14927 Sterling Oaks Dr · Bonita Springs, FL
Flood risk 5/10 · Moderate
- FEMA flood zone
- AH
- Chance of flooding over 30 yrs
- 0.26%
- Est. flood insurance / yr
- $1,142 – $2,507
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 31 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.5/30.0
- ARV discount +7.5/15.0
- DSCR +6.5/10.0
- 1% rule +6.2/10.0
- Schools +5.0/10.0
- Livability +3.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$497,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Updated 3 bedroom 3 full baths plus large loft with multiple opportunities as a media room, den or fourth bedroom. Fully updated kitchen with granite countertops, glass tile backsplash and stainless steel appliances. Kitchen boasts extra storage with remodel which is rare for this floor plan! Bathrooms on the lower level fully updated with granite counter tops and tasteful tile showers with glass enclosures. Enjoy the evening breeze on the extended lanai with fenced in yard. Two car garage with epoxy flooring. Laundry room has extra storage and custom wallpaper. Soaring high ceiling in main living. Prime North Naples location close to white sand beaches, Mercato, Promenade and RSW airport. Enjoy Sterling Oaks and it's fantastic amenities which are included with your purchase. Bocce, pickle ball, fitness center, jr. olympic pool with a cabana bar for lunch and cold beverages, Florida style clubhouse with restaurant, sidewalks and more. 'A' rated schools in Collier County school district with brand new high school coming in 2023. Optional tennis membership for a low monthly fee that offers 12 lighted clay tennis courts and a USTA teaching pro who offers private lessons and clinics.
Key facts
- Remodeled kitchen
- Fenced in yard
- Remodeled baths
Tags
Property features AI
Finance
- Other: Property is in a complex of many units; building has 2 floors and this is a single unit; Possession at closing or subject to lease
- HOA & community: Mandatory HOA with on-site management; Monthly HOA fee; HOA covers cable, internet/WiFi, irrigation water, lawn/land maintenance, pest control (exterior), recreation facilities, repairs, reserves, security, street lights and street maintenance; Community amenities include clubhouse, community pool and spa, exercise room, sauna, bocce court, pickleball, tennis, play area, cabana, community room, restaurant, sidewalks and underground utilities; Total annual recurring HOA fees: $6,648; One-time fees: $6,800
Exterior
- Parking: Attached 2-car garage
- Security: Gated community with guard at gate, entry card access and patrolled security
- Utilities: Central water; Central sewer; Cable available
- Home design: Single-family residence; 2-story layout; Zero lot line; Rear exposure faces north; Located in Sterling Oaks (Wildcat Cove)
- Construction: Concrete block construction; Built in 2004
- Exterior features: Sprinkler system (auto); Single hung windows; Stucco exterior; Shingle roof
Interior
- Kitchen: Range; Microwave; Dishwasher; Disposal; Refrigerator/ice maker
- Bedrooms: 3 bedrooms plus den; Master bedroom on ground level
- Flooring: Tile; Vinyl
- Bathrooms: 3 full bathrooms; Master bath with dual sinks and shower
- Heating & cooling: Central electric heat; Central electric cooling; Ceiling fans
- Interior features: Cable prewire and high-speed internet available; Smoke detectors; Walk-in closet; Window coverings; Breakfast bar and family dining area; Loft and media room; Screened lanai/porch; Unfurnished
- Laundry & utility: Washer and dryer; Laundry in residence; Auto garage door
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $497k.
Deal economics
- At list price, monthly cash flow is $507 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($6k rent vs $497k).
- Recommended offer: $437k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.9% vs local median 1.7% in Bonita Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#428 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A; Watch: cost of living C-, health & safety D, amenities F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Naples Park Elementary School (math 67% / reading 57%, grade B, #608 of 2,144 statewide, top 29%, 395 students, 48% FRL).
