199 Windrow Way · Laguna Beach, FL 32461

$679,000

3 bd · 3.0 ba · 1,817 sqft · SingleFamily public records · 125 Days on market

Built 2020 4,356 sqft lot Est $716k · 5% under $195/mo HOA · 4% of rent ↓ 3% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +9.8/15.0
• Cash flow +7.9/30.0
• Appreciation +7.0/10.0
• Schools +5.2/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.0/10.0
• DSCR +2.0/10.0

Listing remarks MLS

Nestled in the community of Watersound Origins just moments from 30A, this LIKE NEW, well maintained home features the Liam floor plan and offers the pinnacle of coastal charm. The interior shines with premium finishes, including 9' ceilings, 8' doors, crown molding and durable LVP flooring, while the gourmet kitchen is a chef's dream featuring Bosch stainless steel appliances, quartz countertops, and a professional gas range. All three bedrooms are accompanied wither their own ensuite bathrooms and walk-in closets including the optional second floor primary offering a private homeowner retreat or space for guests. Complete with a total gas upgrade package powering a tankless water heater and a dedicated outdoor grill hookup to accompany the oversized screened in patio with extended concrete space and fully fenced yard with conservations views and NO rear neighbors. Residents enjoy unparalleled access to the Watersound Town Center and world-class amenities, including a resort-style pool, golf course, and fitness center, making this an extraordinary opportunity for those seeking a vibrant, turnkey lifestyle. Tour Today!

Key facts

• Quartz countertops
• Gourmet kitchen
• Ensuite bathrooms

Tags

• GOURMET KITCHEN
• QUARTZ COUNTERTOPS
• PROFESSIONAL GAS RANGE
• ENSUITE BATHROOMS
• WALK-IN CLOSETS
• TANKLESS WATER HEATER

Property features AI

Finance

• HOA & community: Part of an association; HOA covers grounds maintenance, legal, management, and recreational facilities; Community amenities include community room, exercise room, golf, pavilion/gazebo, pool, tennis courts, pickleball, and short-term rentals allowed

Exterior

• Parking: Attached garage (1 car)
• Utilities: Electric service; Natural gas; Public water; Public sewer
• Home design: Beach house style; 2 stories; Built in 2020; Zoned for single-family residential; Lot on a paved road (approx. 52' x 90')
• Construction: Composite shingle roof; Trim wood and cement fiberboard siding
• Exterior features: Private yard; Sprinkler system; Covered patio; Screened porch; Community pool

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Refrigerator; Gas water heater
• Bedrooms: 3 bedrooms; Primary bedroom on first floor with walk-in closet and private bath featuring double vanity and a shower
• Flooring: Tile; Vinyl
• Bathrooms: 3 full bathrooms
• Heating & cooling: Central heating (natural gas); Central air conditioning; Electric heat control
• Interior features: Breakfast bar; Recessed lighting; Washer/dryer hookup
• Laundry & utility: Washer/dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $679k.

Deal economics

• At list price, monthly cash flow is $-722 ($-9k/yr) — negative.
• To cash-flow at today's rent, offer at most $551k (18.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $472k (30.5% below list).
• Recommended offer: $472k (30.5% below list) — sets the bar for 1% rule.
• Cap rate 5.0% vs local median 0.9% in Laguna Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#283 in FL, #4,522 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A; Watch: amenities F.
• Walton (rural): math 62% / reading 61% proficiency, ranked #10 of 73 in FL (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Dune Lakes Elementary School (math 74% / reading 68%, grade A-, #320 of 2,144 statewide, top 15%, 928 students, 24% FRL); Emerald Coast Middle School (math 70% / reading 65%, grade A-, #77 of 571 statewide, top 14%, 868 students, 24% FRL); South Walton High School (math 61% / reading 73%, grade B, #69 of 667 statewide, top 11%, 1,235 students, 20% FRL) — zoned schools average 22% FRL vs 48% district-wide (26 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: 723 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,883 units permitted in Walton County in 2024 (1,322 in 5+ unit buildings).
• This rent runs 39% of the median local income ($146k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $32k of equity ($5k loan paydown + $28k appreciation (4.1% local appreciation)).
• Walton County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 125 days — a 12% lower offer ($598k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $472,093 (30.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 5.02%
• Cash-on-cash: -4.56%
• DSCR: 0.80
• GRM: 12.0

