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1080 Scott Dr
C Composite 59.41
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.6/10.0
  • 1% rule +5.4/10.0
  • Schools +3.4/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$139,900

1080 Scott Dr · Vidor, TX 77662
3 bd · 1.5 ba · 1,194 sqft · SingleFamily public records · 14 Days on market
Built 1965 0.79 ac lot $117/sqft · 44% below area Est $249k · 44% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Super cute brick home done with natural colors, tiled, and granite throughout new everything! Up to date on all the styles home owners are looking for! All new stainless steel appliances

Key facts

  • 0.79-acre corner lot
  • Outdoor entertaining
  • Converted garage

Tags

0.79-ACRE CORNER LOTRENOVATED KITCHENPOT FILLERCONVERTED GARAGEBRAND-NEW ROOFOUTDOOR ENTERTAINING

Property features AI

Exterior

  • Utilities: Aerobic septic system
  • Home design: Residential property; Single-story entry (all main rooms listed as first level)
  • Construction: Brick construction; Built in 1965; Composition roof; Slab foundation
  • Exterior features: Porch; Private yard; Subdivision setting; Asphalt road access

Interior

  • Kitchen: Dishwasher; Electric cooktop; Electric oven; Garbage disposal
  • Bedrooms: Three bedrooms total; two bedrooms on the first floor and a primary bedroom on the first floor (dimensions: 10 x 11, 10 x 10, 11 x 13)
  • Flooring: Tile flooring
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Central heating (gas); Central electric air conditioning
  • Interior features: Pantry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $64 ($766/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $140k).
  • Cap rate 7.9% vs local median 4.6% in Vidor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#576 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F.
  • Vidor ISD (suburban): math 41% / reading 39% proficiency, ranked #422 of 826 in TX (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Vidor H S (math 56% / reading 40%, grade D, #571 of 1,632 statewide, top 36%, 1,193 students, 50% FRL) — zoned schools at 50% FRL track the district average.
  • Market conditions: 241 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $139,900

Questions for the listing agent

  1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
7.91%
Cash-on-cash
5.79%
DSCR
1.26
GRM
8.0

CMA / ARV

ARV (median comp)
$248,926
List price
$139,900
Delta
-43.80%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.1%
Equity multiple
0.53×
Total profit
$-18,510
Equity at exit
$20,860
10-year hold
IRR
-4.0%
Equity multiple
0.73×
Total profit
$-10,497
Equity at exit
$12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77662

Active inventory
241
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,455 medium interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$169 /mo · $2,026/yr
Insurance
$58
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$306
Net cashflow
$64

Break-even live

Break-even rent $1,375
Max offer price $139,900
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,975
Closing costs
$4,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3710 Stanley Dr Vidor, TX 3.0 2.0 1340 $1,249 $0.93 13d 1 1.27mi

Listing history 11 events

  1. 2026-05-14
    status Pending 1003-char remark
  2. 2026-05-02
    status Pending 1003-char remark
  3. 2026-04-29
    listed $139,900 Active 1003-char remark
  4. 2026-03-06
    price $119,900
  5. 2026-02-12
    price $134,900
  6. 2026-01-13
    price $139,900
  7. 2020-09-14
    soldstatus
  8. 2020-08-10
    soldstatus
    Show marketing remark (186 chars)

    Super cute brick home done with natural colors, tiled, and granite throughout new everything! Up to date on all the styles home owners are looking for! All new stainless steel appliances

  9. 2020-07-15
    listed $89,900
    Show marketing remark (186 chars)

    Super cute brick home done with natural colors, tiled, and granite throughout new everything! Up to date on all the styles home owners are looking for! All new stainless steel appliances

  10. 2018-06-08
    soldstatus
  11. 2018-05-18
    listed $29,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,026 · $169/mo
Projected year-2 tax
$2,560 · $213/mo
Expected delta
+$534/yr (+$45/mo · 26.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone A · 99% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,465
− Mortgage interest
−$7,837
− Property taxes
−$2,026
− Insurance
−$2,202
− Repairs & maintenance
−$1,397
− Management
−$1,397
− Depreciation
−$4,070
Taxable loss
−$1,463
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$351
After-tax cash flow
$1,117/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Vidor ISD
NCES district ID
4844160
Math proficiency
41% ▼ -6.00%
Reading proficiency
39% ▲ 1.00%
Median HH income
$44,169
Composite
33.95/100
National rank
#5331
State rank
#422 of 826 in TX

Livability — Vidor

Score
67/100
State rank
#576
US rank
#11001

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Orange County · 87,112 people
City population
25,041
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
25,041
Household income
$72,243
Rent vs Own
19.6% rent · 80.4% own
Severe rent burden
401.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 6% Two or more races 6%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 15% Slovak 1% Italian 1%
Foreign-born
3% · Canada
Languages at home
93% English-only · Spanish 4% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -116.46%
Current HPI
141.0844
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+367.9% since first listed
12 events — show timeline
  • 2026-06-05 Sold (MLS) HARMLS
  • 2026-05-14 Pending HARMLS
  • 2026-05-02 Pending HARMLS
  • 2026-04-29 Listed $139,900 HARMLS
  • 2026-03-06 Price Changed $119,900 BBOR
  • 2026-02-12 Price Changed $134,900 BBOR
  • 2026-01-13 Price Changed $139,900 BBOR
  • 2020-09-14 Sold (Public Records) Public Records
  • 2020-08-10 Sold (MLS) BBOR
  • 2020-07-15 Listed $89,900 BBOR
  • 2018-06-08 Sold (MLS) BBOR
  • 2018-05-18 Listed $29,900 BBOR

Property tax history

+9.9%/yr

Latest (2025): $2,026 · +11.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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