5303 Church Hill Dr · Troy, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.3/15.0
- Cash flow +8.6/30.0
- Schools +6.5/10.0
- Livability +3.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.4/10.0
- 1% rule +2.1/10.0
- Appreciation +0.0/10.0
$445,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this timeless 2223 sq. ft. 4-bedroom, 1.5 bath Colonial that perfectly blends classic charm with everyday functionality. From the moment you arrive, you'll be captivated by its outstanding curb appeal and inviting presence. Situated on an extra-large lot, this property offers rare privacy as it backs up to land that will never be developed--providing peaceful views, wildlife & a true sense of space. Inside, you'll find a thoughtfully designed layout ideal for both living and entertaining. The main floor features a spacious 14x14 bedroom or study, a family room with custom blinds/windows, & elegant formal living & dining rooms. The living & dining rooms have wood floors under the carpeting. The kitchen boasts a unique open layout with a generous eating area, perfect for gatherings and daily meals alike. New stainless steel appliances. A convenient first-floor laundry/mud room just off the garage adds everyday practicality. Upstairs, three generously sized bedrooms showcase beautiful wood flooring & ample natural light, creating warm & comfortable retreats. The primary bedroom has a large walk-in closet! The semi-finished basement offers additional living or recreational space, along with mechanicals, a sump pump, & abundant storage options. The attic in the garage has a metal pull-down for convenience. Located within a highly sought-after Troy School District, this home is an exceptional opportunity to enjoy space, privacy, & classic style in a desirable setting. Don't miss your chance to make this charming Colonial your own!
Key facts
- 0.24 acre lot
- 2 garage spots
- Built 1969
Property features AI
Finance
- Other: Property type: Residential — Single Family Residence; Subdivision: EAST LONG LAKE ESTATES; Directions: Long Lake east of Rochester, north on Abington then left on Church Hill
- HOA & community: Homeowners association with annual fee of $40 (about $3.33/month)
Exterior
- Parking: Attached garage with 2 spaces; Garage faces front; Garage door opener
- Security: Smoke detectors; Carbon monoxide detectors; Pets allowed
- Utilities: Public water; Public sewer; Circuit breaker electric; Cable available
- Home design: Single family residence; Two levels; Ground-level entry
- Construction: Brick and vinyl siding exterior; Asphalt roof; Built with a foundation and a partially finished basement
- Exterior features: Covered patio and porch; Porch; Paved road access; Lot dimensions approximately 77 x 135 (0.24 acre)
Interior
- Kitchen: Refrigerator; ENERGY STAR qualified refrigerator; Free-standing gas range; Microwave; Ice maker; Disposal; ENERGY STAR qualified dishwasher; Stainless steel appliances
- Bedrooms: Total rooms: 10
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central air; Attic fan; Ceiling fans; Forced air heating; Natural gas heating
- Interior features: Smart thermostat; Wood-burning fireplace in the family room; Partially finished basement
- Laundry & utility: Washer; Dryer; Washer hookup; Electric dryer hookup; Laundry room; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $445k.
Deal economics
- At list price, monthly cash flow is $-383 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $377k (15.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $316k (29.0% below list).
- Recommended offer: $316k (29.0% below list) — sets the bar for 1% rule.
- Cap rate 5.3% vs local median 3.6% in Troy — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#113 in MI, #2,684 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, schools A; Watch: health & safety D+, amenities F, commute F.
- Troy School District (urban): math 68% / reading 75% proficiency, ranked #8 of 540 in MI (top 2%) — strong family-tenant draw, lease renewals of 3-5y typical; only 10% free/reduced lunch — higher-income household profile.
