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141 S Barat Ave
B+ Composite 76.35
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +4.8/5.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$49,900

141 S Barat Ave · Ferguson, MO 63135
2 bd · 1.0 ba · 1,046 sqft · SingleFamily public records · 255 Days on market
Built 1928 9,901 sqft lot $48/sqft · 44% below area Est $90k · 44% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor Special – 3 Bed / 1 Bath in Ferguson! Are you looking for your next remodel, flip, or a great rental to add to your portfolio? This 3-bedroom, 1-bathroom home offers 1,166 sq. ft. of potential. The property needs work and will be sold as-is, giving savvy buyers the perfect opportunity to add value. Please schedule your showing and complete all due diligence. No creative financing, no owner financing – serious buyers only. Opportunities like this in Ferguson don’t last long—make your move today!

Key facts

  • 9,901 sq ft lot
  • Garage
  • Built 1928

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $50k.

Deal economics

  • At list price, monthly cash flow is $656 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $50k).
  • Recommended offer: $44k (12.0% below list) — sets the bar for market timing.
  • Cap rate 22.1% vs local median 9.2% in Ferguson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#586 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: health & safety C-, schools F, crime F.
  • Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+9.0%/yr); 162 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 255 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $20k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $34k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $43,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 255 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.64%
Cap rate
22.06%
Cash-on-cash
56.32%
DSCR
3.51
GRM
3.2

CMA / ARV

ARV (median comp)
$89,831
List price
$49,900
Delta
-44.45%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
35 Lee Ave 0.46mi 2/1.0 1,066 (+2%) 2mo $65,000 $61 74
227 Meadowcrest Dr 0.16mi 3/1.0 (+1) 960 (-8%) 3mo $129,900 $135 71
247 S Hartnett Ave Unit 1/2 0.14mi 2/1.0 902 (-14%) 2mo $75,000 $83 69
125 Forestwood Dr 0.46mi 3/1.0 (+1) 1,032 (-1%) 3mo $77,900 $75 69
945 Edgehill Dr 0.29mi 3/1.0 (+1) 1,110 (+6%) 3mo $114,900 $104 69
296 Meadowcrest Dr 0.30mi 3/1.0 (+1) 960 (-8%) 2mo $109,900 $114 66
277 Dashwood Dr 0.33mi 3/1.0 (+1) 960 (-8%) 2mo $74,900 $78 64
4 S Dellwood Ave 0.74mi 2/1.0 1,086 (+4%) 2mo $98,900 $91 58
100 Florwood Ct 0.72mi 3/1.0 (+1) 1,004 (-4%) 3mo $79,900 $80 52
435 N Clay Ave 0.75mi 2/1.5 972 (-7%) 3mo $155,000 $159 48
315 Royal Ave 0.62mi 3/1.0 (+1) 1,176 (+12%) 3mo $95,000 $81 43
610 Superior Dr 0.69mi 3/1.0 (+1) 900 (-14%) 3mo $139,000 $154 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
60.5%
Equity multiple
3.91×
Total profit
$40,682
Equity at exit
$7,440
10-year hold
IRR
67.0%
Equity multiple
9.66×
Total profit
$121,060
Equity at exit
$4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63135

Rents YoY
9.0%
Active inventory
162
Price-to-rent
3.2×

Monthly cashflow live

Estimated rent
$1,317 high interval (Pro) →
Mortgage (P&I)
$262
Tax from tax record
$102 /mo · $1,227/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$277
Net cashflow
$656

