island kitchen floor plan with an island and pantry in kitchen with tons of storage space and counterspace for cooking and baking. Open to the dining area and living room, this floor plan is inviting and great for entertaining! All 3 bedrooms feature ample space for your furnishings. Master bedroom can easily accommodate a king sized bed. Master bath has a separate vanity area with a glamour tub/shower combo. Exterior of home is low maintenance and features a small grass yard in rear. Driveway can accommodate 2 car parking with tons of guest parking nearby. Located in the Charter Oak School District in a rent-controlled community with tons of amenities.
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2024-01-16price $208,000 819-char remark
Show marketing remark (819 chars)
REDUCED JUST IN TIME FOR SUMMER! Island Kitchen 3bedroom 2bathroom in the City of Covina! This open floor plan with cathedral ceilings throughout features an island kitchen floor plan with an island and pantry in kitchen with tons of storage space and counterspace for cooking and baking. Open to the dining area and living room, this floor plan is inviting and great for entertaining! All 3 bedrooms feature ample space for your furnishings. Master bedroom can easily accommodate a king sized bed. Master bath has a separate vanity area with a glamour tub/shower combo. Exterior of home is low maintenance and features a small grass yard in rear. Driveway can accommodate 2 car parking with tons of guest parking nearby. Located in the Charter Oak School District in a rent-controlled community with tons of amenities.
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2023-12-19price $209,900 819-char remark
Show marketing remark (819 chars)
REDUCED JUST IN TIME FOR SUMMER! Island Kitchen 3bedroom 2bathroom in the City of Covina! This open floor plan with cathedral ceilings throughout features an island kitchen floor plan with an island and pantry in kitchen with tons of storage space and counterspace for cooking and baking. Open to the dining area and living room, this floor plan is inviting and great for entertaining! All 3 bedrooms feature ample space for your furnishings. Master bedroom can easily accommodate a king sized bed. Master bath has a separate vanity area with a glamour tub/shower combo. Exterior of home is low maintenance and features a small grass yard in rear. Driveway can accommodate 2 car parking with tons of guest parking nearby. Located in the Charter Oak School District in a rent-controlled community with tons of amenities.
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2023-12-01$210,000 Active 819-char remark
Show marketing remark (819 chars)
REDUCED JUST IN TIME FOR SUMMER! Island Kitchen 3bedroom 2bathroom in the City of Covina! This open floor plan with cathedral ceilings throughout features an island kitchen floor plan with an island and pantry in kitchen with tons of storage space and counterspace for cooking and baking. Open to the dining area and living room, this floor plan is inviting and great for entertaining! All 3 bedrooms feature ample space for your furnishings. Master bedroom can easily accommodate a king sized bed. Master bath has a separate vanity area with a glamour tub/shower combo. Exterior of home is low maintenance and features a small grass yard in rear. Driveway can accommodate 2 car parking with tons of guest parking nearby. Located in the Charter Oak School District in a rent-controlled community with tons of amenities.
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2023-11-16historical $210,000 819-char remark
Show marketing remark (819 chars)
REDUCED JUST IN TIME FOR SUMMER! Island Kitchen 3bedroom 2bathroom in the City of Covina! This open floor plan with cathedral ceilings throughout features an island kitchen floor plan with an island and pantry in kitchen with tons of storage space and counterspace for cooking and baking. Open to the dining area and living room, this floor plan is inviting and great for entertaining! All 3 bedrooms feature ample space for your furnishings. Master bedroom can easily accommodate a king sized bed. Master bath has a separate vanity area with a glamour tub/shower combo. Exterior of home is low maintenance and features a small grass yard in rear. Driveway can accommodate 2 car parking with tons of guest parking nearby. Located in the Charter Oak School District in a rent-controlled community with tons of amenities.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $759 · $63/mo
- Projected year-2 tax
- $1,710 · $142/mo
- Expected delta
- +$951/yr (+$79/mo · 125.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,047
- − Mortgage interest
- −$12,603
- − Property taxes
- −$759
- − Insurance
- −$1,125
- − Repairs & maintenance
- −$2,804
- − Management
- −$2,804
- − Depreciation
- −$6,545
- Taxable income
- $8,407
- Est. tax owed @ 24.0%
- −$2,018
- After-tax cash flow
- $9,626/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This home requires moderate repairs and maintenance, with average condition overall. It has potential for increased value with updates to the interior and exterior.
Repairs flagged
- Minor ceiling fan — Ceiling fan is functional but may need cleaning
- Minor curtains — Curtains are functional but may need replacement
Value-add opportunities
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
- Both Replace curtains — New curtains improve aesthetics and functionality
- Both Replace ceiling fan — A new ceiling fan enhances functionality and aesthetics
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| ceiling fan · Ceiling fan is functional but may need cleaning | Minor | $500–3,000 |
| curtains · Curtains are functional but may need replacement | Minor | $500–3,000 |
| Total estimated repair cost · 2 items | $1,000–6,000 |
Value-add ROI direction
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replace curtains — New curtains improve aesthetics and functionality ↑
- Both Replace ceiling fan — A new ceiling fan enhances functionality and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Charter Oak Unified
- NCES district ID
- 0608190
- Math proficiency
- 45% ▲ 2.00%
- Reading proficiency
- 55% ▲ 4.00%
- Median HH income
- $72,756
- Composite
- 46.95/100
- National rank
- #5160
- State rank
- #387 of 1400 in CA
Livability — Charter Oak
- Score
- 63/100
- State rank
- #452
- US rank
- #15268
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Charter Oak, CA
- County
- Los Angeles County · 9,444,647 people
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 28,352
- Household income
- $103,163
- Rent vs Own
- Severe rent burden
- 550.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- Hispanic / Latino 55% White 22% Two or more races 19% Asian 14% Black 5% Native American 2%
- Hispanic origin (detail)
- Mexican 44%
- Common ancestry
- Portuguese 1% Slovak 1% Iranian 1%
- Foreign-born
- 24% · Canada, China, Vietnam
- Languages at home
- 53% English-only · Spanish 33% Chinese 5% Tagalog/Filipino 3%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -732.51%
- Current HPI
- 370.5956
- Rent YoY
- —
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+7.1% since first listed10 events — show timeline
- 2026-04-27 Listed $225,000 CRMLS
- 2024-08-12 Sold (MLS) $180,000 CRMLS
- 2024-08-11 Pending — CRMLS
- 2024-07-31 Contingent — CRMLS
- 2024-06-18 Price Changed $199,990 CRMLS
- 2024-03-07 Price Changed $205,000 CRMLS
- 2024-01-16 Price Changed $208,000 CRMLS
- 2023-12-19 Price Changed $209,900 CRMLS
- 2023-12-01 Listed $210,000 CRMLS
- 2023-11-16 Coming Soon $210,000 CRMLS
Property tax history
+30.4%/yrLatest (2025): $759 · +30.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…