3171 Paradox Cir #104 · Kissimmee, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- 1% rule +4.5/10.0
- Condition / age +4.0/5.0
- Livability +3.9/5.0
- Schools +3.8/10.0
- Cash flow +3.7/30.0
- Rent growth +2.2/5.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$275,000
3171 Paradox Cir #104 · Kissimmee, FL 34746
2 bd · 2.5 ba · 1,126 sqft · Condo
public records
· 174 Days on market
Built 2021
$244/sqft
· 18% below area
Est $337k · 18% under
$859/mo HOA · 33% of rent
↓ 13% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Excellent income-producing property in a prime location. Ground-floor 2-bedroom, 2-bathroom condo located in the beautiful Storey Lake vacation community — one of the most sought-after short-term rental resorts in Kissimmee. This first-floor unit offers the comfort and convenience of a home, making it highly attractive and accessible for vacation guests. Modern open-concept floor plan, excellent layout, and built in 2021. Prime location just minutes from Disney and Orlando’s top attractions, with easy access to restaurants, outlets, shopping, and major highways.
Key facts
- $859 HOA
- Community pool
- Built 2021
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.5-bath condo listed at $275k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-808 ($-10k/yr) — negative.
- To cash-flow at today's rent, offer at most $132k (51.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $262k (4.8% below list).
- Recommended offer: $132k (51.9% below list) — sets the bar for cash-flow.
- Cap rate 2.8% vs local median 3.6% in Kissimmee — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 77/100 on livability (#181 in FL, #2,841 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: crime D-, employment D-.
- Osceola (suburban): math 39% / reading 45% proficiency, ranked #60 of 73 in FL (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Flora Ridge Elementary School (math 34% / reading 39%, grade F, #1,656 of 2,144 statewide, top 78%, 1,043 students, 50% FRL); Kissimmee Middle School (math 28% / reading 31%, grade F, #469 of 571 statewide, top 84%, 1,289 students, 59% FRL); Celebration High School (math 42% / reading 56%, grade D, #193 of 667 statewide, top 29%, 2,769 students, 48% FRL).
- Market conditions: Rents soft (-1.2%/yr); 1712 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 40d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,813 units permitted in Osceola County in 2024 (3,072 in 5+ unit buildings).
- This rent runs 44% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Osceola County population projected at +73% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 174 days — a 12% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 33% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$132,244
(51.9% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 174 days. Have you received any prior offers? Is the seller open to a 52% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 2.77%
- Cash-on-cash
- -12.59%
- DSCR
- 0.44
- GRM
- 8.8
CMA / ARV
- ARV (median comp)
- $337,362
- List price
- $275,000
- Delta
- -18.49%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3180 Paradox Cir #202 | 0.05mi | 2/2.0 | 1,186 (+5%) | 1mo | $285,000 | $240 | 86 |
| 3180 Paradox Cir #203 | 0.05mi | 2/2.0 | 1,196 (+6%) | 0mo | $279,990 | $234 | 85 |
