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1781 NW 6th Ter
D- Composite 39.99
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.6/30.0
  • DSCR +4.8/10.0
  • Schools +4.1/10.0
  • 1% rule +3.8/10.0
  • Livability +3.7/5.0
  • Rent growth +3.0/5.0
  • ARV discount +2.5/15.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$345,000

1781 NW 6th Ter · Pompano Beach, FL 33060
3 bd · 2.0 ba · 1,450 sqft · SingleFamily public records · 20 Days on market
Built 1961 6,017 sqft lot Est $310k · 11% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • 6,017 sq ft lot
  • 4 parking spots
  • Built 1961

Property features AI

Finance

  • Financial info: No land lease; Pets allowed with no restrictions

Exterior

  • Parking: Driveway parking with 4 open spaces (total 4 parking spaces)
  • Utilities: Public water; Public sewer; Electricity available; Cable available
  • Home design: Single-family home, one story; Faces east; Resale condition
  • Construction: CBS construction; Shingle roof
  • Exterior features: Sidewalks; City street frontage; Not waterfront

Interior

  • Bedrooms: Four bedrooms on the main level
  • Flooring: Tile flooring
  • Bathrooms: Two full bathrooms on the main level
  • Interior features: Split bedroom layout
  • Laundry & utility: Laundry area (other)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $345k.

Deal economics

  • At list price, monthly cash flow is $144 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $305k (11.7% below list).
  • Recommended offer: $305k (11.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.8% vs local median 3.1% in Pompano Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#284 in FL, #4,541 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living B+; Watch: employment D+, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Palmview Elementary School (math 24% / reading 41%, grade F, #1,787 of 2,144 statewide, top 84%, 532 students, 82% FRL); Crystal Lake Middle School (math 24% / reading 38%, grade F, #462 of 571 statewide, top 81%, 1,055 students, 74% FRL); Blanche Ely High School (math 7% / reading 29%, grade F, #570 of 667 statewide, top 86%, 1,906 students, 75% FRL) — zoned schools average 77% FRL vs 51% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 27% at this address vs 48% district-wide (-20 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.1%/yr); 338 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • At $3,046/mo this rent would consume 56% of the median local household income ($65k/yr) (locally 2870% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($340k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $304,608 (11.7% below list)

Questions for the listing agent

  1. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
6.79%
Cash-on-cash
1.79%
DSCR
1.08
GRM
9.4

CMA / ARV

ARV (on-the-fly)
$310,300
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
721 NW 16th St 0.27mi 4/2.0 (+1) 1,357 (-6%) 13mo $455,000 $335 61
320 NW 24th Ct 0.62mi 2/1.0 (-1) 1,395 (-4%) 6mo $295,000 $211 51
1460 NW 3rd Ter 0.61mi 4/2.5 (+1) 1,634 (+13%) 4mo $350,000 $214 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.12% rent growth · sell at horizon

5-year hold
IRR
-14.4%
Equity multiple
0.49×
Total profit
$-49,453
Equity at exit
$51,441
10-year hold
IRR
-7.1%
Equity multiple
0.56×
Total profit
$-42,170
Equity at exit
$29,829

Cash invested: $96,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33060

Home prices YoY
-23.6%
Rents YoY
2.1%
Active inventory
338
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$3,046 high interval (Pro) →
Mortgage (P&I)
$1,809
Tax from tax record
$310 /mo · $3,716/yr
Insurance
$144
HOA
$0
Vacancy / Maint / Mgmt
$640
Net cashflow
$144

