Duplex
543 25th St · Niagara Falls, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +4.7/5.0
- Schools +3.6/10.0
- Livability +3.0/5.0
- Condition / age +2.2/5.0
$79,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Let your tenant pay your mortgage! 2 bedrooms, eat in kitchen, living room and dining room in each unit. Separate utilities. Motivated seller says "Bring me an offer!"
Key facts
- Brick duplex
- Double porches
- Full basement
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1.0-bath units multifamily listed at $80k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive. Per door: $674/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $80k).
- Recommended offer: $73k (9.0% below list) — sets the bar for market timing.
- Cap rate 26.5% vs local median 8.1% in Niagara Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#956 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
- Niagara Falls City School District (urban): math 26% / reading 34% proficiency, ranked #578 of 590 in NY (top 98%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Bloneva Bond Primary School (math 2% / reading 17%, grade F, #2,075 of 2,108 statewide, top 99%, 403 students, 82% FRL); Gaskill Preparatory School (math 10% / reading 22%, grade F, #702 of 729 statewide, top 96%, 500 students, 78% FRL); Niagara Falls High School (math 75% / reading 92%, grade A, #409 of 1,100 statewide, top 39%, 2,139 students, 71% FRL).
- Market conditions: Rents rising fast (+8.8%/yr); 204 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals lingering (median 60d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 79% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 167 units permitted in Niagara County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $9k of equity ($552 loan paydown + $8k appreciation (10.0% local appreciation)).
- Niagara County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 8.0% rent growth), your $22k cash investment doubles in ~1 year — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 97 days — a 9% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $52k; list at $80k implies a 55% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 97 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 3.01% ✓
- Cap rate
- 26.55%
- Cash-on-cash
- 72.34%
- DSCR
- 4.22
- GRM
- 2.8
CMA / ARV
- ARV (median comp)
- $195,867
- List price
- $79,900
- Delta
- -59.21%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 564 26th St | 0.05mi | 5/2.0 (+1) | 1,956 (-3%) | 1mo | $152,000 | $78 | 87 |
| 2449 Grand Ave | 0.21mi | 5/2.0 (+1) | 1,918 (-5%) | 6mo | $135,000 | $70 | 72 |
| 541 20th St | 0.29mi | 5/2.0 (+1) | 1,917 (-5%) | 2mo | $112,000 | $58 | 71 |
| 2204 Woodlawn Ave | 0.48mi | 4/2.0 | 1,932 (-4%) | 0mo | $48,355 | $25 | 71 |
| 2247 Grand Ave | 0.24mi | 5/2.0 (+1) | 1,858 (-8%) | 0mo | $169,000 | $91 | 70 |
| 2459 La Salle Ave | 0.47mi | 4/2.0 | 1,920 (-5%) | 3mo | $160,000 | $83 | 68 |
| 2455 La Salle Ave | 0.47mi | 4/2.0 | 2,152 (+7%) | 4mo | $112,000 | $52 | 63 |
| 2725 Pierce Ave | 0.62mi | 4/3.0 | 1,920 (-5%) | 1mo | $118,000 | $61 | 58 |
| 2233 Welch Ave | 0.40mi | 5/3.0 (+1) | 2,189 (+9%) | 0mo | $141,780 | $65 | 58 |
| 429 18th St | 0.47mi | 4/2.0 | 1,728 (-14%) | 1mo | $116,500 | $67 | 53 |
| 346 Portage Rd | 0.69mi | 3/2.0 (-1) | 1,940 (-4%) | 5mo | $142,500 | $73 | 52 |
| 531 16th St | 0.55mi | 5/3.0 (+1) | 2,199 (+9%) | 0mo | $177,000 | $80 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 87.5%
- Equity multiple
- 7.35×
- Total profit
- $142,158
- Equity at exit
- $71,980
- IRR
- 83.6%
- Equity multiple
- 18.10×
- Total profit
- $382,660
- Equity at exit
- $155,228
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 31 active · 15 under contract
- Months of supply
- 6.9 mo (15%/mo absorbed)
- Median asking
- $109,900 ($61/sqft)
- Median days on market