| 3150 Paradox Cir #405 | 0.07mi | 2/2.0 | 1,196 (+6%) | 0mo | $280,000 | $234 | 84 |
| 4731 Clock Tower Dr #105 | 0.13mi | 2/2.0 | 1,194 (+6%) | 0mo | $283,250 | $237 | 81 |
| 4741 Clock Tower Dr #206 | 0.16mi | 2/2.0 | 1,297 (+15%) | 1mo | $263,000 | $203 | 64 |
| 3285 Smoke Signal Cir | 1.22mi | 2/2.0 | 1,123 (-0%) | 1mo | $350,000 | $312 | 62 |
| 3003 Limbo Ln #103 | 0.93mi | 2/2.0 | 1,159 (+3%) | 0mo | $228,000 | $197 | 58 |
| 8125 Resort Village Dr #5803 | 1.21mi | 2/2.0 | 1,060 (-6%) | 1mo | $125,000 | $118 | 52 |
| 2788 Club Cortile Cir Unit A | 1.00mi | 3/2.0 (+1) | 1,204 (+7%) | 0mo | $195,000 | $162 | 46 |
| 3148 Pinto Dr | 1.47mi | 3/2.0 (+1) | 1,328 (+18%) | 0mo | $340,000 | $256 | 33 |
| 4900 Sausalito Ln | 1.42mi | 3/2.0 (+1) | 1,380 (+23%) | 1mo | $367,000 | $266 | 32 |
| 5115 Warrior Ln | 1.30mi | 3/2.0 (+1) | 1,398 (+24%) | 1mo | $335,000 | $240 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -45.5%
- Equity multiple
- -0.34×
- Total profit
- $-103,065
- Equity at exit
- $41,003
10-year hold
- IRR
- —
- Equity multiple
- -1.38×
- Total profit
- $-183,078
- Equity at exit
- $23,777
Cash invested: $77,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 0 active · 2 under contract
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34746
- Home prices YoY
- -33.4%
- Rents YoY
- -1.2%
- Active inventory
- 1712
- Price-to-rent
- 8.8×
Monthly cashflow live
↻
- Estimated rent
- $2,618 high interval (Pro) →
- Mortgage (P&I)
- −$1,442
- Tax from tax record
- −$461 /mo · $5,531/yr
- Insurance
- −$115
- HOA
- −$859
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$550
- Net cashflow
- $-808
Break-even live
Break-even rent
$3,641
Max offer price
$132,244
Occupancy floor
—
Sensitivity live
| Price | -10% $-652 | -5% $-730 | +0% $-808 | +5% $-886 | +10% $-964 |
|---|---|---|---|---|---|
| Rent | -10% $-1,015 | -5% $-912 | +0% $-808 | +5% $-705 | +10% $-601 |
| Rate | -1.0pp $-670 | -0.5pp $-738 | base $-808 | +0.5pp $-879 | +1.0pp $-952 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,750
- Closing costs
- $8,250
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3191 Paradox Cir Unit 1603818P Kissimmee, FL | 2.0–3.0 | 2.0 | 1237 | $3,947 | $3.19 | 4d | 2 | 0.02mi |
| 3191 Paradox Cir Unit 205 Kissimmee, FL | 2.0 | 2.5 | 1126 | $2,500 | $2.22 | 119d | 1 | 0.02mi |
| 3171 Paradox Cir Unit 1UNIT 103 Kissimmee, FL | 2.0 | 2.0 | 1181 | $2,250 | $1.91 | 119d | 1 | 0.04mi |
| 4721 Clock Tower Dr Unit 1359866P Kissimmee, FL | 2.0 | 2.0 | 1184 | $3,280 | $2.77 | 97d | 1 | 0.07mi |
| 3161 Paradox Cir Kissimmee, FL | 3.0 | 3.0 | 1329 | $2,400 | $1.81 | 28d | 1 | 0.08mi |
| 3120 Paradox Cir Unit 1603843P Kissimmee, FL | 2.0 | 2.0 | 1280 | $4,278 | $3.34 | 4d | 1 | 0.08mi |
| 3120 Paradox Cir #108 Kissimmee, FL | 3.0 | 2.0 | 1329 | $2,600 | $1.96 | 119d | 1 | 0.08mi |
| 4731 Clock Tower Dr Unit 1603793P Kissimmee, FL | 2.0 | 2.0 | 1227 | $6,150 | $5.01 | 4d | 1 | 0.09mi |
| 3151 Paradox Cir Unit 1UNIT 202 Kissimmee, FL | 2.0 | 2.0 | 1181 | $2,700 | $2.29 | 119d | 1 | 0.11mi |
| 3111 Paradox Cir Unit 1018148P Kissimmee, FL | 3.0 | 2.0 | 1184 | $3,939 | $3.33 | 77d | 1 | 0.12mi |
| 4741 Clock Tower Dr #107 Kissimmee, FL | 2.0 | 2.0 | 1186 | $2,800 | $2.36 | 119d | 1 | 0.12mi |
| 4751 Clock Tower Dr Kissimmee, FL | 2.0 | 2.0 | 1196 | $2,100 | $1.76 | 28d | 1 | 0.16mi |
