14521 Catalina Cir · Seminole, FL 33776

$325,000

2 bd · 2.0 ba · 1,564 sqft · Townhouse public records · 32 Days on market

Built 1980 4,156 sqft lot $360/mo HOA · 10% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.5/30.0
• ARV discount +7.5/15.0
• 1% rule +5.9/10.0
• DSCR +5.8/10.0
• Livability +4.4/5.0
• Schools +4.3/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

A must see! Updated 2 bedroom, 2 bath, 2 story corner unit with over 1500 sq. ft. of living space located in Catalina Cove. This home boasts 2 outdoor patio spaces for you to enjoy. Sliding glass doors lead to the downstairs screened patio, surrounding fence transforms into a private oasis. Well maintained and updates visible throughout including Fresh interior paint, New plank flooring in all living spaces and New carpet in bedrooms. The ground floor features a large living room with a wood burning fireplace, dining area, open kitchen with New cabinets, GRANITE countertops and stainless steel appliances . Both upstairs and downstairs bathrooms have been completely updated. The upstairs bathroom has separate access from the master bathroom as well as a hallway access. Both bedrooms upstairs have sliding glass doors out to the 2nd floor balcony. An assigned covered parking space comes with the home. Catalina Cove is pet friendly and allows 2 pets. Community amenities include heated pool, tennis court and plenty of guest parking. HOA covers the grounds, exterior outside your gate, water, sewer, trash and amenities. The community is centrally located and close to shopping & restaurants, Indian Rocks Beach. Ready for MOVE IN. This will not be on the market long. Make your appointment today!

Key facts

• Custom quartz island
• New appliances
• $360 HOA

Tags

• PRIVATE GATED ENTRYWAY
• SCREENED GROUND-LEVEL PATIO
• COASTAL VINYL PLANK FLOORING
• WOOD-BURNING FIREPLACE
• CUSTOM QUARTZ ISLAND
• NEW APPLIANCES

Property features AI

Finance

• Other: Living area 1,564 (from public records)
• Financial info: Total monthly association fees $360; Total annual association fees $4,320; Lease restrictions apply
• HOA & community: HOA required (monthly fee $360); Association name: Ameri Tech Gloria Reed; Association approval required; HOA includes: pool, escrow reserves, insurance, structure maintenance, grounds maintenance, pest control, sewer, trash, water; Community amenities: pool, tennis courts, pickleball courts, sidewalks; Pets allowed with size limit (max 50 lbs)

Exterior

• Parking: Assigned covered parking space; Has 1-car carport
• Utilities: Public water; Public sewer; Electricity connected; Sewer connected; Water connected; Phone available; Fire hydrant nearby; Electric water heater
• Home design: Townhouse; Two levels; Corner unit; Faces east
• Construction: Block construction; Built-up, metal and shingle roof options; Slab foundation; Built in 14521/CATALINA CIRCLE (building name/number listed)
• Exterior features: Covered patio/porch; Deck; Enclosed porch; Front porch; Patio; Rear porch; Screened porch; Awning(s); Balcony; Exterior lighting; Sidewalk; Sliding doors; Storage; Wood fencing; Cul-de-sac lot; Near golf course; Near marina; Paved lot; Asphalt road

Interior

• Kitchen: Dishwasher; Disposal; Ice maker; Microwave; Range; Refrigerator
• Bedrooms: 2 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fans; Eat-in kitchen; High ceilings; Solid surface counters; Solid wood cabinets; Stone counters; Thermostat; Window treatments; Blinds
• Laundry & utility: Washer hookup; Dryer hookup (electric); Inside laundry room; Washer and dryer included

🏷️ Possibly a rental listed for sale. The $325,000 price doesn't fit this home's estimated sale value (~$880,532) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath townhouse listed at $325k.

Deal economics

• At list price, monthly cash flow is $309 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $325k).
• Recommended offer: $315k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.4% vs local median 3.8% in Seminole — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 88/100 on livability (#5 in FL, #174 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Oakhurst Elementary School (math 72% / reading 68%, grade A-, #345 of 2,144 statewide, top 17%, 664 students, 38% FRL); Seminole High School (math 26% / reading 47%, grade F, #351 of 667 statewide, top 54%, 1,546 students, 39% FRL).
• Market conditions: 146 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 32 days — a 3% lower offer ($315k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $268k; 21% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $315,250 (3.0% below list)

Questions for the listing agent

1. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 7.43%
• Cash-on-cash: 4.08%
• DSCR: 1.18
• GRM: 7.6

CMA / ARV

• ARV (on-the-fly): $880,532
• Comps found: 8

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9446 Tradewinds Ave	0.03mi	2/2.0	1,440 (-8%)	9mo	$412,500	$286	78
19812 Gulf Blvd #4	0.56mi	2/2.0	1,460 (-7%)	1mo	$785,000	$538	62
19829 Gulf Blvd #701	0.52mi	2/2.0	1,390 (-11%)	1mo	$550,000	$396	56
19451 Gulf Blvd #806	0.59mi	3/2.0 (+1)	1,590 (+2%)	16mo	$895,000	$563	51
19519 Gulf Blvd #601	0.53mi	3/2.0 (+1)	1,640 (+5%)	16mo	$1,170,000	$713	49
19418 Gulf Blvd #204	0.70mi	3/2.0 (+1)	1,425 (-9%)	1mo	$1,060,000	$744	47
19531 Gulf Blvd #404	0.48mi	2/2.0	1,347 (-14%)	13mo	$550,000	$408	43
19418 Gulf Blvd #506	0.70mi	3/2.0 (+1)	1,425 (-9%)	16mo	$1,175,000	$825	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -9.8%
• Equity multiple: 0.64×
• Total profit: $-32,761
• Equity at exit: $48,459

10-year hold

• IRR: -0.4%
• Equity multiple: 0.97×
• Total profit: $-2,325
• Equity at exit: $28,100

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33776

• Active inventory: 146
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $3,550 high
• Mortgage (P&I): −$1,704
• Tax from tax record: −$296 /mo · $3,550/yr
• Insurance: −$135
• HOA: −$360
• Vacancy / Maint / Mgmt: −$746
• Net cashflow: $309

Break-even live

Break-even rent $3,159

Max offer price $325,000

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $81,250
• Closing costs: $9,750
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9652 Commodore Dr Seminole, FL	3.0	2.0	1680	$2,800	$1.67	10d	1	0.17mi
9433 Harbor Greens Way #504 Seminole, FL	2.0	2.0	1200	$2,500	$2.08	4d	1	0.19mi
14414 91st Ave Seminole, FL	3.0	2.5	2083	$8,000	$3.84	24d	1	0.26mi
9262 140th Ln Seminole, FL	2.0	2.0	1402	$4,500	$3.21	4d	1	0.36mi
19610 Gulf Blvd #101 Indian Shores, FL	2.0	2.0	1100	$3,000	$2.73	24d	1	0.55mi
19829 Gulf Blvd Indian Shores, FL	2.0	2.0	1400	$3,350	$2.39	7d	1	0.56mi
10215 Regal Dr #4 Largo, FL	2.0	2.0	1105	$2,300	$2.08	4d	1	0.62mi
10216 Regal Dr #201 Largo, FL	2.0	2.0	1100	$2,000	$1.82	14d	1	0.66mi
13607 101st Ter Seminole, FL	2.0	2.0	1503	$3,850	$2.56	4d	1	0.85mi
13610 87th Pl Seminole, FL	3.0	2.0	1216	$2,195	$1.81	16d	1	0.88mi
19111 Vista Bay Dr #612 Indian Shores, FL	2.0	2.0	1265	$6,000	$4.74	2d	1	0.88mi
13788 84th Ter Seminole, FL	3.0	2.0	1330	$2,850	$2.14	24d	1	0.88mi
19111 Vista Bay Dr Indian Shores, FL	2.0	2.0	1265	$4,550	$3.60	3d	2	0.88mi
19111 Vista Bay Dr Indian Shores, FL	2.0	2.0	1310	$4,200	$3.21	24d	3	0.88mi
14623 Sunset Dr Largo, FL	3.0	2.0	1621	$2,545	$1.57	4d	1	0.94mi
11300 Harbor Way #1734 Largo, FL	2.0	2.0	1235	$2,800	$2.27	4d	1	1.22mi
11500 Shipwatch Dr #1365 Largo, FL	2.0	2.0	1235	$2,400	$1.94	16d	1	1.36mi
14283 Sharon Dr Largo, FL	3.0	2.0	1314	$2,590	$1.97	24d	1	1.43mi

HOA detail

• Monthly dues: $360 · $4,320/yr
• Likely covers: watersewertrashlandscapingpool

Listing history 31 events

1. 2026-06-18
   days on market $325,000 Active 32 DOM
2. 2026-06-17
   days on market $325,000 Active 31 DOM
3. 2026-06-16
   days on market $325,000 Active 30 DOM
4. 2026-06-15
   days on market $325,000 Active 29 DOM
5. 2026-06-13
   days on market $325,000 Active 27 DOM
6. 2026-06-09
   days on market $325,000 Active 23 DOM
7. 2026-06-08
   days on market $325,000 Active 22 DOM
8. 2026-06-07
   days on market $325,000 Active 21 DOM
9. 2026-06-04
   days on market $325,000 Active 18 DOM
10. 2026-06-03
    days on market $325,000 Active 17 DOM
11. 2026-06-01
    days on market $325,000 Active 15 DOM
12. 2026-05-31
    days on market $325,000 Active 14 DOM
13. 2026-05-17
    listed $325,000 Active
14. 2026-05-09
    historical $2,500
15. 2026-05-07
    historical
16. 2026-05-04
    price $344,500
17. 2026-04-11
    listed $2,500
18. 2026-04-08
    listed $354,500 Active
19. 2021-09-10
    soldstatus $268,000
20. 2021-09-09
    soldstatus $268,000 Closed 1313-char remark

    Show marketing remark (1313 chars)

    A must see! Updated 2 bedroom, 2 bath, 2 story corner unit with over 1500 sq. ft. of living space located in Catalina Cove. This home boasts 2 outdoor patio spaces for you to enjoy. Sliding glass doors lead to the downstairs screened patio, surrounding fence transforms into a private oasis. Well maintained and updates visible throughout including Fresh interior paint, New plank flooring in all living spaces and New carpet in bedrooms. The ground floor features a large living room with a wood burning fireplace, dining area, open kitchen with New cabinets, GRANITE countertops and stainless steel appliances . Both upstairs and downstairs bathrooms have been completely updated. The upstairs bathroom has separate access from the master bathroom as well as a hallway access. Both bedrooms upstairs have sliding glass doors out to the 2nd floor balcony. An assigned covered parking space comes with the home. Catalina Cove is pet friendly and allows 2 pets. Community amenities include heated pool, tennis court and plenty of guest parking. HOA covers the grounds, exterior outside your gate, water, sewer, trash and amenities. The community is centrally located and close to shopping & restaurants, Indian Rocks Beach. Ready for MOVE IN. This will not be on the market long. Make your appointment today!

21. 2021-08-13
    status Pending 1313-char remark

    Show marketing remark (1313 chars)

    A must see! Updated 2 bedroom, 2 bath, 2 story corner unit with over 1500 sq. ft. of living space located in Catalina Cove. This home boasts 2 outdoor patio spaces for you to enjoy. Sliding glass doors lead to the downstairs screened patio, surrounding fence transforms into a private oasis. Well maintained and updates visible throughout including Fresh interior paint, New plank flooring in all living spaces and New carpet in bedrooms. The ground floor features a large living room with a wood burning fireplace, dining area, open kitchen with New cabinets, GRANITE countertops and stainless steel appliances . Both upstairs and downstairs bathrooms have been completely updated. The upstairs bathroom has separate access from the master bathroom as well as a hallway access. Both bedrooms upstairs have sliding glass doors out to the 2nd floor balcony. An assigned covered parking space comes with the home. Catalina Cove is pet friendly and allows 2 pets. Community amenities include heated pool, tennis court and plenty of guest parking. HOA covers the grounds, exterior outside your gate, water, sewer, trash and amenities. The community is centrally located and close to shopping & restaurants, Indian Rocks Beach. Ready for MOVE IN. This will not be on the market long. Make your appointment today!

22. 2021-08-10
    status Active 1313-char remark

    Show marketing remark (1313 chars)

    A must see! Updated 2 bedroom, 2 bath, 2 story corner unit with over 1500 sq. ft. of living space located in Catalina Cove. This home boasts 2 outdoor patio spaces for you to enjoy. Sliding glass doors lead to the downstairs screened patio, surrounding fence transforms into a private oasis. Well maintained and updates visible throughout including Fresh interior paint, New plank flooring in all living spaces and New carpet in bedrooms. The ground floor features a large living room with a wood burning fireplace, dining area, open kitchen with New cabinets, GRANITE countertops and stainless steel appliances . Both upstairs and downstairs bathrooms have been completely updated. The upstairs bathroom has separate access from the master bathroom as well as a hallway access. Both bedrooms upstairs have sliding glass doors out to the 2nd floor balcony. An assigned covered parking space comes with the home. Catalina Cove is pet friendly and allows 2 pets. Community amenities include heated pool, tennis court and plenty of guest parking. HOA covers the grounds, exterior outside your gate, water, sewer, trash and amenities. The community is centrally located and close to shopping & restaurants, Indian Rocks Beach. Ready for MOVE IN. This will not be on the market long. Make your appointment today!

23. 2021-08-04
    status Pending 1313-char remark

    Show marketing remark (1313 chars)

    A must see! Updated 2 bedroom, 2 bath, 2 story corner unit with over 1500 sq. ft. of living space located in Catalina Cove. This home boasts 2 outdoor patio spaces for you to enjoy. Sliding glass doors lead to the downstairs screened patio, surrounding fence transforms into a private oasis. Well maintained and updates visible throughout including Fresh interior paint, New plank flooring in all living spaces and New carpet in bedrooms. The ground floor features a large living room with a wood burning fireplace, dining area, open kitchen with New cabinets, GRANITE countertops and stainless steel appliances . Both upstairs and downstairs bathrooms have been completely updated. The upstairs bathroom has separate access from the master bathroom as well as a hallway access. Both bedrooms upstairs have sliding glass doors out to the 2nd floor balcony. An assigned covered parking space comes with the home. Catalina Cove is pet friendly and allows 2 pets. Community amenities include heated pool, tennis court and plenty of guest parking. HOA covers the grounds, exterior outside your gate, water, sewer, trash and amenities. The community is centrally located and close to shopping & restaurants, Indian Rocks Beach. Ready for MOVE IN. This will not be on the market long. Make your appointment today!

24. 2021-07-22
    status Active 1313-char remark

    Show marketing remark (1313 chars)

    A must see! Updated 2 bedroom, 2 bath, 2 story corner unit with over 1500 sq. ft. of living space located in Catalina Cove. This home boasts 2 outdoor patio spaces for you to enjoy. Sliding glass doors lead to the downstairs screened patio, surrounding fence transforms into a private oasis. Well maintained and updates visible throughout including Fresh interior paint, New plank flooring in all living spaces and New carpet in bedrooms. The ground floor features a large living room with a wood burning fireplace, dining area, open kitchen with New cabinets, GRANITE countertops and stainless steel appliances . Both upstairs and downstairs bathrooms have been completely updated. The upstairs bathroom has separate access from the master bathroom as well as a hallway access. Both bedrooms upstairs have sliding glass doors out to the 2nd floor balcony. An assigned covered parking space comes with the home. Catalina Cove is pet friendly and allows 2 pets. Community amenities include heated pool, tennis court and plenty of guest parking. HOA covers the grounds, exterior outside your gate, water, sewer, trash and amenities. The community is centrally located and close to shopping & restaurants, Indian Rocks Beach. Ready for MOVE IN. This will not be on the market long. Make your appointment today!

25. 2021-07-21
    status Pending 1313-char remark

    Show marketing remark (1313 chars)

    A must see! Updated 2 bedroom, 2 bath, 2 story corner unit with over 1500 sq. ft. of living space located in Catalina Cove. This home boasts 2 outdoor patio spaces for you to enjoy. Sliding glass doors lead to the downstairs screened patio, surrounding fence transforms into a private oasis. Well maintained and updates visible throughout including Fresh interior paint, New plank flooring in all living spaces and New carpet in bedrooms. The ground floor features a large living room with a wood burning fireplace, dining area, open kitchen with New cabinets, GRANITE countertops and stainless steel appliances . Both upstairs and downstairs bathrooms have been completely updated. The upstairs bathroom has separate access from the master bathroom as well as a hallway access. Both bedrooms upstairs have sliding glass doors out to the 2nd floor balcony. An assigned covered parking space comes with the home. Catalina Cove is pet friendly and allows 2 pets. Community amenities include heated pool, tennis court and plenty of guest parking. HOA covers the grounds, exterior outside your gate, water, sewer, trash and amenities. The community is centrally located and close to shopping & restaurants, Indian Rocks Beach. Ready for MOVE IN. This will not be on the market long. Make your appointment today!

26. 2021-07-02
    listed $274,900 Active 1313-char remark

    Show marketing remark (1313 chars)

    A must see! Updated 2 bedroom, 2 bath, 2 story corner unit with over 1500 sq. ft. of living space located in Catalina Cove. This home boasts 2 outdoor patio spaces for you to enjoy. Sliding glass doors lead to the downstairs screened patio, surrounding fence transforms into a private oasis. Well maintained and updates visible throughout including Fresh interior paint, New plank flooring in all living spaces and New carpet in bedrooms. The ground floor features a large living room with a wood burning fireplace, dining area, open kitchen with New cabinets, GRANITE countertops and stainless steel appliances . Both upstairs and downstairs bathrooms have been completely updated. The upstairs bathroom has separate access from the master bathroom as well as a hallway access. Both bedrooms upstairs have sliding glass doors out to the 2nd floor balcony. An assigned covered parking space comes with the home. Catalina Cove is pet friendly and allows 2 pets. Community amenities include heated pool, tennis court and plenty of guest parking. HOA covers the grounds, exterior outside your gate, water, sewer, trash and amenities. The community is centrally located and close to shopping & restaurants, Indian Rocks Beach. Ready for MOVE IN. This will not be on the market long. Make your appointment today!

27. 2021-05-24
    soldstatus $233,500
28. 2013-02-05
    soldstatus $89,900
29. 2013-01-29
    soldstatus $89,900
30. 2012-12-01
    listed $89,900
31. 2002-10-31
    soldstatus $126,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,550 · $296/mo
• Projected year-2 tax: $3,550 · $296/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 67% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $42,605
• − Mortgage interest: −$18,205
• − Property taxes: −$3,550
• − Insurance: −$1,625
• − Repairs & maintenance: −$3,408
• − Management: −$3,408
• − HOA: −$4,320
• − Depreciation: −$9,455
• Taxable loss: −$1,366
• Est. tax savings @ 24.0%: +$328
• After-tax cash flow: $4,039/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Seminole

• Score: 88/100
• State rank: #5
• US rank: #174

Category grades

Amenities A- Commute A+ Cost of living A- Crime B Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 42,315
• Population (ZIP): 12,711

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 7% Two or more races 7% Asian 2% Black 2%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Romanian 7% Lithuanian 3% Slovak 1%
• Foreign-born: 9% · Canada, Jamaica
• Languages at home: 89% English-only · Other Indo-European 4% Russian/Polish/Slavic 3% Spanish 2%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -455.42%
• Current HPI: 337.3149
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+157.9% since first listed

19 events — show timeline

• 2026-05-17 Listed $325,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-09 Rental Removed $2,500 STELLARMLS
• 2026-05-07 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-05-04 Price Changed $344,500 Stellar MLS as Distributed by MLS Grid
• 2026-04-11 Listed for Rent $2,500 STELLARMLS
• 2026-04-08 Listed $354,500 Stellar MLS as Distributed by MLS Grid
• 2021-09-10 Sold (Public Records) $268,000 Public Records
• 2021-09-09 Sold (MLS) $268,000 Stellar MLS as Distributed by MLS Grid
• 2021-08-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-08-10 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-08-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-07-22 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-07-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-07-02 Listed $274,900 Stellar MLS as Distributed by MLS Grid
• 2021-05-24 Sold (Public Records) $233,500 Public Records
• 2013-02-05 Sold (Public Records) $89,900 Public Records
• 2013-01-29 Sold (MLS) $89,900 Stellar MLS as Distributed by MLS Grid
• 2012-12-01 Listed $89,900 Stellar MLS as Distributed by MLS Grid
• 2002-10-31 Sold (Public Records) $126,000 Public Records

Property tax history

+8.5%/yr

Latest (2025): $3,550 · +5.5% YoY. Source: county tax records.