3821 Windhover Cir · Birmingham, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.4/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Condition / age +3.8/5.0
- Livability +3.4/5.0
- Rent growth +3.1/5.0
- Schools +2.5/10.0
- Appreciation +0.0/10.0
$99,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Beautiful and spacious 3-bedroom, 2.5-bath condo offering comfort, charm, and great entertaining spaces! Enjoy the inviting living room featuring a cozy woodburning fireplace, perfect for relaxing evenings at home. The large deck is ideal for entertaining guests, while the charming patio offers a peaceful spot to unwind and enjoy the outdoors. The fully equipped kitchen provides plenty of functionality, and all bedrooms are conveniently located on the second level for added privacy. Move-in ready and full of warmth and character, this home is a must-see! Schedule your showing today!
Key facts
- $725 HOA
- Pool
- Built 1975
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $100k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $324 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $100k).
- Recommended offer: $91k (9.0% below list) — sets the bar for market timing.
- Cap rate 10.2% vs local median 6.2% in Birmingham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#78 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities C-, crime F, employment F.
- Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Grantswood Community School (math 8% / reading 34%, grade F, #451 of 627 statewide, top 72%, 418 students, 52% FRL); Irondale Middle School (math 2% / reading 35%, grade F, #195 of 257 statewide, top 76%, 467 students, 58% FRL); Shades Valley High School (math 29% / reading 39%, grade F, #53 of 305 statewide, top 18%, 1,200 students, 68% FRL).
- Market conditions: Rents rising (+2.6%/yr); 199 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals lingering (median 62d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
- This rent runs 35% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 2.6% rent growth), your $28k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 112 days — a 9% lower offer ($91k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $10k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 33% of rent.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.20% ✓
- Cap rate
- 10.19%
- Cash-on-cash
- 13.91%
- DSCR
- 1.62
- GRM
- 3.8
CMA / ARV
- ARV (median comp)
- $146,071
- List price
- $99,900
- Delta
- -31.61%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3962 River Pointe Ln #0 | 0.21mi | 3/3.0 | 1,371 (-10%) | 2mo | $270,000 | $197 | 70 |
| 2420 Eagle Ct #2420 | 0.06mi | 3/2.5 | 1,722 (+13%) | 9mo | $115,000 | $67 | 68 |
| 4137 Seabrook Ln #4137 | 0.69mi | 3/2.5 | 1,518 (-0%) | 4mo | $273,000 | $180 | 65 |
| 3704 Stone Ridge Ter | 0.57mi | 2/2.0 (-1) | 1,535 (+1%) | 6mo | $257,500 | $168 | 60 |
| 4204 Ashwood Cv | 0.66mi | 3/2.5 | 1,576 (+4%) | 4mo | $285,500 | $181 | 60 |
| 4149 Seabrook Ln | 0.70mi | 3/2.5 | 1,428 (-6%) | 5mo | $280,000 | $196 | 53 |
| 1004 Cedar Crest Dr | 0.57mi | 3/2.5 | 1,728 (+14%) | 6mo | $250,000 | $145 | 46 |
| 493 Cedar Crest Dr | 0.68mi | 2/2.5 (-1) | 1,360 (-10%) | 2mo | $176,000 | $129 | 44 |
| 4036 River Walk Ln | 0.65mi | 3/2.5 | 1,718 (+13%) | 6mo | $272,000 | $158 | 43 |
| 2261 Ascot Ln | 0.60mi | 2/2.0 (-1) | 1,354 (-11%) | 6mo | $272,000 | $201 | 42 |
| 1050 Ivy Hills Cir #1050 | 0.64mi | 3/2.5 | 1,744 (+15%) | 7mo | $125,000 | $72 | 40 |
| 4162 Seabrook Ln | 0.71mi | 2/2.0 (-1) | 1,302 (-14%) | 2mo | $250,000 | $192 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.59% rent growth · sell at horizon
- IRR
- 3.8%