- Market conditions: 120 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,614 units permitted in Oakland County in 2024 (721 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
- Oakland County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.71% ✗
- Cap rate
- 5.26%
- Cash-on-cash
- -3.69%
- DSCR
- 0.84
- GRM
- 11.7
CMA / ARV
- ARV (on-the-fly)
- $497,952
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1441 Lila Dr | 0.23mi | 4/2.0 (+1) | 2,260 (+2%) | 3mo | $525,000 | $232 | 77 |
| 5310 Church Hill Dr | 0.04mi | 4/2.5 (+1) | 2,181 (-2%) | 15mo | $417,000 | $191 | 74 |
| 1383 Trevino Dr | 0.27mi | 3/1.5 | 2,301 (+4%) | 12mo | $425,000 | $185 | 72 |
| 5156 Tyler Dr | 0.26mi | 4/3.0 (+1) | 2,260 (+2%) | 14mo | $510,000 | $226 | 62 |
| 1156 Trevino Dr | 0.21mi | 3/2.5 | 1,998 (-10%) | 10mo | $437,000 | $219 | 61 |
| 5138 Hale Dr | 0.28mi | 3/2.5 | 2,537 (+14%) | 4mo | $486,100 | $192 | 56 |
| 5487 Boros Dr | 0.29mi | 3/2.5 | 1,968 (-12%) | 10mo | $455,000 | $231 | 55 |
| 5956 Willow Grove Dr | 0.69mi | 3/3.0 | 2,100 (-6%) | 2mo | $720,000 | $343 | 51 |
| 5325 Allison Dr | 0.32mi | 4/2.5 (+1) | 2,536 (+14%) | 2mo | $567,000 | $224 | 51 |
| 4902 Hubbard Dr | 0.54mi | 4/2.5 (+1) | 2,405 (+8%) | 2mo | $462,000 | $192 | 51 |
| 5388 Orchard Crest Dr | 0.58mi | 4/2.5 (+1) | 2,300 (+4%) | 13mo | $460,000 | $200 | 47 |
| 5980 Willow Grove Dr | 0.71mi | 3/3.0 | 1,900 (-14%) | 8mo | $715,000 | $376 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -22.5%
- Equity multiple
- 0.22×
- Total profit
- $-96,567
- Equity at exit
- $66,351
- IRR
- -16.8%
- Equity multiple
- 0.07×
- Total profit
- $-115,785
- Equity at exit
- $38,475
Cash invested: $124,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48085
- Active inventory
- 120
- Price-to-rent
- 11.7×
Monthly cashflow live
- Estimated rent
- $3,159 high interval (Pro) →
- Mortgage (P&I)
- −$2,334
- Tax from tax record
- −$357 /mo · $4,279/yr
- Insurance
- −$185
- HOA
- −$3
- Vacancy / Maint / Mgmt
- −$663
- Net cashflow
- $-383
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $111,250
- Closing costs
- $13,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5054 Carnaby Dr Troy, MI | 3.0 | 2.5 | 2228 | $2,600 | $1.17 | 3d | 1 | 0.28mi |
| 764 Huntley LN Troy, MI | 3.0 | 2.5 | 1644 | $2,990 | $1.82 | 43d | 1 | 0.59mi |
| 5944 Willow Grv Troy, MI | 3.0 | 2.0 | 1850 | $4,250 | $2.30 | 43d | 1 | 0.69mi |
| 1880 Welling Dr Troy, MI | 4.0 | 2.5 | 2421 | $3,000 | $1.24 | 4d | 1 | 0.94mi |
| 4308 Navin Field Ln Troy, MI | 4.0 | 3.0 | 2700 | $4,150 | $1.54 | 43d | 1 | 1.01mi |
| 1028 Lamb Rd Unit 2 Troy, MI | 3.0 | 2.5 | 1847 | $3,200 | $1.73 | 17d | 1 | 1.10mi |
| 5363 English Dr Troy, MI | 4.0 | 2.5 | 2515 | $3,300 | $1.31 | 1d | 1 | 1.36mi |
| 6525 Norton Dr Troy, MI | 4.0 | 2.0 | 2047 | $2,800 | $1.37 | 43d | 1 | 1.42mi |
| 491 Leetonia Dr Troy, MI | 4.0 | 2.0 | 1700 | $2,600 | $1.53 | 3d | 1 | 1.43mi |
| 1128 Alameda Blvd Unit 1128 Troy, MI | 2.0 | 2.0 | 1457 | $2,150 | $1.48 | 21d | 1 | 1.45mi |
| 5842 Niles St Troy, MI | 3.0 | 2.5 | 1444 | $3,600 | $2.49 | 1d | 1 | 1.50mi |
| 5844 Niles St Troy, MI | 3.0 | 2.5 | 1444 | $2,325 | $1.61 | 1d | 1 | 1.50mi |
HOA detail
- Monthly dues
- $3 · $36/yr
Listing history 7 events
-
2026-05-05status Pending 1606-char remark
Show marketing remark (1606 chars)
Welcome to this timeless 2223 sq. ft. 4-bedroom, 1.5 bath Colonial that perfectly blends classic charm with everyday functionality. From the moment you arrive, you'll be captivated by its outstanding curb appeal and inviting presence. Situated on an extra-large lot, this property offers rare privacy as it backs up to land that will never be developed--providing peaceful views, wildlife & a true sense of space. Inside, you'll find a thoughtfully designed layout ideal for both living and entertaining. The main floor features a spacious 14x14 bedroom or study, a family room with custom blinds/windows, & elegant formal living & dining rooms. The living & dining rooms have wood floors under the carpeting. The kitchen boasts a unique open layout with a generous eating area, perfect for gatherings and daily meals alike. New stainless steel appliances. A convenient first-floor laundry/mud room just off the garage adds everyday practicality. Upstairs, three generously sized bedrooms showcase beautiful wood flooring & ample natural light, creating warm & comfortable retreats. The primary bedroom has a large walk-in closet! The semi-finished basement offers additional living or recreational space, along with mechanicals, a sump pump, & abundant storage options. The attic in the garage has a metal pull-down for convenience. Located within a highly sought-after Troy School District, this home is an exceptional opportunity to enjoy space, privacy, & classic style in a desirable setting. Don't miss your chance to make this charming Colonial your own!
