5409 Holiday Park Blvd · North Port, FL 34287

$79,000

2 bd · 1.0 ba · 672 sqft · Manufactured public records · 161 Days on market

Built 1970 3,823 sqft lot $195/mo HOA · 13% of rent

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.2/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +5.4/10.0
• Livability +3.8/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to Holiday Park! This turn-key furnished LAND-OWNED renovated manufactured home offers 2 bedrooms and 1 bathroom with a new carport (2023) large enough for two vehicles! Holiday Park is an extremely active 55+ gated community loaded with amenities while still maintaining an affordable HOA fee. Amenities include two clubhouses, two community pools, fitness center, beautiful park with lake & Gazebo, tennis courts, pickleball courts, bocce ball courts, shuffleboard, horseshoe pits, ping pong tables, billiards, library, card room, and dart boards! And it's a golf cart friendly community! As you walk through the front door of your new home you'll immediately notice the brand-new vinyl plank flooring throughout, including the bedrooms! Your new home features an open, light & bright floorplan with new impact windows throughout (2020)! The eat-in kitchen cohesively flows into the spacious living room. The two bedrooms are privately nestled in the rear of the home with the bathroom in between. Enjoy your morning coffee or evening cocktail in the huge lanai rebuilt in 2017! Recent updates include new A/C (2017), new moisture barrier, insulation, and extra support pillars underneath the coach (2018), interior paint (2020), remodeled kitchen with quartzite counters and new stainless appliances (2020), new vinyl siding (2020), new front covered porch (2024). Lastly, there is a convenient workshop/storage shed off the carport that includes a new washer and dryer (2020). Easy access to US-41 where you'll find countless restaurants, shopping centers, and near the beach! If all of that weren't enough, enjoy a ball game at the Tampa Bay Rays state-of-the-art training camp facility only 5 miles away!

Key facts

• New carport
• Fitness center
• Two clubhouses

Tags

• LAND OWNED
• NEW CARPORT
• TWO CLUBHOUSES
• TWO COMMUNITY POOLS
• FITNESS CENTER
• BEAUTIFUL PARK WITH LAKE

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $79k.

Deal economics

• At list price, monthly cash flow is $209 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $79k).
• Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.5% vs local median 3.6% in North Port — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#252 in FL, #3,975 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents flat; 852 active listings in the ZIP; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 161 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 21y ago; this cycle's ask has dropped $30k (28%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $64k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: property tax is 4.4% of price; flood insurance adds $66/mo.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $69,520 (12.0% below list)

Questions for the listing agent

1. It's been on market 161 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.94% ✓
• Cap rate: 10.48%
• Cash-on-cash: 14.94%
• DSCR: 1.66
• GRM: 4.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.26% rent growth · sell at horizon

5-year hold

• IRR: -4.2%
• Equity multiple: 0.85×
• Total profit: $-3,294
• Equity at exit: $11,779

10-year hold

• IRR: -0.4%
• Equity multiple: 0.98×
• Total profit: $-448
• Equity at exit: $6,830

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34287

• Home prices YoY: -20.1%
• Rents YoY: 0.3%
• Active inventory: 852
• Price-to-rent: 4.3×

Monthly cashflow live

• Estimated rent: $1,529 medium
• Mortgage (P&I): −$414
• Tax from tax record: −$291 /mo · $3,488/yr
• Insurance: −$33
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$195
• Vacancy / Maint / Mgmt: −$321
• Net cashflow: $209

Break-even live

Break-even rent $1,265

Max offer price $79,000

Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,750
• Closing costs: $2,370
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $195 · $2,340/yr
• Likely covers: poolgymsecurity

Listing history 26 events

1. 2026-06-18
   days on market $79,000 Active 161 DOM
2. 2026-06-17
   days on market $79,000 Active 160 DOM
3. 2026-06-16
   days on market $79,000 Active 159 DOM
4. 2026-06-15
   days on market $79,000 Active 158 DOM
5. 2026-06-13
   days on market $79,000 Active 156 DOM
6. 2026-06-13
   days on market $79,000 Active 155 DOM
7. 2026-06-10
   days on market $79,000 Active 153 DOM
8. 2026-06-09
   days on market $79,000 Active 152 DOM
9. 2026-06-08
   days on market $79,000 Active 151 DOM
10. 2026-06-08
    days on market $79,000 Active 150 DOM
11. 2026-06-05
    days on market $79,000 Active 147 DOM
12. 2026-06-03
    days on market $79,000 Active 146 DOM
13. 2026-06-02
    days on market $79,000 Active 145 DOM
14. 2026-06-01
    days on market $79,000 Active 144 DOM
15. 2026-05-31
    days on market $79,000 Active 143 DOM
16. 2026-02-07
    price $79,000 1768-char remark