CMA / ARV

• ARV (on-the-fly): $715,898
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
304 Windrow Way	0.08mi	4/3.5 (+1)	1,832 (+1%)	4mo	$678,000	$370	85
63 Windrow Way	0.14mi	3/2.0	1,725 (-5%)	0mo	$650,000	$377	81
253 Windrow Way	0.06mi	3/2.5	2,026 (+12%)	3mo	$715,000	$353	73
128 Ravine Rd	0.41mi	3/2.0	1,715 (-6%)	1mo	$650,000	$379	67
81 Windrow Way	0.12mi	3/2.0	1,550 (-15%)	1mo	$589,999	$381	65
91 Catface Dr	0.35mi	3/3.0	2,030 (+12%)	1mo	$820,000	$404	63
1545 Pathways Dr	0.32mi	2/2.0 (-1)	1,674 (-8%)	1mo	$651,500	$389	62
1659 Pathways Dr	0.43mi	3/2.0	1,674 (-8%)	1mo	$659,990	$394	62
102 Firefly Way	0.53mi	3/3.0	1,944 (+7%)	3mo	$835,000	$430	61
77 Cannonball Ln Lot (174)	0.65mi	3/3.0	1,950 (+7%)	4mo	$797,000	$409	54
1886 Pathways Dr	0.58mi	3/2.0	1,960 (+8%)	3mo	$892,500	$455	54
131 Cannonball Ln	0.67mi	3/3.0	1,990 (+10%)	5mo	$850,000	$427	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.06% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.4%
• Equity multiple: 1.39×
• Total profit: $74,704
• Equity at exit: $346,757

10-year hold

• IRR: 8.9%
• Equity multiple: 2.50×
• Total profit: $284,386
• Equity at exit: $569,149

Cash invested: $190,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32461

• Home prices YoY: 1.2%
• Active inventory: 723
• Price-to-rent: 12.0×

Monthly cashflow live

• Estimated rent: $4,721 high
• Mortgage (P&I): −$3,561
• Tax from tax record: −$413 /mo · $4,953/yr
• Insurance: −$283
• HOA: −$195
• Vacancy / Maint / Mgmt: −$991
• Net cashflow: $-722

Break-even live

Break-even rent $5,635

Max offer price $551,475

Occupancy floor —

Sensitivity live

Price	-10% $-338	-5% $-530	+0% $-722	+5% $-914	+10% $-1,106
Rent	-10% $-1,095	-5% $-908	+0% $-722	+5% $-535	+10% $-349
Rate	-1.0pp $-380	-0.5pp $-549	base $-722	+0.5pp $-898	+1.0pp $-1,077

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $169,750
• Closing costs: $20,370
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
263 Windrow Way Inlet Beach, FL	4.0	3.5	2352	$5,200	$2.21	23d	1	0.09mi
48 E Lafayette Rd Inlet Beach, FL	3.0	2.0	1700	$3,700	$2.18	15d	1	0.50mi
117 River Rise Way Inlet Beach, FL	2.0	2.0	1952	$4,950	$2.54	15d	1	0.68mi
7 Barbados Ln Inlet Beach, FL	3.0	2.5	1563	$2,900	$1.86	23d	1	1.36mi
7 Barbados Ln Inlet Beach, FL	3.0	2.5	1563	$2,900	$1.86	15d	1	1.36mi
104 Sandpine Loop Inlet Beach, FL	4.0	3.0	1884	$3,400	$1.80	23d	1	1.38mi
122 Sandpine Loop Inlet Beach, FL	4.0	2.5	1934	$3,000	$1.55	23d	1	1.40mi
323 Suwannee Dr Inlet Beach, FL	2.0	2.0	1442	$3,500	$2.43	15d	1	1.49mi
24 Beach View Dr Unit 1447117P Inlet Beach, FL	4.0	3.0	2303	$4,469	$1.94	23d	1	1.49mi

