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4312 Vickrey Chapel Rd N
C Composite 57.81
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.7/30.0
  • DSCR +8.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.3/10.0
  • Livability +3.7/5.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$150,000

4312 Vickrey Chapel Rd N · Jamestown, NC 27282
2 bd · 1.5 ba · 854 sqft · SingleFamily public records · 23 Days on market
Built 1961 0.32 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Hurry Hurry Hurry. Renovated in 2000. New Dishwasher, Windows, Cabinets, Plumbing, Electrical, Roof, & Log Siding. Days on market are inaccurate due to home being temporarily off market while preparing the home to sale. This 2 bed, 1 bath home has the living room off the kitchen making it easy. for entertaining. The deep backyard with mature trees offers an abundance of possibilities. Zoning also allows for an addition 700 sqft Accessory Dwelling Unit that can be added on to the property. It's location is ideal for those wanting a short commute in their day to day. Its a short distance to GTTC., and right across the street from Ragsdale High School. Convenient to grocery, dining, and High Point City Lake Park. This home is gas heat for efficient fast heating. The second bedroom offer a HUGE walk-in closet with more than enough storage for anyone's wardrobe.

Key facts

  • Mature shade tree
  • Updated flooring
  • Cottage style home

Tags

COTTAGE STYLE HOMEUPDATED FLOORINGFENCED REAR YARDMATURE SHADE TREELARGE NEWER STORAGE SHEDAMPLE PARKING OPTIONS

Property features AI

Finance

  • HOA & community: No homeowners association

Exterior

  • Parking: Gravel parking
  • Utilities: Public sewer; Electric water heater; Natural gas for heating
  • Home design: Residential stick/site-built house; One story; Built in 1961; Existing structure
  • Construction: Log construction
  • Exterior features: Public water; Publicly maintained road; Lot about 0.32 acre (approx. 13,939 x 300)

Interior

  • Kitchen: Electric water heater
  • Bedrooms: Total rooms: 6
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Wall furnace (natural gas); Window air conditioning units
  • Interior features: Primary bedroom on main level; Crawl space foundation
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $313 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $148k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 4.2% in Jamestown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#59 in NC, #4,623 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: schools C-, amenities F, commute F.
  • Guilford County Schools (urban): math 39% / reading 45% proficiency, ranked #99 of 178 in NC (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 143 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,843 units permitted in Guilford County in 2024 (2,397 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Guilford County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $125k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $147,750 (1.5% below list)

Questions for the listing agent

  1. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
8.80%
Cash-on-cash
8.95%
DSCR
1.40
GRM
8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.8%
Equity multiple
0.90×
Total profit
$-4,408
Equity at exit
$22,365
10-year hold
IRR
6.9%
Equity multiple
1.52×
Total profit
$21,636
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 27282

Home prices YoY
-21.2%
Active inventory
143
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,551 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$63 /mo · $755/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$326
Net cashflow
$313

Break-even live

Break-even rent $1,154
Max offer price $150,000
Occupancy floor 75%

Sensitivity live

Price -10% $398 -5% $356 +0% $313 +5% $271 +10% $228
Rent -10% $191 -5% $252 +0% $313 +5% $375 +10% $436
Rate -1.0pp $389 -0.5pp $351 base $313 +0.5pp $274 +1.0pp $235

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
103 Yorkleigh Ln Jamestown, NC 2.0–3.0 1.0–1.5 972 $895 $0.92 24d 1 0.22mi
4301 Millis Rd Greensboro, NC 1.0–3.0 1.0–2.0 1073 $1,702 $1.59 15d 25 0.56mi
6004 Grandover Village Rd Greensboro, NC 1.0–2.0 1.0–2.0 1049 $2,384 $2.27 15d 20 0.98mi
300 Lennox Dr Jamestown, NC 1.0 1.0 747 $1,465 $1.96 24d 1 1.30mi
500 W Main St Jamestown, NC 1.0 1.0 751 $1,050 $1.40 24d 1 1.37mi
500 W Main St Unit 504C Jamestown, NC 2.0 2.0 915 $1,250 $1.37 20d 1 1.37mi
500 W Main St Unit 506H Jamestown, NC 2.0 2.0 915 $1,270 $1.39 15d 1 1.37mi

