606 Maple · Johnstown, PA 15901

$49,900

5 bd · 2.5 ba · 2,600 sqft · SingleFamily · 130 Days on market

Built 1941 Fair condition 4,790 sqft lot $19/sqft · 56% below area ↓ 13% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Appreciation +2.3/10.0
• Condition / age +2.2/5.0
• Schools +1.3/10.0

Listing remarks MLS

Welcome to 606 Maple Ave in Johnstown, PA — a classic brick home offering 5 bedrooms and 2.5 baths. This spacious residence features beautiful hardwood floors and timeless character throughout. Enjoy relaxing on the covered front porch, perfect for morning coffee or evening downtime. Additional highlights include a one-car garage and a charming wrought iron fence that adds curb appeal and character. With generous room sizes and a solid brick exterior, this home offers both charm and functionality, making it a great opportunity for owner-occupants or investors alike.

Key facts

• Covered front porch
• One car garage
• Wrought iron fence

Tags

• COVERED FRONT PORCH
• ONE CAR GARAGE
• WROUGHT IRON FENCE
• SOLID BRICK EXTERIOR

What this means for you Summary

Snapshot

• This is a 5-bed/2.5-bath single-family listed at $50k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $673 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $50k).
• Recommended offer: $44k (12.0% below list) — sets the bar for market timing.
• Cap rate 22.5% vs local median 15.0% in Johnstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#363 in PA, #3,168 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, crime F, employment F.
• Greater Johnstown SD (urban): math 9% / reading 25% proficiency, ranked #509 of 539 in PA (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 20 active listings in the ZIP; 64 units permitted in Cambria County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Cambria County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 130 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 3y ago; this cycle's ask has dropped $20k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.5% of price; built in 1941 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $43,912 (12.0% below list)

Questions for the listing agent

1. It's been on market 130 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.80% ✓
• Cap rate: 22.48%
• Cash-on-cash: 57.82%
• DSCR: 3.57
• GRM: 3.0

CMA / ARV

• ARV (median comp): $114,017
• List price: $49,900
• Delta: -56.23%
• Verdict: UNDERPRICED
• Comps: 2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 56.4%
• Equity multiple: 3.50×
• Total profit: $34,867
• Equity at exit: $7,440

10-year hold

• IRR: 61.4%
• Equity multiple: 7.15×
• Total profit: $85,872
• Equity at exit: $4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15901

• Home prices YoY: -5.5%
• Active inventory: 20
• Price-to-rent: 3.0×

Monthly cashflow live

• Estimated rent: $1,396 medium
• Mortgage (P&I): −$262
• Tax from tax record: −$147 /mo · $1,765/yr
• Insurance: −$21
• HOA: −$0
• Vacancy / Maint / Mgmt: −$293
• Net cashflow: $673

Break-even live

Break-even rent $544

Max offer price $49,900

Occupancy floor 47%

Sensitivity live

Price	-10% $701	-5% $687	+0% $673	+5% $659	+10% $645
Rent	-10% $563	-5% $618	+0% $673	+5% $728	+10% $784
Rate	-1.0pp $698	-0.5pp $686	base $673	+0.5pp $660	+1.0pp $647

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $12,475
• Closing costs: $1,497
• Reserves months: —
• Total cash needed: —

Listing history 25 events

1. 2026-06-17
   days on market $49,900 Active 130 DOM
2. 2026-06-16
   days on market $49,900 Active 129 DOM
3. 2026-06-15
   days on market $49,900 Active 128 DOM
4. 2026-06-14
   days on market $49,900 Active 126 DOM
5. 2026-06-12
   days on market $49,900 Active 125 DOM
6. 2026-06-09
   days on market $49,900 Active 122 DOM
7. 2026-06-08
   days on market $49,900 Active 121 DOM
8. 2026-06-07
   days on market $49,900 Active 120 DOM
9. 2026-06-05
   days on market $49,900 Active 117 DOM
10. 2026-06-03
    price $49,900 Active 115 DOM
11. 2026-06-02
    days on market $59,900 Active 115 DOM
12. 2026-06-01
    days on market $59,900 Active 114 DOM
13. 2026-05-31
    days on market $59,900 Active 113 DOM
14. 2026-05-30
    days on market $59,900 Active 112 DOM
15. 2026-04-23
    price $59,900 578-char remark

