160 Rolling Hls · Rose Hill Acres, TX
Flood risk 9/10 · Severe
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +13.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.9/10.0
- Schools +4.3/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$133,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nestled on a scenic 1.24-acre lot shaded by mature trees, this beautifully updated mobile home combines modern finishes with a serene, country setting. The kitchen is a standout, featuring stainless steel appliances, stylish butcher block countertops, and a charming breakfast nook perfect for morning coffee. The spacious primary suite offers a relaxing escape with a soaking tub and a custom-tiled walk-in shower designed for comfort and style. Enjoy the best of both worlds—quiet, country living with the convenience of being just a short drive to Beaumont and Lumberton for shopping, dining, and entertainment. A new roof installed in 2025 adds even more value and peace of mind. This one checks all the boxes—schedule your showing and come see it for yourself!
Key facts
- Breakfast nook
- 1.24-acre lot
- Soaking tub
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $133k.
Deal economics
- At list price, monthly cash flow is $547 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $133k).
- Recommended offer: $121k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 63/100 on livability (#844 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A-; Watch: schools F, amenities F, commute F.
- Lumberton ISD (suburban): math 48% / reading 50% proficiency, ranked #173 of 826 in TX (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 318 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 358 units permitted in Hardin County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $920 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $37k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 93 days — a 9% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 8y ago; this cycle's ask has dropped $12k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.39% ✓
- Cap rate
- 12.36%
- Cash-on-cash
- 21.66%
- DSCR
- 1.96
- GRM
- 6.0
CMA / ARV
- ARV (median comp)
- $151,630
- List price
- $133,000
- Delta
- -12.29%
- Verdict
- UNDERPRICED
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.1%
- Equity multiple
- 1.36×
- Total profit
- $13,299
- Equity at exit
- $19,831
- IRR
- 18.3%
- Equity multiple
- 2.52×
- Total profit
- $56,518
- Equity at exit
- $11,499
Cash invested: $37,240 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77657
- Active inventory
- 318
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $1,844 medium interval (Pro) →
- Mortgage (P&I)
- −$697
- Tax from tax record
- −$32 /mo · $379/yr
- Insurance
- −$55
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$387
- Net cashflow
- $547
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,250
- Closing costs
- $3,990
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8411 Keith Rd Lumberton, TX | 2.0 | 2.0 | 1540 | $1,600 | $1.04 | 23d | 1 | 0.55mi |
| 9984 Golden Ln Lumberton, TX | 2.0 | 1.5 | 1001 | $1,575 | $1.57 | 13d | 1 | 0.85mi |
| 9440 Hickory St Lumberton, TX | 2.0 | 2.0 | 1250 | $1,500 | $1.20 | 43d | 1 | 1.39mi |
| 9440 Hickory St Lumberton, TX | 2.0 | 2.0 | 1200 | $1,500 | $1.25 | 23d | 1 | 1.39mi |
Listing history 36 events
-
2026-06-18days on market $133,000 Active 93 DOM
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2026-06-17days on market $133,000 Active 92 DOM
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2026-06-16days on market $133,000 Active 91 DOM
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2026-06-15days on market $133,000 Active 90 DOM
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2026-06-14days on market $133,000 Active 88 DOM
-
2026-06-10days on market $133,000 Active 85 DOM
-
2026-06-09days on market $133,000 Active 84 DOM
-
2026-06-08days on market $133,000 Active 83 DOM
-
2026-06-07days on market $133,000 Active 82 DOM
-
2026-06-05pricedays on market $133,000 Active 79 DOM
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2026-06-03days on market $135,000 Active 78 DOM
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2026-06-02days on market $135,000 Active 77 DOM
-
2026-06-01days on market $135,000 Active 76 DOM
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2026-05-31days on market $135,000 Active 75 DOM
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2026-05-30days on market $135,000 Active 74 DOM
-
2026-05-07price $135,000 777-char remark
Show marketing remark (777 chars)
Nestled on a scenic 1.24-acre lot shaded by mature trees, this beautifully updated mobile home combines modern finishes with a serene, country setting. The kitchen is a standout, featuring stainless steel appliances, stylish butcher block countertops, and a charming breakfast nook perfect for morning coffee. The spacious primary suite offers a relaxing escape with a soaking tub and a custom-tiled walk-in shower designed for comfort and style. Enjoy the best of both worlds—quiet, country living with the convenience of being just a short drive to Beaumont and Lumberton for shopping, dining, and entertainment. A new roof installed in 2025 adds even more value and peace of mind. This one checks all the boxes—schedule your showing and come see it for yourself!
