211 S Hilton St · Baltimore, MD 21229

$119,900

3 bd · 2.0 ba · 1,204 sqft · Townhouse public records · 362 Days on market

Built 1927 1,806 sqft lot $100/sqft · 20% below area Est $149k · 20% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.5/10.0
• Rent growth +3.8/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

SELLER IS OPEN TO NEGOTATING!!! Come check out this 3 bedroom, 1 bathroom home for sale located just 5 minutes from Ascension Saint Agnes Hospital. This row home is very spacious and includes other features as as, large windows, large backyard, hardwood flooring, great storage space in basement, and much more. Come check out this property before it's gone!

Key facts

• Built 1927
• Listed 362 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath townhouse listed at $120k.

Deal economics

• At list price, monthly cash flow is $505 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $120k).
• Recommended offer: $106k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
• Zoned-school proficiency averages 32% at this address vs 12% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+5.4%/yr); 256 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 5.4% rent growth), your $34k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 362 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago; this cycle's ask is 6953% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $97k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1927 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $105,512 (12.0% below list)

Questions for the listing agent

1. It's been on market 362 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1927 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.45% ✓
• Cap rate: 11.35%
• Cash-on-cash: 18.05%
• DSCR: 1.80
• GRM: 5.8

CMA / ARV

• ARV (median comp): $149,119
• List price: $119,900
• Delta: -19.59%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5 Rosedale St S	0.25mi	3/2.0	1,280 (+6%)	1mo	$110,000	$86	77
28 S Bernice Ave	0.18mi	3/1.0	1,280 (+6%)	1mo	$147,000	$115	76
156 S Hilton St	0.04mi	4/1.5 (+1)	1,320 (+10%)	2mo	$195,000	$148	74
21 Culver St	0.35mi	2/2.0 (-1)	1,260 (+5%)	1mo	$210,000	$167	70
3017 Frederick Ave	0.32mi	4/3.0 (+1)	1,260 (+5%)	2mo	$217,000	$172	66
300 Denison St	0.57mi	3/2.0	1,260 (+5%)	2mo	$205,000	$163	64
222 N Hilton St	0.44mi	3/1.0	1,120 (-7%)	1mo	$89,775	$80	63
119 Hilton St	0.29mi	2/2.0 (-1)	1,040 (-14%)	0mo	$211,000	$203	58
107 N Monastery Ave	0.42mi	2/1.5 (-1)	1,080 (-10%)	2mo	$65,000	$60	54
3424 Wilkens Ave	0.71mi	3/2.5	1,280 (+6%)	2mo	$207,000	$162	52
209 Mount Holly St	0.64mi	3/2.0	1,080 (-10%)	2mo	$228,000	$211	51
3396 Dulany St	0.59mi	2/1.5 (-1)	1,080 (-10%)	0mo	$177,523	$164	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.38% rent growth · sell at horizon

5-year hold

• IRR: 12.4%
• Equity multiple: 1.51×
• Total profit: $17,037
• Equity at exit: $17,877

10-year hold

• IRR: 23.2%
• Equity multiple: 3.23×
• Total profit: $74,793
• Equity at exit: $10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21229

• Rents YoY: 5.4%
• Active inventory: 256
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $1,737 high
• Mortgage (P&I): −$629
• Tax from tax record: −$188 /mo · $2,261/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$365
• Net cashflow: $505

Break-even live

Break-even rent $1,098

Max offer price $119,900

Occupancy floor 66%

Sensitivity live

Price	-10% $573	-5% $539	+0% $505	+5% $471	+10% $437
Rent	-10% $368	-5% $436	+0% $505	+5% $574	+10% $642
Rate	-1.0pp $565	-0.5pp $535	base $505	+0.5pp $474	+1.0pp $442