HOA detail

• Monthly dues: $195 · $2,340/yr
• Likely covers: watergaspoolgym

Listing history 34 events

1. 2026-06-21
   days on market $679,000 Active 125 DOM
2. 2026-06-18
   days on market $679,000 Active 122 DOM
3. 2026-06-17
   days on market $679,000 Active 121 DOM
4. 2026-06-16
   days on market $679,000 Active 120 DOM
5. 2026-06-15
   days on market $679,000 Active 119 DOM
6. 2026-06-14
   days on market $679,000 Active 117 DOM
7. 2026-06-13
   days on market $679,000 Active 116 DOM
8. 2026-06-10
   days on market $679,000 Active 114 DOM
9. 2026-06-09
   days on market $679,000 Active 113 DOM
10. 2026-06-08
    days on market $679,000 Active 112 DOM
11. 2026-06-07
    days on market $679,000 Active 111 DOM
12. 2026-06-05
    days on market $679,000 Active 108 DOM
13. 2026-06-03
    days on market $679,000 Active 107 DOM
14. 2026-06-02
    days on market $679,000 Active 106 DOM
15. 2026-06-01
    days on market $679,000 Active 105 DOM
16. 2026-05-31
    days on market $679,000 Active 104 DOM
17. 2026-05-30
    days on market $679,000 Active 103 DOM
18. 2026-05-02
    price $679,000 1136-char remark

    Show marketing remark (1136 chars)

    Nestled in the community of Watersound Origins just moments from 30A, this LIKE NEW, well maintained home features the Liam floor plan and offers the pinnacle of coastal charm. The interior shines with premium finishes, including 9' ceilings, 8' doors, crown molding and durable LVP flooring, while the gourmet kitchen is a chef's dream featuring Bosch stainless steel appliances, quartz countertops, and a professional gas range. All three bedrooms are accompanied wither their own ensuite bathrooms and walk-in closets including the optional second floor primary offering a private homeowner retreat or space for guests. Complete with a total gas upgrade package powering a tankless water heater and a dedicated outdoor grill hookup to accompany the oversized screened in patio with extended concrete space and fully fenced yard with conservations views and NO rear neighbors. Residents enjoy unparalleled access to the Watersound Town Center and world-class amenities, including a resort-style pool, golf course, and fitness center, making this an extraordinary opportunity for those seeking a vibrant, turnkey lifestyle. Tour Today!

19. 2026-05-02
    price $679,000

    Show marketing remark (1136 chars)

    Nestled in the community of Watersound Origins just moments from 30A, this LIKE NEW, well maintained home features the Liam floor plan and offers the pinnacle of coastal charm. The interior shines with premium finishes, including 9' ceilings, 8' doors, crown molding and durable LVP flooring, while the gourmet kitchen is a chef's dream featuring Bosch stainless steel appliances, quartz countertops, and a professional gas range. All three bedrooms are accompanied wither their own ensuite bathrooms and walk-in closets including the optional second floor primary offering a private homeowner retreat or space for guests. Complete with a total gas upgrade package powering a tankless water heater and a dedicated outdoor grill hookup to accompany the oversized screened in patio with extended concrete space and fully fenced yard with conservations views and NO rear neighbors. Residents enjoy unparalleled access to the Watersound Town Center and world-class amenities, including a resort-style pool, golf course, and fitness center, making this an extraordinary opportunity for those seeking a vibrant, turnkey lifestyle. Tour Today!

