2213 Johnson Cir · Pocahontas, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 5/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 5.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.4/30.0
- ARV discount +15.0/15.0
- DSCR +7.5/10.0
- 1% rule +6.1/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$105,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
HURRY, HURRY, HURRY!! Wow! 1616 sf, 3 or 4 bedroom, 1 bath home in a circle drive! It has a living room, huge den, open kitchen/dining room and a chainlink fenced backyard. Call Joe 870-378-5111.
Key facts
- 1 acre lot
- Listed 300 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $105k.
Deal economics
- At list price, monthly cash flow is $195 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $105k).
- Recommended offer: $92k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.5% vs local median 4.6% in Pocahontas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#37 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, employment D, schools D-.
- Pocahontas School District (rural): math 29% / reading 27% proficiency, ranked #165 of 238 in AR (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 77 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 6 units permitted in Randolph County in 2024 (5 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Randolph County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 301 days — a 12% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 8y ago; this cycle's ask has dropped $35k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $85k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 301 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 8.52%
- Cash-on-cash
- 7.95%
- DSCR
- 1.35
- GRM
- 7.5
CMA / ARV
- ARV (median comp)
- $152,836
- List price
- $105,000
- Delta
- -31.30%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2202 Dalton St | 0.22mi | 4/2.0 (+1) | 1,653 (+2%) | 2mo | $172,000 | $104 | 79 |
| 2312 Lee St | 0.05mi | 3/2.0 | 1,477 (-9%) | 10mo | $157,000 | $106 | 75 |
| 2308 Archer St | 0.36mi | 3/2.0 | 1,674 (+4%) | 4mo | $174,000 | $104 | 74 |
| 1110 N Pratt St | 0.38mi | 3/2.0 | 1,536 (-5%) | 10mo | $150,000 | $98 | 65 |
| 2515 Rebecca Dr | 0.14mi | 3/2.0 | 1,452 (-10%) | 15mo | $219,900 | $151 | 64 |
| 2106 Pyburn St | 0.27mi | 3/2.0 | 1,518 (-6%) | 18mo | $110,000 | $72 | 63 |
| 2100 Lee St | 0.12mi | 3/1.5 | 1,379 (-15%) | 8mo | $72,600 | $53 | 61 |
| 1909 Briarwood St | 0.67mi | 3/2.0 | 1,636 (+1%) | 7mo | $195,000 | $119 | 61 |
| 357 Humble Ln | 0.53mi | 3/2.0 | 1,660 (+3%) | 13mo | $310,000 | $187 | 60 |
| 1801 Randolph | 0.66mi | 3/2.0 | 1,538 (-5%) | 8mo | $100,000 | $65 | 54 |
| 1210 N Park St | 0.34mi | 3/1.5 | 1,848 (+14%) | 14mo | $157,785 | $85 | 47 |
| 1020 Schoonover | 0.68mi | 2/1.0 (-1) | 1,376 (-15%) | 13mo | $40,000 | $29 | 24 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -4.2%
- Equity multiple
- 0.84×
- Total profit
- $-4,597
- Equity at exit
- $15,656
- IRR
- 5.5%
- Equity multiple
- 1.41×
- Total profit
- $12,035
- Equity at exit
- $9,078
Cash invested: $29,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72455
- Home prices YoY
- -15.8%
- Active inventory
- 77
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $1,165 medium interval (Pro) →
- Mortgage (P&I)
- −$551
- Tax est. 1.5%
- −$131 /mo · $1,575/yr
- Insurance
- −$44
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$245
- Net cashflow
- $195
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,250
- Closing costs
- $3,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2506 Ridgeland Cir Apt 2 Pocahontas, AR | 2.0 | 2.5 | 1438 | $1,495 | $1.04 | 44d | 1 | 0.55mi |
| 2503 Ridgeland Cir Pocahontas, AR | 2.0 | 2.5 | 1486 | $995 | $0.67 | 44d | 1 | 0.59mi |
| 2503 Ridgeland Cir Unit 4 Pocahontas, AR | 2.0 | 2.5 | 1486 | $995 | $0.67 | 44d | 1 | 0.59mi |
Listing history 24 events