    Show marketing remark (578 chars)

    Welcome to 606 Maple Ave in Johnstown, PA — a classic brick home offering 5 bedrooms and 2.5 baths. This spacious residence features beautiful hardwood floors and timeless character throughout. Enjoy relaxing on the covered front porch, perfect for morning coffee or evening downtime. Additional highlights include a one-car garage and a charming wrought iron fence that adds curb appeal and character. With generous room sizes and a solid brick exterior, this home offers both charm and functionality, making it a great opportunity for owner-occupants or investors alike.

16. 2026-03-24
    price $67,400 578-char remark

    Show marketing remark (578 chars)

    Welcome to 606 Maple Ave in Johnstown, PA — a classic brick home offering 5 bedrooms and 2.5 baths. This spacious residence features beautiful hardwood floors and timeless character throughout. Enjoy relaxing on the covered front porch, perfect for morning coffee or evening downtime. Additional highlights include a one-car garage and a charming wrought iron fence that adds curb appeal and character. With generous room sizes and a solid brick exterior, this home offers both charm and functionality, making it a great opportunity for owner-occupants or investors alike.

17. 2026-02-07
    listed $69,900 Active 578-char remark

    Show marketing remark (578 chars)

    Welcome to 606 Maple Ave in Johnstown, PA — a classic brick home offering 5 bedrooms and 2.5 baths. This spacious residence features beautiful hardwood floors and timeless character throughout. Enjoy relaxing on the covered front porch, perfect for morning coffee or evening downtime. Additional highlights include a one-car garage and a charming wrought iron fence that adds curb appeal and character. With generous room sizes and a solid brick exterior, this home offers both charm and functionality, making it a great opportunity for owner-occupants or investors alike.

18. 2023-11-10
    soldstatus $64,000 Closed 214-char remark

    Show marketing remark (214 chars)

    This former church rectory can be easily restored into a single-family home with 5 bedrooms. There's a fenced in yard and a 1-car detached garage. This property can give you plenty of options. Sewer work completed.

19. 2023-11-10
    soldstatus $64,000 Closed

    Show marketing remark (214 chars)

    This former church rectory can be easily restored into a single-family home with 5 bedrooms. There's a fenced in yard and a 1-car detached garage. This property can give you plenty of options. Sewer work completed.

20. 2023-09-29
    status Pending

    Show marketing remark (214 chars)

    This former church rectory can be easily restored into a single-family home with 5 bedrooms. There's a fenced in yard and a 1-car detached garage. This property can give you plenty of options. Sewer work completed.

21. 2023-09-29
    status Pending 214-char remark

    Show marketing remark (214 chars)

    This former church rectory can be easily restored into a single-family home with 5 bedrooms. There's a fenced in yard and a 1-car detached garage. This property can give you plenty of options. Sewer work completed.

22. 2023-08-30
    status Active
23. 2023-08-20
    historical
24. 2023-07-21
    listed $69,000 Active 214-char remark

    Show marketing remark (214 chars)

    This former church rectory can be easily restored into a single-family home with 5 bedrooms. There's a fenced in yard and a 1-car detached garage. This property can give you plenty of options. Sewer work completed.