    Show marketing remark (1768 chars)

    Welcome to Holiday Park! This turn-key furnished LAND-OWNED renovated manufactured home offers 2 bedrooms and 1 bathroom with a new carport (2023) large enough for two vehicles! Holiday Park is an extremely active 55+ gated community loaded with amenities while still maintaining an affordable HOA fee. Amenities include two clubhouses, two community pools, fitness center, beautiful park with lake & Gazebo, tennis courts, pickleball courts, bocce ball courts, shuffleboard, horseshoe pits, ping pong tables, billiards, library, card room, and dart boards! And it's a golf cart friendly community! As you walk through the front door of your new home you'll immediately notice the brand-new vinyl plank flooring throughout, including the bedrooms! Your new home features an open, light & bright floorplan with new impact windows throughout (2020)! The eat-in kitchen cohesively flows into the spacious living room. The two bedrooms are privately nestled in the rear of the home with the bathroom in between. Enjoy your morning coffee or evening cocktail in the huge lanai rebuilt in 2017! Recent updates include new A/C (2017), new moisture barrier, insulation, and extra support pillars underneath the coach (2018), interior paint (2020), remodeled kitchen with quartzite counters and new stainless appliances (2020), new vinyl siding (2020), new front covered porch (2024). Lastly, there is a convenient workshop/storage shed off the carport that includes a new washer and dryer (2020). Easy access to US-41 where you'll find countless restaurants, shopping centers, and near the beach! If all of that weren't enough, enjoy a ball game at the Tampa Bay Rays state-of-the-art training camp facility only 5 miles away!

17. 2026-01-19
    price $89,000 1768-char remark

    Show marketing remark (1768 chars)

    Welcome to Holiday Park! This turn-key furnished LAND-OWNED renovated manufactured home offers 2 bedrooms and 1 bathroom with a new carport (2023) large enough for two vehicles! Holiday Park is an extremely active 55+ gated community loaded with amenities while still maintaining an affordable HOA fee. Amenities include two clubhouses, two community pools, fitness center, beautiful park with lake & Gazebo, tennis courts, pickleball courts, bocce ball courts, shuffleboard, horseshoe pits, ping pong tables, billiards, library, card room, and dart boards! And it's a golf cart friendly community! As you walk through the front door of your new home you'll immediately notice the brand-new vinyl plank flooring throughout, including the bedrooms! Your new home features an open, light & bright floorplan with new impact windows throughout (2020)! The eat-in kitchen cohesively flows into the spacious living room. The two bedrooms are privately nestled in the rear of the home with the bathroom in between. Enjoy your morning coffee or evening cocktail in the huge lanai rebuilt in 2017! Recent updates include new A/C (2017), new moisture barrier, insulation, and extra support pillars underneath the coach (2018), interior paint (2020), remodeled kitchen with quartzite counters and new stainless appliances (2020), new vinyl siding (2020), new front covered porch (2024). Lastly, there is a convenient workshop/storage shed off the carport that includes a new washer and dryer (2020). Easy access to US-41 where you'll find countless restaurants, shopping centers, and near the beach! If all of that weren't enough, enjoy a ball game at the Tampa Bay Rays state-of-the-art training camp facility only 5 miles away!

18. 2026-01-08
    listed $109,000 Active 1768-char remark

    Show marketing remark (1768 chars)

    Welcome to Holiday Park! This turn-key furnished LAND-OWNED renovated manufactured home offers 2 bedrooms and 1 bathroom with a new carport (2023) large enough for two vehicles! Holiday Park is an extremely active 55+ gated community loaded with amenities while still maintaining an affordable HOA fee. Amenities include two clubhouses, two community pools, fitness center, beautiful park with lake & Gazebo, tennis courts, pickleball courts, bocce ball courts, shuffleboard, horseshoe pits, ping pong tables, billiards, library, card room, and dart boards! And it's a golf cart friendly community! As you walk through the front door of your new home you'll immediately notice the brand-new vinyl plank flooring throughout, including the bedrooms! Your new home features an open, light & bright floorplan with new impact windows throughout (2020)! The eat-in kitchen cohesively flows into the spacious living room. The two bedrooms are privately nestled in the rear of the home with the bathroom in between. Enjoy your morning coffee or evening cocktail in the huge lanai rebuilt in 2017! Recent updates include new A/C (2017), new moisture barrier, insulation, and extra support pillars underneath the coach (2018), interior paint (2020), remodeled kitchen with quartzite counters and new stainless appliances (2020), new vinyl siding (2020), new front covered porch (2024). Lastly, there is a convenient workshop/storage shed off the carport that includes a new washer and dryer (2020). Easy access to US-41 where you'll find countless restaurants, shopping centers, and near the beach! If all of that weren't enough, enjoy a ball game at the Tampa Bay Rays state-of-the-art training camp facility only 5 miles away!