| 3251 Prime Park Cir Kissimmee, FL | 1.0–3.0 | 1.0–2.0 | 1043 | $2,058 | $1.97 | 2d | 16 | 0.28mi |
| 4701 Luminous Loop Kissimmee, FL | 1.0–3.0 | 1.0–2.0 | 973 | $1,912 | $1.96 | 3d | 30 | 0.29mi |
| 4865 Big Pine Loop Kissimmee, FL | 3.0 | 1.0–2.0 | 1023 | $2,835 | $2.77 | 2d | 304 | 0.31mi |
| 4865 Big Pine Loop Kissimmee, FL | 3.0 | 1.0–2.0 | 1023 | $2,955 | $2.89 | 110d | 127 | 0.31mi |
| 4950 Lunar Ln Unit 1/1 Orlando, FL | 1.0 | 1.0 | 740 | $1,740 | $2.35 | 28d | 1 | 0.56mi |
| 4950 Lunar Ln Kissimmee, FL | 3.0 | 1.0–3.0 | 981 | $2,715 | $2.77 | 4d | 39 | 0.59mi |
| 2966 Sadina St Unit 106 Kissimmee, FL | 2.0 | 2.5 | 885 | $1,299 | $1.47 | 28d | 1 | 0.76mi |
| 2954 Sadina St Kissimmee, FL | 2.0 | 2.5 | 885 | $1,299 | $1.47 | 28d | 2 | 0.78mi |
| 4787 W Irlo Bronson Memorial Hwy Kissimmee, FL | 2.0–3.0 | 2.0 | 943 | $1,710 | $1.81 | 7d | 8 | 0.83mi |
| 1115 Spaceport Ct Kissimmee, FL | 2.0 | 2.0 | 1052 | $2,000 | $1.90 | 40d | 1 | 0.87mi |
| 1110 Spaceport Ct Kissimmee, FL | 2.0 | 2.0 | 1052 | $2,000 | $1.90 | 119d | 1 | 0.87mi |
| 3007 Bonfire Beach Dr #103 Kissimmee, FL | 2.0 | 2.0 | 1159 | $1,699 | $1.47 | 7d | 1 | 0.88mi |
| 1124 Spaceport Ct Kissimmee, FL | 2.0 | 2.0 | 1052 | $2,000 | $1.90 | 28d | 1 | 0.89mi |
| 1125 Spaceport Ct Kissimmee, FL | 2.0 | 2.0 | 1052 | $2,000 | $1.90 | 7d | 1 | 0.89mi |
| 4350 Osceola Trail Rd Kissimmee, FL | 1.0–3.0 | 1.0–2.0 | 1112 | $1,607 | $1.44 | 2d | 45 | 0.91mi |
| 3003 Limbo Ln #203 Kissimmee, FL | 2.0 | 2.0 | 1271 | $1,750 | $1.38 | 42d | 1 | 0.91mi |
| 5002 Mangrove Aly #104 Kissimmee, FL | 2.0 | 2.0 | 1066 | $1,749 | $1.64 | 106d | 1 | 0.93mi |
| 5002 Mangrove Aly #102 Kissimmee, FL | 2.0 | 2.0 | 1159 | $1,550 | $1.34 | 42d | 1 | 0.93mi |
| 5002 Mangrove Aly #104 Kissimmee, FL | 2.0 | 2.0 | 1066 | $1,749 | $1.64 | 73d | 1 | 0.93mi |
| 4355 Tapestry Headwaters Dr Kissimmee, FL | 3.0 | 1.0–2.0 | 1007 | $2,415 | $2.40 | 4d | 48 | 0.93mi |
| 1021 Baseball and Boardwalk Ct Kissimmee, FL | 2.0 | 2.0 | 1052 | $2,000 | $1.90 | 28d | 1 | 0.94mi |
| 1009 Baseball and Boardwalk Ct Kissimmee, FL | 2.0 | 2.0 | 1052 | $2,000 | $1.90 | 40d | 1 | 0.94mi |
| 1024 Baseball and Boardwalk Ct Kissimmee, FL | 2.0 | 2.0 | 1052 | $2,000 | $1.90 | 119d | 1 | 0.95mi |
| 3016 Bonfire Beach Dr #103 Kissimmee, FL | 2.0 | 2.0 | 1159 | $1,800 | $1.55 | 7d | 1 | 0.95mi |
| 1006 Baseball and Boardwalk Ct Kissimmee, FL | 2.0 | 2.0 | 1052 | $2,000 | $1.90 | 40d | 1 | 0.95mi |
| 5006 Mangrove Aly #101 Kissimmee, FL | 1.0 | 1.0 | 834 | $1,650 | $1.98 | 62d | 1 | 0.98mi |
| 5008 Mangrove Aly Kissimmee, FL | 1.0 | 1.0 | 1000 | $1,295 | $1.29 | 40d | 1 | 1.00mi |
| 5008 Mangrove Aly #201 Kissimmee, FL | 1.0 | 1.0 | 942 | $1,295 | $1.37 | 42d | 1 | 1.00mi |
Property features AI
Finance
- Other
- FurnishedNo lease restrictions reported
- Financial info
- Total monthly fees: $859.36Total annual fees: $10,312.32
- HOA & community
- Monthly HOA fee of $264.36Additional association fee of $214 monthlyCondo fee of $381 monthly (land included)Association amenities include pool and 24-hour guardCommunity features: Clubhouse, Fitness CenterPets allowed with size limit
Exterior
- Parking
- Parking available (details not provided)
- Security
- 24-hour guard (included in HOA amenities)
- Utilities
