6320 S 114th EastAvenue · Broken Arrow, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.9/30.0
- DSCR +8.1/10.0
- ARV discount +7.5/15.0
- 1% rule +5.8/10.0
- Livability +3.9/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
- Appreciation +0.0/10.0
$160,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
LARGE LIVING W/ FIREPLACE & NEW CARPET. KITCHEN-NEW COUNTER TOPS/FLOOR W/ PANTRY, BATHROOM-RE-DONE, STORM WINDOWS, CEILING FANS, FRESH PAINT, HEAT/AIR 2 YRS OLD, COVERED PORCH & PATIO, FLOORED
Key facts
- Recent updates
- Spacious lot
- Cul-de-sac
Tags
Property features AI
Finance
- HOA & community: Sidewalks in the community
Exterior
- Parking: Attached garage; 2 garage spaces
- Security: No safety shelter
- Utilities: Cable available; Electricity available; Natural gas available; Public water; Public sewer
- Home design: Single-story residence; Slab foundation
- Construction: Built with brick, wood siding, and wood frame; Asphalt/fiberglass roof
- Exterior features: Concrete driveway; Patio; Porch; Chain link and privacy fencing; Located on a cul-de-sac; Mature trees on the lot; Faces northeast
Interior
- Kitchen: Eat-in kitchen; Dishwasher; Garbage disposal; Microwave; Oven; Range; Gas water heater
- Bedrooms: Master bedroom on the first level; Additional bedrooms on the first level
- Flooring: Carpet; Laminate
- Bathrooms: One full bathroom with bathtub (hall bath) on the first level
- Heating & cooling: Central heating (electric and gas); Central air conditioning
- Interior features: High-speed internet available; Cable TV available; Wired for data; Laminate counters; Electric oven connection; Gas range connection
- Laundry & utility: Washer hookup; Electric dryer hookup; Utility room inside on the first level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $160k.
Deal economics
- At list price, monthly cash flow is $343 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $160k).
- Cap rate 8.9% vs local median 4.0% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, amenities F.
- Union (urban): math 20% / reading 20% proficiency, ranked #160 of 270 in OK (top 59%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising (+2.9%/yr); 443 active listings in the ZIP; solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $80k; list at $160k implies a 100% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.87%
- Cash-on-cash
- 9.20%
- DSCR
- 1.41
- GRM
- 7.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.94% rent growth · sell at horizon
- IRR
- -2.5%
- Equity multiple
- 0.91×
- Total profit
- $-4,183
- Equity at exit
- $23,857
- IRR
- 7.1%
- Equity multiple
- 1.54×
- Total profit
- $24,000
- Equity at exit
- $13,834
Cash invested: $44,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 74012
- Rents YoY
- 2.9%
- Active inventory
- 443
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,735 medium interval (Pro) →
- Mortgage (P&I)
- −$839
- Tax from tax record
- −$122 /mo · $1,461/yr
- Insurance
- −$67
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$364
- Net cashflow
- $343
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $40,000
- Closing costs
- $4,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 10 events
-
2026-05-05status Pending
-
2026-04-28status Active
-
2026-04-21status Pending
-
2026-04-16$160,000 Active
-
2015-03-31soldstatus $80,000
-
1999-07-06soldstatus $70,000
-
1999-06-29soldstatus $67,900 204-char remark
Show marketing remark (204 chars)
LARGE LIVING W/ FIREPLACE & NEW CARPET. KITCHEN-NEW COUNTER TOPS/FLOOR W/ PANTRY, BATHROOM-RE-DONE, STORM WINDOWS, CEILING FANS, FRESH PAINT, HEAT/AIR 2 YRS OLD, COVERED PORCH & PATIO, FLOORED
-
1999-05-25historical 204-char remark
Show marketing remark (204 chars)
LARGE LIVING W/ FIREPLACE & NEW CARPET. KITCHEN-NEW COUNTER TOPS/FLOOR W/ PANTRY, BATHROOM-RE-DONE, STORM WINDOWS, CEILING FANS, FRESH PAINT, HEAT/AIR 2 YRS OLD, COVERED PORCH & PATIO, FLOORED
-
1999-05-22$70,000 204-char remark
Show marketing remark (204 chars)
LARGE LIVING W/ FIREPLACE & NEW CARPET. KITCHEN-NEW COUNTER TOPS/FLOOR W/ PANTRY, BATHROOM-RE-DONE, STORM WINDOWS, CEILING FANS, FRESH PAINT, HEAT/AIR 2 YRS OLD, COVERED PORCH & PATIO, FLOORED
-
1991-03-06soldstatus $39,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $1,461 · $122/mo
- Projected year-2 tax
- $1,461 · $122/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,823
- − Mortgage interest
- −$8,962
- − Property taxes
- −$1,461
- − Insurance
- −$800
- − Repairs & maintenance
- −$1,666
- − Management
- −$1,666
- − Depreciation
- −$4,655
- Taxable income
- $1,613
- Est. tax owed @ 24.0%
- −$387
- After-tax cash flow
- $3,733/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Union
- NCES district ID
- 4030600
- Math proficiency
- 20% ▼ -9.00%
- Reading proficiency
- 20% ▼ -9.00%
- Median HH income
- $52,744
- Composite
- 18.18/100
- National rank
- #8962
- State rank
- #160 of 270 in OK
Livability — Broken Arrow
- Score
- 78/100
- State rank
- #7
- US rank
- #2691
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Broken Arrow, OK
- County
- Tulsa County · 640,811 people
- City population
- 144,172
- Metro
- Tulsa, OK
- Population (ZIP)
- 65,060
- Household income
- $81,456
- Rent vs Own
- Severe rent burden
- 1378.0
Population outlook (Tulsa County) Hauer SSP2
- Today (2025)
- 723,846 people
- By 2030
- 766,033 · +5.8%
- By 2040
- 851,386 · +17.6%
- By 2050
- 938,389 · +29.6%
- By 2075
- 1,166,011 · +61.1%
- By 2100
- 1,350,277 · +86.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 63% Two or more races 13% Hispanic / Latino 11% Black 7% Asian 5% Native American 5%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Slovak 2% Italian 2% Lithuanian 2%
- Foreign-born
- 10% · Canada, Vietnam
- Languages at home
- 86% English-only · Spanish 7% Vietnamese 2% Other Asian/Pacific 1%
Political lean MEDSL · Tulsa
- 2024 margin
- R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
- 2008→2024 swing
- +9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
- All cycles
- 2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -170.42%
- Current HPI
- 214.1279
- Rent YoY
- ▲ 2.94%
- Metro
- Tulsa, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+310.3% since first listed10 events — show timeline
- 2026-05-05 Pending — MLS Technology, Inc.
- 2026-04-28 Relisted — MLS Technology, Inc.
- 2026-04-21 Pending — MLS Technology, Inc.
- 2026-04-16 Listed $160,000 MLS Technology, Inc.
- 2015-03-31 Sold (Public Records) $80,000 Public Records
- 1999-07-06 Sold (Public Records) $70,000 Public Records
- 1999-06-29 Sold (MLS) $67,900 MLS Technology, Inc.
- 1999-05-25 Listing Removed — MLS Technology, Inc.
- 1999-05-22 Listed $70,000 MLS Technology, Inc.
- 1991-03-06 Sold (Public Records) $39,000 Public Records
Property tax history
+3.2%/yrLatest (2025): $1,461 · +6.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…