Break-even live

Break-even rent $487
Max offer price $49,900
Occupancy floor 45%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,475
Closing costs
$1,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
249 S Hartnett Ave Saint Louis, MO 3.0 1.0 960 $1,220 $1.27 23d 1 0.16mi
227 Meadowcrest Dr Saint Louis, MO 3.0 1.0 960 $1,500 $1.56 43d 1 0.18mi
13 N Hartnett Ave Saint Louis, MO 3.0 1.0 1140 $1,400 $1.23 10d 1 0.26mi
296 Meadowcrest Dr Saint Louis, MO 3.0 1.0 960 $1,550 $1.61 14d 1 0.31mi
945 Edgehill Dr Saint Louis, MO 3.0 1.0 1110 $1,575 $1.42 43d 1 0.31mi
338 Saint Louis Ave Saint Louis, MO 3.0 1.0 1200 $1,200 $1.00 43d 1 0.32mi
110 Paul Ave Saint Louis, MO 3.0 1.0 875 $1,050 $1.20 7d 1 0.42mi
104 Fenwick Dr Saint Louis, MO 3.0 1.0 960 $1,250 $1.30 23d 1 0.43mi
307 Coppinger Dr Saint Louis, MO 3.0 1.0 960 $1,095 $1.14 17d 1 0.50mi
419 S Florissant Rd Ferguson, MO 2.0 1.0 1100 $1,200 $1.09 43d 1 0.52mi
12 Lee Ave Saint Louis, MO 2.0 1.0 832 $1,080 $1.30 7d 1 0.53mi
26 Arbor Village Ct Ferguson, MO 1.0–2.0 1.0 714 $950 $1.33 23d 1 0.58mi
401 Millman Dr Saint Louis, MO 3.0 1.0 1008 $1,450 $1.44 16d 1 0.59mi
415 Ames Pl Saint Louis, MO 3.0 1.0 816 $1,400 $1.72 43d 1 0.59mi
338 La Motte Ln Saint Louis, MO 2.0 1.0 904 $1,150 $1.27 43d 1 0.60mi
6180 Emerald Ave Saint Louis, MO 2.0 1.0 729 $1,300 $1.78 43d 1 0.63mi
617 Tesmore Pl Saint Louis, MO 2.0 1.0 877 $1,200 $1.37 43d 1 0.65mi
502 Averill Ave Saint Louis, MO 2.0 1.0 840 $1,250 $1.49 43d 1 0.65mi
6170 Emerald Ave Saint Louis, MO 3.0 1.0 1286 $1,500 $1.17 14d 1 0.67mi
6170 Emerald Ave Saint Louis, MO 3.0 1.0 1286 $1,425 $1.11 1d 1 0.67mi
6188 Dupree Ave Saint Louis, MO 3.0 1.5 972 $1,300 $1.34 43d 1 0.68mi
222 Randolph Ave Saint Louis, MO 2.0 1.0 964 $1,400 $1.45 7d 1 0.70mi
650 Robert Ave Ferguson, MO 3.0 1.0 816 $1,224 $1.50 43d 1 0.71mi
246 Louisa Ave Saint Louis, MO 3.0 1.0 1036 $1,600 $1.54 43d 1 0.75mi
920 Hutton Pl Saint Louis, MO 3.0 1.0 912 $1,195 $1.31 43d 1 0.79mi
324 Emmett Ave Saint Louis, MO 3.0 2.0 1357 $1,650 $1.22 23d 1 0.79mi
223 Wiegel Dr Saint Louis, MO 3.0 1.0 864 $1,560 $1.81 12d 1 0.79mi
801 Thomas Ave Saint Louis, MO 3.0 1.0 864 $1,350 $1.56 43d 1 0.94mi
601 Carson Rd Saint Louis, MO 2.0 1.0 743 $950 $1.28 23d 1 0.97mi
265 S Harvey Ave Saint Louis, MO 3.0 1.5 1240 $1,350 $1.09 43d 1 1.02mi
360 S Harvey Ave Saint Louis, MO 2.0 1.0 936 $925 $0.99 43d 1 1.04mi
1550 Northwinds Estates Dr St. Louis, MO 1.0–2.0 1.0–1.5 877 $1,050 $1.20 43d 1 1.04mi
9717 Dennis Dr Saint Louis, MO 3.0 1.0 1056 $1,323 $1.25 43d 1 1.05mi
9845 Dennis Dr Saint Louis, MO 3.0 1.0 960 $1,550 $1.61 12d 1 1.06mi
204 Hawkesbury Dr Saint Louis, MO 2.0 1.0 849 $1,250 $1.47 4d 1 1.08mi
5925 Brand Ave Saint Louis, MO 3.0 1.0 951 $1,200 $1.26 43d 1 1.08mi
806 Marvin Ave Saint Louis, MO 2.0 1.0 726 $1,100 $1.52 43d 1 1.08mi
9850 Dennis Dr Saint Louis, MO 2.0 1.0 1032 $1,175 $1.14 43d 1 1.09mi
5900 Sheriton Dr Saint Louis, MO 3.0 1.0 864 $1,050 $1.22 23d 1 1.10mi
519 Graf Ave Saint Louis, MO 3.0 2.0 887 $1,297 $1.46 20d 1 1.11mi

Listing history 21 events

  1. 2026-06-18
    days on market $49,900 Active 255 DOM
  2. 2026-06-17
    days on market $49,900 Active 254 DOM
  3. 2026-06-16
    days on market $49,900 Active 253 DOM
  4. 2026-06-15
    days on market $49,900 Active 252 DOM
  5. 2026-06-13
    days on market $49,900 Active 250 DOM
  6. 2026-06-13
    days on market $49,900 Active 249 DOM
  7. 2026-06-09
    days on market $49,900 Active 246 DOM
  8. 2026-06-08
    days on market $49,900 Active 245 DOM
  9. 2026-06-07
    pricedays on market $49,900 Active 244 DOM
  10. 2026-06-05
    days on market $59,900 Active 241 DOM
  11. 2026-06-03
    days on market $59,900 Active 240 DOM
  12. 2026-06-02
    days on market $59,900 Active 239 DOM
  13. 2026-06-01
    days on market $59,900 Active 238 DOM
  14. 2026-05-31
    days on market $59,900 Active 237 DOM
  15. 2026-04-08
    price $59,900 534-char remark
    Show marketing remark (534 chars)

