3233 Saint Bernard Dr · Toledo, OH 43606

$129,900

3 bd · 1.0 ba · 1,114 sqft · SingleFamily public records · 213 Days on market

Built 1902 7,501 sqft lot $117/sqft · at area comps Est $135k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.9/30.0
• ARV discount +9.3/15.0
• DSCR +4.6/10.0
• 1% rule +3.9/10.0
• Livability +3.3/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Beautifully renovated home featuring new appliances and major mechanical updates all throughout. Ideally located within walking distance to Toledo Hospital with quick access to I-475. Extensive interior renovations offer modern comfort throughout. Basement includes an unfinished wall section that may benefit from additional sealing or finishing, which has been reflected in pricing. A great opportunity for both owner-occupants and investors alike.

Key facts

• Updated electrical
• Brand new appliances
• New pex plumbing

Tags

• FULLY RENOVATED HOME
• BRAND NEW APPLIANCES
• UPDATED ELECTRICAL
• NEW PEX PLUMBING
• NEW WATER HEATER
• NEW PVC DRAINS

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $38 ($452/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $115k (11.3% below list).
• Recommended offer: $114k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 66/100 on livability (#645 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, schools D-, crime F.
• Toledo City (urban): math 15% / reading 24% proficiency, ranked #634 of 656 in OH (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+2.3%/yr); 93 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 415 units permitted in Lucas County in 2024 (122 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Lucas County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 213 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 17y ago; this cycle's ask has dropped $35k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $47k; list at $130k implies a 176% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1902 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $114,312 (12.0% below list)

Questions for the listing agent

1. It's been on market 213 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1902 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.64%
• Cash-on-cash: 1.24%
• DSCR: 1.06
• GRM: 9.4

CMA / ARV

• ARV (median comp): $135,394
• List price: $129,900
• Delta: -4.06%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3621 Sherbrooke Rd	0.34mi	3/2.0	1,119 (+0%)	1mo	$92,500	$83	78
1936 Mansfield St	0.48mi	3/1.0	1,168 (+5%)	1mo	$79,900	$68	68
1811 Giant St	0.53mi	3/1.0	1,069 (-4%)	1mo	$70,000	$65	68
1822 Wychwood St	0.53mi	3/1.0	1,162 (+4%)	1mo	$84,000	$72	67
3656 Anderson Pkwy	0.51mi	3/1.0	1,180 (+6%)	1mo	$167,000	$142	65
3424 Saint Bernard Dr	0.16mi	3/1.5	1,281 (+15%)	1mo	$154,400	$121	65
2014 Barrows St	0.66mi	3/1.0	1,069 (-4%)	1mo	$110,000	$103	61
3664 Sherbrooke Rd	0.39mi	3/1.0	1,255 (+13%)	0mo	$149,000	$119	60
1804 Loxley Rd	0.65mi	3/1.5	1,056 (-5%)	1mo	$81,290	$77	58
3720 Kelly Ave Ave	0.57mi	3/2.0	1,189 (+7%)	2mo	$139,900	$118	57
3725 Kershaw Ave	0.54mi	3/1.5	1,225 (+10%)	1mo	$145,000	$118	55
2044 Brussels St	0.74mi	2/1.0 (-1)	1,200 (+8%)	1mo	$59,900	$50	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.29% rent growth · sell at horizon

5-year hold

• IRR: -15.1%
• Equity multiple: 0.46×
• Total profit: $-19,466
• Equity at exit: $19,369

10-year hold

• IRR: -7.7%
• Equity multiple: 0.53×
• Total profit: $-17,159
• Equity at exit: $11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43606

• Home prices YoY: -15.5%
• Rents YoY: 2.3%
• Active inventory: 93
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,152 high
• Mortgage (P&I): −$681
• Tax from tax record: −$137 /mo · $1,641/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$242
• Net cashflow: $38

