8265 Mclean St · Beaumont, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.8/30.0
- ARV discount +9.3/15.0
- DSCR +7.0/10.0
- 1% rule +6.0/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$132,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to this 2-bedroom, 1-bath property full of potential! The home features a spacious living area with abundant natural light, modern light fixtures, and a stylish front door that adds curb appeal. The kitchen offers generous cabinetry and butcher block countertops. Venture outside to a large yard with mature trees and plenty of space for relaxing, gardening, or entertaining. Don’t miss your chance, schedule your showing today!
Key facts
- Generous cabinetry
- Spacious living area
- Stylish front door
Tags
Property features AI
Exterior
- Parking: No designated parking
- Utilities: Public water; Public sewer
- Home design: Residential property; Built in 1968
- Construction: Composition roof; Pillar/post/pier foundation
- Exterior features: Private yard; Cleared lot; Concrete road frontage; Workshop; Lot about 0.18 acres
Interior
- Flooring: Laminate; Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air (electric)
- Interior features: Ceiling fan(s); No fireplaces; 5 total rooms
- Laundry & utility: Washer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $132k.
Deal economics
- At list price, monthly cash flow is $206 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $132k).
- Recommended offer: $130k (1.5% below list) — sets the bar for market timing.
- Cap rate 8.2% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
- Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Vincent Middle (math 8% / reading 17%, grade F, #1,616 of 1,662 statewide, top 97%, 688 students, 75% FRL); West Brook Sr H S (math 19% / reading 34%, grade F, #1,228 of 1,632 statewide, top 76%, 2,245 students, 58% FRL) — zoned schools at 66% FRL track the district average.
- Market conditions: 151 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $913 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 24 days — a 2% lower offer ($130k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 8.17%
- Cash-on-cash
- 6.70%
- DSCR
- 1.30
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $137,442
- List price
- $132,000
- Delta
- -6.51%
- Verdict
- FAIR
- Comps
- 14 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7825 Brighton Dr | 0.75mi | 3/2.0 (+1) | 1,208 (+14%) | 1mo | $210,000 | $174 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.0%
- Equity multiple
- 0.78×
- Total profit
- $-8,213
- Equity at exit
- $19,682
- IRR
- 3.7%
- Equity multiple
- 1.27×
- Total profit
- $9,921
- Equity at exit
- $11,413
Cash invested: $36,960 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77707
- Active inventory
- 151
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,449 high interval (Pro) →
- Mortgage (P&I)
- −$692
- Tax from tax record
- −$191 /mo · $2,298/yr
- Insurance
- −$55
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$304
- Net cashflow
- $206
Break-even live
Sensitivity live
| Price | -10% $281 | -5% $244 | +0% $206 | +5% $169 | +10% $132 |
|---|---|---|---|---|---|
| Rent | -10% $92 | -5% $149 | +0% $206 | +5% $264 | +10% $321 |
| Rate | -1.0pp $273 | -0.5pp $240 | base $206 | +0.5pp $172 | +1.0pp $137 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,000
- Closing costs
- $3,960
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 120 Smelker St Beaumont, TX | 3.0 | 2.0 | 1300 | $1,795 | $1.38 | 15d | 1 | 0.49mi |
| 6860 Prutzman Rd Unit 18 Beaumont, TX | 2.0 | 1.0 | 884 | $1,100 | $1.24 | 45d | 1 | 0.68mi |
| 379 Pinchback Rd Beaumont, TX | 2.0 | 1.5 | 1254 | $1,175 | $0.94 | 45d | 1 | 0.77mi |
| 9225 Shepherd Dr Beaumont, TX | 3.0 | 1.0 | 1136 | $1,495 | $1.32 | 45d | 1 | 0.79mi |
| 9245 Shepherd Dr Beaumont, TX | 3.0 | 1.0 | 1003 | $1,350 | $1.35 | 15d | 1 | 0.81mi |
| 9260 Josey St Beaumont, TX | 3.0 | 2.0 | 1500 | $2,100 | $1.40 | 45d | 1 | 0.82mi |
| 8960 Manion Dr Beaumont, TX | 2.0 | 2.5 | 1358 | $1,550 | $1.14 | 45d | 1 | 0.86mi |
| 1625 Glendale St Beaumont, TX | 3.0 | 2.0 | 1330 | $1,800 | $1.35 | 45d | 1 | 0.94mi |
| 8695 Glen Meadow Ln Beaumont, TX | 2.0 | 1.0 | 804 | $1,550 | $1.93 | 45d | 1 | 0.97mi |
| 6561 Lexington Dr Beaumont, TX | 2.0 | 2.0 | 1321 | $1,011 | $0.77 | 45d | 1 | 0.97mi |
| 1212 N Major Dr Beaumont, TX | 2.0 | 1.5 | 1232 | $1,250 | $1.01 | 15d | 1 | 0.99mi |
| 8648 Glen Meadow Ln Beaumont, TX | 1.0 | 1.0 | 800 | $999 | $1.25 | 45d | 1 | 1.00mi |
| 345 Marceline Blvd Beaumont, TX | 2.0 | 1.5 | 1200 | $1,850 | $1.54 | 22d | 1 | 1.02mi |
| 345 Marceline Blvd Beaumont, TX | 2.0 | 1.5 | 1200 | $2,250 | $1.88 | 24d | 1 | 1.02mi |
| 9252 Glen Meadow Ln Beaumont, TX | 2.0 | 1.0 | 929 | $1,250 | $1.35 | 45d | 1 | 1.05mi |
| 1450 N Major Dr Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 849 | $1,188 | $1.40 | 15d | 17 | 1.06mi |
| 1456 N Major Dr Beaumont, TX | 2.0 | 2.0 | 1008 | $1,079 | $1.07 | 45d | 1 | 1.09mi |
| 520 Dowlen Rd Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 940 | $1,050 | $1.12 | 15d | 10 | 1.20mi |