- Public waterPublic sewerElectricity connectedCable available
- Home design
- CondominiumOne levelFaces eastResidential property
- Construction
- Block constructionShingle roofBlock foundationBuilt as part of multi-story building (total 4 stories)
- Exterior features
- Dog runPlaygroundAsphalt road access
Interior
- Kitchen
- DishwasherMicrowaveRefrigerator
- Bedrooms
- 2 bedrooms
- Flooring
- CarpetCeramic tile
- Bathrooms
- 2 full bathrooms1 half bathroom
- Heating & cooling
- Central heatingCentral air
- Interior features
- Elevator in buildingOther interior features
- Laundry & utility
- WasherDryerLaundry closet
HOA detail $859/mo · $10,308/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-23days on market $275,000 Active 174 DOM
-
2026-09-22days on market $275,000 Active 173 DOM
-
2026-09-21days on market $275,000 Active 172 DOM
-
2026-09-20days on market $275,000 Active 171 DOM
-
2026-09-19days on market $275,000 Active 170 DOM
-
2026-09-18days on market $275,000 Active 169 DOM
-
2026-09-17days on market $275,000 Active 168 DOM
-
2026-09-16days on market $275,000 Active 167 DOM
-
2026-09-15days on market $275,000 Active 166 DOM
-
2026-09-14days on market $275,000 Active 165 DOM
-
2026-09-13days on market $275,000 Active 164 DOM
-
2026-09-12days on market $275,000 Active 163 DOM
-
2026-09-11days on market $275,000 Active 162 DOM
-
2026-09-05days on market $275,000 Active 156 DOM
-
2026-09-04days on market $275,000 Active 155 DOM
-
2026-09-03pricedays on market $275,000 Active 154 DOM
-
2026-08-31days on market $295,000 Active 151 DOM
-
2026-08-30days on market $295,000 Active 150 DOM
-
2026-08-29days on market $295,000 Active 149 DOM
-
2026-08-28days on market $295,000 Active 148 DOM
-
2026-08-27days on market $295,000 Active 147 DOM
-
2026-08-26days on market $295,000 Active 146 DOM
-
2026-08-25days on market $295,000 Active 145 DOM
-
2026-08-24days on market $295,000 Active 144 DOM
-
2026-08-22days on market $295,000 Active 142 DOM
-
2026-08-21days on market $295,000 Active 141 DOM
-
2026-08-20days on market $295,000 Active 140 DOM
-
2026-08-19days on market $295,000 Active 139 DOM
-
2026-08-18days on market $295,000 Active 138 DOM
-
2026-08-17days on market $295,000 Active 137 DOM
-
2026-08-16days on market $295,000 Active 136 DOM
-
2026-08-15days on market $295,000 Active 135 DOM
-
2026-08-14days on market $295,000 Active 134 DOM
-
2026-08-13days on market $295,000 Active 133 DOM
-
2026-08-12days on market $295,000 Active 132 DOM
-
2026-08-11days on market $295,000 Active 131 DOM
-
2026-08-10days on market $295,000 Active 130 DOM
-
2026-08-09days on market $295,000 Active 129 DOM
-
2026-08-08days on market $295,000 Active 128 DOM
-
2026-08-06days on market $295,000 Active 126 DOM
-
2026-08-05days on market $295,000 Active 125 DOM
-
2026-08-04days on market $295,000 Active 124 DOM
-
2026-08-03days on market $295,000 Active 123 DOM
-
2026-07-31days on market $295,000 Active 120 DOM
-
2026-07-30days on market $295,000 Active 119 DOM
-
2026-07-30days on market $295,000 Active 118 DOM
-
2026-07-28days on market $295,000 Active 117 DOM
-
2026-07-26days on market $295,000 Active 115 DOM
-
2026-07-24days on market $295,000 Active 113 DOM
-
2026-07-23days on market $295,000 Active 112 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,531 · $461/mo
- Projected year-2 tax