    Investor Special – 3 Bed / 1 Bath in Ferguson! Are you looking for your next remodel, flip, or a great rental to add to your portfolio? This 3-bedroom, 1-bathroom home offers 1,166 sq. ft. of potential. The property needs work and will be sold as-is, giving savvy buyers the perfect opportunity to add value. Please schedule your showing and complete all due diligence. No creative financing, no owner financing – serious buyers only. Opportunities like this in Ferguson don’t last long—make your move today!

  16. 2026-03-25
    status Active 534-char remark
    Show marketing remark (534 chars)

    Investor Special – 3 Bed / 1 Bath in Ferguson! Are you looking for your next remodel, flip, or a great rental to add to your portfolio? This 3-bedroom, 1-bathroom home offers 1,166 sq. ft. of potential. The property needs work and will be sold as-is, giving savvy buyers the perfect opportunity to add value. Please schedule your showing and complete all due diligence. No creative financing, no owner financing – serious buyers only. Opportunities like this in Ferguson don’t last long—make your move today!

  17. 2025-12-24
    price $68,950 534-char remark
    Show marketing remark (534 chars)

    Investor Special – 3 Bed / 1 Bath in Ferguson! Are you looking for your next remodel, flip, or a great rental to add to your portfolio? This 3-bedroom, 1-bathroom home offers 1,166 sq. ft. of potential. The property needs work and will be sold as-is, giving savvy buyers the perfect opportunity to add value. Please schedule your showing and complete all due diligence. No creative financing, no owner financing – serious buyers only. Opportunities like this in Ferguson don’t last long—make your move today!

  18. 2025-10-02
    listed $69,950 Active 534-char remark
    Show marketing remark (534 chars)

    Investor Special – 3 Bed / 1 Bath in Ferguson! Are you looking for your next remodel, flip, or a great rental to add to your portfolio? This 3-bedroom, 1-bathroom home offers 1,166 sq. ft. of potential. The property needs work and will be sold as-is, giving savvy buyers the perfect opportunity to add value. Please schedule your showing and complete all due diligence. No creative financing, no owner financing – serious buyers only. Opportunities like this in Ferguson don’t last long—make your move today!

  19. 2016-07-01
    soldstatus $34,000
  20. 2006-01-31
    soldstatus $98,000
  21. 2005-08-11
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,227 · $102/mo
Projected year-2 tax
$1,227 · $102/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,804
− Mortgage interest
−$2,795
− Property taxes
−$1,227
− Insurance
−$250
− Repairs & maintenance
−$1,264
− Management
−$1,264
− Depreciation
−$1,452
Taxable income
$7,552
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,813
After-tax cash flow
$6,056/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ferguson-Florissant R-II
NCES district ID
2912010
Math proficiency
7% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$44,610
Composite
11.96/100
National rank
#9666
State rank
#311 of 324 in MO

Livability — Ferguson

Score
58/100
State rank
#586
US rank
#20809

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing B+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ferguson, MO
County
Saint Louis County · 888,823 people
City population
17,813
Metro
St. Louis, MO-IL
Population (ZIP)
18,381
Household income
$52,328
Rent vs Own
45.8% rent · 54.2% own
Severe rent burden
957.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (66%)
Race & ethnicity
Black 66% White 28% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Lithuanian 1% Iranian 1% Romanian 1%
Foreign-born
1% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -152.56%
Current HPI
138.6781
Rent YoY
▲ 9.03%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+33.1% since first listed
7 events — show timeline
  • 2026-04-08 Price Changed $59,900 MARIS as Distributed by MLS Grid
  • 2026-03-25 Relisted MARIS as Distributed by MLS Grid
  • 2025-12-24 Price Changed $68,950 MARIS as Distributed by MLS Grid
  • 2025-10-02 Listed $69,950 MARIS as Distributed by MLS Grid
  • 2016-07-01 Sold (Public Records) $34,000 Public Records
  • 2006-01-31 Sold (Public Records) $98,000 Public Records
  • 2005-08-11 Sold (Public Records) $45,000 Public Records

Property tax history

+1.0%/yr

Latest (2022): $1,227 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…