20. 2026-05-02
    price $685,000

    Show marketing remark (1136 chars)

    Nestled in the community of Watersound Origins just moments from 30A, this LIKE NEW, well maintained home features the Liam floor plan and offers the pinnacle of coastal charm. The interior shines with premium finishes, including 9' ceilings, 8' doors, crown molding and durable LVP flooring, while the gourmet kitchen is a chef's dream featuring Bosch stainless steel appliances, quartz countertops, and a professional gas range. All three bedrooms are accompanied wither their own ensuite bathrooms and walk-in closets including the optional second floor primary offering a private homeowner retreat or space for guests. Complete with a total gas upgrade package powering a tankless water heater and a dedicated outdoor grill hookup to accompany the oversized screened in patio with extended concrete space and fully fenced yard with conservations views and NO rear neighbors. Residents enjoy unparalleled access to the Watersound Town Center and world-class amenities, including a resort-style pool, golf course, and fitness center, making this an extraordinary opportunity for those seeking a vibrant, turnkey lifestyle. Tour Today!

21. 2026-05-02
    price $685,000 1136-char remark

    Show marketing remark (1136 chars)

    Nestled in the community of Watersound Origins just moments from 30A, this LIKE NEW, well maintained home features the Liam floor plan and offers the pinnacle of coastal charm. The interior shines with premium finishes, including 9' ceilings, 8' doors, crown molding and durable LVP flooring, while the gourmet kitchen is a chef's dream featuring Bosch stainless steel appliances, quartz countertops, and a professional gas range. All three bedrooms are accompanied wither their own ensuite bathrooms and walk-in closets including the optional second floor primary offering a private homeowner retreat or space for guests. Complete with a total gas upgrade package powering a tankless water heater and a dedicated outdoor grill hookup to accompany the oversized screened in patio with extended concrete space and fully fenced yard with conservations views and NO rear neighbors. Residents enjoy unparalleled access to the Watersound Town Center and world-class amenities, including a resort-style pool, golf course, and fitness center, making this an extraordinary opportunity for those seeking a vibrant, turnkey lifestyle. Tour Today!

22. 2026-05-02
    price $665,000 1136-char remark

    Show marketing remark (1136 chars)

    Nestled in the community of Watersound Origins just moments from 30A, this LIKE NEW, well maintained home features the Liam floor plan and offers the pinnacle of coastal charm. The interior shines with premium finishes, including 9' ceilings, 8' doors, crown molding and durable LVP flooring, while the gourmet kitchen is a chef's dream featuring Bosch stainless steel appliances, quartz countertops, and a professional gas range. All three bedrooms are accompanied wither their own ensuite bathrooms and walk-in closets including the optional second floor primary offering a private homeowner retreat or space for guests. Complete with a total gas upgrade package powering a tankless water heater and a dedicated outdoor grill hookup to accompany the oversized screened in patio with extended concrete space and fully fenced yard with conservations views and NO rear neighbors. Residents enjoy unparalleled access to the Watersound Town Center and world-class amenities, including a resort-style pool, golf course, and fitness center, making this an extraordinary opportunity for those seeking a vibrant, turnkey lifestyle. Tour Today!

23. 2026-05-02
    price $665,000

    Show marketing remark (1136 chars)

    Nestled in the community of Watersound Origins just moments from 30A, this LIKE NEW, well maintained home features the Liam floor plan and offers the pinnacle of coastal charm. The interior shines with premium finishes, including 9' ceilings, 8' doors, crown molding and durable LVP flooring, while the gourmet kitchen is a chef's dream featuring Bosch stainless steel appliances, quartz countertops, and a professional gas range. All three bedrooms are accompanied wither their own ensuite bathrooms and walk-in closets including the optional second floor primary offering a private homeowner retreat or space for guests. Complete with a total gas upgrade package powering a tankless water heater and a dedicated outdoor grill hookup to accompany the oversized screened in patio with extended concrete space and fully fenced yard with conservations views and NO rear neighbors. Residents enjoy unparalleled access to the Watersound Town Center and world-class amenities, including a resort-style pool, golf course, and fitness center, making this an extraordinary opportunity for those seeking a vibrant, turnkey lifestyle. Tour Today!

