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8009 Valley Dr
D Composite 40.9
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.2/30.0
  • Livability +4.1/5.0
  • Rent growth +3.5/5.0
  • Schools +2.9/10.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0
  • Appreciation +0.0/10.0

$299,900

8009 Valley Dr · Huntsville, AL 35802
5 bd · 3.0 ba · 3,250 sqft · SingleFamily · 224 Days on market
0.85 ac lot $92/sqft · 37% below area Est $475k · 37% under ↓ 20% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the charm of 8009 Valley View Dr SE, a spacious 5-bedroom, 3-bath full brick ranch nestled in the highly sought-after Lily Flagg neighborhood. This home offers a full basement with a large open area—perfect for a home theatre, game room, or your dream entertainment space. Surrounded by mature trees on a lush green lot, you'll enjoy both privacy and picturesque views. Features include a true 2 1/2 car garage with additional space for a workshop or storage. Plenty of parking for gatherings or a large family. Don't miss the eat-in kitchen, as well as the formal dining room. Conveniently located near Redstone Arsenal and the Martin Road gate, and within walking distance to the Aldridge Creek Greenway. No HOA! Optional membership available to the Lily Flagg Pool for added neighborhood fun. The possibilities are truly endless with this charming home! This home has a brand new HVAC unit installed in July 2025

Key facts

  • Home theatre
  • Entertainment space
  • Full basement

Tags

FULL BASEMENTLARGE OPEN AREAHOME THEATREGAME ROOMENTERTAINMENT SPACEMATURE TREES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $300k.

Deal economics

  • At list price, monthly cash flow is $-285 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $259k (13.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (24.5% below list).
  • Recommended offer: $226k (24.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.2% vs local median 3.8% in Huntsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Huntsville City (urban): math 21% / reading 46% proficiency, ranked #48 of 129 in AL (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.1%/yr); 227 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 224 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $75k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $226,314 (24.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 224 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.15%
Cash-on-cash
-4.07%
DSCR
0.82
GRM
11.0

CMA / ARV

ARV (median comp)
$475,145
List price
$299,900
Delta
-36.88%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8009 Valley Dr 0.00mi 5/3.0 3,250 (0%) 1mo $275,000 $85 99
8318 Louis Dr SE 0.32mi 4/3.0 (-1) 3,231 (-1%) 13mo $760,000 $235 68
8124 Hickory Hill Ln SE 0.05mi 4/3.0 (-1) 2,875 (-12%) 10mo $450,000 $157 65
8412 Valley View Dr SE 0.30mi 4/3.0 (-1) 3,074 (-5%) 8mo $475,000 $155 65
826 Eldorado Ave 0.44mi 5/3.5 3,433 (+6%) 5mo $580,000 $169 64
7916 Valley View Dr SE 0.07mi 5/2.5 2,988 (-8%) 21mo $310,000 $104 64
8004 Camille Dr SE 0.21mi 4/2.5 (-1) 3,616 (+11%) 4mo $134,900 $37 61
902 Cole Dr SE 0.75mi 4/3.5 (-1) 3,295 (+1%) 5mo $862,500 $262 51
7303 Statton Dr SE 0.61mi 4/3.0 (-1) 2,792 (-14%) 4mo $600,000 $215 40
8811 Hickory Hills Ln SE 0.70mi 4/3.0 (-1) 3,006 (-8%) 18mo $448,328 $149 35
833 Eldorado Ave SE 0.52mi 4/2.5 (-1) 2,836 (-13%) 20mo $585,000 $206 31
819 Mira Vista Dr SE 0.63mi 4/3.5 (-1) 3,652 (+12%) 20mo $575,000 $157 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.08% rent growth · sell at horizon

5-year hold
IRR
-21.9%
Equity multiple
0.24×
Total profit
$-64,207
Equity at exit
$44,716
10-year hold
IRR
-13.4%
Equity multiple
0.18×
Total profit
$-68,691
Equity at exit
$25,930

Cash invested: $83,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35802

Home prices YoY
-30.7%
Rents YoY
4.1%
Active inventory
227
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$2,263 medium interval (Pro) →
Mortgage (P&I)
$1,573
Tax est. 1.5%
$375 /mo · $4,498/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$475
Net cashflow
$-285

Break-even live

Break-even rent $2,623
Max offer price $258,709
Occupancy floor

Sensitivity live

Price -10% $-77 -5% $-181 +0% $-285 +5% $-388 +10% $-492
Rent -10% $-463 -5% $-374 +0% $-285 +5% $-195 +10% $-106
Rate -1.0pp $-134 -0.5pp $-208 base $-285 +0.5pp $-362 +1.0pp $-441