- 47 d
- This list price
- 10% of active listings are priced below it
- ARV vs active asking
- +59.5% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 14301
- Home prices YoY
- 6.2%
- Rents YoY
- 8.8%
- Active inventory
- 204
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $2,406 high interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax est. 1.5%
- −$100 /mo · $1,198/yr
- Insurance
- −$33
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$505
- Net cashflow
- $1,349
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $2,406 |
| #1 | 2 | 1 | $1,203 |
| #2 | 2 | 1 | $1,203 |
| Total (2 units) | $2,406 | ||
Break-even live
Sensitivity live
| Price | -10% $1,404 | -5% $1,376 | +0% $1,349 | +5% $1,321 | +10% $1,293 |
|---|---|---|---|---|---|
| Rent | -10% $1,158 | -5% $1,254 | +0% $1,349 | +5% $1,444 | +10% $1,539 |
| Rate | -1.0pp $1,389 | -0.5pp $1,369 | base $1,349 | +0.5pp $1,328 | +1.0pp $1,307 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2509 Ferry Ave Unit 2 Niagara Falls, NY | 1.0 | 1.0 | — | $750 | — | 52d | 1 | 0.12mi |
| 487 25th St Niagara Falls, NY | 2.0 | 1.0 | — | $975 | — | 19d | 1 | 0.14mi |
| 2405 Grand Ave Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 770 | $800 | $1.04 | 32d | 1 | 0.21mi |
| 455 24th St Unit 2 Niagara Falls, NY | 2.0 | 1.0 | 850 | $1,200 | $1.41 | 35d | 1 | 0.22mi |
| 456 27th St Niagara Falls, NY | 3.0 | 1.0 | 1058 | $1,500 | $1.42 | 25d | 1 | 0.24mi |
| 420 25th St Niagara Falls, NY | 3.0 | 1.0 | 1101 | $1,500 | $1.36 | 93d | 1 | 0.27mi |
| 434 23rd St Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 816 | $1,100 | $1.35 | 63d | 1 | 0.28mi |
| 512 20th St Unit 5 Niagara Falls, NY | 2.0 | 1.0 | — | $850 | — | 93d | 1 | 0.31mi |
| 2727 Monroe Ave Niagara Falls, NY | 3.0 | 1.0 | 960 | $1,500 | $1.56 | 59d | 1 | 0.34mi |
| 547 19th St Niagara Falls, NY | 1.0 | 1.0 | 4783 | $900 | $0.19 | 51d | 1 | 0.34mi |
| 562 19th St Niagara Falls, NY | 3.0 | 1.5 | 1200 | $1,395 | $1.16 | 19d | 1 | 0.36mi |
| 2725 Niagara St Unit 3 Niagara Falls, NY | 1.0 | 1.0 | — | $1,000 | — | 66d | 1 | 0.40mi |
| 2743 Niagara St Unit 2 Niagara Falls, NY | 2.0 | 1.0 | — | $1,050 | — | 93d | 1 | 0.42mi |
| 1935 Niagara St Unit Upper Niagara Falls, NY | 3.0 | 1.0 | 2685 | $1,200 | $0.45 | 63d | 1 | 0.42mi |
| 769 19th St Niagara Falls, NY | 2.0 | 1.5 | 960 | $1,400 | $1.46 | 70d | 1 | 0.44mi |
| 2498 Woodlawn Ave Niagara Falls, NY | 2.0 | 1.0 | 720 | $1,150 | $1.60 | 11d | 1 | 0.44mi |
| 420 18th St Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 816 | $1,150 | $1.41 | 93d | 1 | 0.49mi |
| 1793 Welch Ave Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 802 | $1,000 | $1.25 | 47d | 1 | 0.53mi |
| 1780 Falls St Niagara Falls, NY | 2.0 | 1.0 | 1100 | $1,200 | $1.09 | 93d | 1 | 0.54mi |
| 3036 Welch Ave Niagara Falls, NY | 3.0 | 1.0 | 1000 | $1,500 | $1.50 | 38d | 1 | 0.55mi |
| 3534 Ferry Ave Niagara Falls, NY | 3.0 | 1.0 | 1304 | $1,300 | $1.00 | 15d | 1 | 0.55mi |
| 1761 Welch Ave Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 988 | $1,000 | $1.01 | 19d | 1 | 0.58mi |
| 2473 Pierce Ave Unit 2 Niagara Falls, NY | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 52d | 1 | 0.59mi |
| 1001 17th St Niagara Falls, NY | 3.0 | 1.0 | 1152 | $1,800 | $1.56 | 72d | 1 | 0.60mi |
| 1427 Fort Ave Unit 2 Niagara Falls, NY | 3.0 | 1.0 | 1058 | $950 | $0.90 | 93d | 1 | 0.63mi |
| 754 15th St Niagara Falls, NY | 3.0 | 1.0 | 990 | $1,100 | $1.11 | 72d | 1 | 0.66mi |
| 1808 Whitney Ave Unit 3 Niagara Falls, NY | 2.0 | 1.0 | 1200 | $900 | $0.75 | 93d | 1 | 0.66mi |
| 3626 Dudley Ave Niagara Falls, NY | 2.0 | 1.0 | 700 | $1,250 | $1.79 | 93d | 1 | 0.69mi |
| 784 15th St Niagara Falls, NY | 3.0 | 1.5 | 1380 | $1,350 | $0.98 | 52d | 1 | 0.70mi |
| 1533 La Salle Ave Unit Lower Niagara Falls, NY | 2.0 | 1.0 | 748 | $1,100 | $1.47 | 32d | 1 | 0.72mi |