24. 2026-04-11
    price $680,000 1136-char remark

    Show marketing remark (1136 chars)

    Nestled in the community of Watersound Origins just moments from 30A, this LIKE NEW, well maintained home features the Liam floor plan and offers the pinnacle of coastal charm. The interior shines with premium finishes, including 9' ceilings, 8' doors, crown molding and durable LVP flooring, while the gourmet kitchen is a chef's dream featuring Bosch stainless steel appliances, quartz countertops, and a professional gas range. All three bedrooms are accompanied wither their own ensuite bathrooms and walk-in closets including the optional second floor primary offering a private homeowner retreat or space for guests. Complete with a total gas upgrade package powering a tankless water heater and a dedicated outdoor grill hookup to accompany the oversized screened in patio with extended concrete space and fully fenced yard with conservations views and NO rear neighbors. Residents enjoy unparalleled access to the Watersound Town Center and world-class amenities, including a resort-style pool, golf course, and fitness center, making this an extraordinary opportunity for those seeking a vibrant, turnkey lifestyle. Tour Today!

25. 2026-04-10
    price $680,000
26. 2026-02-25
    price $688,000
27. 2026-02-13
    listed $699,000 Active 1136-char remark

    Show marketing remark (1136 chars)

    Nestled in the community of Watersound Origins just moments from 30A, this LIKE NEW, well maintained home features the Liam floor plan and offers the pinnacle of coastal charm. The interior shines with premium finishes, including 9' ceilings, 8' doors, crown molding and durable LVP flooring, while the gourmet kitchen is a chef's dream featuring Bosch stainless steel appliances, quartz countertops, and a professional gas range. All three bedrooms are accompanied wither their own ensuite bathrooms and walk-in closets including the optional second floor primary offering a private homeowner retreat or space for guests. Complete with a total gas upgrade package powering a tankless water heater and a dedicated outdoor grill hookup to accompany the oversized screened in patio with extended concrete space and fully fenced yard with conservations views and NO rear neighbors. Residents enjoy unparalleled access to the Watersound Town Center and world-class amenities, including a resort-style pool, golf course, and fitness center, making this an extraordinary opportunity for those seeking a vibrant, turnkey lifestyle. Tour Today!

28. 2026-02-13
    listed $699,000 Active

    Show marketing remark (1136 chars)

    Nestled in the community of Watersound Origins just moments from 30A, this LIKE NEW, well maintained home features the Liam floor plan and offers the pinnacle of coastal charm. The interior shines with premium finishes, including 9' ceilings, 8' doors, crown molding and durable LVP flooring, while the gourmet kitchen is a chef's dream featuring Bosch stainless steel appliances, quartz countertops, and a professional gas range. All three bedrooms are accompanied wither their own ensuite bathrooms and walk-in closets including the optional second floor primary offering a private homeowner retreat or space for guests. Complete with a total gas upgrade package powering a tankless water heater and a dedicated outdoor grill hookup to accompany the oversized screened in patio with extended concrete space and fully fenced yard with conservations views and NO rear neighbors. Residents enjoy unparalleled access to the Watersound Town Center and world-class amenities, including a resort-style pool, golf course, and fitness center, making this an extraordinary opportunity for those seeking a vibrant, turnkey lifestyle. Tour Today!

