CashFlowRE
Sign in Sign up
8265 Mclean St
C- Composite 53.82
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.8/30.0
  • ARV discount +9.3/15.0
  • DSCR +7.0/10.0
  • 1% rule +6.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$132,000

8265 Mclean St · Beaumont, TX 77707
2 bd · 1.0 ba · 1,057 sqft · SingleFamily public records · 24 Days on market
Built 1968 7,814 sqft lot $125/sqft · at area comps Est $137k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this 2-bedroom, 1-bath property full of potential! The home features a spacious living area with abundant natural light, modern light fixtures, and a stylish front door that adds curb appeal. The kitchen offers generous cabinetry and butcher block countertops. Venture outside to a large yard with mature trees and plenty of space for relaxing, gardening, or entertaining. Don’t miss your chance, schedule your showing today!

Key facts

  • Generous cabinetry
  • Spacious living area
  • Stylish front door

Tags

SPACIOUS LIVING AREAABUNDANT NATURAL LIGHTMODERN LIGHT FIXTURESSTYLISH FRONT DOORGENEROUS CABINETRYBUTCHER BLOCK COUNTERTOPS

Property features AI

Exterior

  • Parking: No designated parking
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Built in 1968
  • Construction: Composition roof; Pillar/post/pier foundation
  • Exterior features: Private yard; Cleared lot; Concrete road frontage; Workshop; Lot about 0.18 acres

Interior

  • Flooring: Laminate; Tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (electric); Central air (electric)
  • Interior features: Ceiling fan(s); No fireplaces; 5 total rooms
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $132k.

Deal economics

  • At list price, monthly cash flow is $206 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $132k).
  • Recommended offer: $130k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Vincent Middle (math 8% / reading 17%, grade F, #1,616 of 1,662 statewide, top 97%, 688 students, 75% FRL); West Brook Sr H S (math 19% / reading 34%, grade F, #1,228 of 1,632 statewide, top 76%, 2,245 students, 58% FRL) — zoned schools at 66% FRL track the district average.
  • Market conditions: 151 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $913 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($130k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,020 (1.5% below list)

Questions for the listing agent

  1. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.17%
Cash-on-cash
6.70%
DSCR
1.30
GRM
7.6

CMA / ARV

ARV (median comp)
$137,442
List price
$132,000
Delta
-6.51%
Verdict
FAIR
Comps
14 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7825 Brighton Dr 0.75mi 3/2.0 (+1) 1,208 (+14%) 1mo $210,000 $174 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.0%
Equity multiple
0.78×
Total profit
$-8,213
Equity at exit
$19,682
10-year hold
IRR
3.7%
Equity multiple
1.27×
Total profit
$9,921
Equity at exit
$11,413

Cash invested: $36,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77707

Active inventory
151
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,449 high interval (Pro) →
Mortgage (P&I)
$692
Tax from tax record
$191 /mo · $2,298/yr
Insurance
$55
HOA
$0
Vacancy / Maint / Mgmt
$304
Net cashflow
$206

Break-even live

Break-even rent $1,188
Max offer price $132,000
Occupancy floor 81%

Sensitivity live

Price -10% $281 -5% $244 +0% $206 +5% $169 +10% $132
Rent -10% $92 -5% $149 +0% $206 +5% $264 +10% $321
Rate -1.0pp $273 -0.5pp $240 base $206 +0.5pp $172 +1.0pp $137

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,000
Closing costs
$3,960
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
120 Smelker St Beaumont, TX 3.0 2.0 1300 $1,795 $1.38 15d 1 0.49mi
6860 Prutzman Rd Unit 18 Beaumont, TX 2.0 1.0 884 $1,100 $1.24 45d 1 0.68mi
379 Pinchback Rd Beaumont, TX 2.0 1.5 1254 $1,175 $0.94 45d 1 0.77mi
9225 Shepherd Dr Beaumont, TX 3.0 1.0 1136 $1,495 $1.32 45d 1 0.79mi
9245 Shepherd Dr Beaumont, TX 3.0 1.0 1003 $1,350 $1.35 15d 1 0.81mi
9260 Josey St Beaumont, TX 3.0 2.0 1500 $2,100 $1.40 45d 1 0.82mi
8960 Manion Dr Beaumont, TX 2.0 2.5 1358 $1,550 $1.14 45d 1 0.86mi
1625 Glendale St Beaumont, TX 3.0 2.0 1330 $1,800 $1.35 45d 1 0.94mi
8695 Glen Meadow Ln Beaumont, TX 2.0 1.0 804 $1,550 $1.93 45d 1 0.97mi
6561 Lexington Dr Beaumont, TX 2.0 2.0 1321 $1,011 $0.77 45d 1 0.97mi
1212 N Major Dr Beaumont, TX 2.0 1.5 1232 $1,250 $1.01 15d 1 0.99mi
8648 Glen Meadow Ln Beaumont, TX 1.0 1.0 800 $999 $1.25 45d 1 1.00mi
345 Marceline Blvd Beaumont, TX 2.0 1.5 1200 $1,850 $1.54 22d 1 1.02mi
345 Marceline Blvd Beaumont, TX 2.0 1.5 1200 $2,250 $1.88 24d 1 1.02mi
9252 Glen Meadow Ln Beaumont, TX 2.0 1.0 929 $1,250 $1.35 45d 1 1.05mi
1450 N Major Dr Beaumont, TX 1.0–2.0 1.0–2.0 849 $1,188 $1.40 15d 17 1.06mi
1456 N Major Dr Beaumont, TX 2.0 2.0 1008 $1,079 $1.07 45d 1 1.09mi
520 Dowlen Rd Beaumont, TX 1.0–2.0 1.0–2.0 940 $1,050 $1.12 15d 10 1.20mi
1605 Cornerstone Ct Beaumont, TX 1.0–2.0 1.0–2.0 818 $1,108 $1.35 15d 17 1.30mi
6250 Ivanhoe Ln Beaumont, TX 1.0–2.0 1.0–2.0 885 $1,604 $1.81 15d 9 1.34mi

