245 Bronx River Rd Unit 7F · Yonkers, NY 10704

$149,000

2 bd · 1.0 ba · 800 sqft · Townhouse · 20 Days on market

Built 1956 Fair condition Garage $186/sqft · 16% below area Est $176k · 16% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +14.5/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +5.9/10.0
• Rent growth +5.0/5.0
• Livability +3.4/5.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Perfect one bedroom unit in great condition! Spacious layout with separate kitchen area and living room/dining area. Features an updated bathroom and large bedroom. Appliances included are dishwasher, refrigerator, stove, microwave, and window AC. This well maintained building offers an on site laundry room, elevator, and renting is allowed after one year of owner occupancy. The maintenance fee includes gas, hot water, heat and property taxes. No pets allowed. A commuter's dream with easy access to all! Just minutes from local shopping centers, major highways, and Metro North train station.

Key facts

• Corner residence
• Assigned parking
• Updated bathroom

Tags

• CORNER RESIDENCE
• DISTINCT KITCHEN AREA
• UPDATED BATHROOM
• FULL SUITE OF APPLIANCES
• ON-SITE LAUNDRY
• ASSIGNED PARKING

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath townhouse listed at $149k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $986 ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $149k).
• Recommended offer: $147k (1.5% below list) — sets the bar for market timing.
• Cap rate 14.7% vs local median 5.4% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
• Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Yonkers Early Childhood Academy (327 students, 72% FRL); Yonkers Middle School (math 17% / reading 37%, grade F, #587 of 729 statewide, top 81%, 601 students, 88% FRL); Yonkers High School (math 92% / reading 88%, grade A+, #238 of 1,100 statewide, top 23%, 1,060 students, 76% FRL) — zoned schools average 79% FRL vs 64% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+21.0%/yr); 211 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 60d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $42k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 20 days — a 2% lower offer ($147k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $56/mo; built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $146,765 (1.5% below list)

Questions for the listing agent

1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
2. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.76% ✓
• Cap rate: 14.68%
• Cash-on-cash: 29.95%
• DSCR: 2.33
• GRM: 4.7

CMA / ARV

• ARV (median comp): $176,479
• List price: $149,000
• Delta: -17.84%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
255 Bronx River Rd Unit 4M	0.01mi	1/1.0 (-1)	800 (0%)	3mo	$135,000	$169	92
255 Bronx River Rd Unit 8J	0.01mi	1/1.0 (-1)	800 (0%)	4mo	$175,000	$219	91
255 Bronx River Rd Unit 3K	0.01mi	1/1.0 (-1)	825 (+3%)	2mo	$155,500	$188	87
245 Bronx River Rd Bronx River Rd Unit 3E	0.00mi	1/1.0 (-1)	762 (-5%)	0mo	$150,000	$197	87
85 Bronx River Road Rd Unit 3S	0.38mi	1/1.0 (-1)	815 (+2%)	0mo	$181,000	$222	74
333 Bronx River Rd #624	0.17mi	1/1.0 (-1)	875 (+9%)	0mo	$180,000	$206	72
355 Bronx River Rd Unit 1i	0.25mi	1/1.0 (-1)	850 (+6%)	2mo	$160,000	$188	71
20 Secor Unit 6U	0.25mi	1/1.0 (-1)	750 (-6%)	3mo	$168,000	$224	70
1122 Yonkers Ave Unit 1J	0.29mi	1/1.0 (-1)	750 (-6%)	4mo	$160,000	$213	67
485 Bronx River Rd Unit C62	0.57mi	1/1.0 (-1)	800 (0%)	1mo	$190,000	$238	67
475 Bronx River Rd Unit 3G	0.54mi	1/1.0 (-1)	800 (0%)	4mo	$157,500	$197	67
475 Bronx River Rd Unit 6C	0.54mi	1/1.0 (-1)	850 (+6%)	1mo	$176,000	$207	59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 28.3%
• Equity multiple: 2.26×
• Total profit: $52,560
• Equity at exit: $22,216