29. 2024-05-22
    soldstatus $685,000 Sold 962-char remark

    Show marketing remark (962 chars)

    Discover the charm of coastal living with this immaculate Liam floor plan, nestled in the highly sought-after neighborhood of Watersound Origins. The home boasts Bosch stainless steel appliances, quartz countertops, 9' ceilings, 8' doors, LVP floors, and tile in the bathrooms. Two bedrooms have an attached bath, meaning you can make the primary suite on either the first or second floor. With the total gas upgrade package, the home has a gas range, tankless water heater, and gas grill hookup. Crown molding in the living room and kitchen add a touch of sophistication, while a spacious screened-in patio beckons for serene evenings of relaxation. Watersound Origins, just moments from 30A, boasts a vibrant community with amenities like a resort-style pool, golf course, fitness center, and more, all complemented by the convenience of Watersound Town Center at the neighborhood entrance. Don't miss this opportunity-reach out today and schedule a showing!

30. 2024-05-22
    soldstatus $685,000 Closed

    Show marketing remark (962 chars)

    Discover the charm of coastal living with this immaculate Liam floor plan, nestled in the highly sought-after neighborhood of Watersound Origins. The home boasts Bosch stainless steel appliances, quartz countertops, 9' ceilings, 8' doors, LVP floors, and tile in the bathrooms. Two bedrooms have an attached bath, meaning you can make the primary suite on either the first or second floor. With the total gas upgrade package, the home has a gas range, tankless water heater, and gas grill hookup. Crown molding in the living room and kitchen add a touch of sophistication, while a spacious screened-in patio beckons for serene evenings of relaxation. Watersound Origins, just moments from 30A, boasts a vibrant community with amenities like a resort-style pool, golf course, fitness center, and more, all complemented by the convenience of Watersound Town Center at the neighborhood entrance. Don't miss this opportunity-reach out today and schedule a showing!

31. 2024-05-22
    soldstatus $685,000

    Show marketing remark (962 chars)

    Discover the charm of coastal living with this immaculate Liam floor plan, nestled in the highly sought-after neighborhood of Watersound Origins. The home boasts Bosch stainless steel appliances, quartz countertops, 9' ceilings, 8' doors, LVP floors, and tile in the bathrooms. Two bedrooms have an attached bath, meaning you can make the primary suite on either the first or second floor. With the total gas upgrade package, the home has a gas range, tankless water heater, and gas grill hookup. Crown molding in the living room and kitchen add a touch of sophistication, while a spacious screened-in patio beckons for serene evenings of relaxation. Watersound Origins, just moments from 30A, boasts a vibrant community with amenities like a resort-style pool, golf course, fitness center, and more, all complemented by the convenience of Watersound Town Center at the neighborhood entrance. Don't miss this opportunity-reach out today and schedule a showing!

32. 2024-05-02
    status Pending
33. 2024-04-19
    listed $700,000 Active 962-char remark

    Show marketing remark (962 chars)

    Discover the charm of coastal living with this immaculate Liam floor plan, nestled in the highly sought-after neighborhood of Watersound Origins. The home boasts Bosch stainless steel appliances, quartz countertops, 9' ceilings, 8' doors, LVP floors, and tile in the bathrooms. Two bedrooms have an attached bath, meaning you can make the primary suite on either the first or second floor. With the total gas upgrade package, the home has a gas range, tankless water heater, and gas grill hookup. Crown molding in the living room and kitchen add a touch of sophistication, while a spacious screened-in patio beckons for serene evenings of relaxation. Watersound Origins, just moments from 30A, boasts a vibrant community with amenities like a resort-style pool, golf course, fitness center, and more, all complemented by the convenience of Watersound Town Center at the neighborhood entrance. Don't miss this opportunity-reach out today and schedule a showing!