Listing history 28 events

  1. 2026-06-18
    days on market $150,000 Active 23 DOM
  2. 2026-06-17
    days on market $150,000 Active 22 DOM
  3. 2026-06-16
    days on market $150,000 Active 21 DOM
  4. 2026-06-15
    days on market $150,000 Active 20 DOM
  5. 2026-06-14
    days on market $150,000 Active 18 DOM
  6. 2026-06-10
    days on market $150,000 Active 15 DOM
  7. 2026-06-09
    days on market $150,000 Active 14 DOM
  8. 2026-06-08
    days on market $150,000 Active 13 DOM
  9. 2026-06-07
    days on market $150,000 Active 12 DOM
  10. 2026-06-03
    days on market $150,000 Active 8 DOM
  11. 2026-06-02
    days on market $150,000 Active 7 DOM
  12. 2026-06-01
    days on market $150,000 Active 6 DOM
  13. 2026-05-31
    days on market $150,000 Active 5 DOM
  14. 2026-05-31
    days on market $150,000 Active 4 DOM
  15. 2026-05-26
    listed $150,000 Active
  16. 2026-04-21
    price $150,000
  17. 2026-01-12
    price $140,000
  18. 2025-12-02
    price $159,000
  19. 2022-07-06
    soldstatus $125,000 Closed 876-char remark
    Show marketing remark (876 chars)

    Hurry Hurry Hurry. Renovated in 2000. New Dishwasher, Windows, Cabinets, Plumbing, Electrical, Roof, & Log Siding. Days on market are inaccurate due to home being temporarily off market while preparing the home to sale. This 2 bed, 1 bath home has the living room off the kitchen making it easy. for entertaining. The deep backyard with mature trees offers an abundance of possibilities. Zoning also allows for an addition 700 sqft Accessory Dwelling Unit that can be added on to the property. It's location is ideal for those wanting a short commute in their day to day. Its a short distance to GTTC., and right across the street from Ragsdale High School. Convenient to grocery, dining, and High Point City Lake Park. This home is gas heat for efficient fast heating. The second bedroom offer a HUGE walk-in closet with more than enough storage for anyone's wardrobe.

  20. 2022-07-06
    soldstatus $125,000
    Show marketing remark (876 chars)

    Hurry Hurry Hurry. Renovated in 2000. New Dishwasher, Windows, Cabinets, Plumbing, Electrical, Roof, & Log Siding. Days on market are inaccurate due to home being temporarily off market while preparing the home to sale. This 2 bed, 1 bath home has the living room off the kitchen making it easy. for entertaining. The deep backyard with mature trees offers an abundance of possibilities. Zoning also allows for an addition 700 sqft Accessory Dwelling Unit that can be added on to the property. It's location is ideal for those wanting a short commute in their day to day. Its a short distance to GTTC., and right across the street from Ragsdale High School. Convenient to grocery, dining, and High Point City Lake Park. This home is gas heat for efficient fast heating. The second bedroom offer a HUGE walk-in closet with more than enough storage for anyone's wardrobe.

  21. 2022-05-28
    status Pending Accepting Backup Offers 876-char remark
    Show marketing remark (876 chars)

    Hurry Hurry Hurry. Renovated in 2000. New Dishwasher, Windows, Cabinets, Plumbing, Electrical, Roof, & Log Siding. Days on market are inaccurate due to home being temporarily off market while preparing the home to sale. This 2 bed, 1 bath home has the living room off the kitchen making it easy. for entertaining. The deep backyard with mature trees offers an abundance of possibilities. Zoning also allows for an addition 700 sqft Accessory Dwelling Unit that can be added on to the property. It's location is ideal for those wanting a short commute in their day to day. Its a short distance to GTTC., and right across the street from Ragsdale High School. Convenient to grocery, dining, and High Point City Lake Park. This home is gas heat for efficient fast heating. The second bedroom offer a HUGE walk-in closet with more than enough storage for anyone's wardrobe.