10-year hold

• IRR: 38.7%
• Equity multiple: 5.55×
• Total profit: $189,958
• Equity at exit: $12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 5 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City Yonkers: 5 Strongly Tenant-Friendly · D+20

Westchester rent guidelines board.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 29 active · 24 under contract
• Months of supply: 7.9 mo (13%/mo absorbed)
• Median asking: $179,000 ($226/sqft)
• Median days on market: 51 d
• This list price: 3% of active listings are priced below it
• ARV vs active asking: -2.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 10704

• Rents YoY: 21.0%
• Active inventory: 211
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $2,621 high
• Mortgage (P&I): −$781
• Tax est. 1.5%: −$186 /mo · $2,235/yr
• Insurance: −$62
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$550
• Net cashflow: $986

Break-even live

Break-even rent $1,374

Max offer price $149,000

Occupancy floor 57%

Sensitivity live

Price	-10% $1,089	-5% $1,037	+0% $986	+5% $934	+10% $883
Rent	-10% $779	-5% $882	+0% $986	+5% $1,089	+10% $1,193
Rate	-1.0pp $1,061	-0.5pp $1,024	base $986	+0.5pp $947	+1.0pp $908

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,250
• Closing costs: $4,470
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
255 Bronx River Rd Unit 4R Yonkers, NY	1.0	1.0	800	$2,300	$2.88	2d	1	0.04mi
111 Hart Ave Yonkers, NY	2.0	1.0	800	$2,800	$3.50	0d	1	0.08mi
216 1st St Unit 1 Yonkers, NY	1.0	1.0	600	$2,000	$3.33	93d	1	0.13mi
135 Wakefield Ave Yonkers, NY	2.0	1.0	600	$2,795	$4.66	0d	3	0.24mi
52 Yonkers Ter Apt 6H Yonkers, NY	1.0	1.0	750	$1,975	$2.63	4d	1	0.32mi
20 Overhill Pl Unit 3 Yonkers, NY	2.0	1.0	800	$3,000	$3.75	93d	1	0.37mi
2325 Cortlandt St Unit 4 Mt Vernon, NY	2.0	1.0	700	$2,300	$3.29	73d	1	0.43mi
29 S 15th Ave Unit 1 Mt Vernon, NY	2.0	1.0	952	$2,650	$2.78	17d	1	0.51mi
4 N Bleeker St Fl 4 Mt Vernon, NY	2.0	1.0	800	$2,000	$2.50	38d	1	0.55mi
34 N Terrace Ave Unit 2ndFL Mt Vernon, NY	2.0	1.0	800	$3,500	$4.38	17d	1	0.56mi
34 N Terrace Ave Unit 2nd floor Mt Vernon, NY	2.0	1.0	800	$3,000	$3.75	17d	1	0.56mi
18 N Bond St Unit 3D Mt Vernon, NY	1.0	1.0	750	$2,000	$2.67	73d	1	0.60mi
13 N Bond St Mount Vernon, NY	1.0	1.0	600	$1,785	$2.98	73d	1	0.61mi
495 Kimball Ave Unit First Floor Yonkers, NY	2.0	1.0	1100	$3,000	$2.73	93d	1	0.63mi
32 N Bond St Mount Vernon, NY	1.0	1.0	850	$1,700	$2.00	33d	1	0.63mi
119 S 13th Ave Mount Vernon, NY	2.0	1.0	800	$2,997	$3.75	62d	1	0.65mi
44 N Bond St Unit 1 Mt Vernon, NY	2.0	1.0	1100	$2,900	$2.64	40d	1	0.65mi