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,975
• Closing costs: $3,597
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3336 W Caton Ave Baltimore, MD	3.0	2.0	1236	$1,625	$1.31	25d	1	0.23mi
3130 Stafford St Baltimore, MD	3.0	1.0	1200	$1,500	$1.25	22d	1	0.28mi
3310 Elbert St Baltimore, MD	2.0	1.0	920	$1,550	$1.68	25d	1	0.29mi
41 N Kossuth St Baltimore, MD	3.0	2.0	1216	$1,800	$1.48	25d	1	0.37mi
212 S Loudon Ave Baltimore, MD	3.0	1.5	1310	$1,550	$1.18	45d	1	0.55mi
3607 W Lexington St Baltimore, MD	3.0	2.0	1050	$1,895	$1.80	6d	1	0.57mi
4018 Massachusetts Ave Baltimore, MD	3.0	1.0	1050	$1,400	$1.33	25d	1	0.60mi
3392 Saint Benedict St Baltimore, MD	2.0	1.0	864	$1,450	$1.68	25d	1	0.64mi
304 Collins Ave Unit 2 Baltimore, MD	3.0	1.0	1016	$2,100	$2.07	45d	1	0.64mi
405 N Edgewood St Baltimore, MD	4.0	2.0	1408	$2,750	$1.95	0d	1	0.65mi
2738 Wilkens Ave Baltimore, MD	3.0	1.0	1183	$1,500	$1.27	45d	1	0.74mi
2657 Lehman St Unit 1 Baltimore, MD	2.0	1.0	1056	$1,000	$0.95	45d	1	0.75mi
3423 Edmondson Ave Baltimore, MD	2.0	1.5	1400	$1,710	$1.22	45d	1	0.76mi
2737 Wilkens Ave Baltimore, MD	3.0	1.5	1232	$1,650	$1.34	6d	1	0.76mi
332 S Franklintown Rd Unit 2 Baltimore, MD	2.0	1.0	776	$795	$1.02	25d	1	0.77mi
3507 Edmondson Ave Baltimore, MD	4.0	2.0	1428	$2,300	$1.61	45d	1	0.77mi
3706 W Franklin St Unit 1 Baltimore, MD	2.0	1.0	735	$1,100	$1.50	6d	1	0.77mi
2671 Saint Benedict St Baltimore, MD	2.0	1.0	1144	$1,325	$1.16	45d	1	0.81mi
2540 Frederick Ave Baltimore, MD	3.0	1.0	1075	$1,400	$1.30	25d	1	0.81mi
2537 Hollins St Baltimore, MD	3.0	2.0	1200	$1,450	$1.21	25d	1	0.82mi
2815 W Mulberry St Baltimore, MD	4.0	2.0	1040	$2,050	$1.97	45d	1	0.82mi
2 S Woodington Rd Baltimore, MD	2.0	1.0	856	$1,160	$1.36	16d	1	0.83mi
2 N Woodington Rd Baltimore, MD	1.0–2.0	1.0	738	$1,335	$1.81	4d	5	0.83mi
2516 Hollins St Baltimore, MD	3.0	2.0	1100	$1,700	$1.55	45d	1	0.85mi
110 S Catherine St Unit 1 Baltimore, MD	2.0	1.0	1330	$1,500	$1.13	45d	1	0.86mi
623 N Grantley St Baltimore, MD	4.0	2.0	1250	$2,000	$1.60	25d	1	0.87mi
709 Denison St Baltimore, MD	2.0	2.0	840	$1,630	$1.94	25d	1	0.88mi
4301 Parkton St Baltimore, MD	1.0–3.0	1.0	730	$1,550	$2.12	45d	1	0.88mi
730 Linnard St Unit 1 Baltimore, MD	4.0	1.0	1360	$1,750	$1.29	25d	1	0.92mi
2509 Christian St Baltimore, MD	4.0	2.0	1248	$1,699	$1.36	5d	1	0.93mi
3015 Rayner Ave Baltimore, MD	3.0	1.0	1152	$1,350	$1.17	45d	1	0.95mi
2514 Wilkens Ave Baltimore, MD	4.0	1.0	1344	$1,800	$1.34	45d	1	0.96mi
2514 Wilkens Ave Baltimore, MD	4.0	1.0	1344	$1,800	$1.34	12d	1	0.96mi
3712 Gelston Dr Baltimore, MD	3.0	2.0	1250	$2,500	$2.00	25d	1	0.97mi
780 Linnard St Baltimore, MD	3.0	2.0	1224	$1,590	$1.30	45d	1	0.98mi
2636 Lauretta Ave Baltimore, MD	3.0	2.5	1232	$1,900	$1.54	45d	1	0.98mi
2609 Lauretta Ave Baltimore, MD	3.0	1.0	1286	$1,675	$1.30	25d	1	0.99mi
787 N Grantley St Baltimore, MD	3.0	1.0	1116	$1,575	$1.41	25d	1	1.00mi
798 N Grantley St Baltimore, MD	3.0	2.0	1360	$2,295	$1.69	25d	1	1.02mi
111 Upmanor Rd Baltimore, MD	3.0	1.5	1224	$2,163	$1.77	45d	1	1.03mi