  22. 2022-05-27
    price $120,000 876-char remark
    Show marketing remark (876 chars)

    Hurry Hurry Hurry. Renovated in 2000. New Dishwasher, Windows, Cabinets, Plumbing, Electrical, Roof, & Log Siding. Days on market are inaccurate due to home being temporarily off market while preparing the home to sale. This 2 bed, 1 bath home has the living room off the kitchen making it easy. for entertaining. The deep backyard with mature trees offers an abundance of possibilities. Zoning also allows for an addition 700 sqft Accessory Dwelling Unit that can be added on to the property. It's location is ideal for those wanting a short commute in their day to day. Its a short distance to GTTC., and right across the street from Ragsdale High School. Convenient to grocery, dining, and High Point City Lake Park. This home is gas heat for efficient fast heating. The second bedroom offer a HUGE walk-in closet with more than enough storage for anyone's wardrobe.

  23. 2022-05-21
    price $134,500 876-char remark
    Show marketing remark (876 chars)

    Hurry Hurry Hurry. Renovated in 2000. New Dishwasher, Windows, Cabinets, Plumbing, Electrical, Roof, & Log Siding. Days on market are inaccurate due to home being temporarily off market while preparing the home to sale. This 2 bed, 1 bath home has the living room off the kitchen making it easy. for entertaining. The deep backyard with mature trees offers an abundance of possibilities. Zoning also allows for an addition 700 sqft Accessory Dwelling Unit that can be added on to the property. It's location is ideal for those wanting a short commute in their day to day. Its a short distance to GTTC., and right across the street from Ragsdale High School. Convenient to grocery, dining, and High Point City Lake Park. This home is gas heat for efficient fast heating. The second bedroom offer a HUGE walk-in closet with more than enough storage for anyone's wardrobe.

  24. 2022-05-18
    price $134,900 876-char remark
    Show marketing remark (876 chars)

    Hurry Hurry Hurry. Renovated in 2000. New Dishwasher, Windows, Cabinets, Plumbing, Electrical, Roof, & Log Siding. Days on market are inaccurate due to home being temporarily off market while preparing the home to sale. This 2 bed, 1 bath home has the living room off the kitchen making it easy. for entertaining. The deep backyard with mature trees offers an abundance of possibilities. Zoning also allows for an addition 700 sqft Accessory Dwelling Unit that can be added on to the property. It's location is ideal for those wanting a short commute in their day to day. Its a short distance to GTTC., and right across the street from Ragsdale High School. Convenient to grocery, dining, and High Point City Lake Park. This home is gas heat for efficient fast heating. The second bedroom offer a HUGE walk-in closet with more than enough storage for anyone's wardrobe.

  25. 2022-05-14
    status Active 876-char remark
    Show marketing remark (876 chars)

    Hurry Hurry Hurry. Renovated in 2000. New Dishwasher, Windows, Cabinets, Plumbing, Electrical, Roof, & Log Siding. Days on market are inaccurate due to home being temporarily off market while preparing the home to sale. This 2 bed, 1 bath home has the living room off the kitchen making it easy. for entertaining. The deep backyard with mature trees offers an abundance of possibilities. Zoning also allows for an addition 700 sqft Accessory Dwelling Unit that can be added on to the property. It's location is ideal for those wanting a short commute in their day to day. Its a short distance to GTTC., and right across the street from Ragsdale High School. Convenient to grocery, dining, and High Point City Lake Park. This home is gas heat for efficient fast heating. The second bedroom offer a HUGE walk-in closet with more than enough storage for anyone's wardrobe.

  26. 2022-03-11
    historical 876-char remark
    Show marketing remark (876 chars)

    Hurry Hurry Hurry. Renovated in 2000. New Dishwasher, Windows, Cabinets, Plumbing, Electrical, Roof, & Log Siding. Days on market are inaccurate due to home being temporarily off market while preparing the home to sale. This 2 bed, 1 bath home has the living room off the kitchen making it easy. for entertaining. The deep backyard with mature trees offers an abundance of possibilities. Zoning also allows for an addition 700 sqft Accessory Dwelling Unit that can be added on to the property. It's location is ideal for those wanting a short commute in their day to day. Its a short distance to GTTC., and right across the street from Ragsdale High School. Convenient to grocery, dining, and High Point City Lake Park. This home is gas heat for efficient fast heating. The second bedroom offer a HUGE walk-in closet with more than enough storage for anyone's wardrobe.

