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1725 W 13th St
B+ Composite 75.75
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +13.1/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.5/10.0
  • Schools +5.2/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$400,000

1725 W 13th St · Port Angeles, WA 98363
2 bd · 2.0 ba · 1,792 sqft · SingleFamily public records · 10 Days on market
Built 1976 0.40 ac lot Est $457k · 12% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Tucked into the scenic West side of Port Angeles, this home offers a rare blend of privacy, natural beauty, and proximity to in-town amenities. Just minutes from the entrance to Olympic National Park, the location provides easy access to hiking, skiing, and year-round recreation, while still enjoying the quiet charm of a residential setting. This expansive lot features a circular driveway and oversized parking area in front of the two-car garage. On either side of the architecturally appealing gambrel style home are covered breezeways with timber posts paying homage to the region’s deep history. Throughout the shy half-acre property, the seller sought to create a native plant sanctuar

Key facts

  • Covered breezeways
  • En suite soaking tub
  • Circular driveway

Tags

CIRCULAR DRIVEWAYOVERSIZED PARKING AREACOVERED BREEZEWAYSNATIVE PLANT SANCTUARYTWO STORY MASONRY FIREPLACEEN SUITE SOAKING TUB

Property features AI

Finance

  • Other: Living area reported as 1,792 (building area total); Calculated square footage listed as 2,176 (source: tax records)
  • Financial info: Listing terms: Cash or Conventional

Exterior

  • Parking: Detached garage (has garage) with covered parking for 2; 6 uncovered parking spaces; 704 sq ft garage (listed as garage size)
  • Security: Fully fenced
  • Utilities: Public water; Sewer connected; Electric and wood energy sources; City water and power provided by City of Port Angeles; City sewer service
  • Home design: Single family residence (house); Two stories; Built on lot; Entry on main level; Facing direction not specified
  • Construction: Wood construction; Metal roof; Poured concrete foundation; Effective year built: 1976
  • Exterior features: Wood products siding; Deck; Patio; Fully fenced yard; Garden space; Wooded areas; Cable TV and high‑speed internet available; Curbs and paved access

Interior

  • Kitchen: Dishwasher; Garbage disposal; Microwave; Refrigerator; Stove/Range
  • Bedrooms: 2 bedrooms total — 1 main level bedroom and 1 upper-level primary bedroom; ADU/second living quarters includes 1 bedroom
  • Flooring: Hardwood; Vinyl; Carpet
  • Bathrooms: 1 full bathroom on the main level; 1 three-quarter bathroom on the upper level; 2 bathtubs and 1 shower
  • Heating & cooling: Forced air heating; Heat pump; Forced air cooling
  • Interior features: Dining room; Fireplace (wood burning); Skylights; Vaulted ceilings; Water heater (electric)
  • Laundry & utility: Washer; Dryer; Utility room on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $400k.

Deal economics

  • At list price, monthly cash flow is $2k ($20k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $400k).
  • Cap rate 11.3% vs local median 2.8% in Port Angeles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#138 in WA, #2,729 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A+; Watch: employment C-, crime F.
  • Port Angeles School District (town): math 55% / reading 65% proficiency, ranked #70 of 291 in WA (top 24%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 128 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 166 units permitted in Clallam County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Clallam County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $112k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $400,000

Questions for the listing agent

  1. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.35%
Cap rate
11.25%
Cash-on-cash
17.71%
DSCR
1.79
GRM
6.2

CMA / ARV

ARV (on-the-fly)
$456,960
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1725 W 13th St 0.00mi 2/2.0 1,792 (0%) 0mo $405,000 $226 100
1521 W 13th St 0.22mi 3/2.0 (+1) 1,832 (+2%) 10mo $469,500 $256 72
1529 W 13th St 0.20mi 3/1.5 (+1) 1,652 (-8%) 2mo $363,000 $220 69
1624 W 8th St 0.33mi 3/3.0 (+1) 1,760 (-2%) 6mo $403,000 $229 67
1811 W Twelfth St 0.10mi 3/2.0 (+1) 1,586 (-12%) 9mo $480,000 $303 64
1427 N Aurora Ct 0.52mi 3/2.0 (+1) 1,728 (-4%) 8mo $639,000 $370 58
822 Madeline St 0.68mi 3/2.0 (+1) 1,728 (-4%) 5mo $440,000 $255 53
2016 W Fourth St 0.66mi 3/2.0 (+1) 1,876 (+5%) 5mo $469,000 $250 52
607 S H St 0.55mi 3/3.0 (+1) 1,920 (+7%) 5mo $205,000 $107 50
818 Madeline St 0.69mi 3/2.0 (+1) 1,670 (-7%) 5mo $520,000 $311 47
2131 W 7th St 0.62mi 3/2.0 (+1) 2,040 (+14%) 4mo $430,000 $211 40
2340 Samara Pl 0.68mi 3/2.0 (+1) 1,530 (-15%) 8mo $430,000 $281 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.2%
Equity multiple
1.36×
Total profit
$40,449
Equity at exit
$59,641
10-year hold
IRR
18.4%
Equity multiple
2.52×
Total profit
$170,743
Equity at exit
$34,585

