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225 Longwood Ct W
B Composite 71.08
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.1/10.0
  • Livability +3.4/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$90,000

225 Longwood Ct W · Manor, PA 17603
2 bd · 2.0 ba · 1,040 sqft · Manufactured public records · 11 Days on market
Built 1994

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this inviting 3 bedroom, two-bathroom home in Pheasant Ridge, just west of Lancaster! This home blends convenience and affordability. You'll enjoy a simple, one-floor open floor plan, spacious rooms, and kitchen. Enjoy ample outdoor space to relax, as well as a shed for storage. On-site management, as well as a community pool, playground, fitness center, and rec center, available for residents to enjoy! New roof, new windows with a lifetime warranty, and new guard gutters. Lot rent (approximately $810 a month ) includes trash, standard cable, and use of all community amenities! Call today to schedule a showing!

Key facts

  • In-ground pool
  • En-suite bathroom
  • Community pool

Tags

IN-GROUND POOLWELL-DESIGNED LIVING AREAEN-SUITE BATHROOM

Property features AI

Finance

  • Other: Not in a federal flood zone; Directions provided for property location; Municipality: Manor Township
  • Financial info: Ground rent listed as an annual expense item
  • HOA & community: Other community fees $893 monthly

Exterior

  • Parking: Driveway
  • Utilities: Public water; Public sewer; 100 amp electric service; Hot water: electric and natural gas
  • Home design: Detached property; Fee simple ownership; Property in good condition; Effective year of major renovation 2025; Year built estimated
  • Construction: Composition construction materials; Shingle roof; Crawl space foundation; Above grade other structures
  • Exterior features: Community in-ground pool; Ground rent exists; Property manager present; Pets allowed (dogs OK)

Interior

  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Luxury vinyl tile
  • Bathrooms: 2 full bathrooms on the main level; 2 full bathrooms total
  • Heating & cooling: 90% forced air heating (natural gas); Central air conditioning (natural gas)
  • Interior features: Luxury vinyl tile flooring; Estimated living area
  • Laundry & utility: Laundry hookups

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $90k.

Deal economics

  • At list price, monthly cash flow is $791 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $90k).

Location & tenants

  • Location reads 68/100 on livability (#888 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools D, amenities F, commute F.
  • Penn Manor SD (suburban): math 52% / reading 65% proficiency, ranked #80 of 539 in PA (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 296 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,093 units permitted in Lancaster County in 2024 (201 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Lancaster County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.5% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • 11 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $90,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.91%
Cap rate
16.85%
Cash-on-cash
37.69%
DSCR
2.68
GRM
4.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.47% rent growth · sell at horizon

5-year hold
IRR
30.9%
Equity multiple
2.25×
Total profit
$31,547
Equity at exit
$13,419
10-year hold
IRR
36.7%
Equity multiple
4.00×
Total profit
$75,693
Equity at exit
$7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17603

Rents YoY
0.5%
Active inventory
296
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$1,720 high interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$58 /mo · $692/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$361
Net cashflow
$791

Break-even live

Break-even rent $718
Max offer price $90,000
Occupancy floor 49%

Sensitivity live

Price -10% $842 -5% $817 +0% $791 +5% $766 +10% $741
Rent -10% $656 -5% $724 +0% $791 +5% $859 +10% $927
Rate -1.0pp $837 -0.5pp $814 base $791 +0.5pp $768 +1.0pp $744

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
250 Stone Mill Rd Lancaster, PA 1.0–3.0 1.0 1002 $1,462 $1.46 15d 1 0.31mi
1729 Manor Ridge Dr Unit 1731 Lancaster, PA 2.0 1.5 990 $1,400 $1.41 15d 1 0.52mi
100 Country View Ln Millersville, PA 1.0–2.0 1.0–2.0 970 $1,838 $1.89 14d 6 0.79mi
1415 Spencer Ave Lancaster, PA 1.0–3.0 1.0–2.0 1181 $2,610 $2.21 15d 1 0.82mi
700 Millersville Rd Lancaster, PA 1.0–2.0 1.0 710 $1,694 $2.39 14d 3 0.86mi
101 Roselawn Ave Lancaster, PA 3.0 2.0 1166 $1,785 $1.53 15d 1 1.07mi
27 Roselle Ave Lancaster, PA 2.0 1.0 1128 $1,575 $1.40 45d 1 1.10mi
135 Grandview Ave Lancaster, PA 3.0 2.0 1395 $3,295 $2.36 15d 1 1.16mi
1633A Judie Ln Lancaster, PA 1.0–2.0 1.0–2.0 848 $1,698 $2.00 14d 13 1.25mi
1115 Marietta Ave Unit WH15037 Lancaster, PA 2.0 2.0 1298 $1,695 $1.31 45d 1 1.31mi
1831 Hidden Ln Lancaster, PA 2.0–3.0 1.5–2.5 1182 $1,898 $1.61 15d 3 1.44mi