-
2026-05-05status Pending
Show marketing remark (1606 chars)
Welcome to this timeless 2223 sq. ft. 4-bedroom, 1.5 bath Colonial that perfectly blends classic charm with everyday functionality. From the moment you arrive, you'll be captivated by its outstanding curb appeal and inviting presence. Situated on an extra-large lot, this property offers rare privacy as it backs up to land that will never be developed--providing peaceful views, wildlife & a true sense of space. Inside, you'll find a thoughtfully designed layout ideal for both living and entertaining. The main floor features a spacious 14x14 bedroom or study, a family room with custom blinds/windows, & elegant formal living & dining rooms. The living & dining rooms have wood floors under the carpeting. The kitchen boasts a unique open layout with a generous eating area, perfect for gatherings and daily meals alike. New stainless steel appliances. A convenient first-floor laundry/mud room just off the garage adds everyday practicality. Upstairs, three generously sized bedrooms showcase beautiful wood flooring & ample natural light, creating warm & comfortable retreats. The primary bedroom has a large walk-in closet! The semi-finished basement offers additional living or recreational space, along with mechanicals, a sump pump, & abundant storage options. The attic in the garage has a metal pull-down for convenience. Located within a highly sought-after Troy School District, this home is an exceptional opportunity to enjoy space, privacy, & classic style in a desirable setting. Don't miss your chance to make this charming Colonial your own!
-
2026-04-25historical Accepting Backup Offers 1606-char remark
Show marketing remark (1606 chars)
Welcome to this timeless 2223 sq. ft. 4-bedroom, 1.5 bath Colonial that perfectly blends classic charm with everyday functionality. From the moment you arrive, you'll be captivated by its outstanding curb appeal and inviting presence. Situated on an extra-large lot, this property offers rare privacy as it backs up to land that will never be developed--providing peaceful views, wildlife & a true sense of space. Inside, you'll find a thoughtfully designed layout ideal for both living and entertaining. The main floor features a spacious 14x14 bedroom or study, a family room with custom blinds/windows, & elegant formal living & dining rooms. The living & dining rooms have wood floors under the carpeting. The kitchen boasts a unique open layout with a generous eating area, perfect for gatherings and daily meals alike. New stainless steel appliances. A convenient first-floor laundry/mud room just off the garage adds everyday practicality. Upstairs, three generously sized bedrooms showcase beautiful wood flooring & ample natural light, creating warm & comfortable retreats. The primary bedroom has a large walk-in closet! The semi-finished basement offers additional living or recreational space, along with mechanicals, a sump pump, & abundant storage options. The attic in the garage has a metal pull-down for convenience. Located within a highly sought-after Troy School District, this home is an exceptional opportunity to enjoy space, privacy, & classic style in a desirable setting. Don't miss your chance to make this charming Colonial your own!