| 1192 Haeberle Ave Niagara Falls, NY | 2.0 | 1.0 | 920 | $1,300 | $1.41 | 35d | 1 | 0.72mi |
| 613 13th St Unit 1 Niagara Falls, NY | 2.0 | 1.0 | 750 | $900 | $1.20 | 35d | 1 | 0.73mi |
| 3340 Simmons Ave Niagara Falls, NY | 3.0 | 1.0 | 1008 | $1,550 | $1.54 | 63d | 1 | 0.74mi |
| 1361 Ashland Ave Unit 1F Niagara Falls, NY | 1.0 | 1.0 | 3168 | $950 | $0.30 | 72d | 1 | 0.75mi |
| 1224 Niagara St Unit 2 Niagara Falls, NY | 3.0 | 1.0 | — | $900 | — | 35d | 1 | 0.78mi |
| 456 12th St Unit 3 Niagara Falls, NY | 2.0 | 1.0 | — | $800 | — | 72d | 1 | 0.83mi |
| 2463 South Ave Niagara Falls, NY | 2.0 | 1.0 | 1008 | $1,100 | $1.09 | 66d | 1 | 0.89mi |
| 2249 Cleveland Ave Niagara Falls, NY | 3.0 | 1.5 | — | $1,500 | — | 30d | 1 | 0.95mi |
| 1817 Ontario Ave Unit 1 Niagara Falls, NY | 2.0 | 1.0 | 999 | $1,899 | $1.90 | 11d | 1 | 1.12mi |
| 1817 Ontario Ave Unit 2 Niagara Falls, NY | 2.0 | 1.0 | 985 | $1,899 | $1.93 | 11d | 1 | 1.12mi |
Property features AI
Finance
- Financial info
- Owner pays water for the propertyOperating expenses include water
Exterior
- Parking
- Detached 2-car garageTwo or more off-street parking spaces
- Utilities
- Public water connectedSewer connected
- Home design
- Two-story multi-family buildingExisting/resale property
- Construction
- Brick and frame constructionBuilt as existing (year built: existing)
- Exterior features
- Fully fenced lotRectangular residential lot with city street frontageLot dimensions approximately 35 x 124
Interior
- Kitchen
- Each unit includes an eat-in kitchen
- Bedrooms
- Two 2-bedroom units (each unit has 2 bedrooms)
- Flooring
- HardwoodLaminateVinylVaries
- Bathrooms
- Each unit has 1 full bathroom (2 full baths total)
- Heating & cooling
- Gas forced-air heating
- Interior features
- Hardwood, laminate, vinyl, and mixed flooring throughoutFull basement
- Laundry & utility
- Gas water heaterSeparate gas and electric meters for each unit
Listing history 50 events
-
2026-08-08days on market $79,900 Active 97 DOM
-
2026-08-07days on market $79,900 Active 96 DOM
-
2026-08-06days on market $79,900 Active 95 DOM
-
2026-08-05days on market $79,900 Active 94 DOM
-
2026-08-04days on market $79,900 Active 93 DOM
-
2026-08-03days on market $79,900 Active 92 DOM
-
2026-07-31days on market $79,900 Active 89 DOM
-
2026-07-30days on market $79,900 Active 88 DOM
-
2026-07-30days on market $79,900 Active 87 DOM
-
2026-07-28days on market $79,900 Active 86 DOM
-
2026-07-26days on market $79,900 Active 84 DOM
-
2026-07-24days on market $79,900 Active 82 DOM
-
2026-07-23days on market $79,900 Active 81 DOM
-
2026-07-22days on market $79,900 Active 80 DOM
-
2026-07-21days on market $79,900 Active 79 DOM
-
2026-07-20days on market $79,900 Active 78 DOM
-
2026-07-18days on market $79,900 Active 76 DOM
-
2026-07-18days on market $79,900 Active 75 DOM
-
2026-07-16days on market $79,900 Active 74 DOM
-
2026-07-15days on market $79,900 Active 73 DOM
-
2026-07-14days on market $79,900 Active 72 DOM
-
2026-07-13days on market $79,900 Active 71 DOM
-
2026-07-13days on market $79,900 Active 70 DOM
-
2026-07-11days on market $79,900 Active 69 DOM
-
2026-07-10days on market $79,900 Active 68 DOM
-
2026-07-09days on market $79,900 Active 67 DOM
-
2026-07-07days on market $79,900 Active 65 DOM
-
2026-07-06days on market $79,900 Active 64 DOM
-
2026-07-05days on market $79,900 Active 63 DOM
-
2026-07-03days on market $79,900 Active 61 DOM
-
2026-07-02days on market $79,900 Active 60 DOM
-
2026-07-01days on market $79,900 Active 59 DOM
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2026-06-30days on market $79,900 Active 58 DOM
-
2026-06-29days on market $79,900 Active 57 DOM
-
2026-06-28days on market $79,900 Active 56 DOM
-
2026-06-27days on market $79,900 Active 55 DOM
-
2026-06-27days on market $79,900 Active 54 DOM
-
