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4164 Thimbleberry Dr
D+ Composite 49.77
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.7/30.0
  • Appreciation +9.2/10.0
  • ARV discount +7.3/15.0
  • DSCR +4.5/10.0
  • Schools +3.2/10.0
  • 1% rule +3.1/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0

$269,900

4164 Thimbleberry Dr · Graniteville, SC 29829
3 bd · 2.5 ba · 1,792 sqft · SingleFamily public records
Built 2021 Fair condition 6,970 sqft lot Est $269k · at est. $47/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BETTER than NEW! This amazing home has one of the BEST unobstructed backyard views in the whole neighborhood! Recently painted and MOVE IN READY, this home has a wonderful open floor plan, kitchen with granite countertops, backsplash, island and stainless steal appliances! Gas line for future gas range installed! Half bath on main level! Upstairs you will find a beautiful, large primary bedroom with ensuite bathroom with separate shower and garden tub, and TWO walk-in closets! Also upstairs are 2 great sized guest bedrooms and hall bath, as well as laundry hookups! This home has wonderful upgrades like tankless hot water heater, custom gutters, upgraded blinds, installed security system/cameras and termite bond. Energy Star home, Wired Smart Home Connectivity! Sage Creek is located with easy access to I-20! Home qualifies for USDA Financing! Come see for yourself what sets this home apart from the rest of the neighborhood!

Key facts

  • 6,970 sq ft lot
  • Garage
  • Built 2021

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $270k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $71 ($849/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (18.6% below list).
  • Recommended offer: $220k (18.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 299 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $23k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $76k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 8 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $219,688 (18.6% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.61%
Cash-on-cash
1.12%
DSCR
1.05
GRM
10.2

CMA / ARV

ARV (on-the-fly)
$268,800
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
150 Almond Dr 0.21mi 3/2.0 1,656 (-8%) 1mo $257,000 $155 75
207 Almond Dr 0.20mi 3/2.0 1,662 (-7%) 4mo $250,000 $150 74
159 Almond Dr 0.22mi 4/2.0 (+1) 1,872 (+4%) 4mo $270,000 $144 72
4109 Thimbleberry Dr 0.10mi 4/2.5 (+1) 1,929 (+8%) 9mo $265,000 $137 70
8096 Cozy Knl 0.21mi 3/2.0 1,532 (-14%) 4mo $251,500 $164 61
677 Turning Crest Ln 0.61mi 3/2.5 1,920 (+7%) 2mo $267,400 $139 58
8003 Red Rock Way 0.44mi 4/2.0 (+1) 1,966 (+10%) 1mo $285,000 $145 56
727 Turning Crest Ln 0.64mi 3/2.0 1,665 (-7%) 3mo $250,000 $150 54
8192 Cozy Knoll Knl 0.12mi 4/2.0 (+1) 1,550 (-14%) 15mo $259,000 $167 52
692 Turning Crest Ln 0.58mi 3/2.5 2,000 (+12%) 1mo $255,000 $128 52
3044 Rockwell Ct 0.66mi 3/2.0 1,606 (-10%) 10mo $250,000 $156 41
4128 Stone Pass Dr 0.75mi 3/2.0 1,551 (-13%) 16mo $232,000 $150 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.7%
Equity multiple
2.62×
Total profit
$122,196
Equity at exit
$212,068
10-year hold
IRR
19.8%
Equity multiple
5.65×
Total profit
$351,421
Equity at exit
$427,829

Cash invested: $75,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,197 high interval (Pro) →
Mortgage (P&I)
$1,415
Tax from tax record
$90 /mo · $1,079/yr
Insurance
$112
HOA
$47
Vacancy / Maint / Mgmt
$461
Net cashflow
$71

Break-even live

Break-even rent $2,107
Max offer price $269,900
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,475
Closing costs
$8,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4074 Thimbleberry Dr Graniteville, SC 3.0 2.5 1854 $1,900 $1.02 21d 1 0.14mi
4044 Thimbleberry Dr Graniteville, SC 3.0 2.5 1694 $1,925 $1.14 21d 1 0.20mi
6130 Mahogany Ter Graniteville, SC 4.0 2.0 1893 $2,250 $1.19 14d 1 0.33mi
507 Satinwood Cir Graniteville, SC 3.0–4.0 2.0–2.5 1776 $1,989 $1.12 14d 5 0.69mi
934 Quaint Parish Cir Graniteville, SC 3.0 2.5 1435 $1,800 $1.25 23d 1 0.78mi
4060 Stone Pass Dr Graniteville, SC 4.0 2.0 1600 $1,925 $1.20 23d 1 0.82mi