86 Edgewood Ave Apt 2E Yonkers, NY	2.0	1.0	1000	$2,599	$2.60	68d	1	0.73mi
86 Edgewood Ave Unit 2W Yonkers, NY	2.0	1.0	1000	$2,699	$2.70	93d	1	0.73mi
119 S 11th Ave Unit 1 Mt Vernon, NY	2.0	1.0	700	$2,800	$4.00	60d	1	0.73mi
14 Elm St Unit 2 Mt Vernon, NY	2.0	1.0	1000	$2,800	$2.80	73d	1	0.74mi
142 Trenchard St Unit 2E Yonkers, NY	1.0	1.0	900	$2,250	$2.50	60d	1	0.74mi
793 McLean Ave Yonkers, NY	1.0	1.0	580	$2,400	$4.14	2d	1	0.87mi
103 North St Mount Vernon, NY	1.0	1.0	720	$1,900	$2.64	70d	1	0.91mi
18 N 6th Ave Unit 2 Mt Vernon, NY	2.0	2.0	850	$2,450	$2.88	3d	1	0.92mi
150 S 6th Ave Unit 2 Mt Vernon, NY	1.0	1.0	800	$2,500	$3.12	56d	1	0.98mi
150 S 6th Ave Unit 2 Mt Vernon, NY	1.0	1.0	800	$2,500	$3.12	66d	1	0.98mi
230 N 7th Ave Unit 2 Mt Vernon, NY	1.0	1.0	950	$2,300	$2.42	59d	1	0.98mi
12 Putnam St Mount Vernon, NY	2.0	1.0	950	$2,600	$2.74	73d	1	1.01mi
200 Crescent Pl Unit 2nd fl Yonkers, NY	1.0	1.0	800	$2,150	$2.69	37d	1	1.01mi
356 S Tenth Ave Unit 2nd Floor Mt Vernon, NY	3.0	2.0	1100	$3,850	$3.50	73d	1	1.03mi
671 Bronx River Rd Unit 3A Yonkers, NY	2.0	1.5	950	$3,000	$3.16	73d	1	1.06mi
224 Gramatan Ave Unit 4K Mt Vernon, NY	1.0	1.0	700	$2,400	$3.43	4d	1	1.08mi
675 McLean Ave Unit 006H Yonkers, NY	1.0	1.0	577	$2,071	$3.59	54d	1	1.08mi
525 N Macquesten Pkwy Mount Vernon, NY	1.0	1.0	750	$3,195	$4.26	4d	1	1.16mi
173 Crary Ave Mount Vernon, NY	3.0	2.0	1100	$3,100	$2.82	73d	1	1.23mi
462 S 7th Ave #2 Mt Vernon, NY	3.0	1.0	1100	$3,300	$3.00	32d	1	1.26mi
257 S 2nd Ave Mount Vernon, NY	1.0	1.0	800	$2,250	$2.81	73d	1	1.26mi
770 Bronx River Rd Apt A42 Yonkers, NY	2.0	1.0	775	$2,500	$3.23	38d	1	1.29mi
10 Wilbur St Unit 1 Yonkers, NY	1.0	1.0	700	$2,000	$2.86	38d	1	1.30mi

Property features AI

Finance

• Other: Living area per public records: 800
• HOA & community: Association: Prime Locations

Exterior

• Parking: Assigned parkingGarage availableOn-street parkingWaitlist for parking
• Utilities: Public sewerCable availableElectricity connectedNatural gas connectedPublic trash collectionWater connectedSewer connected
• Home design: Stock cooperative8 total storiesEntry at 7th floor
• Construction: Brick construction
• Exterior features: Brick exteriorNot waterfront

Interior

• Kitchen: DishwasherGas ovenMicrowaveRefrigerator
• Bedrooms: Total of 4 rooms (includes bedrooms and living spaces)
• Bathrooms: 1 full bathroom
• Heating & cooling: Natural gas heatingOther heatingWall/window air conditioning units
• Interior features: Other interior featuresLaundry room
• Laundry & utility: Laundry room