- Market conditions: Rents soft (-1.1%/yr); 595 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $5,545/mo this rent would consume 68% of the median local household income ($98k/yr) (locally 1006% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 185 days — a 12% lower offer ($437k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $152/mo.
- Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 185 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.12% ✓
- Cap rate
- 7.88%
- Cash-on-cash
- 5.68%
- DSCR
- 1.25
- GRM
- 7.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -13.2%
- Equity multiple
- 0.54×
- Total profit
- $-64,143
- Equity at exit
- $74,104
- IRR
- -10.5%
- Equity multiple
- 0.46×
- Total profit
- $-75,641
- Equity at exit
- $42,971
Cash invested: $139,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34110
- Rents YoY
- -1.1%
- Active inventory
- 595
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $5,545 high interval (Pro) →
- Mortgage (P&I)
- −$2,606
- Tax from tax record
- −$354 /mo · $4,248/yr
- Insurance
- −$207
- Flood insurance flood zone
- −$152 /mo · $1,824/yr
- HOA
- −$554
- Vacancy / Maint / Mgmt
- −$1,164
- Net cashflow
- $507
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $124,250
- Closing costs
- $14,910
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14907 Sterling Oaks Dr Naples, FL | 3.0 | 3.0 | 1760 | $6,500 | $3.69 | 23d | 1 | 0.02mi |
| 1214 Sweetwater Ln #2306 Naples, FL | 2.0 | 2.0 | 1378 | $6,500 | $4.72 | 23d | 1 | 0.23mi |
| 15985 Arbor View Blvd Naples, FL | 2.0–4.0 | 2.0 | 1208 | $2,062 | $1.71 | 13d | 14 | 0.32mi |
| 1117 Sweetwater Ln #2201 Naples, FL | 2.0 | 2.0 | 1193 | $6,500 | $5.45 | 23d | 1 | 0.35mi |
| 9855 Costa Mesa Ln #403 Bonita Springs, FL | 2.0 | 2.0 | 1146 | $1,600 | $1.40 | 23d | 1 | 0.36mi |
| 9851 Costa Mesa Ln Unit 1546344P Bonita Springs, FL | 2.0 | 2.0 | 1194 | $1,935 | $1.62 | 16d | 1 | 0.42mi |
| 1325 Sweetwater Cv #201 Naples, FL | 3.0 | 2.0 | 1381 | $6,000 | $4.34 | 23d | 1 | 0.46mi |
| 1420 Sweetwater Cv #102 Naples, FL | 2.0 | 2.0 | 1279 | $5,000 | $3.91 | 23d | 1 | 0.46mi |
| 1420 Sweetwater Cv #102 Naples, FL | 2.0 | 2.0 | 1279 | $5,000 | $3.91 | 21d | 1 | 0.46mi |
| 1250 Silverstrand Dr Naples, FL | 3.0 | 2.0 | 1848 | $5,000 | $2.71 | 23d | 1 | 0.48mi |
| 28460 Highgate Dr Bonita Springs, FL | 2.0 | 2.0 | 1871 | $10,500 | $5.61 | 23d | 1 | 0.49mi |
| 1415 Sweetwater Cv #104 Naples, FL | 3.0 | 2.0 | 1381 | $6,500 | $4.71 | 23d | 1 | 0.49mi |
| 1405 Sweetwater Cv #204 Naples, FL | 3.0 | 2.0 | 1381 | $6,000 | $4.34 | 13d | 1 | 0.51mi |
| 1405 Sweetwater Cv #204 Naples, FL | 3.0 | 2.0 | 1381 | $6,000 | $4.34 | 23d | 1 | 0.51mi |
| 1390 Sweetwater Cv #203 Naples, FL | 2.0 | 2.0 | 1279 | $2,200 | $1.72 | 13d | 1 | 0.51mi |
| 1340 Sweetwater Cv #103 Naples, FL | 2.0 | 2.0 | 1279 | $5,000 | $3.91 | 23d | 1 | 0.51mi |
| 1345 Sweetwater Cv #203 Naples, FL | 2.0 | 2.0 | 1279 | $4,800 | $3.75 | 23d | 1 | 0.52mi |