Break-even live

Break-even rent $1,104

Max offer price $129,900

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,475
• Closing costs: $3,897
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3430 Anderson Pkwy Toledo, OH	3.0	2.0	1372	$1,650	$1.20	23d	1	0.30mi
3022 Letchworth Pkwy Toledo, OH	2.0	1.0	800	$970	$1.21	44d	1	0.45mi
1838 Giant St Toledo, OH	3.0	1.0	962	$1,200	$1.25	14d	1	0.46mi
1951 Loxley Rd Toledo, OH	2.0	1.0	804	$975	$1.21	23d	1	0.47mi
2802 Gunckel Blvd Toledo, OH	2.0	1.0	860	$1,100	$1.28	44d	1	0.48mi
3835 Monroe St Toledo, OH	2.0	1.0	1002	$950	$0.95	44d	1	0.49mi
2734 Powhattan Pkwy Toledo, OH	2.0	1.0	1144	$900	$0.79	44d	1	0.53mi
1804 Bigelow St Toledo, OH	3.0	1.0	995	$937	$0.94	44d	1	0.54mi
3644 Harley Rd Toledo, OH	2.0	1.0	1025	$975	$0.95	23d	1	0.55mi
3683 Upton Ave Toledo, OH	3.0	1.0	1119	$1,100	$0.98	44d	1	0.56mi
3803 Monroe St Toledo, OH	2.0	1.0	942	$850	$0.90	44d	1	0.57mi
1846 Loxley Rd Toledo, OH	2.0	1.0	876	$900	$1.03	44d	1	0.57mi
1718 Giant St Toledo, OH	3.0	1.0	1080	$1,395	$1.29	14d	1	0.62mi
1731 Mansfield Rd Toledo, OH	3.0	1.0	1138	$1,195	$1.05	23d	1	0.64mi
2301 Portsmouth Ave Toledo, OH	4.0	1.0	1335	$1,395	$1.04	23d	1	0.66mi
1705 Marlow Rd Toledo, OH	2.0	1.0	738	$1,000	$1.36	23d	1	0.68mi
1732 Talbot St Toledo, OH	2.0	1.0	840	$995	$1.18	23d	1	0.72mi
2650 Christie St Toledo, OH	1.0–2.0	1.0	800	$849	$1.06	44d	1	0.74mi
2244 W Sylvania Ave Unit 6 Toledo, OH	2.0	1.0	800	$795	$0.99	44d	1	0.80mi
1573 Jermain Dr Toledo, OH	3.0	1.0	1254	$1,195	$0.95	14d	1	0.82mi
2704 Kenwood Blvd Toledo, OH	1.0–3.0	1.0	825	$1,488	$1.80	14d	71	0.93mi
2356 Torrey Hill Dr Unit 11 Toledo, OH	2.0	1.0	1050	$800	$0.76	44d	1	0.94mi
1919 Ottawa Dr Unit 7 Toledo, OH	2.0	1.0	900	$800	$0.89	44d	1	0.96mi
2956 Central Ave Toledo, OH	2.0	1.0	999	$1,445	$1.45	44d	1	1.00mi
2956 Central Ave Toledo, OH	2.0	2.0	1018	$1,495	$1.47	23d	1	1.00mi
3817 Burton Ave Toledo, OH	3.0	1.0	754	$1,015	$1.35	21d	1	1.04mi
2322 Upton Ave Toledo, OH	3.0	1.0	1000	$1,300	$1.30	44d	1	1.05mi
1489 Berdan Ave Toledo, OH	3.0	1.0	1068	$1,250	$1.17	44d	1	1.05mi
3606 Revere Dr Toledo, OH	4.0	1.0	1320	$1,500	$1.14	44d	1	1.13mi
3901 Leybourn Ave Toledo, OH	3.0	1.0	840	$1,150	$1.37	23d	1	1.13mi
3070 Carskaddon Ave Toledo, OH	1.0–2.0	1.0	805	$1,150	$1.43	14d	1	1.15mi
1738 Milburn Ave Toledo, OH	2.0	1.0	1016	$650	$0.64	23d	1	1.17mi
2347 Rosedale Ave Toledo, OH	2.0	1.0	767	$875	$1.14	44d	1	1.17mi
4030 Elmhurst Rd Toledo, OH	2.0	1.0	800	$900	$1.12	23d	1	1.19mi
4030 Elmhurst Rd Apt 2 Toledo, OH	2.0	1.0	875	$900	$1.03	44d	1	1.19mi
3713 Hazelhurst Ave Toledo, OH	3.0	1.5	1352	$1,700	$1.26	44d	1	1.21mi
4315 Garden Park Dr Toledo, OH	3.0	1.0	1268	$1,423	$1.12	23d	1	1.23mi
4038 Lyman Ave Toledo, OH	3.0	1.0	1175	$1,395	$1.19	44d	1	1.24mi
3725 Hoiles Ave Toledo, OH	3.0	1.0	1180	$1,245	$1.06	23d	1	1.28mi
3805 Hoiles Ave Toledo, OH	3.0	1.0	1370	$1,025	$0.75	23d	1	1.29mi