34. 2024-04-19
    listed $700,000 Active

    Show marketing remark (962 chars)

    Discover the charm of coastal living with this immaculate Liam floor plan, nestled in the highly sought-after neighborhood of Watersound Origins. The home boasts Bosch stainless steel appliances, quartz countertops, 9' ceilings, 8' doors, LVP floors, and tile in the bathrooms. Two bedrooms have an attached bath, meaning you can make the primary suite on either the first or second floor. With the total gas upgrade package, the home has a gas range, tankless water heater, and gas grill hookup. Crown molding in the living room and kitchen add a touch of sophistication, while a spacious screened-in patio beckons for serene evenings of relaxation. Watersound Origins, just moments from 30A, boasts a vibrant community with amenities like a resort-style pool, golf course, fitness center, and more, all complemented by the convenience of Watersound Town Center at the neighborhood entrance. Don't miss this opportunity-reach out today and schedule a showing!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,953 · $413/mo
• Projected year-2 tax: $5,636 · $470/mo
• Expected delta: +$682/yr (+$57/mo · 13.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $56,651
• − Mortgage interest: −$38,035
• − Property taxes: −$4,953
• − Insurance: −$3,395
• − Repairs & maintenance: −$4,532
• − Management: −$4,532
• − HOA: −$2,340
• − Depreciation: −$19,753
• Taxable loss: −$20,888
• Est. tax savings @ 24.0%: +$5,013
• After-tax cash flow: $-3,649/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Walton
• NCES district ID: 1201980
• Math proficiency: 62% ▼ -4.00%
• Reading proficiency: 61% ▼ -2.00%
• Median HH income: $46,794
• Composite: 52.03/100
• National rank: #1634
• State rank: #10 of 73 in FL

Livability — Laguna Beach

• Score: 74/100
• State rank: #283
• US rank: #4522

Category grades

Amenities F Commute C+ Cost of living B+ Crime A+ Employment A Housing A+ Health & safety A- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Walton County · 70,839 people
• Metro: Crestview-Fort Walton Beach-Destin, FL
• Population (ZIP): 3,757
• Household income: $145,706
• Rent vs Own: 13.8% rent · 86.2% own
• Severe rent burden: 67.0

Population outlook (Walton County) Hauer SSP2

• Today (2025): 80,014 people
• By 2030: 88,120 · +10.1%
• By 2040: 103,537 · +29.4%
• By 2050: 117,034 · +46.3%
• By 2075: 143,901 · +79.8%
• By 2100: 155,138 · +93.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Two or more races 6% Hispanic / Latino 3% Black 2% Asian 1%
• Common ancestry: Slovak 4% Lithuanian 4% Portuguese 3%
• Foreign-born: 8% · Canada
• Languages at home: 94% English-only · Spanish 5% Other Asian/Pacific 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Walton

• 2024 margin: Solid R (+57.8) · D 20.7% · R 78.6%
• 2008→2024 swing: -12.0pp toward R · 2008: -45.8pp · 2024: -57.8pp
• All cycles: 2024: R+57.8 2020: R+51.7 2016: R+56.1 2012: R+52.0 2008: R+45.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.06%
• Current HPI: 346.4019
• Rent YoY: —
• Metro: Crestview-Fort Walton Beach-Destin, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-3.0% since first listed

17 events — show timeline

• 2026-05-02 Price Changed $679,000 CPARMLS
• 2026-05-02 Price Changed $679,000 ECAR
• 2026-05-02 Price Changed $685,000 ECAR
• 2026-05-02 Price Changed $685,000 CPARMLS
• 2026-05-02 Price Changed $665,000 CPARMLS
• 2026-05-02 Price Changed $665,000 ECAR
• 2026-04-11 Price Changed $680,000 CPARMLS
• 2026-04-10 Price Changed $680,000 ECAR
• 2026-02-25 Price Changed $688,000 ECAR
• 2026-02-13 Listed $699,000 ECAR
• 2026-02-13 Listed $699,000 CPARMLS
• 2024-05-22 Sold (Public Records) $685,000 Public Records
• 2024-05-22 Sold (MLS) $685,000 CPARMLS
• 2024-05-22 Sold (MLS) $685,000 ECAR
• 2024-05-02 Pending — CPARMLS
• 2024-04-19 Listed $700,000 CPARMLS
• 2024-04-19 Listed $700,000 ECAR

Property tax history

+44.8%/yr

Latest (2025): $4,953 · -6.4% YoY. Source: county tax records.