HOA detail

Monthly dues
$47 · $564/yr
Likely covers
watergassecurity

Listing history 21 events

  1. 2026-05-07
    status Pending
  2. 2026-05-07
    historical
  3. 2026-05-06
    historical
  4. 2026-03-06
    listed $269,900 Active
  5. 2026-03-06
    listed $269,900
  6. 2024-03-08
    soldstatus $247,000
  7. 2024-02-22
    soldstatus $247,000 946-char remark
    Show marketing remark (946 chars)

    BETTER than NEW! This amazing home has one of the BEST unobstructed backyard views in the whole neighborhood! Recently painted and MOVE IN READY, this home has a wonderful open floor plan, kitchen with granite countertops, backsplash, island and stainless steal appliances! Gas line for future gas range installed! Half bath on main level! Upstairs you will find a beautiful, large primary bedroom with ensuite bathroom with separate shower and garden tub, and TWO walk-in closets! Also upstairs are 2 great sized guest bedrooms and hall bath, as well as laundry hookups! This home has wonderful upgrades like tankless hot water heater, custom gutters, upgraded blinds, installed security system/cameras and termite bond. Energy Star home, Wired Smart Home Connectivity! Sage Creek is located with easy access to I-20! Home qualifies for USDA Financing! Come see for yourself what sets this home apart from the rest of the neighborhood!

  8. 2024-02-22
    soldstatus $247,000 Closed
    Show marketing remark (946 chars)

    BETTER than NEW! This amazing home has one of the BEST unobstructed backyard views in the whole neighborhood! Recently painted and MOVE IN READY, this home has a wonderful open floor plan, kitchen with granite countertops, backsplash, island and stainless steal appliances! Gas line for future gas range installed! Half bath on main level! Upstairs you will find a beautiful, large primary bedroom with ensuite bathroom with separate shower and garden tub, and TWO walk-in closets! Also upstairs are 2 great sized guest bedrooms and hall bath, as well as laundry hookups! This home has wonderful upgrades like tankless hot water heater, custom gutters, upgraded blinds, installed security system/cameras and termite bond. Energy Star home, Wired Smart Home Connectivity! Sage Creek is located with easy access to I-20! Home qualifies for USDA Financing! Come see for yourself what sets this home apart from the rest of the neighborhood!

  9. 2024-02-22
    soldstatus $247,000
    Show marketing remark (946 chars)

    BETTER than NEW! This amazing home has one of the BEST unobstructed backyard views in the whole neighborhood! Recently painted and MOVE IN READY, this home has a wonderful open floor plan, kitchen with granite countertops, backsplash, island and stainless steal appliances! Gas line for future gas range installed! Half bath on main level! Upstairs you will find a beautiful, large primary bedroom with ensuite bathroom with separate shower and garden tub, and TWO walk-in closets! Also upstairs are 2 great sized guest bedrooms and hall bath, as well as laundry hookups! This home has wonderful upgrades like tankless hot water heater, custom gutters, upgraded blinds, installed security system/cameras and termite bond. Energy Star home, Wired Smart Home Connectivity! Sage Creek is located with easy access to I-20! Home qualifies for USDA Financing! Come see for yourself what sets this home apart from the rest of the neighborhood!

  10. 2024-02-12
    status Pending
  11. 2024-01-25
    historical Active Under Contract
  12. 2024-01-18
    price $249,900
  13. 2024-01-04
    listed $255,000 Active
  14. 2024-01-03
    listed $249,900 946-char remark
    Show marketing remark (946 chars)

    BETTER than NEW! This amazing home has one of the BEST unobstructed backyard views in the whole neighborhood! Recently painted and MOVE IN READY, this home has a wonderful open floor plan, kitchen with granite countertops, backsplash, island and stainless steal appliances! Gas line for future gas range installed! Half bath on main level! Upstairs you will find a beautiful, large primary bedroom with ensuite bathroom with separate shower and garden tub, and TWO walk-in closets! Also upstairs are 2 great sized guest bedrooms and hall bath, as well as laundry hookups! This home has wonderful upgrades like tankless hot water heater, custom gutters, upgraded blinds, installed security system/cameras and termite bond. Energy Star home, Wired Smart Home Connectivity! Sage Creek is located with easy access to I-20! Home qualifies for USDA Financing! Come see for yourself what sets this home apart from the rest of the neighborhood!