| 1360 Sweetwater Cv #202 Naples, FL | 2.0 | 2.0 | 1279 | $5,500 | $4.30 | 23d | 1 | 0.53mi |
| 28790 Versol Dr Bonita Springs, FL | 1.0–3.0 | 1.0–2.0 | 1075 | $3,391 | $3.15 | 1d | 19 | 0.60mi |
| 9908 White Sands Pl Bonita Springs, FL | 3.0 | 2.0 | 1827 | $7,500 | $4.11 | 23d | 1 | 0.67mi |
| 28387 Las Palmas Cir Bonita Springs, FL | 2.0 | 2.0 | 1705 | $6,200 | $3.64 | 23d | 1 | 0.69mi |
| 28700 Trails Edge Blvd Bonita Springs, FL | 3.0 | 2.0 | 1458 | $2,175 | $1.49 | 3d | 2 | 0.70mi |
| 9111 Las Maderas Dr #102 Bonita Springs, FL | 2.0 | 2.0 | 1624 | $7,500 | $4.62 | 23d | 1 | 0.80mi |
| 28119 Tamberine Ct #1412 Bonita Springs, FL | 3.0 | 2.0 | 1593 | $5,800 | $3.64 | 23d | 1 | 0.83mi |
| 9021 Las Maderas Dr #202 Bonita Springs, FL | 2.0 | 2.0 | 1674 | $7,500 | $4.48 | 23d | 1 | 0.84mi |
| 1130 Turtle Creek Blvd Naples, FL | 1.0–2.0 | 1.0–2.0 | 800 | $2,145 | $2.68 | 13d | 22 | 0.84mi |
| 9651 Spanish Moss Way #4121 Bonita Springs, FL | 3.0 | 2.0 | 1857 | $4,800 | $2.58 | 23d | 1 | 0.85mi |
| 9030 Las Maderas Dr #101 Bonita Springs, FL | 2.0 | 2.0 | 1432 | $2,500 | $1.75 | 23d | 1 | 0.85mi |
| 28105 Mandolin Ct #213 Bonita Springs, FL | 3.0 | 2.0 | 1500 | $2,600 | $1.73 | 23d | 1 | 0.87mi |
| 28611 Carriage Home Dr #101 Bonita Springs, FL | 2.0 | 2.0 | 1433 | $2,550 | $1.78 | 23d | 1 | 0.88mi |
| 9050 Las Maderas Dr #101 Bonita Springs, FL | 2.0 | 2.0 | 1364 | $2,100 | $1.54 | 23d | 1 | 0.88mi |
| 28650 Carriage Home Dr Unit 1049692P Bonita Springs, FL | 3.0 | 2.0 | 1528 | $3,980 | $2.60 | 16d | 1 | 0.90mi |
| 9631 Spanish Moss Way #3922 Bonita Springs, FL | 2.0 | 2.0 | 1504 | $6,000 | $3.99 | 3d | 1 | 0.90mi |
| 28052 Palmas Grandes Ln #101 Bonita Springs, FL | 2.0 | 2.0 | 1500 | $7,200 | $4.80 | 23d | 1 | 0.91mi |
| 8981 Palmas Grandes Blvd #102 Bonita Springs, FL | 2.0 | 2.0 | 1791 | $7,500 | $4.19 | 23d | 1 | 0.92mi |
| 9621 Spanish Moss Way Bonita Springs, FL | 2.0 | 2.0 | 1504 | $5,125 | $3.41 | 23d | 2 | 0.94mi |
| 8990 Palmas Grandes Blvd #201 Bonita Springs, FL | 2.0 | 2.0 | 1797 | $5,000 | $2.78 | 23d | 1 | 0.95mi |
| 9050 Palmas Grandes Blvd #101 Bonita Springs, FL | 2.0 | 2.0 | 1200 | $2,000 | $1.67 | 23d | 1 | 0.95mi |
| 28251 Lisbon Ct #3412 Bonita Springs, FL | 2.0 | 2.0 | 1637 | $5,500 | $3.36 | 23d | 1 | 0.97mi |
| 28327 Hidden Lake Dr Bonita Springs, FL | 3.0 | 2.0 | 1567 | $8,950 | $5.71 | 23d | 1 | 1.01mi |
HOA detail
- Monthly dues
- $554 · $6,648/yr
- Likely covers
- poolgym
Listing history 50 events
-
2026-06-18days on market $497,000 Active 185 DOM
-
2026-06-17days on market $497,000 Active 184 DOM
-
2026-06-16days on market $497,000 Active 183 DOM
-
2026-06-15pricedays on market $497,000 Active 182 DOM
-
2026-06-10days on market $519,000 Active 177 DOM
-
2026-06-09days on market $519,000 Active 176 DOM
-
2026-06-08days on market $519,000 Active 175 DOM
-
2026-06-07days on market $519,000 Active 174 DOM
-
2026-06-03days on market $519,000 Active 170 DOM
-
2026-06-02days on market $519,000 Active 169 DOM