Listing history 26 events

  1. 2026-05-08
    status Pending 1255-char remark
  2. 2026-04-27
    listed $90,000 Active 1255-char remark
  3. 2024-10-31
    soldstatus $88,000 Closed 636-char remark
    Show marketing remark (636 chars)

    Welcome home to this inviting 3 bedroom, two-bathroom home in Pheasant Ridge, just west of Lancaster! This home blends convenience and affordability. You'll enjoy a simple, one-floor open floor plan, spacious rooms, and kitchen. Enjoy ample outdoor space to relax, as well as a shed for storage. On-site management, as well as a community pool, playground, fitness center, and rec center, available for residents to enjoy! New roof, new windows with a lifetime warranty, and new guard gutters. Lot rent (approximately $810 a month ) includes trash, standard cable, and use of all community amenities! Call today to schedule a showing!

  4. 2024-09-16
    historical Active Under Contract 636-char remark
    Show marketing remark (636 chars)

    Welcome home to this inviting 3 bedroom, two-bathroom home in Pheasant Ridge, just west of Lancaster! This home blends convenience and affordability. You'll enjoy a simple, one-floor open floor plan, spacious rooms, and kitchen. Enjoy ample outdoor space to relax, as well as a shed for storage. On-site management, as well as a community pool, playground, fitness center, and rec center, available for residents to enjoy! New roof, new windows with a lifetime warranty, and new guard gutters. Lot rent (approximately $810 a month ) includes trash, standard cable, and use of all community amenities! Call today to schedule a showing!

  5. 2024-08-16
    listed $89,900 Active 636-char remark
    Show marketing remark (636 chars)

    Welcome home to this inviting 3 bedroom, two-bathroom home in Pheasant Ridge, just west of Lancaster! This home blends convenience and affordability. You'll enjoy a simple, one-floor open floor plan, spacious rooms, and kitchen. Enjoy ample outdoor space to relax, as well as a shed for storage. On-site management, as well as a community pool, playground, fitness center, and rec center, available for residents to enjoy! New roof, new windows with a lifetime warranty, and new guard gutters. Lot rent (approximately $810 a month ) includes trash, standard cable, and use of all community amenities! Call today to schedule a showing!

  6. 2024-08-13
    historical $89,900 636-char remark
    Show marketing remark (636 chars)

    Welcome home to this inviting 3 bedroom, two-bathroom home in Pheasant Ridge, just west of Lancaster! This home blends convenience and affordability. You'll enjoy a simple, one-floor open floor plan, spacious rooms, and kitchen. Enjoy ample outdoor space to relax, as well as a shed for storage. On-site management, as well as a community pool, playground, fitness center, and rec center, available for residents to enjoy! New roof, new windows with a lifetime warranty, and new guard gutters. Lot rent (approximately $810 a month ) includes trash, standard cable, and use of all community amenities! Call today to schedule a showing!