  27. 2022-02-17
    historical $135,000 876-char remark
    Show marketing remark (876 chars)

    Hurry Hurry Hurry. Renovated in 2000. New Dishwasher, Windows, Cabinets, Plumbing, Electrical, Roof, & Log Siding. Days on market are inaccurate due to home being temporarily off market while preparing the home to sale. This 2 bed, 1 bath home has the living room off the kitchen making it easy. for entertaining. The deep backyard with mature trees offers an abundance of possibilities. Zoning also allows for an addition 700 sqft Accessory Dwelling Unit that can be added on to the property. It's location is ideal for those wanting a short commute in their day to day. Its a short distance to GTTC., and right across the street from Ragsdale High School. Convenient to grocery, dining, and High Point City Lake Park. This home is gas heat for efficient fast heating. The second bedroom offer a HUGE walk-in closet with more than enough storage for anyone's wardrobe.

  28. 1998-11-05
    soldstatus $23,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

Current annual tax
$755 · $63/mo
Projected year-2 tax
$1,230 · $102/mo
Expected delta
+$475/yr (+$40/mo · 63.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,611
− Mortgage interest
−$8,402
− Property taxes
−$755
− Insurance
−$750
− Repairs & maintenance
−$1,489
− Management
−$1,489
− Depreciation
−$4,364
Taxable income
$1,363
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$327
After-tax cash flow
$3,432/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Guilford County Schools
NCES district ID
3701920
Math proficiency
39% ▲ 1.00%
Reading proficiency
45% ▲ 1.00%
Median HH income
$46,315
Composite
35.78/100
National rank
#4842
State rank
#99 of 178 in NC

Livability — Jamestown

Score
74/100
State rank
#59
US rank
#4623

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B Housing A+ Health & safety B User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Guilford County · 487,190 people
City population
15,927
Metro
Greensboro-High Point, NC
Population (ZIP)
15,927
Household income
$91,512
Rent vs Own
30.9% rent · 69.1% own
Severe rent burden
374.0

Population outlook (Guilford County) Hauer SSP2

Today (2025)
584,596 people
By 2030
616,851 · +5.5%
By 2040
678,451 · +16.1%
By 2050
734,788 · +25.7%
By 2075
862,985 · +47.6%
By 2100
948,704 · +62.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Black 16% Hispanic / Latino 9% Asian 5% Two or more races 4%
Hispanic origin (detail)
Mexican 4% Puerto Rican 1%
Common ancestry
Slovak 3% Italian 2% Serbian 2%
Foreign-born
12% · Canada, South Korea, Jamaica
Languages at home
85% English-only · Spanish 6% Other Indo-European 2% Korean 2%

Political lean MEDSL · Guilford

2024 margin
Strong D (+21.8) · D 60.2% · R 38.4% · Other 1.4%
2008→2024 swing
+3.5pp toward D · 2008: 18.4pp · 2024: 21.8pp
All cycles
2024: D+21.8 2020: D+23.1 2016: D+20.0 2012: D+16.5 2008: D+18.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.56%
Current HPI
206.6685
Rent YoY
Metro
Greensboro-High Point, NC
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

+552.2% since first listed
14 events — show timeline
  • 2026-05-26 Listed $150,000 Triad MLS
  • 2026-04-21 Price Changed $150,000 Triad MLS
  • 2026-01-12 Price Changed $140,000 Triad MLS
  • 2025-12-02 Price Changed $159,000 Triad MLS
  • 2022-07-06 Sold (Public Records) $125,000 Public Records
  • 2022-07-06 Sold (MLS) $125,000 Triad MLS
  • 2022-05-28 Pending Triad MLS
  • 2022-05-27 Price Changed $120,000 Triad MLS
  • 2022-05-21 Price Changed $134,500 Triad MLS
  • 2022-05-18 Price Changed $134,900 Triad MLS
  • 2022-05-14 Relisted Triad MLS
  • 2022-03-11 Delisted Triad MLS
  • 2022-02-17 Coming Soon $135,000 Triad MLS
  • 1998-11-05 Sold (Public Records) $23,000 Public Records

Property tax history

+3.2%/yr

Latest (2025): $755 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…