- $5,531 · $461/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,420
- − Mortgage interest
- −$15,404
- − Property taxes
- −$5,531
- − Insurance
- −$1,375
- − Repairs & maintenance
- −$2,514
- − Management
- −$2,514
- − HOA
- −$10,308
- − Depreciation
- −$8,000
- Taxable loss
- −$14,225
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$3,414
- After-tax cash flow
- $-6,283/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
None rehab
This modern, move-in-ready condo in a prime location offers a good condition with minimal maintenance needs and high potential for value enhancement through minor updates.
Value-add opportunities
- Both Painting the exterior siding — Enhances curb appeal and can increase both resale and rental value. ↑
- Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value. ↑
- Both Updating window treatments — Improves energy efficiency and enhances curb appeal, increasing both resale and rental value. ↑
F
Composite school gradezoned avg 38/100
Zoned Schools
Elementary
Flora Ridge Elementary School
F
FL #1,656/2,144
Nat'l #22,441/41,679
Middle
Kissimmee Middle School
F
FL #469/571
Nat'l #9,020/14,009
High
Celebration High School
D
FL #193/667
Nat'l #6,078/17,239
Schools (NCES district)
- District
- Osceola
- NCES district ID
- 1201470
- Math proficiency
- 39% ▼ -9.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $45,528
- Composite
- 35.7/100
- National rank
- #4865
- State rank
- #60 of 73 in FL
B
Composite livability gradescore 77/100
Livability — Kissimmee
- Score
- 77/100
- State rank
- #181
- US rank
- #2841
Category grades
Amenities C+
Commute A+
Cost of living A
Crime D-
Employment D-
Housing A+
Health & safety A+
User ratings C-
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Osceola County · 447,624 people
- City population
- 196,187
- Metro
- Orlando-Kissimmee-Sanford, FL
- Population (ZIP)
- 60,595
- Household income
- $70,998
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Osceola County) Hauer SSP2
- Today (2025)
- 447,624 people
- By 2030
- 511,823 · +14.3%
- By 2040
- 642,986 · +43.6%
- By 2050
- 774,552 · +73.0%
- By 2075
- 1,078,144 · +140.9%
- By 2100
- 1,269,660 · +183.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.66)
- Race & ethnicity
- Hispanic / Latino 49% White 29% Two or more races 18% Black 14% Asian 4%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 26% Dominican 4%
- Common ancestry
- Hispanic 4% Estonian 2% Lithuanian 1%
- Foreign-born
- 29% · Canada, Jamaica, China
- Languages at home
- 44% English-only · Spanish 41% French/Haitian/Cajun 4% Other Indo-European 4%
Political lean MEDSL · Osceola
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.2% · Other 1.1%
- 2008→2024 swing
- -21.2pp toward R · 2008: 19.7pp · 2024: -1.4pp
- All cycles
- 2024: R+1.4 2020: D+13.8 2016: D+25.0 2012: D+24.5 2008: D+19.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -119.87%
- Current HPI
- 239.1841
- Rent YoY
- ▼ -1.23%
- Metro
- Orlando-Kissimmee-Sanford, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-13.2% since first listed2 events — show timeline
- 2026-05-26 Price Changed $295,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-02 Listed $340,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+5.9%/yrLatest (2025): $5,531 · -6.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…