  15. 2024-01-03
    listed $249,900
    Show marketing remark (946 chars)

    BETTER than NEW! This amazing home has one of the BEST unobstructed backyard views in the whole neighborhood! Recently painted and MOVE IN READY, this home has a wonderful open floor plan, kitchen with granite countertops, backsplash, island and stainless steal appliances! Gas line for future gas range installed! Half bath on main level! Upstairs you will find a beautiful, large primary bedroom with ensuite bathroom with separate shower and garden tub, and TWO walk-in closets! Also upstairs are 2 great sized guest bedrooms and hall bath, as well as laundry hookups! This home has wonderful upgrades like tankless hot water heater, custom gutters, upgraded blinds, installed security system/cameras and termite bond. Energy Star home, Wired Smart Home Connectivity! Sage Creek is located with easy access to I-20! Home qualifies for USDA Financing! Come see for yourself what sets this home apart from the rest of the neighborhood!

  16. 2021-03-31
    soldstatus $204,634
  17. 2021-03-31
    soldstatus $204,634
  18. 2021-03-29
    soldstatus $204,634
  19. 2021-01-18
    listed $204,634
  20. 2021-01-18
    listed $204,634
  21. 2021-01-18
    listed $204,634

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,079 · $90/mo
Projected year-2 tax
$1,538 · $128/mo
Expected delta
+$459/yr (+$38/mo · 42.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,363
− Mortgage interest
−$15,119
− Property taxes
−$1,079
− Insurance
−$1,350
− Repairs & maintenance
−$2,109
− Management
−$2,109
− HOA
−$564
− Depreciation
−$7,852
Taxable loss
−$3,819
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$916
After-tax cash flow
$1,765/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Fair 45/100 Cosmetic rehab

This 3-bedroom, 2.5-bath home is in good condition with recent updates and is ready for move-in. It offers a good return on investment with minor improvements to landscaping and painting.

Value-add opportunities

  • Both Landscaping — Enhances curb appeal and adds value
  • Both Painting — Fresh paint can make a home more appealing
  • Both Landscaping — Well-maintained landscaping can increase curb appeal and property value

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping — Enhances curb appeal and adds value
  • Both Painting — Fresh paint can make a home more appealing
  • Both Landscaping — Well-maintained landscaping can increase curb appeal and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+31.9% since first listed
21 events — show timeline
  • 2026-05-07 Pending Hive MLS
  • 2026-05-07 Listing Removed Hive MLS
  • 2026-05-06 Listing Removed Hive MLS
  • 2026-03-06 Listed $269,900 Hive MLS
  • 2026-03-06 Listed $269,900 Hive MLS
  • 2024-03-08 Sold (Public Records) $247,000 Public Records
  • 2024-02-22 Sold (MLS) $247,000 Hive MLS
  • 2024-02-22 Sold (MLS) $247,000 AMLS
  • 2024-02-22 Sold (MLS) $247,000 Hive MLS
  • 2024-02-12 Pending AMLS
  • 2024-01-25 Contingent AMLS
  • 2024-01-18 Price Changed $249,900 AMLS
  • 2024-01-04 Listed $255,000 AMLS
  • 2024-01-03 Listed $249,900 Hive MLS
  • 2024-01-03 Listed $249,900 Hive MLS
  • 2021-03-31 Sold (MLS) $204,634 Hive MLS
  • 2021-03-31 Sold (MLS) $204,634 Hive MLS
  • 2021-03-29 Sold (MLS) $204,634 AMLS
  • 2021-01-18 Listed $204,634 AMLS
  • 2021-01-18 Listed $204,634 Hive MLS
  • 2021-01-18 Listed $204,634 Hive MLS

Property tax history

+9.0%/yr

Latest (2025): $1,079 · +19.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…