  7. 2018-09-28
    historical
  8. 2018-04-28
    soldstatus $40,500
  9. 2018-03-19
    historical
  10. 2018-01-23
    listed $40,500
  11. 2017-09-11
    historical
  12. 2017-07-22
    listed $44,900
  13. 2017-07-19
    listed $44,900
  14. 2012-07-01
    historical
  15. 2012-03-07
    listed $38,495
  16. 2012-01-01
    historical
  17. 2011-10-08
    listed $38,500
  18. 2010-10-01
    soldstatus $39,500
  19. 2010-09-20
    historical
  20. 2010-09-03
    listed $39,500
  21. 2010-08-30
    historical
  22. 2010-05-08
    listed $39,500
  23. 2008-02-22
    soldstatus $46,300
  24. 2007-05-16
    listed $46,300
  25. 2004-01-30
    historical
  26. 2004-01-30
    listed $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$692 · $58/mo
Projected year-2 tax
$1,057 · $88/mo
Expected delta
+$365/yr (+$30/mo · 52.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 13% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,638
− Mortgage interest
−$5,041
− Property taxes
−$692
− Insurance
−$450
− Repairs & maintenance
−$1,651
− Management
−$1,651
− Depreciation
−$2,618
Taxable income
$8,534
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,048
After-tax cash flow
$7,450/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Penn Manor SD
NCES district ID
4218630
Math proficiency
52% ▼ -7.00%
Reading proficiency
65% ▼ -7.00%
Median HH income
$59,275
Composite
50.67/100
National rank
#1826
State rank
#80 of 539 in PA

Livability — Manor

Score
68/100
State rank
#888
US rank
#9450

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lancaster County · 390,309 people
City population
1,171
Metro
Lancaster, PA
Population (ZIP)
67,571
Household income
$77,084
Rent vs Own
38.1% rent · 61.9% own
Severe rent burden
2557.0

Population outlook (Lancaster County) Hauer SSP2

Today (2025)
561,011 people
By 2030
570,969 · +1.8%
By 2040
585,929 · +4.4%
By 2050
591,056 · +5.4%
By 2075
594,747 · +6.0%
By 2100
558,850 · -0.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 58% Hispanic / Latino 27% Two or more races 12% Black 7% Asian 4%
Hispanic origin (detail)
Mexican 1% Puerto Rican 19% Cuban 1% Dominican 2%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 1%
Foreign-born
9% · Canada, China, India
Languages at home
77% English-only · Spanish 17% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Lancaster

2024 margin
R (+15.9) · D 41.5% · R 57.5%
2008→2024 swing
-4.1pp toward R · 2008: -11.8pp · 2024: -15.9pp
All cycles
2024: R+15.9 2020: R+15.8 2016: R+19.7 2012: R+19.2 2008: R+11.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -508.78%
Current HPI
289.3324
Rent YoY
▲ 0.47%
Metro
Lancaster, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+142.9% since first listed
27 events — show timeline
  • 2026-05-22 Sold (MLS) $85,000 BRIGHT MLS
  • 2026-05-08 Pending BRIGHT MLS
  • 2026-04-27 Listed $90,000 BRIGHT MLS
  • 2024-10-31 Sold (MLS) $88,000 BRIGHT MLS
  • 2024-09-16 Contingent BRIGHT MLS
  • 2024-08-16 Listed $89,900 BRIGHT MLS
  • 2024-08-13 Coming Soon $89,900 BRIGHT MLS
  • 2018-09-28 Listing Removed BRIGHT MLS
  • 2018-04-28 Sold (MLS) $40,500 BRIGHT MLS
  • 2018-03-19 Listing Removed BRIGHT MLS
  • 2018-01-23 Listed $40,500 BRIGHT MLS
  • 2017-09-11 Listing Removed BRIGHT MLS
  • 2017-07-22 Listed $44,900 BRIGHT MLS
  • 2017-07-19 Listed $44,900 BRIGHT MLS
  • 2012-07-01 Listing Removed BRIGHT MLS
  • 2012-03-07 Listed $38,495 BRIGHT MLS
  • 2012-01-01 Listing Removed BRIGHT MLS
  • 2011-10-08 Listed $38,500 BRIGHT MLS
  • 2010-10-01 Sold (MLS) $39,500 BRIGHT MLS
  • 2010-09-20 Listing Removed BRIGHT MLS
  • 2010-09-03 Listed $39,500 BRIGHT MLS
  • 2010-08-30 Listing Removed BRIGHT MLS
  • 2010-05-08 Listed $39,500 BRIGHT MLS
  • 2008-02-22 Sold (MLS) $46,300 BRIGHT MLS
  • 2007-05-16 Listed $46,300 BRIGHT MLS
  • 2004-01-30 Listed $35,000 BRIGHT MLS
  • 2004-01-30 Listing Removed BRIGHT MLS

Property tax history

-0.6%/yr

Latest (2026): $692 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…