-
2026-04-27price $139,000 777-char remark
Show marketing remark (777 chars)
Nestled on a scenic 1.24-acre lot shaded by mature trees, this beautifully updated mobile home combines modern finishes with a serene, country setting. The kitchen is a standout, featuring stainless steel appliances, stylish butcher block countertops, and a charming breakfast nook perfect for morning coffee. The spacious primary suite offers a relaxing escape with a soaking tub and a custom-tiled walk-in shower designed for comfort and style. Enjoy the best of both worlds—quiet, country living with the convenience of being just a short drive to Beaumont and Lumberton for shopping, dining, and entertainment. A new roof installed in 2025 adds even more value and peace of mind. This one checks all the boxes—schedule your showing and come see it for yourself!
-
2026-03-18$145,000 Active 777-char remark
Show marketing remark (777 chars)
Nestled on a scenic 1.24-acre lot shaded by mature trees, this beautifully updated mobile home combines modern finishes with a serene, country setting. The kitchen is a standout, featuring stainless steel appliances, stylish butcher block countertops, and a charming breakfast nook perfect for morning coffee. The spacious primary suite offers a relaxing escape with a soaking tub and a custom-tiled walk-in shower designed for comfort and style. Enjoy the best of both worlds—quiet, country living with the convenience of being just a short drive to Beaumont and Lumberton for shopping, dining, and entertainment. A new roof installed in 2025 adds even more value and peace of mind. This one checks all the boxes—schedule your showing and come see it for yourself!
-
2025-09-24soldstatus
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2025-09-24soldstatus
-
2025-09-22soldstatus Closed 747-char remark
Show marketing remark (747 chars)
Situated on a picturesque 1.24-acre lot with mature trees, this fully renovated mobile home offers a perfect blend of modern comfort and peaceful surroundings. The stylish kitchen features sleek stainless-steel appliances, trendy butcher block countertops, and a cozy breakfast area. Unwind in the luxurious primary suite, complete with a soaking tub and a beautifully tiled walk-in shower. This property offers the perfect balance of country living and city convenience, just a short drive from Beaumont and the heart of Lumberton. Enjoy the peaceful surroundings without sacrificing easy access to shopping, dining, and entertainment. A new roof was just installed last month. Don’t miss your chance to make this stunning retreat your own!
-
2025-08-20status Pending 747-char remark
Show marketing remark (747 chars)
Situated on a picturesque 1.24-acre lot with mature trees, this fully renovated mobile home offers a perfect blend of modern comfort and peaceful surroundings. The stylish kitchen features sleek stainless-steel appliances, trendy butcher block countertops, and a cozy breakfast area. Unwind in the luxurious primary suite, complete with a soaking tub and a beautifully tiled walk-in shower. This property offers the perfect balance of country living and city convenience, just a short drive from Beaumont and the heart of Lumberton. Enjoy the peaceful surroundings without sacrificing easy access to shopping, dining, and entertainment. A new roof was just installed last month. Don’t miss your chance to make this stunning retreat your own!
-
2025-05-21$145,000 Active 747-char remark
Show marketing remark (747 chars)
Situated on a picturesque 1.24-acre lot with mature trees, this fully renovated mobile home offers a perfect blend of modern comfort and peaceful surroundings. The stylish kitchen features sleek stainless-steel appliances, trendy butcher block countertops, and a cozy breakfast area. Unwind in the luxurious primary suite, complete with a soaking tub and a beautifully tiled walk-in shower. This property offers the perfect balance of country living and city convenience, just a short drive from Beaumont and the heart of Lumberton. Enjoy the peaceful surroundings without sacrificing easy access to shopping, dining, and entertainment. A new roof was just installed last month. Don’t miss your chance to make this stunning retreat your own!