-
2026-06-01days on market $519,000 Active 168 DOM
-
2026-05-31days on market $519,000 Active 167 DOM
-
2026-05-30days on market $519,000 Active 166 DOM
-
2026-05-04price $519,000
-
2026-05-04status Active
-
2026-04-22historical
-
2025-12-03$522,000 Active
-
2025-04-11historical
-
2025-03-10price $529,000
-
2025-01-04price $547,000
-
2024-10-02$577,000 Active
-
2023-06-03soldstatus $526,750
-
2023-05-31soldstatus $526,750 Sold 1198-char remark
Show marketing remark (1198 chars)
Updated 3 bedroom 3 full baths plus large loft with multiple opportunities as a media room, den or fourth bedroom. Fully updated kitchen with granite countertops, glass tile backsplash and stainless steel appliances. Kitchen boasts extra storage with remodel which is rare for this floor plan! Bathrooms on the lower level fully updated with granite counter tops and tasteful tile showers with glass enclosures. Enjoy the evening breeze on the extended lanai with fenced in yard. Two car garage with epoxy flooring. Laundry room has extra storage and custom wallpaper. Soaring high ceiling in main living. Prime North Naples location close to white sand beaches, Mercato, Promenade and RSW airport. Enjoy Sterling Oaks and it's fantastic amenities which are included with your purchase. Bocce, pickle ball, fitness center, jr. olympic pool with a cabana bar for lunch and cold beverages, Florida style clubhouse with restaurant, sidewalks and more. 'A' rated schools in Collier County school district with brand new high school coming in 2023. Optional tennis membership for a low monthly fee that offers 12 lighted clay tennis courts and a USTA teaching pro who offers private lessons and clinics.
-
2023-05-15status Pending 1198-char remark
Show marketing remark (1198 chars)
Updated 3 bedroom 3 full baths plus large loft with multiple opportunities as a media room, den or fourth bedroom. Fully updated kitchen with granite countertops, glass tile backsplash and stainless steel appliances. Kitchen boasts extra storage with remodel which is rare for this floor plan! Bathrooms on the lower level fully updated with granite counter tops and tasteful tile showers with glass enclosures. Enjoy the evening breeze on the extended lanai with fenced in yard. Two car garage with epoxy flooring. Laundry room has extra storage and custom wallpaper. Soaring high ceiling in main living. Prime North Naples location close to white sand beaches, Mercato, Promenade and RSW airport. Enjoy Sterling Oaks and it's fantastic amenities which are included with your purchase. Bocce, pickle ball, fitness center, jr. olympic pool with a cabana bar for lunch and cold beverages, Florida style clubhouse with restaurant, sidewalks and more. 'A' rated schools in Collier County school district with brand new high school coming in 2023. Optional tennis membership for a low monthly fee that offers 12 lighted clay tennis courts and a USTA teaching pro who offers private lessons and clinics.