Listing history 44 events

1. 2026-06-15
   status $129,900 Pending 213 DOM
2. 2026-06-15
   days on market $129,900 Active 213 DOM
3. 2026-06-14
   days on market $129,900 Active 211 DOM
4. 2026-06-10
   days on market $129,900 Active 208 DOM
5. 2026-06-09
   days on market $129,900 Active 207 DOM
6. 2026-06-08
   days on market $129,900 Active 206 DOM
7. 2026-06-07
   days on market $129,900 Active 205 DOM
8. 2026-06-05
   days on market $129,900 Active 202 DOM
9. 2026-06-03
   days on market $129,900 Active 201 DOM
10. 2026-06-02
    days on market $129,900 Active 200 DOM
11. 2026-06-01
    days on market $129,900 Active 199 DOM
12. 2026-05-31
    days on market $129,900 Active 198 DOM
13. 2026-05-30
    days on market $129,900 Active 197 DOM
14. 2026-04-17
    price $129,900 452-char remark

    Show marketing remark (452 chars)

    Beautifully renovated home featuring new appliances and major mechanical updates all throughout. Ideally located within walking distance to Toledo Hospital with quick access to I-475. Extensive interior renovations offer modern comfort throughout. Basement includes an unfinished wall section that may benefit from additional sealing or finishing, which has been reflected in pricing. A great opportunity for both owner-occupants and investors alike.

15. 2026-03-20
    price $139,900 452-char remark

    Show marketing remark (452 chars)

    Beautifully renovated home featuring new appliances and major mechanical updates all throughout. Ideally located within walking distance to Toledo Hospital with quick access to I-475. Extensive interior renovations offer modern comfort throughout. Basement includes an unfinished wall section that may benefit from additional sealing or finishing, which has been reflected in pricing. A great opportunity for both owner-occupants and investors alike.

16. 2026-02-18
    price $144,900 452-char remark

    Show marketing remark (452 chars)

    Beautifully renovated home featuring new appliances and major mechanical updates all throughout. Ideally located within walking distance to Toledo Hospital with quick access to I-475. Extensive interior renovations offer modern comfort throughout. Basement includes an unfinished wall section that may benefit from additional sealing or finishing, which has been reflected in pricing. A great opportunity for both owner-occupants and investors alike.

17. 2026-01-04
    price $149,900 452-char remark

    Show marketing remark (452 chars)

    Beautifully renovated home featuring new appliances and major mechanical updates all throughout. Ideally located within walking distance to Toledo Hospital with quick access to I-475. Extensive interior renovations offer modern comfort throughout. Basement includes an unfinished wall section that may benefit from additional sealing or finishing, which has been reflected in pricing. A great opportunity for both owner-occupants and investors alike.

18. 2025-12-16
    price $159,900 452-char remark

    Show marketing remark (452 chars)

    Beautifully renovated home featuring new appliances and major mechanical updates all throughout. Ideally located within walking distance to Toledo Hospital with quick access to I-475. Extensive interior renovations offer modern comfort throughout. Basement includes an unfinished wall section that may benefit from additional sealing or finishing, which has been reflected in pricing. A great opportunity for both owner-occupants and investors alike.

19. 2025-11-14
    listed $164,900 Active 452-char remark

    Show marketing remark (452 chars)

    Beautifully renovated home featuring new appliances and major mechanical updates all throughout. Ideally located within walking distance to Toledo Hospital with quick access to I-475. Extensive interior renovations offer modern comfort throughout. Basement includes an unfinished wall section that may benefit from additional sealing or finishing, which has been reflected in pricing. A great opportunity for both owner-occupants and investors alike.

20. 2025-10-14
    price $2,950 154-char remark

    Show marketing remark (154 chars)

    Corporate owned, NOT A SHORT SALE. Sold as is, where is. No seller disclosures available. Buyer to pay $2225 fee at closing. Investor financing available.

21. 2025-02-13
    soldstatus $47,000
22. 2016-09-07
    historical
23. 2016-05-05
    listed $26,500
24. 2014-03-25
    soldstatus $2,950 154-char remark

    Show marketing remark (154 chars)

    Corporate owned, NOT A SHORT SALE. Sold as is, where is. No seller disclosures available. Buyer to pay $2225 fee at closing. Investor financing available.

25. 2014-03-18
    price $5,900 154-char remark

    Show marketing remark (154 chars)

    Corporate owned, NOT A SHORT SALE. Sold as is, where is. No seller disclosures available. Buyer to pay $2225 fee at closing. Investor financing available.

26. 2013-12-16
    listed $5,900 154-char remark

    Show marketing remark (154 chars)

    Corporate owned, NOT A SHORT SALE. Sold as is, where is. No seller disclosures available. Buyer to pay $2225 fee at closing. Investor financing available.