-
2026-04-25historical Active Under Contract
Show marketing remark (1606 chars)
Welcome to this timeless 2223 sq. ft. 4-bedroom, 1.5 bath Colonial that perfectly blends classic charm with everyday functionality. From the moment you arrive, you'll be captivated by its outstanding curb appeal and inviting presence. Situated on an extra-large lot, this property offers rare privacy as it backs up to land that will never be developed--providing peaceful views, wildlife & a true sense of space. Inside, you'll find a thoughtfully designed layout ideal for both living and entertaining. The main floor features a spacious 14x14 bedroom or study, a family room with custom blinds/windows, & elegant formal living & dining rooms. The living & dining rooms have wood floors under the carpeting. The kitchen boasts a unique open layout with a generous eating area, perfect for gatherings and daily meals alike. New stainless steel appliances. A convenient first-floor laundry/mud room just off the garage adds everyday practicality. Upstairs, three generously sized bedrooms showcase beautiful wood flooring & ample natural light, creating warm & comfortable retreats. The primary bedroom has a large walk-in closet! The semi-finished basement offers additional living or recreational space, along with mechanicals, a sump pump, & abundant storage options. The attic in the garage has a metal pull-down for convenience. Located within a highly sought-after Troy School District, this home is an exceptional opportunity to enjoy space, privacy, & classic style in a desirable setting. Don't miss your chance to make this charming Colonial your own!
-
2026-04-23$445,000 Active 1606-char remark
Show marketing remark (1606 chars)
Welcome to this timeless 2223 sq. ft. 4-bedroom, 1.5 bath Colonial that perfectly blends classic charm with everyday functionality. From the moment you arrive, you'll be captivated by its outstanding curb appeal and inviting presence. Situated on an extra-large lot, this property offers rare privacy as it backs up to land that will never be developed--providing peaceful views, wildlife & a true sense of space. Inside, you'll find a thoughtfully designed layout ideal for both living and entertaining. The main floor features a spacious 14x14 bedroom or study, a family room with custom blinds/windows, & elegant formal living & dining rooms. The living & dining rooms have wood floors under the carpeting. The kitchen boasts a unique open layout with a generous eating area, perfect for gatherings and daily meals alike. New stainless steel appliances. A convenient first-floor laundry/mud room just off the garage adds everyday practicality. Upstairs, three generously sized bedrooms showcase beautiful wood flooring & ample natural light, creating warm & comfortable retreats. The primary bedroom has a large walk-in closet! The semi-finished basement offers additional living or recreational space, along with mechanicals, a sump pump, & abundant storage options. The attic in the garage has a metal pull-down for convenience. Located within a highly sought-after Troy School District, this home is an exceptional opportunity to enjoy space, privacy, & classic style in a desirable setting. Don't miss your chance to make this charming Colonial your own!
-
2026-04-23$445,000 Active
Show marketing remark (1606 chars)
Welcome to this timeless 2223 sq. ft. 4-bedroom, 1.5 bath Colonial that perfectly blends classic charm with everyday functionality. From the moment you arrive, you'll be captivated by its outstanding curb appeal and inviting presence. Situated on an extra-large lot, this property offers rare privacy as it backs up to land that will never be developed--providing peaceful views, wildlife & a true sense of space. Inside, you'll find a thoughtfully designed layout ideal for both living and entertaining. The main floor features a spacious 14x14 bedroom or study, a family room with custom blinds/windows, & elegant formal living & dining rooms. The living & dining rooms have wood floors under the carpeting. The kitchen boasts a unique open layout with a generous eating area, perfect for gatherings and daily meals alike. New stainless steel appliances. A convenient first-floor laundry/mud room just off the garage adds everyday practicality. Upstairs, three generously sized bedrooms showcase beautiful wood flooring & ample natural light, creating warm & comfortable retreats. The primary bedroom has a large walk-in closet! The semi-finished basement offers additional living or recreational space, along with mechanicals, a sump pump, & abundant storage options. The attic in the garage has a metal pull-down for convenience. Located within a highly sought-after Troy School District, this home is an exceptional opportunity to enjoy space, privacy, & classic style in a desirable setting. Don't miss your chance to make this charming Colonial your own!