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2025-05-07price $145,000
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2024-05-29historical
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2024-03-05historical
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2023-10-09price $175,000
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2023-10-09price $175,000
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2023-09-19price $189,900
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2023-09-19price $189,900
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2023-09-12$210,000 Active
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2018-09-14soldstatus
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2018-09-04$37,500
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2017-02-17soldstatus
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2015-11-05soldstatus
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2015-11-05soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $379 · $32/mo
- Projected year-2 tax
- $2,434 · $203/mo
- Expected delta
- +$2,055/yr (+$171/mo · 542.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone A · 99% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,124
- − Mortgage interest
- −$7,450
- − Property taxes
- −$379
- − Insurance
- −$2,168
- − Repairs & maintenance
- −$1,770
- − Management
- −$1,770
- − Depreciation
- −$3,869
- Taxable income
- $4,719
- Est. tax owed @ 24.0%
- −$1,133
- After-tax cash flow
- $5,430/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lumberton ISD
- NCES district ID
- 4813530
- Math proficiency
- 48% ▼ -5.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $62,996
- Composite
- 43.2/100
- National rank
- #3063
- State rank
- #173 of 826 in TX
Livability — Rose Hill Acres
- Score
- 63/100
- State rank
- #844
- US rank
- #15273
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Hardin County · 39,783 people
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 22,258
- Household income
- $95,718
- Rent vs Own
- Severe rent burden
- 147.0
Population outlook (Hardin County) Hauer SSP2
- Today (2025)
- 57,780 people
- By 2030
- 58,296 · +0.9%
- By 2040
- 58,421 · +1.1%
- By 2050
- 57,391 · -0.7%
- By 2075
- 53,132 · -8.0%
- By 2100
- 44,905 · -22.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Hispanic / Latino 5% Two or more races 5%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Lithuanian 10% Serbian 3% Slovak 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Hardin
- 2024 margin
- Solid R (+75.8) · D 11.9% · R 87.7%
- 2008→2024 swing
- -14.6pp toward R · 2008: -61.2pp · 2024: -75.8pp
- All cycles
- 2024: R+75.8 2020: R+73.8 2016: R+73.9 2012: R+67.6 2008: R+61.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -160.56%
- Current HPI
- 156.2265
- Rent YoY
- —
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+260.0% since first listed21 events — show timeline
- 2026-05-07 Price Changed $135,000 BBOR
- 2026-04-27 Price Changed $139,000 BBOR
- 2026-03-18 Listed $145,000 BBOR
- 2025-09-24 Sold (Public Records) — Public Records
- 2025-09-24 Sold (Public Records) — Public Records
- 2025-09-22 Sold (MLS) — BBOR
- 2025-08-20 Pending — BBOR
- 2025-05-21 Listed $145,000 BBOR
- 2025-05-07 Price Changed $145,000 BBOR
- 2024-05-29 Delisted — BBOR
- 2024-03-05 Listing Removed — HARMLS
- 2023-10-09 Price Changed $175,000 HARMLS
- 2023-10-09 Price Changed $175,000 BBOR
- 2023-09-19 Price Changed $189,900 HARMLS
- 2023-09-19 Price Changed $189,900 BBOR
- 2023-09-12 Listed $210,000 HARMLS
- 2018-09-14 Sold (Public Records) — Public Records
- 2018-09-04 Listed $37,500 BBOR
- 2017-02-17 Sold (Public Records) — Public Records
- 2015-11-05 Sold (Public Records) — Public Records
- 2015-11-05 Sold (Public Records) — Public Records
Property tax history
-1.8%/yrLatest (2025): $379 · -0.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…