-
2023-03-21status Pending With Contingencies 1198-char remark
Show marketing remark (1198 chars)
Updated 3 bedroom 3 full baths plus large loft with multiple opportunities as a media room, den or fourth bedroom. Fully updated kitchen with granite countertops, glass tile backsplash and stainless steel appliances. Kitchen boasts extra storage with remodel which is rare for this floor plan! Bathrooms on the lower level fully updated with granite counter tops and tasteful tile showers with glass enclosures. Enjoy the evening breeze on the extended lanai with fenced in yard. Two car garage with epoxy flooring. Laundry room has extra storage and custom wallpaper. Soaring high ceiling in main living. Prime North Naples location close to white sand beaches, Mercato, Promenade and RSW airport. Enjoy Sterling Oaks and it's fantastic amenities which are included with your purchase. Bocce, pickle ball, fitness center, jr. olympic pool with a cabana bar for lunch and cold beverages, Florida style clubhouse with restaurant, sidewalks and more. 'A' rated schools in Collier County school district with brand new high school coming in 2023. Optional tennis membership for a low monthly fee that offers 12 lighted clay tennis courts and a USTA teaching pro who offers private lessons and clinics.
-
2022-11-30$539,500 Active 1198-char remark
Show marketing remark (1198 chars)
Updated 3 bedroom 3 full baths plus large loft with multiple opportunities as a media room, den or fourth bedroom. Fully updated kitchen with granite countertops, glass tile backsplash and stainless steel appliances. Kitchen boasts extra storage with remodel which is rare for this floor plan! Bathrooms on the lower level fully updated with granite counter tops and tasteful tile showers with glass enclosures. Enjoy the evening breeze on the extended lanai with fenced in yard. Two car garage with epoxy flooring. Laundry room has extra storage and custom wallpaper. Soaring high ceiling in main living. Prime North Naples location close to white sand beaches, Mercato, Promenade and RSW airport. Enjoy Sterling Oaks and it's fantastic amenities which are included with your purchase. Bocce, pickle ball, fitness center, jr. olympic pool with a cabana bar for lunch and cold beverages, Florida style clubhouse with restaurant, sidewalks and more. 'A' rated schools in Collier County school district with brand new high school coming in 2023. Optional tennis membership for a low monthly fee that offers 12 lighted clay tennis courts and a USTA teaching pro who offers private lessons and clinics.
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2022-10-14status Pending
-
2022-10-14historical
-
2022-09-23price $539,500
-
2022-09-15price $549,500
-
2022-08-26price $560,000
-
2022-08-08price $569,000
-
2022-07-20price $589,000
-
2022-06-06price $599,900
-
2022-05-25price $613,000
-
2022-05-14price $618,000
-
2022-04-24$623,000 Active
-
2020-11-25historical
-
2020-10-05price $324,750
-
2020-08-29price $325,000
-
2020-08-24price $330,000
-
2020-08-17price $334,900
-
2020-08-04$339,000 Active
-
2019-10-25historical
-
2019-07-02$329,900 Active
-
2016-12-15price $312,500
-
2016-12-05soldstatus $312,500
-
2016-12-01soldstatus $312,500 Sold
-
2016-12-01price $329,900
-
2016-10-08status Pending With Contingencies
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,248 · $354/mo
- Projected year-2 tax