Listing history 21 events

  1. 2026-06-21
    days on market $132,000 Active 24 DOM
  2. 2026-06-18
    days on market $132,000 Active 21 DOM
  3. 2026-06-17
    days on market $132,000 Active 20 DOM
  4. 2026-06-16
    days on market $132,000 Active 19 DOM
  5. 2026-06-15
    days on market $132,000 Active 18 DOM
  6. 2026-06-14
    days on market $132,000 Active 16 DOM
  7. 2026-06-13
    days on market $132,000 Active 15 DOM
  8. 2026-06-10
    days on market $132,000 Active 13 DOM
  9. 2026-06-09
    days on market $132,000 Active 12 DOM
  10. 2026-06-08
    days on market $132,000 Active 11 DOM
  11. 2026-06-07
    days on market $132,000 Active 10 DOM
  12. 2026-06-03
    days on market $132,000 Active 6 DOM
  13. 2026-06-02
    days on market $132,000 Active 5 DOM
  14. 2026-06-01
    days on market $132,000 Active 4 DOM
  15. 2026-05-31
    days on market $132,000 Active 3 DOM
  16. 2026-05-30
    days on market $132,000 Active 2 DOM
  17. 2026-05-05
    price $128,500 447-char remark
    Show marketing remark (447 chars)

    Welcome home to this 2-bedroom, 1-bath property full of potential! The home features a spacious living area with abundant natural light, modern light fixtures, and a stylish front door that adds curb appeal. The kitchen offers generous cabinetry and butcher block countertops. Venture outside to a large yard with mature trees and plenty of space for relaxing, gardening, or entertaining. Don’t miss your chance, schedule your showing today!

  18. 2026-03-12
    listed $132,000 Active 447-char remark
    Show marketing remark (447 chars)

    Welcome home to this 2-bedroom, 1-bath property full of potential! The home features a spacious living area with abundant natural light, modern light fixtures, and a stylish front door that adds curb appeal. The kitchen offers generous cabinetry and butcher block countertops. Venture outside to a large yard with mature trees and plenty of space for relaxing, gardening, or entertaining. Don’t miss your chance, schedule your showing today!

  19. 2019-06-25
    soldstatus 204-char remark
    Show marketing remark (204 chars)

    SUPER CUTE 1/1 on a corner lot with an extra possible bedroom! Large livingroom, nice sized backyard. Storage building. Front porch to sit and drink your coffee on! Call or text for your showing today!!

  20. 2019-05-11
    listed $58,500 204-char remark
    Show marketing remark (204 chars)

    SUPER CUTE 1/1 on a corner lot with an extra possible bedroom! Large livingroom, nice sized backyard. Storage building. Front porch to sit and drink your coffee on! Call or text for your showing today!!

  21. 2007-12-19
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,298 · $191/mo
Projected year-2 tax
$2,416 · $201/mo
Expected delta
+$118/yr (+$10/mo · 5.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,392
− Mortgage interest
−$7,394
− Property taxes
−$2,298
− Insurance
−$660
− Repairs & maintenance
−$1,391
− Management
−$1,391
− Depreciation
−$3,840
Taxable income
$418
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$100
After-tax cash flow
$2,375/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
18,323
Household income
$69,756
Rent vs Own
31.8% rent · 68.2% own
Severe rent burden
596.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Black 40% White 28% Hispanic / Latino 23% Two or more races 18% Asian 6%
Hispanic origin (detail)
Mexican 19%
Common ancestry
Lithuanian 3% Italian 1% Romanian 1%
Foreign-born
12% · Canada, Vietnam
Languages at home
75% English-only · Spanish 19% Vietnamese 3% Other Indo-European 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -163.16%
Current HPI
167.8109
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+125.6% since first listed
6 events — show timeline
  • 2026-05-28 Listed $132,000 HARMLS
  • 2026-05-05 Price Changed $128,500 BBOR
  • 2026-03-12 Listed $132,000 BBOR
  • 2019-06-25 Sold (MLS) BBOR
  • 2019-05-11 Listed $58,500 BBOR
  • 2007-12-19 Sold (Public Records) Public Records

Property tax history

+5.8%/yr

Latest (2025): $2,298 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…