- Equity multiple
- 1.14×
- Total profit
- $4,041
- Equity at exit
- $14,895
- IRR
- 13.0%
- Equity multiple
- 2.01×
- Total profit
- $28,379
- Equity at exit
- $8,638
Cash invested: $27,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 12 active · 11 under contract
- Months of supply
- 5.5 mo (18%/mo absorbed)
- Median asking
- $262,400 ($171/sqft)
- Median days on market
- 30 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -43.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 35216
- Rents YoY
- 2.6%
- Active inventory
- 199
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $2,202 high interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax est. 1.5%
- −$125 /mo · $1,498/yr
- Insurance
- −$42
- HOA
- −$725
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$462
- Net cashflow
- $324
Break-even live
Sensitivity live
| Price | -10% $393 | -5% $359 | +0% $324 | +5% $290 | +10% $255 |
|---|---|---|---|---|---|
| Rent | -10% $150 | -5% $237 | +0% $324 | +5% $411 | +10% $498 |
| Rate | -1.0pp $375 | -0.5pp $350 | base $324 | +0.5pp $298 | +1.0pp $272 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,975
- Closing costs
- $2,997
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 36 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4012 Lennox Rd Vestavia Hills, AL | 3.0 | 2.5 | 1674 | $2,765 | $1.65 | 139d | 1 | 0.08mi |
| 4219 Lennox Dr Vestavia Hills, AL | 3.0 | 2.5 | 1674 | $2,665 | $1.59 | 6d | 1 | 0.09mi |
| 4020 Lennox Rd Vestavia Hills, AL | 3.0 | 2.5 | 1674 | $2,665 | $1.59 | 139d | 1 | 0.09mi |
| 2512 Christie Cir Vestavia Hills, AL | 3.0 | 2.0 | 1951 | $2,800 | $1.44 | 139d | 1 | 0.10mi |
| 4309 Lennox Ct Unit 4309 Birmingham, AL | 2.0 | 2.0 | 1211 | $2,050 | $1.69 | 2d | 1 | 0.15mi |
| 4411 Lennox Pl Birmingham, AL | 2.0 | 2.0 | 1237 | $2,250 | $1.82 | 76d | 1 | 0.18mi |
| 4411 Lennox Pl Unit 4411 Birmingham, AL | 2.0 | 2.0 | 1211 | $2,250 | $1.86 | 61d | 1 | 0.18mi |
| 3853 Kinross Pl Hoover, AL | 4.0 | 3.0 | 2159 | $2,200 | $1.02 | 61d | 1 | 0.18mi |
| 4421 Lennox Pl Unit 4421 Birmingham, AL | 2.0 | 2.0 | 1211 | $2,150 | $1.78 | 7d | 1 | 0.18mi |
| 4429 Lennox Pl Unit 4415 Birmingham, AL | 3.0 | 3.0 | 1645 | $2,450 | $1.49 | 114d | 1 | 0.18mi |
| 4429 Lennox Pl Unit 12 65 Birmingham, AL | 3.0 | 3.0 | 1645 | $2,450 | $1.49 | 106d | 1 | 0.18mi |
| 4429 Lennox Pl Unit 4429 Birmingham, AL | 3.0 | 3.0 | 1645 | $2,450 | $1.49 | 61d | 1 | 0.18mi |
| 3928 River Pointe Ln Birmingham, AL | 3.0 | 2.5 | 1344 | $1,775 | $1.32 | 77d | 1 | 0.19mi |
| 3744 Spearman Dr Hoover, AL | 3.0 | 2.0 | 1668 | $1,850 | $1.11 | 139d | 1 | 0.21mi |
| 3709 Stone Ridge Ter Hoover, AL | 2.0 | 2.0 | 1535 | $1,750 | $1.14 | 0d | 1 | 0.54mi |
| 3741 Chestnut Ridge Ln Vestavia Hills, AL | 1.0–3.0 | 1.0–2.0 | 1450 | $1,516 | $1.05 | 6d | 51 | 0.58mi |
| 3400 Chestnut Ridge Ln Birmingham, AL | 1.0–3.0 | 1.0–2.0 | 1155 | $1,675 | $1.45 | 2d | 11 | 0.62mi |
| 3411 Cedar Crest Cir Hoover, AL | 3.0 | 2.5 | 1336 | $2,150 | $1.61 | 7d | 1 | 0.64mi |
| 2149 Emerald Pointe Dr Birmingham, AL | 1.0–3.0 | 1.0–1.5 | 885 | $1,249 | $1.41 | 119d | 1 | 0.64mi |
| 1561 Savannah Park Vestavia Hills, AL | 3.0 | 2.5 | 1626 | $1,875 | $1.15 | 4d | 1 | 0.71mi |
| 4248 Ashwood Cv Vestavia Hills, AL | 3.0 | 2.5 | 1428 | $1,750 | $1.23 | 73d | 1 | 0.72mi |
| 3505 Savannah Park Ln Vestavia Hills, AL | 3.0 | 2.5 | 1626 | $1,995 | $1.23 | 6d | 1 | 0.74mi |
| 1033 Ashwood Dr Vestavia Hills, AL | 3.0 | 3.0 | 1800 | $2,100 | $1.17 | 85d | 1 | 0.76mi |
| 3454 Heather Ln Hoover, AL | 4.0 | 3.0 | 2176 | $2,600 | $1.19 | 116d | 1 | 0.79mi |
| 4346 Ashwood Cv Vestavia Hills, AL | 3.0 | 2.5 | 1518 | $1,800 | $1.19 | 6d | 1 | 0.82mi |