Break-even live

Break-even rent $2,864
Max offer price $345,000
Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$86,250
Closing costs
$10,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1881 NW 5th Ter Pompano Beach, FL 3.0 2.0 1152 $3,400 $2.95 7d 1 0.11mi
1881 NW 5th Ter Unit 1881 Pompano Beach, FL 3.0 2.0 1152 $3,400 $2.95 24d 1 0.11mi
774 NW 16th Pl Pompano Beach, FL 3.0 2.0 1446 $3,000 $2.07 24d 1 0.17mi
171 NW 19th St Pompano Beach, FL 3.0 2.0 1215 $3,250 $2.67 24d 1 0.50mi
10 NW 19th St Pompano Beach, FL 4.0 2.0 1215 $2,990 $2.46 24d 1 0.61mi
1731 NE 1st Ave Pompano Beach, FL 4.0 2.0 1848 $3,500 $1.89 24d 1 0.66mi
310 Leisure Blvd Pompano Beach, FL 2.0 2.0 1331 $2,250 $1.69 24d 1 0.66mi
1670 NE 1st Ave Pompano Beach, FL 3.0 2.0 1200 $3,300 $2.75 24d 1 0.70mi
220 Leisure Blvd Pompano Beach, FL 2.0 1.0 1046 $2,200 $2.10 24d 1 0.70mi
1921 NE 2nd Ave Pompano Beach, FL 3.0 2.0 1261 $2,960 $2.35 22d 1 0.73mi
38 Leisure Blvd Pompano Beach, FL 2.0 2.0 1248 $2,400 $1.92 14d 1 0.78mi
38 Leisure Blvd Pompano Beach, FL 2.0 2.0 1248 $2,400 $1.92 15d 1 0.78mi
2001 NE 2nd Ter Pompano Beach, FL 3.0 2.0 999 $3,000 $3.00 24d 1 0.78mi
981 NW 4th Ave Pompano Beach, FL 4.0 2.0 1530 $3,997 $2.61 24d 1 0.87mi
981 NW 4th Ave Pompano Beach, FL 4.0 2.0 1520 $3,234 $2.13 24d 1 0.87mi
920 NW 8th Ave Unit 3 Pompano Beach, FL 2.0 1.5 1150 $1,900 $1.65 11d 1 0.90mi
861 NW 6th Ave Pompano Beach, FL 4.0 2.0 1528 $3,652 $2.39 24d 1 0.94mi
880 NW 3rd Way Unit 880 Pompano Beach, FL 3.0 2.5 1597 $3,600 $2.25 7d 1 0.95mi
880 NW 3rd Way Unit 880 Pompano Beach, FL 3.0 2.5 1597 $3,600 $2.25 24d 1 0.95mi
841 NW 5th Ave Unit 1 Pompano Beach, FL 2.0 1.0 1000 $1,500 $1.50 24d 1 0.97mi
100 NW 27th St Unit 100 Pompano Beach, FL 2.0 2.0 1394 $2,749 $1.97 24d 1 0.97mi
100 NW 27th St Pompano Beach, FL 2.0 2.0 1394 $2,500 $1.79 24d 1 0.97mi
844 NW 3rd Way Unit 844 Pompano Beach, FL 3.0 2.5 1621 $3,500 $2.16 10d 1 0.99mi
844 NW 3rd Way Unit 844 Pompano Beach, FL 3.0 2.5 1621 $3,500 $2.16 24d 1 0.99mi
816 NW 3rd Ter Unit 818 Pompano Beach, FL 3.0 2.5 1597 $3,350 $2.10 24d 1 1.03mi
816 NW 3rd Ter Unit 818 Pompano Beach, FL 3.0 2.5 1597 $3,350 $2.10 5d 1 1.03mi
3000 NW 5th Ter #129 Pompano Beach, FL 2.0 2.0 912 $2,000 $2.19 24d 1 1.03mi
360 NW 8th St Unit 8 Pompano Beach, FL 2.0 1.0 875 $1,900 $2.17 24d 1 1.04mi
3005 NW 5th Ter #2 Pompano Beach, FL 2.0 1.0 968 $2,100 $2.17 24d 1 1.08mi
612 NW 6th Ave Pompano Beach, FL 4.0 2.0 1750 $3,700 $2.11 5d 1 1.09mi
610 NW 7th Ave Pompano Beach, FL 1.0–2.0 1.0 725 $1,800 $2.48 24d 3 1.09mi
704 NW 3rd Ave Pompano Beach, FL 3.0 1.0 1156 $2,600 $2.25 24d 1 1.10mi
229 NE 26th Ct Pompano Beach, FL 3.0 2.0 1145 $3,000 $2.62 22d 1 1.12mi
100 NW 8th St Pompano Beach, FL 2.0 2.0 1024 $2,175 $2.12 24d 1 1.16mi
110 NE 30th St Pompano Beach, FL 3.0 2.0 1418 $4,400 $3.10 24d 1 1.19mi
3050 NW 1st Ave Pompano Beach, FL 2.0 1.0 1044 $1,800 $1.72 24d 1 1.24mi
812 NE 4th Ave Pompano Beach, FL 2.0 2.0 1056 $3,000 $2.84 15d 1 1.27mi
939 NW 3rd St Unit 939 Pompano Beach, FL 3.0 2.5 1597 $3,300 $2.07 24d 1 1.27mi
3329 NW 11th Ave Unit 3329 Pompano Beach, FL 3.0 2.5 1420 $2,800 $1.97 24d 1 1.33mi
3345 NW 11th Ave Unit 3345 Pompano Beach, FL 3.0 2.5 1538 $2,850 $1.85 24d 1 1.36mi

Listing history 14 events

  1. 2026-06-18
    days on market $345,000 Active 20 DOM
  2. 2026-06-17
    days on market $345,000 Active 19 DOM
  3. 2026-06-16
    days on market $345,000 Active 18 DOM
  4. 2026-06-15
    days on market $345,000 Active 17 DOM
  5. 2026-06-13
    days on market $345,000 Active 15 DOM
  6. 2026-06-09
    days on market $345,000 Active 11 DOM
  7. 2026-06-08
    days on market $345,000 Active 10 DOM
  8. 2026-06-07
    days on market $345,000 Active 9 DOM
  9. 2026-06-04
    days on market $345,000 Active 6 DOM
  10. 2026-06-03
    days on market $345,000 Active 5 DOM
  11. 2026-06-02
    days on market $345,000 Active 4 DOM
  12. 2026-06-01
    days on market $345,000 Active 3 DOM
  13. 2026-05-31
    days on market $345,000 Active 2 DOM
  14. 2026-05-26
    listed $345,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,716 · $310/mo
Projected year-2 tax
$3,716 · $310/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$36,553
− Mortgage interest
−$19,325
− Property taxes
−$3,716
− Insurance
−$1,725
− Repairs & maintenance
−$2,924
− Management
−$2,924
− Depreciation
−$10,036
Taxable loss
−$4,099
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$984
After-tax cash flow
$2,709/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pompano Beach

Score
74/100
State rank
#284
US rank
#4541

Category grades

Amenities F Commute A+ Cost of living B+ Crime B Employment D+ Housing A+ Health & safety B+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pompano Beach, FL
County
Broward County · 1,963,430 people
City population
155,861
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
37,233
Household income
$64,819
Rent vs Own
49.0% rent · 51.0% own
Severe rent burden
2870.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
Black 38% White 33% Hispanic / Latino 26% Two or more races 14%
Hispanic origin (detail)
Mexican 9% Puerto Rican 2% Cuban 3% Dominican 1%
Common ancestry
Hispanic 13% Romanian 2% Slovak 1%
Foreign-born
31% · Canada, Jamaica
Languages at home
60% English-only · Spanish 23% French/Haitian/Cajun 13% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -131.09%
Current HPI
425.3083
Rent YoY
▲ 2.12%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-26 Listed $345,000 Beaches MLS

Property tax history

+19.3%/yr

Latest (2025): $3,716 · +170.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…