- $4,248 · $354/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone AH · 26% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $66,538
- − Mortgage interest
- −$27,840
- − Property taxes
- −$4,248
- − Insurance
- −$4,310
- − Repairs & maintenance
- −$5,323
- − Management
- −$5,323
- − HOA
- −$6,648
- − Depreciation
- −$14,458
- Taxable loss
- −$1,612
- Est. tax savings @ 24.0%
- +$387
- After-tax cash flow
- $6,470/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Bonita Springs
- Score
- 70/100
- State rank
- #428
- US rank
- #7576
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Collier County · 396,295 people
- City population
- 64,727
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 25,630
- Household income
- $97,564
- Rent vs Own
- Severe rent burden
- 1006.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 10% Two or more races 9% Asian 2% Black 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 1% Cuban 3%
- Common ancestry
- Romanian 4% Lithuanian 3% Slovak 2%
- Foreign-born
- 11% · Canada, South Korea
- Languages at home
- 87% English-only · Spanish 7% Other Indo-European 3% French/Haitian/Cajun 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -172.68%
- Current HPI
- 267.4644
- Rent YoY
- ▼ -1.06%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-94.1% since first listed46 events — show timeline
- 2026-05-04 Price Changed $519,000 NAPLESMLS
- 2026-05-04 Relisted — NAPLESMLS
- 2026-04-22 Listing Removed — NAPLESMLS
- 2025-12-03 Listed $522,000 NAPLESMLS
- 2025-04-11 Listing Removed — NAPLESMLS
- 2025-03-10 Price Changed $529,000 NAPLESMLS
- 2025-01-04 Price Changed $547,000 NAPLESMLS
- 2024-10-02 Listed $577,000 NAPLESMLS
- 2023-06-03 Sold (Public Records) $526,750 Public Records
- 2023-05-31 Sold (MLS) $526,750 NAPLESMLS
- 2023-05-15 Pending — NAPLESMLS
- 2023-03-21 Pending — NAPLESMLS
- 2022-11-30 Listed $539,500 NAPLESMLS
- 2022-10-14 Pending — FORTMLS
- 2022-10-14 Listing Removed — FORTMLS
- 2022-09-23 Price Changed $539,500 FORTMLS
- 2022-09-15 Price Changed $549,500 FORTMLS
- 2022-08-26 Price Changed $560,000 FORTMLS
- 2022-08-08 Price Changed $569,000 FORTMLS
- 2022-07-20 Price Changed $589,000 FORTMLS
- 2022-06-06 Price Changed $599,900 FORTMLS
- 2022-05-25 Price Changed $613,000 FORTMLS
- 2022-05-14 Price Changed $618,000 FORTMLS
- 2022-04-24 Listed $623,000 FORTMLS
- 2020-11-25 Listing Removed — NAPLESMLS
- 2020-10-05 Price Changed $324,750 NAPLESMLS
- 2020-08-29 Price Changed $325,000 NAPLESMLS
- 2020-08-24 Price Changed $330,000 NAPLESMLS
- 2020-08-17 Price Changed $334,900 NAPLESMLS
- 2020-08-04 Listed $339,000 NAPLESMLS
- 2019-10-25 Listing Removed — FORTMLS
- 2019-07-02 Listed $329,900 FORTMLS
- 2016-12-15 Price Changed $312,500 NAPLESMLS
- 2016-12-05 Sold (Public Records) $312,500 Public Records
- 2016-12-01 Price Changed $329,900 NAPLESMLS
- 2016-12-01 Sold (MLS) $312,500 NAPLESMLS
- 2016-10-08 Pending — NAPLESMLS
- 2016-09-12 Listed $329,900 NAPLESMLS
- 2014-03-31 Sold (Public Records) $280,000 Public Records
- 2014-03-06 Price Changed $282,000 NAPLESMLS
- 2014-03-06 Sold (MLS) $280,000 NAPLESMLS
- 2014-02-01 Listed $280,000 NAPLESMLS
- 2009-02-26 Sold (Public Records) $252,500 Public Records
- 2005-11-03 Sold (Public Records) $410,000 Public Records
- 2004-04-30 Sold (Public Records) $259,500 Public Records
- 2001-05-07 Sold (Public Records) $8,750,000 Public Records
Property tax history
+7.7%/yrLatest (2025): $4,248 · -7.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…