| 1443 River Walk Cir Vestavia Hills, AL | 3.0 | 2.5 | 1654 | $1,895 | $1.15 | 98d | 1 | 0.84mi |
| 1713 Savannah Park Vestavia Hills, AL | 3.0 | 3.0 | 1896 | $2,095 | $1.10 | 4d | 1 | 0.85mi |
| 6100 Rime Village Dr E Vestavia Hills, AL | 2.0 | 2.0 | 1397 | $1,411 | $1.01 | 0d | 5 | 0.88mi |
| 2139 Rocky Ridge Ranch Rd Hoover, AL | 1.0–3.0 | 1.0–2.0 | 1005 | $1,523 | $1.51 | 0d | 8 | 0.94mi |
| 4395 Ridgemont Cir Birmingham, AL | 3.0 | 2.5 | 1314 | $1,795 | $1.37 | 7d | 1 | 1.03mi |
| 990 Wisteria Pl Birmingham, AL | 1.0–3.0 | 1.0–2.0 | 1097 | $1,659 | $1.51 | 0d | 5 | 1.08mi |
| 3565 Lorna Rd Hoover, AL | 1.0–3.0 | 1.0–1.5 | 975 | $1,100 | $1.13 | 139d | 1 | 1.10mi |
| 2135 Centennial Dr Birmingham, AL | 3.0 | 1.0–2.0 | 955 | $1,250 | $1.31 | 0d | 5 | 1.17mi |
| 3229 Westbrook Dr Apt 201 Birmingham, AL | 2.0 | 2.0 | 1122 | $975 | $0.87 | 63d | 1 | 1.24mi |
| 3400 Treeline Ct Hoover, AL | 1.0–3.0 | 1.0–2.0 | 950 | $1,320 | $1.39 | 116d | 13 | 1.30mi |
| 200 River Haven Cir Hoover, AL | 1.0–3.0 | 1.5–2.5 | 1485 | $1,860 | $1.25 | 0d | 10 | 1.30mi |
Property features AI
Finance
- Financial info
- Has down payment assistance
- HOA & community
- Monthly association fee ($725) covering garbage collection, common grounds maintenance, building insurance, pest control, and utilities for common areas
Exterior
- Parking
- Assigned parking
- Utilities
- Public waterConnected sewerElectric water heaterInternet service available
- Home design
- Siding (Hardiplank) exteriorBasement foundationFull unfinished basement
- Construction
- Existing (previously built) home
- Exterior features
- Community in-ground poolOpen patioOpen deckGarden/patio areaPublic road accessNo waterfront or notable lot view
Interior
- Kitchen
- Electric stoveLaminate countertopsBreakfast bar
- Bedrooms
- Master bedroom on upper levelTwo additional bedrooms on upper level
- Flooring
- HardwoodTileVinyl
- Bathrooms
- Two full bathroomsOne half bathroom
- Heating & cooling
- Central heatingCentral cooling
- Interior features
- French doorsBrick woodburning fireplace in the living roomCeilings: other (see remarks)
- Laundry & utility
- Laundry on upper level in a closetWasher hookup and electric dryer hookup
Listing history 50 events
-
2026-09-23days on market $99,900 Active 112 DOM
-
2026-09-22days on market $99,900 Active 111 DOM
-
2026-09-21days on market $99,900 Active 110 DOM
-
2026-09-20days on market $99,900 Active 109 DOM
-
2026-09-19days on market $99,900 Active 108 DOM
-
2026-09-18days on market $99,900 Active 107 DOM
-
2026-09-17days on market $99,900 Active 106 DOM
-
2026-09-16days on market $99,900 Active 105 DOM
-
2026-09-15days on market $99,900 Active 104 DOM
-
2026-09-14days on market $99,900 Active 103 DOM
-
2026-09-13days on market $99,900 Active 102 DOM
-
2026-09-12days on market $99,900 Active 101 DOM
-
2026-09-11days on market $99,900 Active 100 DOM
-
2026-09-05days on market $99,900 Active 94 DOM
-
2026-09-04days on market $99,900 Active 93 DOM
-
2026-09-03days on market $99,900 Active 92 DOM
-
2026-08-31days on market $99,900 Active 89 DOM
-
2026-08-30days on market $99,900 Active 88 DOM
-
2026-08-28days on market $99,900 Active 86 DOM
-
2026-08-27days on market $99,900 Active 85 DOM
-
2026-08-26days on market $99,900 Active 84 DOM
-
2026-08-25days on market $99,900 Active 83 DOM
-
2026-08-24days on market $99,900 Active 82 DOM
-
2026-08-23days on market $99,900 Active 81 DOM
-
2026-08-22days on market $99,900 Active 80 DOM
-
2026-08-21days on market $99,900 Active 79 DOM
-
2026-08-20days on market $99,900 Active 78 DOM
-
2026-08-19days on market $99,900 Active 77 DOM
-
2026-08-18days on market $99,900 Active 76 DOM
-