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,975
Closing costs
$8,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7735 Mallard Rd SW Huntsville, AL 4.0 3.0 2500 $2,350 $0.94 44d 1 1.26mi
1305 Hiwan Trl SE Huntsville, AL 4.0 2.5 2656 $2,500 $0.94 44d 1 1.33mi

Listing history 7 events

  1. 2026-03-17
    price $299,900 930-char remark
    Show marketing remark (930 chars)

    Discover the charm of 8009 Valley View Dr SE, a spacious 5-bedroom, 3-bath full brick ranch nestled in the highly sought-after Lily Flagg neighborhood. This home offers a full basement with a large open area—perfect for a home theatre, game room, or your dream entertainment space. Surrounded by mature trees on a lush green lot, you'll enjoy both privacy and picturesque views. Features include a true 2 1/2 car garage with additional space for a workshop or storage. Plenty of parking for gatherings or a large family. Don't miss the eat-in kitchen, as well as the formal dining room. Conveniently located near Redstone Arsenal and the Martin Road gate, and within walking distance to the Aldridge Creek Greenway. No HOA! Optional membership available to the Lily Flagg Pool for added neighborhood fun. The possibilities are truly endless with this charming home! This home has a brand new HVAC unit installed in July 2025

  2. 2026-03-11
    price $319,900 930-char remark
    Show marketing remark (930 chars)

    Discover the charm of 8009 Valley View Dr SE, a spacious 5-bedroom, 3-bath full brick ranch nestled in the highly sought-after Lily Flagg neighborhood. This home offers a full basement with a large open area—perfect for a home theatre, game room, or your dream entertainment space. Surrounded by mature trees on a lush green lot, you'll enjoy both privacy and picturesque views. Features include a true 2 1/2 car garage with additional space for a workshop or storage. Plenty of parking for gatherings or a large family. Don't miss the eat-in kitchen, as well as the formal dining room. Conveniently located near Redstone Arsenal and the Martin Road gate, and within walking distance to the Aldridge Creek Greenway. No HOA! Optional membership available to the Lily Flagg Pool for added neighborhood fun. The possibilities are truly endless with this charming home! This home has a brand new HVAC unit installed in July 2025

  3. 2026-03-09
    price $334,900 930-char remark
    Show marketing remark (930 chars)

    Discover the charm of 8009 Valley View Dr SE, a spacious 5-bedroom, 3-bath full brick ranch nestled in the highly sought-after Lily Flagg neighborhood. This home offers a full basement with a large open area—perfect for a home theatre, game room, or your dream entertainment space. Surrounded by mature trees on a lush green lot, you'll enjoy both privacy and picturesque views. Features include a true 2 1/2 car garage with additional space for a workshop or storage. Plenty of parking for gatherings or a large family. Don't miss the eat-in kitchen, as well as the formal dining room. Conveniently located near Redstone Arsenal and the Martin Road gate, and within walking distance to the Aldridge Creek Greenway. No HOA! Optional membership available to the Lily Flagg Pool for added neighborhood fun. The possibilities are truly endless with this charming home! This home has a brand new HVAC unit installed in July 2025

  4. 2026-01-29
    status Active 930-char remark
    Show marketing remark (930 chars)

    Discover the charm of 8009 Valley View Dr SE, a spacious 5-bedroom, 3-bath full brick ranch nestled in the highly sought-after Lily Flagg neighborhood. This home offers a full basement with a large open area—perfect for a home theatre, game room, or your dream entertainment space. Surrounded by mature trees on a lush green lot, you'll enjoy both privacy and picturesque views. Features include a true 2 1/2 car garage with additional space for a workshop or storage. Plenty of parking for gatherings or a large family. Don't miss the eat-in kitchen, as well as the formal dining room. Conveniently located near Redstone Arsenal and the Martin Road gate, and within walking distance to the Aldridge Creek Greenway. No HOA! Optional membership available to the Lily Flagg Pool for added neighborhood fun. The possibilities are truly endless with this charming home! This home has a brand new HVAC unit installed in July 2025

  5. 2025-11-01
    status Pending 930-char remark
    Show marketing remark (930 chars)