Listing history 46 events

1. 2026-07-26
   days on market $149,000 Active 20 DOM
2. 2026-07-24
   days on market $149,000 Active 18 DOM
3. 2026-07-23
   days on market $149,000 Active 17 DOM
4. 2026-07-22
   days on market $149,000 Active 16 DOM
5. 2026-07-21
   days on market $149,000 Active 15 DOM
6. 2026-07-20
   days on market $149,000 Active 14 DOM
7. 2026-07-18
   days on market $149,000 Active 12 DOM
8. 2026-07-18
   days on market $149,000 Active 11 DOM
9. 2026-07-16
   days on market $149,000 Active 10 DOM
10. 2026-07-15
    days on market $149,000 Active 9 DOM
11. 2026-07-14
    days on market $149,000 Active 8 DOM
12. 2026-07-13
    days on market $149,000 Active 7 DOM
13. 2026-07-13
    days on market $149,000 Active 6 DOM
14. 2026-07-11
    days on market $149,000 Active 5 DOM
15. 2026-07-10
    days on market $149,000 Active 4 DOM
16. 2026-07-09
    days on market $149,000 Active 3 DOM
17. 2026-07-06
    pricedays on marketlisting id $149,000 Active 1 DOM
18. 2026-06-24
    days on market $145,000 Active 85 DOM
19. 2026-06-22
    days on market $145,000 Active 83 DOM
20. 2026-06-21
    days on market $145,000 Active 82 DOM
21. 2026-06-18
    days on market $145,000 Active 79 DOM
22. 2026-06-17
    days on market $145,000 Active 78 DOM
23. 2026-06-16
    days on market $145,000 Active 77 DOM
24. 2026-06-15
    days on market $145,000 Active 76 DOM
25. 2026-06-13
    pricedays on market $145,000 Active 74 DOM
26. 2026-06-09
    days on market $159,999 Active 70 DOM
27. 2026-06-08
    days on market $159,999 Active 69 DOM
28. 2026-06-07
    days on market $159,999 Active 68 DOM
29. 2026-06-04
    days on market $159,999 Active 65 DOM
30. 2026-06-03
    days on market $159,999 Active 64 DOM
31. 2026-06-02
    days on market $159,999 Active 63 DOM
32. 2026-06-01
    days on market $159,999 Active 62 DOM
33. 2026-05-31
    days on market $159,999 Active 61 DOM
34. 2026-05-15
    price $159,999 712-char remark
35. 2026-04-28
    price $169,999 712-char remark
36. 2026-04-01
    listed $179,999 Active 712-char remark
37. 2026-03-30
    historical $179,999 712-char remark
38. 2022-01-19
    soldstatus $150,000 Closed 597-char remark

    Show marketing remark (597 chars)

    Perfect one bedroom unit in great condition! Spacious layout with separate kitchen area and living room/dining area. Features an updated bathroom and large bedroom. Appliances included are dishwasher, refrigerator, stove, microwave, and window AC. This well maintained building offers an on site laundry room, elevator, and renting is allowed after one year of owner occupancy. The maintenance fee includes gas, hot water, heat and property taxes. No pets allowed. A commuter's dream with easy access to all! Just minutes from local shopping centers, major highways, and Metro North train station.

39. 2021-09-01
    status Pending 597-char remark

    Show marketing remark (597 chars)

    Perfect one bedroom unit in great condition! Spacious layout with separate kitchen area and living room/dining area. Features an updated bathroom and large bedroom. Appliances included are dishwasher, refrigerator, stove, microwave, and window AC. This well maintained building offers an on site laundry room, elevator, and renting is allowed after one year of owner occupancy. The maintenance fee includes gas, hot water, heat and property taxes. No pets allowed. A commuter's dream with easy access to all! Just minutes from local shopping centers, major highways, and Metro North train station.

40. 2021-08-30
    historical 597-char remark

    Show marketing remark (597 chars)

    Perfect one bedroom unit in great condition! Spacious layout with separate kitchen area and living room/dining area. Features an updated bathroom and large bedroom. Appliances included are dishwasher, refrigerator, stove, microwave, and window AC. This well maintained building offers an on site laundry room, elevator, and renting is allowed after one year of owner occupancy. The maintenance fee includes gas, hot water, heat and property taxes. No pets allowed. A commuter's dream with easy access to all! Just minutes from local shopping centers, major highways, and Metro North train station.