2026-08-17days on market $99,900 Active 75 DOM
-
2026-08-16days on market $99,900 Active 74 DOM
-
2026-08-15days on market $99,900 Active 73 DOM
-
2026-08-14days on market $99,900 Active 72 DOM
-
2026-08-13days on market $99,900 Active 71 DOM
-
2026-08-12days on market $99,900 Active 70 DOM
-
2026-08-11days on market $99,900 Active 69 DOM
-
2026-08-10days on market $99,900 Active 68 DOM
-
2026-08-09days on market $99,900 Active 67 DOM
-
2026-08-08days on market $99,900 Active 66 DOM
-
2026-08-07days on market $99,900 Active 65 DOM
-
2026-08-06days on market $99,900 Active 64 DOM
-
2026-08-05days on market $99,900 Active 63 DOM
-
2026-08-04days on market $99,900 Active 62 DOM
-
2026-08-03days on market $99,900 Active 61 DOM
-
2026-08-01price $99,900 Active 58 DOM
-
2026-07-31days on market $110,000 Active 58 DOM
-
2026-07-30days on market $110,000 Active 56 DOM
-
2026-07-28days on market $110,000 Active 55 DOM
-
2026-07-26days on market $110,000 Active 53 DOM
-
2026-07-24days on market $110,000 Active 51 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,426
- − Mortgage interest
- −$5,596
- − Property taxes
- −$1,498
- − Insurance
- −$500
- − Repairs & maintenance
- −$2,114
- − Management
- −$2,114
- − HOA
- −$8,700
- − Depreciation
- −$2,906
- Taxable income
- $2,997
- Est. tax owed @ 24.0%
- −$719
- After-tax cash flow
- $3,172/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This move-in ready townhouse is in good condition with a good curb appeal. Minor updates to the exterior and interior can significantly enhance its value.
Value-add opportunities
- Both Paint exterior trim — Enhances curb appeal and value ↑
- Both Replace front door — Improves security and aesthetics ↑
- Both Upgrade kitchen appliances — Modernizes the space and adds value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Jefferson County
- NCES district ID
- 0101920
- Math proficiency
- 9% ▼ -24.00%
- Reading proficiency
- 32% ▼ -5.00%
- Median HH income
- $51,712
- Composite
- 18.4/100
- National rank
- #8937
- State rank
- #104 of 129 in AL
Livability — Birmingham
- Score
- 67/100
- State rank
- #78
- US rank
- #10412
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Jefferson County · 669,185 people
- City population
- 210,422
- Metro
- Birmingham-Hoover, AL
- Population (ZIP)
- 34,327
- Household income
- $74,525
- Rent vs Own
- Severe rent burden
- 18% of renters
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 669,185 people
- By 2030
- 669,694 · +0.1%
- By 2040
- 661,388 · -1.2%
- By 2050
- 643,086 · -3.9%
- By 2075
- 577,267 · -13.7%
- By 2100
- 474,758 · -29.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 61% Black 24% Hispanic / Latino 8% Asian 5% Two or more races 4% Native American 1%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Slovak 3% Serbian 2% Italian 2%
- Foreign-born
- 8% · Canada, China, South Korea
- Languages at home
- 88% English-only · Spanish 6% Other Indo-European 2% Arabic 1%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
- 2008→2024 swing
- +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
- All cycles
- 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -259.83%
- Current HPI
- 239.8705
- Rent YoY
- ▲ 2.59%
- Metro
- Birmingham-Hoover, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+0.0% since first listed6 events — show timeline
- 2026-07-18 Relisted — Greater Alabama MLS
- 2026-07-07 Contingent — Greater Alabama MLS
- 2026-06-23 Relisted — Greater Alabama MLS
- 2026-06-19 Contingent — Greater Alabama MLS
- 2026-06-03 Listed $110,000 Greater Alabama MLS
- 2026-05-21 Coming Soon $110,000 Greater Alabama MLS
Cash-flow waterfall
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