    Discover the charm of 8009 Valley View Dr SE, a spacious 5-bedroom, 3-bath full brick ranch nestled in the highly sought-after Lily Flagg neighborhood. This home offers a full basement with a large open area—perfect for a home theatre, game room, or your dream entertainment space. Surrounded by mature trees on a lush green lot, you'll enjoy both privacy and picturesque views. Features include a true 2 1/2 car garage with additional space for a workshop or storage. Plenty of parking for gatherings or a large family. Don't miss the eat-in kitchen, as well as the formal dining room. Conveniently located near Redstone Arsenal and the Martin Road gate, and within walking distance to the Aldridge Creek Greenway. No HOA! Optional membership available to the Lily Flagg Pool for added neighborhood fun. The possibilities are truly endless with this charming home! This home has a brand new HVAC unit installed in July 2025

  6. 2025-08-04
    price $349,900 930-char remark
    Show marketing remark (930 chars)

    Discover the charm of 8009 Valley View Dr SE, a spacious 5-bedroom, 3-bath full brick ranch nestled in the highly sought-after Lily Flagg neighborhood. This home offers a full basement with a large open area—perfect for a home theatre, game room, or your dream entertainment space. Surrounded by mature trees on a lush green lot, you'll enjoy both privacy and picturesque views. Features include a true 2 1/2 car garage with additional space for a workshop or storage. Plenty of parking for gatherings or a large family. Don't miss the eat-in kitchen, as well as the formal dining room. Conveniently located near Redstone Arsenal and the Martin Road gate, and within walking distance to the Aldridge Creek Greenway. No HOA! Optional membership available to the Lily Flagg Pool for added neighborhood fun. The possibilities are truly endless with this charming home! This home has a brand new HVAC unit installed in July 2025

  7. 2025-07-18
    listed $375,000 Active 930-char remark
    Show marketing remark (930 chars)

    Discover the charm of 8009 Valley View Dr SE, a spacious 5-bedroom, 3-bath full brick ranch nestled in the highly sought-after Lily Flagg neighborhood. This home offers a full basement with a large open area—perfect for a home theatre, game room, or your dream entertainment space. Surrounded by mature trees on a lush green lot, you'll enjoy both privacy and picturesque views. Features include a true 2 1/2 car garage with additional space for a workshop or storage. Plenty of parking for gatherings or a large family. Don't miss the eat-in kitchen, as well as the formal dining room. Conveniently located near Redstone Arsenal and the Martin Road gate, and within walking distance to the Aldridge Creek Greenway. No HOA! Optional membership available to the Lily Flagg Pool for added neighborhood fun. The possibilities are truly endless with this charming home! This home has a brand new HVAC unit installed in July 2025

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,158
− Mortgage interest
−$16,799
− Property taxes
−$4,498
− Insurance
−$1,500
− Repairs & maintenance
−$2,173
− Management
−$2,173
− Depreciation
−$8,724
Taxable loss
−$8,709
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,090
After-tax cash flow
$-1,326/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Huntsville City
NCES district ID
0101800
Math proficiency
21% ▼ -23.00%
Reading proficiency
46% ▬ 0.00%
Median HH income
$48,264
Composite
28.84/100
National rank
#6647
State rank
#48 of 129 in AL

Livability — Huntsville

Score
82/100
State rank
#3
US rank
#1082

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Huntsville, AL
County
Madison County · 380,832 people
City population
220,435
Metro
Huntsville, AL
Population (ZIP)
23,858
Household income
$76,324
Rent vs Own
46.0% rent · 54.0% own
Severe rent burden
1122.0

Population outlook (Madison County) Hauer SSP2

Today (2025)
392,086 people
By 2030
409,788 · +4.5%
By 2040
440,557 · +12.4%
By 2050
460,990 · +17.6%
By 2075
502,872 · +28.3%
By 2100
513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 14% Two or more races 5% Hispanic / Latino 5% Asian 2%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Slovak 4% Serbian 3% Lithuanian 3%
Foreign-born
4% · Canada, South Korea, China
Languages at home
94% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Madison

2024 margin
Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
2008→2024 swing
+6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
All cycles
2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -169.74%
Current HPI
382.3827
Rent YoY
▲ 4.08%
Metro
Huntsville, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

-20.0% since first listed
7 events — show timeline
  • 2026-03-17 Price Changed $299,900 Walker County Area MLS
  • 2026-03-11 Price Changed $319,900 Walker County Area MLS
  • 2026-03-09 Price Changed $334,900 Walker County Area MLS
  • 2026-01-29 Relisted Walker County Area MLS
  • 2025-11-01 Pending Walker County Area MLS
  • 2025-08-04 Price Changed $349,900 Walker County Area MLS
  • 2025-07-18 Listed $375,000 Walker County Area MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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