Cash invested: $112,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Washington
28 Tenant-Leaning · D+8
County
— inherits STATE
City
— inherits STATE
Just-cause statewide (2021); Seattle layers rent control restrictions + relocation assistance; very tenant-friendly.

ZIP-level market 98363

Active inventory
128
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$5,403 medium interval (Pro) →
Mortgage (P&I)
$2,098
Tax from tax record
$351 /mo · $4,216/yr
Insurance
$167
HOA
$0
Vacancy / Maint / Mgmt
$1,135
Net cashflow
$1,653

Break-even live

Break-even rent $3,311
Max offer price $400,000
Occupancy floor 64%

Sensitivity live

Price -10% $1,879 -5% $1,766 +0% $1,653 +5% $1,540 +10% $1,427
Rent -10% $1,226 -5% $1,440 +0% $1,653 +5% $1,866 +10% $2,080
Rate -1.0pp $1,854 -0.5pp $1,755 base $1,653 +0.5pp $1,549 +1.0pp $1,444

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$100,000
Closing costs
$12,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2114 W 6th St Unit 1336270P Port Angeles, WA 3.0 2.5 2497 $7,892 $3.16 44d 1 0.63mi
1426 W 4th St Port Angeles, WA 3.0 2.0 2388 $2,800 $1.17 44d 1 0.69mi

Listing history 2 events

  1. 2026-05-01
    status Pending
  2. 2026-04-20
    listed $400,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WA · Resets to sale price

Current annual tax
$4,216 · $351/mo
Projected year-2 tax
$4,216 · $351/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 8 d/yr ≥82°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$64,839
− Mortgage interest
−$22,406
− Property taxes
−$4,216
− Insurance
−$2,000
− Repairs & maintenance
−$5,187
− Management
−$5,187
− Depreciation
−$11,636
Taxable income
$14,206
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,410
After-tax cash flow
$16,426/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Port Angeles School District
NCES district ID
5306820
Math proficiency
55% ▬ 0.00%
Reading proficiency
65% ▲ 1.00%
Median HH income
$46,594
Composite
52.34/100
National rank
#3432
State rank
#70 of 291 in WA

Livability — Port Angeles

Score
78/100
State rank
#138
US rank
#2729

Category grades

Amenities A+ Commute A+ Cost of living B Crime F Employment C- Housing A- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port Angeles, WA
Population (ZIP)
14,644

Population outlook (Clallam County) Hauer SSP2

Today (2025)
76,817 people
By 2030
78,177 · +1.8%
By 2040
79,795 · +3.9%
By 2050
80,890 · +5.3%
By 2075
83,933 · +9.3%
By 2100
82,141 · +6.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Two or more races 9% Hispanic / Latino 6% Native American 5%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Italian 8% Portuguese 6% Slovak 4%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Clallam

2024 margin
Lean D (+7.9) · D 52.6% · R 44.7% · Other 2.7%
2008→2024 swing
+4.6pp toward D · 2008: 3.3pp · 2024: 7.9pp
All cycles
2024: D+7.9 2020: D+3.4 2016: R+1.6 2012: D+0.4 2008: D+3.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -269.47%
Current HPI
198.0851
Rent YoY
Metro
State GDP YoY
▲ 4.65%
F500 in state
22

Industry mix (Fortune 500 HQ in WA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-01 Pending NWMLS as Distributed by MLS Grid
  • 2026-04-20 Listed $400,000 NWMLS as Distributed by MLS Grid

Property tax history

+3.3%/yr

Latest (2026): $4,216 · -10.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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