-
2026-06-19days on market $105,000 Active 301 DOM
-
2026-06-18days on market $105,000 Active 300 DOM
-
2026-06-17days on market $105,000 Active 299 DOM
-
2026-06-16days on market $105,000 Active 298 DOM
-
2026-06-15days on market $105,000 Active 297 DOM
-
2026-06-14days on market $105,000 Active 295 DOM
-
2026-06-12days on market $105,000 Active 294 DOM
-
2026-06-09days on market $105,000 Active 291 DOM
-
2026-06-08days on market $105,000 Active 290 DOM
-
2026-06-07days on market $105,000 Active 289 DOM
-
2026-06-07days on market $105,000 Active 288 DOM
-
2026-06-04days on market $105,000 Active 285 DOM
-
2026-06-02days on market $105,000 Active 284 DOM
-
2026-06-01days on market $105,000 Active 283 DOM
-
2026-05-31days on market $105,000 Active 282 DOM
-
2026-05-31days on market $105,000 Active 281 DOM
-
2025-12-02price $105,000
-
2025-10-21price $125,000
-
2025-09-19price $130,000
-
2025-08-23$140,000 Active
-
2019-06-27soldstatus $85,000
-
2019-06-26soldstatus $85,000 195-char remark
Show marketing remark (195 chars)
HURRY, HURRY, HURRY!! Wow! 1616 sf, 3 or 4 bedroom, 1 bath home in a circle drive! It has a living room, huge den, open kitchen/dining room and a chainlink fenced backyard. Call Joe 870-378-5111.
-
2018-11-04$85,000 195-char remark
Show marketing remark (195 chars)
HURRY, HURRY, HURRY!! Wow! 1616 sf, 3 or 4 bedroom, 1 bath home in a circle drive! It has a living room, huge den, open kitchen/dining room and a chainlink fenced backyard. Call Joe 870-378-5111.
-
2002-07-31soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
- Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,980
- − Mortgage interest
- −$5,882
- − Property taxes
- −$1,575
- − Insurance
- −$525
- − Repairs & maintenance
- −$1,118
- − Management
- −$1,118
- − Depreciation
- −$3,055
- Taxable income
- $707
- Est. tax owed @ 24.0%
- −$170
- After-tax cash flow
- $2,167/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pocahontas School District
- NCES district ID
- 0511610
- Math proficiency
- 29% ▼ -15.00%
- Reading proficiency
- 27% ▼ -12.00%
- Median HH income
- $37,399
- Composite
- 23.36/100
- National rank
- #7907
- State rank
- #165 of 238 in AR
Livability — Pocahontas
- Score
- 71/100
- State rank
- #37
- US rank
- #6525
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pocahontas, AR
- Population (ZIP)
- 13,572
Population outlook (Randolph County) Hauer SSP2
- Today (2025)
- 16,421 people
- By 2030
- 15,733 · -4.2%
- By 2040
- 14,296 · -12.9%
- By 2050
- 12,884 · -21.5%
- By 2075
- 9,535 · -41.9%
- By 2100
- 6,520 · -60.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Two or more races 6% Pacific Islander 3% Hispanic / Latino 2% Black 2%
- Common ancestry
- Slovak 5% Lithuanian 1% Serbian 1%
- Foreign-born
- 4%
- Languages at home
- 96% English-only · Other Asian/Pacific 3% Spanish 1%
Political lean MEDSL · Randolph
- 2024 margin
- Solid R (+63.7) · D 17.1% · R 80.9% · Other 2.0%
- 2008→2024 swing
- -45.6pp toward R · 2008: -18.1pp · 2024: -63.7pp
- All cycles
- 2024: R+63.7 2020: R+60.8 2016: R+48.8 2012: R+27.9 2008: R+18.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -33.61%
- Current HPI
- 179.3505
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
|
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| Retail / Energy | 1 | $22B |
|
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
+110.0% since first listed8 events — show timeline
- 2025-12-02 Price Changed $105,000 NEABOR MLS
- 2025-10-21 Price Changed $125,000 NEABOR MLS
- 2025-09-19 Price Changed $130,000 NEABOR MLS
- 2025-08-23 Listed $140,000 NEABOR MLS
- 2019-06-27 Sold (Public Records) $85,000 Public Records
- 2019-06-26 Sold (MLS) $85,000 CARMLS
- 2018-11-04 Listed $85,000 CARMLS
- 2002-07-31 Sold (Public Records) $50,000 Public Records
Property tax history
-8.8%/yrLatest (2025): $75 · -57.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…