41. 2021-05-27
    status Active 597-char remark

    Show marketing remark (597 chars)

    Perfect one bedroom unit in great condition! Spacious layout with separate kitchen area and living room/dining area. Features an updated bathroom and large bedroom. Appliances included are dishwasher, refrigerator, stove, microwave, and window AC. This well maintained building offers an on site laundry room, elevator, and renting is allowed after one year of owner occupancy. The maintenance fee includes gas, hot water, heat and property taxes. No pets allowed. A commuter's dream with easy access to all! Just minutes from local shopping centers, major highways, and Metro North train station.

42. 2021-05-21
    historical 597-char remark

    Show marketing remark (597 chars)

    Perfect one bedroom unit in great condition! Spacious layout with separate kitchen area and living room/dining area. Features an updated bathroom and large bedroom. Appliances included are dishwasher, refrigerator, stove, microwave, and window AC. This well maintained building offers an on site laundry room, elevator, and renting is allowed after one year of owner occupancy. The maintenance fee includes gas, hot water, heat and property taxes. No pets allowed. A commuter's dream with easy access to all! Just minutes from local shopping centers, major highways, and Metro North train station.

43. 2021-04-26
    listed $155,000 Active 597-char remark

    Show marketing remark (597 chars)

    Perfect one bedroom unit in great condition! Spacious layout with separate kitchen area and living room/dining area. Features an updated bathroom and large bedroom. Appliances included are dishwasher, refrigerator, stove, microwave, and window AC. This well maintained building offers an on site laundry room, elevator, and renting is allowed after one year of owner occupancy. The maintenance fee includes gas, hot water, heat and property taxes. No pets allowed. A commuter's dream with easy access to all! Just minutes from local shopping centers, major highways, and Metro North train station.

44. 2019-03-12
    soldstatus $129,000 Sold
45. 2018-11-16
    status Pending
46. 2018-10-03
    listed $129,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,457
• − Mortgage interest: −$8,346
• − Property taxes: −$2,235
• − Insurance: −$1,412
• − Repairs & maintenance: −$2,517
• − Management: −$2,517
• − Depreciation: −$4,335
• Taxable income: $10,096
• Est. tax owed @ 24.0%: −$2,423
• After-tax cash flow: $9,405/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Fair 45/100 Cosmetic rehab Est. rehab $4,000–$12,000 screening

This one-bedroom corner unit in a well-maintained building offers a good starting point for a modest renovation, with updates to paint, appliances, and landscaping significantly enhancing its resale and rental value.

Repairs flagged

• Minor Paint touch-ups — Paint appears faded in some areas.
• Minor Flooring cleaning — Hardwood floors show some wear.
• Minor Window cleaning — Windows appear dusty.
• Moderate Kitchen appliances — Appliances need updating for a fresh look.
• Moderate Bathroom fixtures — Standard fixtures need updating for a fresh look.
• Moderate Landscaping — Landscaping could be more vibrant and well-maintained.

Value-add opportunities

• Resale Paint touch-ups — Fresh paint enhances curb appeal. ↑
• Resale Appliance replacement — Modern appliances improve functionality and appeal. ↑
• Both Landscaping enhancement — Vibrant landscaping improves curb appeal and adds value. ↑
• Resale Window treatments — New window treatments enhance curb appeal and privacy. ↑
• Resale Bathroom fixture replacement — Modern fixtures improve functionality and appeal. ↑
• Rental HVAC maintenance — A clean and efficient HVAC system improves tenant satisfaction and reduces utility costs. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 58/100

Zoned Schools

Elementary Yonkers Early Childhood Academy Middle Yonkers Middle School F NY #587/729 Nat'l #9,793/14,009 High Yonkers High School A+ NY #238/1,100 Nat'l #387/17,239