2026-06-25days on market $79,900 Active 52 DOM
-
2026-06-22days on market $79,900 Active 50 DOM
-
2026-06-21days on market $79,900 Active 49 DOM
-
2026-06-18days on market $79,900 Active 46 DOM
-
2026-06-17days on market $79,900 Active 45 DOM
-
2026-06-16days on market $79,900 Active 44 DOM
-
2026-06-15days on market $79,900 Active 43 DOM
-
2026-06-13days on market $79,900 Active 41 DOM
-
2026-06-13days on market $79,900 Active 40 DOM
-
2026-06-10days on market $79,900 Active 38 DOM
-
2026-06-09days on market $79,900 Active 37 DOM
-
2026-06-08days on market $79,900 Active 36 DOM
-
2026-06-07days on market $79,900 Active 35 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥94°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,872
- − Mortgage interest
- −$4,476
- − Property taxes
- −$1,198
- − Insurance
- −$400
- − Repairs & maintenance
- −$2,310
- − Management
- −$2,310
- − Depreciation
- −$2,324
- Taxable income
- $15,854
- Est. tax owed @ 24.0%
- −$3,805
- After-tax cash flow
- $12,378/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 3 photos
This 1930 brick duplex requires moderate renovations, focusing on exterior repairs and landscaping to improve its resale and rental value.
Components & finishes AI
Repairs flagged
- Major siding — Severe weathering and peeling
- Major roof — Signs of aging and wear
Value-add opportunities
- Both Landscaping and exterior painting — Improves curb appeal and property value ↑
- Both Roof replacement — Essential for structural integrity and long-term value ↑
- Both Interior updates — Enhances living space and appeal ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Niagara Falls City School District
- NCES district ID
- 3620820
- Math proficiency
- 26% ▼ -10.00%
- Reading proficiency
- 34% ▲ 3.00%
- Median HH income
- $32,488
- Composite
- 24.5/100
- National rank
- #7655
- State rank
- #578 of 590 in NY
Livability — Niagara Falls
- Score
- 60/100
- State rank
- #956
- US rank
- #18749
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Niagara Falls, NY
- County
- Niagara County · 204,149 people
- City population
- 62,983
- Metro
- Buffalo-Cheektowaga, NY
- Population (ZIP)
- 10,923
- Household income
- $34,549
- Rent vs Own
- Severe rent burden
- 16% of renters
Population outlook (Niagara County) Hauer SSP2
- Today (2025)
- 204,149 people
- By 2030
- 197,900 · -3.1%
- By 2040
- 182,239 · -10.7%
- By 2050
- 165,198 · -19.1%
- By 2075
- 129,416 · -36.6%
- By 2100
- 96,222 · -52.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 59% Black 25% Two or more races 8% Hispanic / Latino 8% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 3% Cuban 2%
- Common ancestry
- Romanian 6% Slovak 2% Lithuanian 1%
- Foreign-born
- 5% · Canada, China, Dominican Republic
- Languages at home
- 90% English-only · Spanish 6% Other Indo-European 3% Chinese 1%
Political lean MEDSL · Niagara
- 2024 margin
- R (+14.9) · D 42.5% · R 57.5%
- 2008→2024 swing
- -15.9pp toward R · 2008: 1.0pp · 2024: -14.9pp
- All cycles
- 2024: R+14.9 2020: R+9.7 2016: R+19.0 2012: D+0.6 2008: D+1.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 15.41%
- Current HPI
- 266.1457
- Rent YoY
- ▲ 8.79%
- Metro
- Buffalo-Cheektowaga, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+42.7% since first listed10 events — show timeline
- 2026-05-03 Listed $79,900 WNYREIS
- 2022-12-22 Listing Removed — WNYREIS
- 2022-09-22 Listed $109,900 WNYREIS
- 2016-03-04 Sold (Public Records) $51,500 Public Records
- 2015-08-19 Sold (Public Records) $33,500 Public Records
- 2015-08-19 Sold (MLS) $33,500 WNYREIS
- 2015-07-16 Pending — WNYREIS
- 2015-05-27 Price Changed $44,900 WNYREIS
- 2015-05-13 Listed $49,900 WNYREIS
- 1993-06-07 Sold (Public Records) $56,000 Public Records
Property tax history
+7.6%/yrLatest (2025): $4,149 · +17.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…