Listing history 33 events

1. 2026-06-21
   days on market $119,900 Active 362 DOM
2. 2026-06-18
   days on market $119,900 Active 359 DOM
3. 2026-06-17
   days on market $119,900 Active 358 DOM
4. 2026-06-16
   days on market $119,900 Active 357 DOM
5. 2026-06-15
   days on market $119,900 Active 356 DOM
6. 2026-06-13
   days on market $119,900 Active 354 DOM
7. 2026-06-09
   days on market $119,900 Active 350 DOM
8. 2026-06-08
   days on market $119,900 Active 349 DOM
9. 2026-06-07
   days on market $119,900 Active 348 DOM
10. 2026-06-04
    days on market $119,900 Active 345 DOM
11. 2026-06-03
    days on market $119,900 Active 344 DOM
12. 2026-06-02
    days on market $119,900 Active 343 DOM
13. 2026-06-01
    days on market $119,900 Active 342 DOM
14. 2026-05-31
    days on market $119,900 Active 341 DOM
15. 2025-08-19
    price $119,900 359-char remark

    Show marketing remark (359 chars)

    SELLER IS OPEN TO NEGOTATING!!! Come check out this 3 bedroom, 1 bathroom home for sale located just 5 minutes from Ascension Saint Agnes Hospital. This row home is very spacious and includes other features as as, large windows, large backyard, hardwood flooring, great storage space in basement, and much more. Come check out this property before it's gone!

16. 2025-08-07
    price $124,900 359-char remark

    Show marketing remark (359 chars)

    SELLER IS OPEN TO NEGOTATING!!! Come check out this 3 bedroom, 1 bathroom home for sale located just 5 minutes from Ascension Saint Agnes Hospital. This row home is very spacious and includes other features as as, large windows, large backyard, hardwood flooring, great storage space in basement, and much more. Come check out this property before it's gone!

17. 2025-06-24
    status Active 359-char remark

    Show marketing remark (359 chars)

    SELLER IS OPEN TO NEGOTATING!!! Come check out this 3 bedroom, 1 bathroom home for sale located just 5 minutes from Ascension Saint Agnes Hospital. This row home is very spacious and includes other features as as, large windows, large backyard, hardwood flooring, great storage space in basement, and much more. Come check out this property before it's gone!

18. 2025-05-17
    price $139,900 359-char remark

    Show marketing remark (359 chars)

    SELLER IS OPEN TO NEGOTATING!!! Come check out this 3 bedroom, 1 bathroom home for sale located just 5 minutes from Ascension Saint Agnes Hospital. This row home is very spacious and includes other features as as, large windows, large backyard, hardwood flooring, great storage space in basement, and much more. Come check out this property before it's gone!