25. 2023-07-21
    listed $69,000 Active

    Show marketing remark (214 chars)

    This former church rectory can be easily restored into a single-family home with 5 bedrooms. There's a fenced in yard and a 1-car detached garage. This property can give you plenty of options. Sewer work completed.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,765 · $147/mo
• Projected year-2 tax: $1,765 · $147/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $16,751
• − Mortgage interest: −$2,795
• − Property taxes: −$1,765
• − Insurance: −$250
• − Repairs & maintenance: −$1,340
• − Management: −$1,340
• − Depreciation: −$1,452
• Taxable income: $7,810
• Est. tax owed @ 24.0%: −$1,874
• After-tax cash flow: $6,205/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This classic brick home requires moderate renovations to improve its condition and increase its value. Key areas for improvement include the kitchen, bathroom, flooring, and interior paint.

Repairs flagged

• Major kitchen cabinets — poor condition
• Major bathroom fixtures — dated and worn
• Major flooring — dated and worn
• Major interior paint — dated and worn

Value-add opportunities

• Resale kitchen renovation — modern kitchen increases appeal
• Resale bathroom renovation — modern bathroom increases appeal
• Resale flooring replacement — new flooring enhances curb appeal
• Resale paint refresh — fresh paint improves home's appearance

Renovation cost estimate screening

Repair item	Severity	Est. cost
kitchen cabinets · poor condition	Major	$15,000–50,000
bathroom fixtures · dated and worn	Major	$15,000–50,000
flooring · dated and worn	Major	$15,000–50,000
interior paint · dated and worn	Major	$15,000–50,000
Total estimated repair cost · 4 items		$60,000–200,000

Value-add ROI direction

• Resale kitchen renovation — modern kitchen increases appeal ↑
• Resale bathroom renovation — modern bathroom increases appeal ↑
• Resale flooring replacement — new flooring enhances curb appeal ↑
• Resale paint refresh — fresh paint improves home's appearance ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Greater Johnstown SD
• NCES district ID: 4210950
• Math proficiency: 9% ▼ -6.00%
• Reading proficiency: 25% ▼ -6.00%
• Median HH income: $27,890
• Composite: 13.25/100
• National rank: #9550
• State rank: #509 of 539 in PA

Livability — Johnstown

• Score: 77/100
• State rank: #363
• US rank: #3168

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing B Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Johnstown, PA
• City population: 30,791
• Population (ZIP): 3,466

Population outlook (Cambria County) Hauer SSP2

• Today (2025): 122,754 people
• By 2030: 115,827 · -5.6%
• By 2040: 101,309 · -17.5%
• By 2050: 88,379 · -28.0%
• By 2075: 65,237 · -46.9%
• By 2100: 46,909 · -61.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (68%)
• Race & ethnicity: White 68% Black 16% Hispanic / Latino 11% Two or more races 6% Native American 1%
• Hispanic origin (detail): Puerto Rican 8% Dominican 1%
• Common ancestry: Romanian 11% Slovak 2% Serbian 2%
• Foreign-born: 1% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · Cambria

• 2024 margin: Solid R (+39.7) · D 29.8% · R 69.5%
• 2008→2024 swing: -40.4pp toward R · 2008: 0.7pp · 2024: -39.7pp
• All cycles: 2024: R+39.7 2020: R+37.3 2016: R+37.8 2012: R+17.8 2008: D+0.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -5.41%
• Current HPI: 92.1212
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-13.2% since first listed

11 events — show timeline

• 2026-04-23 Price Changed $59,900 BRIGHT MLS
• 2026-03-24 Price Changed $67,400 BRIGHT MLS
• 2026-02-07 Listed $69,900 BRIGHT MLS
• 2023-11-10 Sold (MLS) $64,000 AHARMLS
• 2023-11-10 Sold (MLS) $64,000 CSMLS
• 2023-09-29 Pending — AHARMLS
• 2023-09-29 Pending — CSMLS
• 2023-08-30 Relisted — AHARMLS
• 2023-08-20 Delisted — AHARMLS
• 2023-07-21 Listed $69,000 AHARMLS
• 2023-07-21 Listed $69,000 CSMLS

Property tax history

+0.0%/yr

Latest (2026): $1,765 · +0.0% YoY. Source: county tax records.