-
2026-04-20historical $445,000 1606-char remark
Show marketing remark (1606 chars)
Welcome to this timeless 2223 sq. ft. 4-bedroom, 1.5 bath Colonial that perfectly blends classic charm with everyday functionality. From the moment you arrive, you'll be captivated by its outstanding curb appeal and inviting presence. Situated on an extra-large lot, this property offers rare privacy as it backs up to land that will never be developed--providing peaceful views, wildlife & a true sense of space. Inside, you'll find a thoughtfully designed layout ideal for both living and entertaining. The main floor features a spacious 14x14 bedroom or study, a family room with custom blinds/windows, & elegant formal living & dining rooms. The living & dining rooms have wood floors under the carpeting. The kitchen boasts a unique open layout with a generous eating area, perfect for gatherings and daily meals alike. New stainless steel appliances. A convenient first-floor laundry/mud room just off the garage adds everyday practicality. Upstairs, three generously sized bedrooms showcase beautiful wood flooring & ample natural light, creating warm & comfortable retreats. The primary bedroom has a large walk-in closet! The semi-finished basement offers additional living or recreational space, along with mechanicals, a sump pump, & abundant storage options. The attic in the garage has a metal pull-down for convenience. Located within a highly sought-after Troy School District, this home is an exceptional opportunity to enjoy space, privacy, & classic style in a desirable setting. Don't miss your chance to make this charming Colonial your own!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MI · Partial reset (capped growth)
- Current annual tax
- $4,279 · $357/mo
- Projected year-2 tax
- $5,566 · $464/mo
- Expected delta
- +$1,287/yr (+$107/mo · 30.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,910
- − Mortgage interest
- −$24,927
- − Property taxes
- −$4,279
- − Insurance
- −$2,225
- − Repairs & maintenance
- −$3,033
- − Management
- −$3,033
- − HOA
- −$36
- − Depreciation
- −$12,945
- Taxable loss
- −$12,568
- Est. tax savings @ 24.0%
- +$3,016
- After-tax cash flow
- $-1,578/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Troy School District
- NCES district ID
- 2634260
- Math proficiency
- 68% ▼ -3.00%
- Reading proficiency
- 75% ▼ -2.00%
- Median HH income
- $90,920
- Composite
- 64.5/100
- National rank
- #539
- State rank
- #8 of 540 in MI
Livability — Troy
- Score
- 78/100
- State rank
- #113
- US rank
- #2684
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Troy, MI
- County
- Oakland County · 1,009,092 people
- City population
- 87,898
- Metro
- Detroit-Warren-Dearborn, MI
- Population (ZIP)
- 27,231
- Household income
- $146,390
- Rent vs Own
- Severe rent burden
- 39.0
Population outlook (Oakland County) Hauer SSP2
- Today (2025)
- 1,335,747 people
- By 2030
- 1,375,100 · +2.9%
- By 2040
- 1,435,385 · +7.5%
- By 2050
- 1,469,250 · +10.0%
- By 2075
- 1,531,946 · +14.7%
- By 2100
- 1,450,485 · +8.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Asian 21% Two or more races 5% Black 4% Hispanic / Latino 2%
- Common ancestry
- Romanian 11% Italian 3% Slovak 2%
- Foreign-born
- 26% · Canada, China, South Korea
- Languages at home
- 72% English-only · Other Indo-European 9% Chinese 4% Other Asian/Pacific 4%
Political lean MEDSL · Oakland
- 2024 margin
- D (+10.6) · D 54.4% · R 43.8% · Other 1.9%
- 2008→2024 swing
- -3.9pp toward R · 2008: 14.5pp · 2024: 10.6pp
- All cycles
- 2024: D+10.6 2020: D+14.1 2016: D+8.1 2012: D+8.1 2008: D+14.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -326.83%
- Current HPI
- 184.4445
- Rent YoY
- —
- Metro
- Detroit-Warren-Dearborn, MI
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
|
||
| Automotive | 2 | $372B |
|
||
| Chemicals | 1 | $45B |
|
||
| Automotive Retail | 1 | $29B |
|
||
| Healthcare / Medical Devices | 1 | $23B |
|
||
| Automotive Technology | 1 | $20B |
|
||
Price history
+0.0% since first listed7 events — show timeline
- 2026-05-05 Pending — MiRealSource-MiMLS
- 2026-05-05 Pending — REALCOMP
- 2026-04-25 Contingent — MiRealSource-MiMLS
- 2026-04-25 Contingent — REALCOMP
- 2026-04-23 Listed $445,000 MiRealSource-MiMLS
- 2026-04-23 Listed $445,000 REALCOMP
- 2026-04-20 Coming Soon $445,000 MiRealSource-MiMLS
Property tax history
+2.1%/yrLatest (2025): $4,279 · +2.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…