27. 2013-11-22
    historical
28. 2013-05-22
    listed $10,500
29. 2013-04-15
    historical
30. 2012-10-15
    listed $13,900
31. 2011-02-22
    soldstatus $14,500
32. 2011-02-21
    listed $14,500
33. 2010-12-21
    historical
34. 2010-12-09
    listed $14,500
35. 2010-12-07
    historical
36. 2010-11-29
    listed $14,500
37. 2010-09-27
    historical
38. 2010-08-11
    listed $14,500
39. 2009-07-07
    historical
40. 2009-04-01
    historical
41. 2009-04-01
    listed $68,500
42. 2009-01-07
    listed $68,500
43. 2003-11-07
    soldstatus $65,500
44. 2001-10-22
    soldstatus $90,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,641 · $137/mo
• Projected year-2 tax: $1,834 · $153/mo
• Expected delta: +$193/yr (+$16/mo · 11.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,819
• − Mortgage interest: −$7,276
• − Property taxes: −$1,641
• − Insurance: −$650
• − Repairs & maintenance: −$1,106
• − Management: −$1,106
• − Depreciation: −$3,779
• Taxable loss: −$1,738
• Est. tax savings @ 24.0%: +$417
• After-tax cash flow: $869/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Toledo City
• NCES district ID: 3904490
• Math proficiency: 15% ▼ -16.00%
• Reading proficiency: 24% ▼ -13.00%
• Median HH income: $32,137
• Composite: 15.76/100
• National rank: #9276
• State rank: #634 of 656 in OH

Livability — Toledo

• Score: 66/100
• State rank: #645
• US rank: #11442

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Toledo, OH
• County: Lucas County · 380,724 people
• City population: 280,811
• Metro: Toledo, OH
• Population (ZIP): 24,898
• Household income: $66,917
• Rent vs Own: 44.1% rent · 55.9% own
• Severe rent burden: 843.0

Population outlook (Lucas County) Hauer SSP2

• Today (2025): 420,751 people
• By 2030: 410,187 · -2.5%
• By 2040: 384,019 · -8.7%
• By 2050: 355,125 · -15.6%
• By 2075: 291,683 · -30.7%
• By 2100: 233,670 · -44.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 59% Black 29% Two or more races 7% Hispanic / Latino 4% Asian 3%
• Common ancestry: Romanian 6% Italian 2% Lithuanian 1%
• Foreign-born: 7% · Canada, China, South Korea
• Languages at home: 92% English-only · Arabic 2% Other Indo-European 2% Spanish 1%

Political lean MEDSL · Lucas

• 2024 margin: D (+12.6) · D 55.8% · R 43.2%
• 2008→2024 swing: -18.9pp toward R · 2008: 31.4pp · 2024: 12.6pp
• All cycles: 2024: D+12.6 2020: D+16.8 2016: D+17.4 2012: D+30.4 2008: D+31.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -41.19%
• Current HPI: 224.695
• Rent YoY: ▲ 2.29%
• Metro: Toledo, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+44.3% since first listed

31 events — show timeline

• 2026-04-17 Price Changed $129,900 NORIS
• 2026-03-20 Price Changed $139,900 NORIS
• 2026-02-18 Price Changed $144,900 NORIS
• 2026-01-04 Price Changed $149,900 NORIS
• 2025-12-16 Price Changed $159,900 NORIS
• 2025-11-14 Listed $164,900 NORIS
• 2025-10-14 Price Changed $2,950 NORIS
• 2025-02-13 Sold (Public Records) $47,000 Public Records
• 2016-09-07 Listing Removed — NORIS
• 2016-05-05 Listed $26,500 NORIS
• 2014-03-25 Sold (MLS) $2,950 NORIS
• 2014-03-18 Price Changed $5,900 NORIS
• 2013-12-16 Listed $5,900 NORIS
• 2013-11-22 Listing Removed — NORIS
• 2013-05-22 Listed $10,500 NORIS
• 2013-04-15 Listing Removed — NORIS
• 2012-10-15 Listed $13,900 NORIS
• 2011-02-22 Sold (MLS) $14,500 NORIS
• 2011-02-21 Listed $14,500 NORIS
• 2010-12-21 Listing Removed — NORIS
• 2010-12-09 Listed $14,500 NORIS
• 2010-12-07 Listing Removed — NORIS
• 2010-11-29 Listed $14,500 NORIS
• 2010-09-27 Listing Removed — NORIS
• 2010-08-11 Listed $14,500 NORIS
• 2009-07-07 Listing Removed — NORIS
• 2009-04-01 Listed $68,500 NORIS
• 2009-04-01 Listing Removed — NORIS
• 2009-01-07 Listed $68,500 NORIS
• 2003-11-07 Sold (Public Records) $65,500 Public Records
• 2001-10-22 Sold (Public Records) $90,000 Public Records

Property tax history

+2.0%/yr

Latest (2025): $1,641 · +18.9% YoY. Source: county tax records.