19. 2025-03-22
    historical 359-char remark

    Show marketing remark (359 chars)

    SELLER IS OPEN TO NEGOTATING!!! Come check out this 3 bedroom, 1 bathroom home for sale located just 5 minutes from Ascension Saint Agnes Hospital. This row home is very spacious and includes other features as as, large windows, large backyard, hardwood flooring, great storage space in basement, and much more. Come check out this property before it's gone!

20. 2025-03-20
    historical $144,900 359-char remark

    Show marketing remark (359 chars)

    SELLER IS OPEN TO NEGOTATING!!! Come check out this 3 bedroom, 1 bathroom home for sale located just 5 minutes from Ascension Saint Agnes Hospital. This row home is very spacious and includes other features as as, large windows, large backyard, hardwood flooring, great storage space in basement, and much more. Come check out this property before it's gone!

21. 2024-01-30
    historical $1,400
22. 2024-01-29
    historical
23. 2023-10-20
    price $1,400
24. 2023-10-09
    price $139,500
25. 2023-09-28
    price $154,900
26. 2023-09-13
    price $1,650
27. 2023-09-12
    price $164,900
28. 2023-09-06
    listed $1,700
29. 2023-09-05
    listed $169,900 Active
30. 2023-05-03
    soldstatus $97,000
31. 2023-03-07
    soldstatus $73,000
32. 2006-03-15
    soldstatus $44,625
33. 1990-09-12
    soldstatus $451,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,261 · $188/mo
• Projected year-2 tax: $2,261 · $188/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,842
• − Mortgage interest: −$6,716
• − Property taxes: −$2,261
• − Insurance: −$600
• − Repairs & maintenance: −$1,667
• − Management: −$1,667
• − Depreciation: −$3,488
• Taxable income: $4,442
• Est. tax owed @ 24.0%: −$1,066
• After-tax cash flow: $4,993/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 46,679
• Household income: $60,047
• Rent vs Own: 43.1% rent · 56.9% own
• Severe rent burden: 2776.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (73%)
• Race & ethnicity: Black 73% White 15% Hispanic / Latino 6% Two or more races 4% Asian 3%
• Common ancestry: Lithuanian 1% Romanian 1% Serbian 1%
• Foreign-born: 5% · Canada, Philippines
• Languages at home: 91% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -259.07%
• Current HPI: 226.896
• Rent YoY: ▲ 5.38%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

-73.4% since first listed

19 events — show timeline

• 2025-08-19 Price Changed $119,900 BRIGHT MLS
• 2025-08-07 Price Changed $124,900 BRIGHT MLS
• 2025-06-24 Relisted — BRIGHT MLS
• 2025-05-17 Price Changed $139,900 BRIGHT MLS
• 2025-03-22 Listing Removed — BRIGHT MLS
• 2025-03-20 Coming Soon $144,900 BRIGHT MLS
• 2024-01-30 Rental Removed $1,400 BRIGHTMLS
• 2024-01-29 Listing Removed — BRIGHT MLS
• 2023-10-20 Price Changed $1,400 BRIGHTMLS
• 2023-10-09 Price Changed $139,500 BRIGHT MLS
• 2023-09-28 Price Changed $154,900 BRIGHT MLS
• 2023-09-13 Price Changed $1,650 BRIGHTMLS
• 2023-09-12 Price Changed $164,900 BRIGHT MLS
• 2023-09-06 Listed for Rent $1,700 BRIGHTMLS
• 2023-09-05 Listed $169,900 BRIGHT MLS
• 2023-05-03 Sold (Public Records) $97,000 Public Records
• 2023-03-07 Sold (Public Records) $73,000 Public Records
• 2006-03-15 Sold (Public Records) $44,625 Public Records
• 1990-09-12 Sold (Public Records) $451,000 Public Records

Property tax history

+1.6%/yr

Latest (2025): $2,261 · +9.5% YoY. Source: county tax records.