| 1605 Cornerstone Ct Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 818 | $1,108 | $1.35 | 15d | 17 | 1.30mi |
| 6250 Ivanhoe Ln Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 885 | $1,604 | $1.81 | 15d | 9 | 1.34mi |
Listing history 21 events
-
2026-06-21days on market $132,000 Active 24 DOM
-
2026-06-18days on market $132,000 Active 21 DOM
-
2026-06-17days on market $132,000 Active 20 DOM
-
2026-06-16days on market $132,000 Active 19 DOM
-
2026-06-15days on market $132,000 Active 18 DOM
-
2026-06-14days on market $132,000 Active 16 DOM
-
2026-06-13days on market $132,000 Active 15 DOM
-
2026-06-10days on market $132,000 Active 13 DOM
-
2026-06-09days on market $132,000 Active 12 DOM
-
2026-06-08days on market $132,000 Active 11 DOM
-
2026-06-07days on market $132,000 Active 10 DOM
-
2026-06-03days on market $132,000 Active 6 DOM
-
2026-06-02days on market $132,000 Active 5 DOM
-
2026-06-01days on market $132,000 Active 4 DOM
-
2026-05-31days on market $132,000 Active 3 DOM
-
2026-05-30days on market $132,000 Active 2 DOM
-
2026-05-05price $128,500 447-char remark
Show marketing remark (447 chars)
Welcome home to this 2-bedroom, 1-bath property full of potential! The home features a spacious living area with abundant natural light, modern light fixtures, and a stylish front door that adds curb appeal. The kitchen offers generous cabinetry and butcher block countertops. Venture outside to a large yard with mature trees and plenty of space for relaxing, gardening, or entertaining. Don’t miss your chance, schedule your showing today!
-
2026-03-12$132,000 Active 447-char remark
Show marketing remark (447 chars)
Welcome home to this 2-bedroom, 1-bath property full of potential! The home features a spacious living area with abundant natural light, modern light fixtures, and a stylish front door that adds curb appeal. The kitchen offers generous cabinetry and butcher block countertops. Venture outside to a large yard with mature trees and plenty of space for relaxing, gardening, or entertaining. Don’t miss your chance, schedule your showing today!
-
2019-06-25soldstatus 204-char remark
Show marketing remark (204 chars)
SUPER CUTE 1/1 on a corner lot with an extra possible bedroom! Large livingroom, nice sized backyard. Storage building. Front porch to sit and drink your coffee on! Call or text for your showing today!!
-
2019-05-11$58,500 204-char remark
Show marketing remark (204 chars)
SUPER CUTE 1/1 on a corner lot with an extra possible bedroom! Large livingroom, nice sized backyard. Storage building. Front porch to sit and drink your coffee on! Call or text for your showing today!!
-
2007-12-19soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,298 · $191/mo
- Projected year-2 tax
- $2,416 · $201/mo
- Expected delta
- +$118/yr (+$10/mo · 5.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,392
- − Mortgage interest
- −$7,394
- − Property taxes
- −$2,298
- − Insurance
- −$660
- − Repairs & maintenance
- −$1,391
- − Management
- −$1,391
- − Depreciation
- −$3,840
- Taxable income
- $418
- Est. tax owed @ 24.0%
- −$100
- After-tax cash flow
- $2,375/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beaumont ISD
- NCES district ID
- 4809670
- Math proficiency
- 14% ▼ -13.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $41,683
- Composite
- 15.43/100
- National rank
- #9316
- State rank
- #789 of 826 in TX
Livability — Beaumont
- Score
- 64/100
- State rank
- #739
- US rank
- #13710
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Beaumont, TX
- County
- Jefferson County · 203,592 people
- City population
- 125,901
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 18,323
- Household income
- $69,756
- Rent vs Own
- Severe rent burden
- 596.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 259,015 people
- By 2030
- 260,685 · +0.6%
- By 2040
- 263,309 · +1.7%
- By 2050
- 265,237 · +2.4%
- By 2075
- 270,193 · +4.3%
- By 2100
- 255,628 · -1.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- Black 40% White 28% Hispanic / Latino 23% Two or more races 18% Asian 6%
- Hispanic origin (detail)
- Mexican 19%
- Common ancestry
- Lithuanian 3% Italian 1% Romanian 1%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 75% English-only · Spanish 19% Vietnamese 3% Other Indo-European 1%
Political lean MEDSL · Jefferson
- 2024 margin
- Lean R (+8.9) · D 45.1% · R 54.0%
- 2008→2024 swing
- -11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
- All cycles
- 2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -163.16%
- Current HPI
- 167.8109
- Rent YoY
- —
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+125.6% since first listed6 events — show timeline
- 2026-05-28 Listed $132,000 HARMLS
- 2026-05-05 Price Changed $128,500 BBOR
- 2026-03-12 Listed $132,000 BBOR
- 2019-06-25 Sold (MLS) — BBOR
- 2019-05-11 Listed $58,500 BBOR
- 2007-12-19 Sold (Public Records) — Public Records
Property tax history
+5.8%/yrLatest (2025): $2,298 · -0.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…