Schools (NCES district)

• District: Yonkers City School District
• NCES district ID: 3631920
• Math proficiency: 41% ▼ -1.00%
• Reading proficiency: 54% ▲ 14.00%
• Median HH income: $58,042
• Composite: 41.43/100
• National rank: #3471
• State rank: #413 of 590 in NY

C Composite livability gradescore 68/100

Livability — Yonkers

• Score: 68/100
• State rank: #528
• US rank: #9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yonkers, NY
• County: Westchester County · 1,028,035 people
• City population: 212,407
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 31,921
• Household income: $106,786
• Rent vs Own: 39.1% rent · 60.9% own
• Severe rent burden: 10% of renters

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Population outlook (Westchester County) Hauer SSP2

• Today (2025): 1,028,035 people
• By 2030: 1,051,636 · +2.3%
• By 2040: 1,098,520 · +6.9%
• By 2050: 1,136,044 · +10.5%
• By 2075: 1,196,925 · +16.4%
• By 2100: 1,175,147 · +14.3%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 50% Hispanic / Latino 32% Two or more races 15% Black 7% Asian 5%
• Hispanic origin (detail): Mexican 1% Puerto Rican 11% Cuban 2% Dominican 9%
• Common ancestry: Romanian 2% Subsaharan African 2% Scotch-Irish 2%
• Foreign-born: 32% · Canada, Jamaica, China
• Languages at home: 54% English-only · Spanish 25% Other Indo-European 13% Russian/Polish/Slavic 2%

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Political lean MEDSL · Westchester

• 2024 margin: Strong D (+26.3) · D 63.1% · R 36.9%
• 2008→2024 swing: -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
• All cycles: 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -466.66%
• Current HPI: 293.4414
• Rent YoY: ▲ 21.03%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

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Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Property features AI

Finance

• Other: Living area per public records: 800
• HOA & community: Association: Prime Locations

Exterior

• Parking: Assigned parkingGarage availableOn-street parkingWaitlist for parking
• Utilities: Public sewerCable availableElectricity connectedNatural gas connectedPublic trash collectionWater connectedSewer connected
• Home design: Stock cooperative8 total storiesEntry at 7th floor
• Construction: Brick construction
• Exterior features: Brick exteriorNot waterfront

Interior

• Kitchen: DishwasherGas ovenMicrowaveRefrigerator
• Bedrooms: Total of 4 rooms (includes bedrooms and living spaces)
• Bathrooms: 1 full bathroom
• Heating & cooling: Natural gas heatingOther heatingWall/window air conditioning units
• Interior features: Other interior featuresLaundry room
• Laundry & utility: Laundry room

Price history

+15.5% since first listed

15 events — show timeline

• 2026-07-06 Listed $149,000 OneKey® MLS as Distributed by MLS Grid
• 2026-06-11 Price Changed $145,000 OneKey® MLS as Distributed by MLS Grid
• 2026-05-15 Price Changed $159,999 OneKey® MLS as Distributed by MLS Grid
• 2026-04-28 Price Changed $169,999 OneKey® MLS as Distributed by MLS Grid
• 2026-04-01 Listed $179,999 OneKey® MLS as Distributed by MLS Grid
• 2026-03-30 Coming Soon — OneKey® MLS as Distributed by MLS Grid
• 2022-01-19 Sold (MLS) $150,000 OneKey® MLS as Distributed by MLS Grid
• 2021-09-01 Pending — OneKey® MLS as Distributed by MLS Grid
• 2021-08-30 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2021-05-27 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2021-05-21 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2021-04-26 Listed $155,000 OneKey® MLS as Distributed by MLS Grid
• 2019-03-12 Sold (MLS) $129,000 OneKey® MLS as Distributed by MLS Grid
• 2018-11-16 Pending — OneKey® MLS as Distributed by MLS Grid
• 2018-10-03 Listed $129,000 OneKey® MLS as Distributed by MLS Grid