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160 Rolling Hls
B Composite 74.36
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +13.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.9/10.0
  • Schools +4.3/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$133,000

160 Rolling Hls · Rose Hill Acres, TX 77657
3 bd · 2.0 ba · 1,280 sqft · SingleFamily · 93 Days on market
Built 2022 $104/sqft · 12% below area Est $152k · 12% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nestled on a scenic 1.24-acre lot shaded by mature trees, this beautifully updated mobile home combines modern finishes with a serene, country setting. The kitchen is a standout, featuring stainless steel appliances, stylish butcher block countertops, and a charming breakfast nook perfect for morning coffee. The spacious primary suite offers a relaxing escape with a soaking tub and a custom-tiled walk-in shower designed for comfort and style. Enjoy the best of both worlds—quiet, country living with the convenience of being just a short drive to Beaumont and Lumberton for shopping, dining, and entertainment. A new roof installed in 2025 adds even more value and peace of mind. This one checks all the boxes—schedule your showing and come see it for yourself!

Key facts

  • Breakfast nook
  • 1.24-acre lot
  • Soaking tub

Tags

1.24-ACRE LOTSTAINLESS STEEL APPLIANCESBUTCHER BLOCK COUNTERTOPSBREAKFAST NOOKSOAKING TUBCUSTOM-TILED WALK-IN SHOWER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $133k.

Deal economics

  • At list price, monthly cash flow is $547 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $133k).
  • Recommended offer: $121k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 63/100 on livability (#844 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A-; Watch: schools F, amenities F, commute F.
  • Lumberton ISD (suburban): math 48% / reading 50% proficiency, ranked #173 of 826 in TX (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 318 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 358 units permitted in Hardin County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $920 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $37k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 8y ago; this cycle's ask has dropped $12k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $121,030 (9.0% below list)

Questions for the listing agent

  1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.39%
Cap rate
12.36%
Cash-on-cash
21.66%
DSCR
1.96
GRM
6.0

CMA / ARV

ARV (median comp)
$151,630
List price
$133,000
Delta
-12.29%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.1%
Equity multiple
1.36×
Total profit
$13,299
Equity at exit
$19,831
10-year hold
IRR
18.3%
Equity multiple
2.52×
Total profit
$56,518
Equity at exit
$11,499

Cash invested: $37,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77657

Active inventory
318
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$1,844 medium interval (Pro) →
Mortgage (P&I)
$697
Tax from tax record
$32 /mo · $379/yr
Insurance
$55
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$547

Break-even live

Break-even rent $1,151
Max offer price $133,000
Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,250
Closing costs
$3,990
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8411 Keith Rd Lumberton, TX 2.0 2.0 1540 $1,600 $1.04 23d 1 0.55mi
9984 Golden Ln Lumberton, TX 2.0 1.5 1001 $1,575 $1.57 13d 1 0.85mi
9440 Hickory St Lumberton, TX 2.0 2.0 1250 $1,500 $1.20 43d 1 1.39mi
9440 Hickory St Lumberton, TX 2.0 2.0 1200 $1,500 $1.25 23d 1 1.39mi

Listing history 36 events

  1. 2026-06-18
    days on market $133,000 Active 93 DOM
  2. 2026-06-17
    days on market $133,000 Active 92 DOM
  3. 2026-06-16
    days on market $133,000 Active 91 DOM
  4. 2026-06-15
    days on market $133,000 Active 90 DOM
  5. 2026-06-14
    days on market $133,000 Active 88 DOM
  6. 2026-06-10
    days on market $133,000 Active 85 DOM
  7. 2026-06-09
    days on market $133,000 Active 84 DOM
  8. 2026-06-08
    days on market $133,000 Active 83 DOM
  9. 2026-06-07
    days on market $133,000 Active 82 DOM
  10. 2026-06-05
    pricedays on market $133,000 Active 79 DOM
  11. 2026-06-03
    days on market $135,000 Active 78 DOM
  12. 2026-06-02
    days on market $135,000 Active 77 DOM
  13. 2026-06-01
    days on market $135,000 Active 76 DOM
  14. 2026-05-31
    days on market $135,000 Active 75 DOM
  15. 2026-05-30
    days on market $135,000 Active 74 DOM
  16. 2026-05-07
    price $135,000 777-char remark
    Show marketing remark (777 chars)

    Nestled on a scenic 1.24-acre lot shaded by mature trees, this beautifully updated mobile home combines modern finishes with a serene, country setting. The kitchen is a standout, featuring stainless steel appliances, stylish butcher block countertops, and a charming breakfast nook perfect for morning coffee. The spacious primary suite offers a relaxing escape with a soaking tub and a custom-tiled walk-in shower designed for comfort and style. Enjoy the best of both worlds—quiet, country living with the convenience of being just a short drive to Beaumont and Lumberton for shopping, dining, and entertainment. A new roof installed in 2025 adds even more value and peace of mind. This one checks all the boxes—schedule your showing and come see it for yourself!

  17. 2026-04-27
    price $139,000 777-char remark
    Show marketing remark (777 chars)

    Nestled on a scenic 1.24-acre lot shaded by mature trees, this beautifully updated mobile home combines modern finishes with a serene, country setting. The kitchen is a standout, featuring stainless steel appliances, stylish butcher block countertops, and a charming breakfast nook perfect for morning coffee. The spacious primary suite offers a relaxing escape with a soaking tub and a custom-tiled walk-in shower designed for comfort and style. Enjoy the best of both worlds—quiet, country living with the convenience of being just a short drive to Beaumont and Lumberton for shopping, dining, and entertainment. A new roof installed in 2025 adds even more value and peace of mind. This one checks all the boxes—schedule your showing and come see it for yourself!

  18. 2026-03-18
    listed $145,000 Active 777-char remark
    Show marketing remark (777 chars)

    Nestled on a scenic 1.24-acre lot shaded by mature trees, this beautifully updated mobile home combines modern finishes with a serene, country setting. The kitchen is a standout, featuring stainless steel appliances, stylish butcher block countertops, and a charming breakfast nook perfect for morning coffee. The spacious primary suite offers a relaxing escape with a soaking tub and a custom-tiled walk-in shower designed for comfort and style. Enjoy the best of both worlds—quiet, country living with the convenience of being just a short drive to Beaumont and Lumberton for shopping, dining, and entertainment. A new roof installed in 2025 adds even more value and peace of mind. This one checks all the boxes—schedule your showing and come see it for yourself!

  19. 2025-09-24
    soldstatus
  20. 2025-09-24
    soldstatus
  21. 2025-09-22
    soldstatus Closed 747-char remark
    Show marketing remark (747 chars)

    Situated on a picturesque 1.24-acre lot with mature trees, this fully renovated mobile home offers a perfect blend of modern comfort and peaceful surroundings. The stylish kitchen features sleek stainless-steel appliances, trendy butcher block countertops, and a cozy breakfast area. