316 Ida St · Mount Shasta, CA 96067

$749,000

3 bd · 2.0 ba · 3,091 sqft · SingleFamily public records · 16 Days on market

Built 1948 0.48 ac lot Est $711k · 5% over

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.7/30.0
• DSCR +6.6/10.0
• ARV discount +5.1/15.0
• 1% rule +4.5/10.0
• Schools +3.6/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Prime location for this lovely vintage home on a large landscaped lot in the city of Mt. Shasta. Featuring lath & plaster interior, archways, spacious rooms, formal living AND dining room, F/A oil, pellet stove and fireplace w/ insert. The property also offers a drive-thru driveway, great for additional parking, large 2-car garage and 10' x 16' storage shed. Even includes a bonus room upstairs that is not included in the square footage. There is a 21 x 50 concrete RV pad w/ water & sewer hookup and metered power. Plus a large concrete offset area for extra equipment storage.

Key facts

• Custom tile
• Stunning front door
• Chef's kitchen

Tags

• CUSTOM TILE
• WHITE AND RED OAK FLOORS
• CHEF'S KITCHEN
• NATURAL GRANITE COUNTERTOPS
• SPACIOUS LAYOUT
• STUNNING FRONT DOOR

Property features AI

Exterior

• Parking: Attached garage with 2 spaces; Concrete and paved parking
• Utilities: Public water
• Home design: Single-family residence; One story
• Construction: Block and brick construction; Composition roof
• Exterior features: Garden; Deck; Patio; French doors; Wood fencing; Shed(s); Level lot; Lot approx. 200' x 105' (0.48 acres); Zoned R1

Interior

• Kitchen: Dishwasher; Electric range
• Flooring: Carpet; Wood
• Heating & cooling: Fireplace insert (heating)
• Interior features: Pantry; Walk-in closet(s); Kitchen island; Gas fireplace

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $749k.

Deal economics

• At list price, monthly cash flow is $1k ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $708k (5.5% below list).
• Recommended offer: $708k (5.5% below list) — sets the bar for 1% rule.
• Cap rate 7.9% vs local median 4.8% in Mount Shasta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#405 in CA) — a middle-class / working-renter tenant base. Strengths: health & safety A+; Watch: housing C-, employment D+, crime F.
• Siskiyou Union High (rural): math 25% / reading 55% proficiency, ranked #763 of 1,400 in CA (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 12% free/reduced lunch — higher-income household profile.
• Market conditions: 116 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 50 units permitted in Siskiyou County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $22k of value loss. Plan a longer hold.
• Siskiyou County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($738k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $350k; list at $749k implies a 114% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $707,921 (5.5% below list)

Questions for the listing agent

1. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 7.91%
• Cash-on-cash: 5.79%
• DSCR: 1.26
• GRM: 8.8

CMA / ARV

• ARV (on-the-fly): $710,930
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
310 N Adams Dr	0.50mi	4/2.0 (+1)	2,830 (-8%)	11mo	$650,000	$230	48
420 N Adams Dr	0.60mi	4/2.0 (+1)	2,704 (-12%)	19mo	$540,000	$200	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -7.4%
• Equity multiple: 0.73×
• Total profit: $-57,154
• Equity at exit: $111,678

10-year hold

• IRR: 2.2%
• Equity multiple: 1.15×
• Total profit: $32,200
• Equity at exit: $64,760

Cash invested: $209,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 96067

• Active inventory: 116
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $7,079 medium
• Mortgage (P&I): −$3,928
• Tax from tax record: −$340 /mo · $4,084/yr
• Insurance: −$312
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,487
• Net cashflow: $1,012

Break-even live

Break-even rent $5,798

Max offer price $749,000

Occupancy floor 81%

Sensitivity live

Price	-10% $1,436	-5% $1,224	+0% $1,012	+5% $800	+10% $588
Rent	-10% $453	-5% $733	+0% $1,012	+5% $1,292	+10% $1,572
Rate	-1.0pp $1,390	-0.5pp $1,203	base $1,012	+0.5pp $818	+1.0pp $621

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $187,250
• Closing costs: $22,470
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1726 Cold Creek Cir Mount Shasta, CA	3.0	3.0	2403	$8,000	$3.33	22d	1	1.14mi
940 Douglas Ln Mount Shasta, CA	3.0	3.0	2526	$6,000	$2.38	22d	1	1.40mi

Listing history 10 events

1. 2026-05-21
   status Pending
2. 2026-05-04
   listed $749,000 Active
3. 2024-05-08
   price $719,000
4. 2024-03-28
   price $785,000
5. 2020-11-19
   soldstatus $350,000 593-char remark

   Show marketing remark (593 chars)

   Prime location for this lovely vintage home on a large landscaped lot in the city of Mt. Shasta. Featuring lath & plaster interior, archways, spacious rooms, formal living AND dining room, F/A oil, pellet stove and fireplace w/ insert. The property also offers a drive-thru driveway, great for additional parking, large 2-car garage and 10' x 16' storage shed. Even includes a bonus room upstairs that is not included in the square footage. There is a 21 x 50 concrete RV pad w/ water & sewer hookup and metered power. Plus a large concrete offset area for extra equipment storage.

6. 2020-11-19
   soldstatus $350,000

   Show marketing remark (593 chars)

   Prime location for this lovely vintage home on a large landscaped lot in the city of Mt. Shasta. Featuring lath & plaster interior, archways, spacious rooms, formal living AND dining room, F/A oil, pellet stove and fireplace w/ insert. The property also offers a drive-thru driveway, great for additional parking, large 2-car garage and 10' x 16' storage shed. Even includes a bonus room upstairs that is not included in the square footage. There is a 21 x 50 concrete RV pad w/ water & sewer hookup and metered power. Plus a large concrete offset area for extra equipment storage.

7. 2020-04-10
   listed $379,950 593-char remark

   Show marketing remark (593 chars)

   Prime location for this lovely vintage home on a large landscaped lot in the city of Mt. Shasta. Featuring lath & plaster interior, archways, spacious rooms, formal living AND dining room, F/A oil, pellet stove and fireplace w/ insert. The property also offers a drive-thru driveway, great for additional parking, large 2-car garage and 10' x 16' storage shed. Even includes a bonus room upstairs that is not included in the square footage. There is a 21 x 50 concrete RV pad w/ water & sewer hookup and metered power. Plus a large concrete offset area for extra equipment storage.

8. 2012-11-29
   soldstatus $215,000
9. 2012-11-25
   soldstatus $215,000
10. 2011-05-18
    listed $235,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $4,084 · $340/mo
• Projected year-2 tax: $5,692 · $474/mo
• Expected delta: +$1,608/yr (+$134/mo · 39.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 4/10 Moderate 7 d/yr ≥92°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 10/10 Extreme 34 unhealthy d/yr today · 34 by 30 yrs out

Taxation est. · year 1

• Rental income: $84,951
• − Mortgage interest: −$41,956
• − Property taxes: −$4,084
• − Insurance: −$3,745
• − Repairs & maintenance: −$6,796
• − Management: −$6,796
• − Depreciation: −$21,789
• Taxable loss: −$215
• Est. tax savings @ 24.0%: +$52
• After-tax cash flow: $12,200/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Siskiyou Union High
• NCES district ID: 0636940
• Math proficiency: 25% ▲ 5.00%
• Reading proficiency: 55% ▲ 5.00%
• Median HH income: $39,293
• Composite: 35.84/100
• National rank: #9605
• State rank: #763 of 1400 in CA

Livability — Mount Shasta

• Score: 64/100
• State rank: #405
• US rank: #13833

Category grades

Amenities F Commute F Cost of living F Crime F Employment D+ Housing C- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mount Shasta, CA
• City population: 7,800
• Population (ZIP): 7,800

Population outlook (Siskiyou County) Hauer SSP2

• Today (2025): 39,337 people
• By 2030: 36,930 · -6.1%
• By 2040: 32,367 · -17.7%
• By 2050: 29,030 · -26.2%
• By 2075: 23,534 · -40.2%
• By 2100: 19,312 · -50.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 9% Two or more races 9% Pacific Islander 2% Asian 2%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Lithuanian 4% Russian 2% Italian 2%
• Foreign-born: 9% · Canada, China
• Languages at home: 90% English-only · Spanish 6% Other Asian/Pacific 2% Chinese 1%

Political lean MEDSL · Siskiyou

• 2024 margin: R (+19.2) · D 38.8% · R 58.0% · Other 3.2%
• 2008→2024 swing: -8.8pp toward R · 2008: -10.4pp · 2024: -19.2pp
• All cycles: 2024: R+19.2 2020: R+15.8 2016: R+20.7 2012: R+15.6 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -227.87%
• Current HPI: 115.4662
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+218.7% since first listed

10 events — show timeline

• 2026-05-21 Pending — SMLS
• 2026-05-04 Listed $749,000 SMLS
• 2024-05-08 Price Changed $719,000 SMLS
• 2024-03-28 Price Changed $785,000 SMLS
• 2020-11-19 Sold (Public Records) $350,000 Public Records
• 2020-11-19 Sold (MLS) $350,000 SMLS
• 2020-04-10 Listed $379,950 SMLS
• 2012-11-29 Sold (Public Records) $215,000 Public Records
• 2012-11-25 Sold (MLS) $215,000 SMLS
• 2011-05-18 Listed $235,000 SMLS

Property tax history

+4.8%/yr

Latest (2025): $4,084 · +1.7% YoY. Source: county tax records.