19. 2006-03-08
    soldstatus $64,000
20. 2006-03-06
    soldstatus $64,000 242-char remark

    Show marketing remark (242 chars)

    HOLIDAY PARK. FRESHLY PAINTED INTERIOR, NEW CARPET AND VINYL. BATHROOM BEAUTIFULLY REMODELED WITH LARGE SHOWER! PARTIALLY FURNISHED. LANDSCAPING PROVIDES PRIVACY ON RAISED LANAI. CLOSE TO CLUBHOUSE AND POOL. IN NO PET AREA. A TRUE DOLL HOUSE!

21. 2005-08-15
    listed $69,900 242-char remark

    Show marketing remark (242 chars)

    HOLIDAY PARK. FRESHLY PAINTED INTERIOR, NEW CARPET AND VINYL. BATHROOM BEAUTIFULLY REMODELED WITH LARGE SHOWER! PARTIALLY FURNISHED. LANDSCAPING PROVIDES PRIVACY ON RAISED LANAI. CLOSE TO CLUBHOUSE AND POOL. IN NO PET AREA. A TRUE DOLL HOUSE!

22. 2005-03-16
    soldstatus $41,000
23. 2005-02-24
    soldstatus $41,000
24. 2005-01-18
    listed $49,900
25. 1987-04-01
    soldstatus $29,000
26. 1970-03-01
    soldstatus $10,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,488 · $291/mo
• Projected year-2 tax: $3,488 · $291/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 97% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,354
• − Mortgage interest: −$4,425
• − Property taxes: −$3,488
• − Insurance: −$1,192
• − Repairs & maintenance: −$1,468
• − Management: −$1,468
• − HOA: −$2,340
• − Depreciation: −$2,298
• Taxable income: $1,673
• Est. tax owed @ 24.0%: −$402
• After-tax cash flow: $2,106/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sarasota
• NCES district ID: 1201680
• Math proficiency: 63% ▼ -8.00%
• Reading proficiency: 63% ▼ -3.00%
• Median HH income: $51,167
• Composite: 53.68/100
• National rank: #1428
• State rank: #7 of 73 in FL

Livability — North Port

• Score: 75/100
• State rank: #252
• US rank: #3975

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: North Port, FL
• County: Sarasota County · 448,376 people
• City population: 75,324
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 25,929
• Household income: $63,464
• Rent vs Own: 19.1% rent · 80.9% own
• Severe rent burden: 522.0

Population outlook (Sarasota County) Hauer SSP2

• Today (2025): 452,380 people
• By 2030: 474,175 · +4.8%
• By 2040: 511,577 · +13.1%
• By 2050: 541,467 · +19.7%
• By 2075: 604,947 · +33.7%
• By 2100: 621,965 · +37.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 14% Two or more races 7% Asian 4% Black 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3% Cuban 3% Dominican 1%
• Common ancestry: Romanian 4% Scotch-Irish 3% Lithuanian 3%
• Foreign-born: 16% · Canada, Philippines
• Languages at home: 81% English-only · Spanish 8% Russian/Polish/Slavic 5% French/Haitian/Cajun 2%

Political lean MEDSL · Sarasota

• 2024 margin: R (+18.2) · D 40.5% · R 58.7%
• 2008→2024 swing: -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
• All cycles: 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -70.89%
• Current HPI: 280.8484
• Rent YoY: ▲ 0.26%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+631.5% since first listed

11 events — show timeline

• 2026-02-07 Price Changed $79,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-19 Price Changed $89,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-08 Listed $109,000 Stellar MLS as Distributed by MLS Grid
• 2006-03-08 Sold (Public Records) $64,000 Public Records
• 2006-03-06 Sold (MLS) $64,000 Stellar MLS as Distributed by MLS Grid
• 2005-08-15 Listed $69,900 Stellar MLS as Distributed by MLS Grid
• 2005-03-16 Sold (Public Records) $41,000 Public Records
• 2005-02-24 Sold (MLS) $41,000 Stellar MLS as Distributed by MLS Grid
• 2005-01-18 Listed $49,900 Stellar MLS as Distributed by MLS Grid
• 1987-04-01 Sold (Public Records) $29,000 Public Records
• 1970-03-01 Sold (Public Records) $10,800 Public Records

Property tax history

+6.3%/yr

Latest (2025): $3,488 · -0.4% YoY. Source: county tax records.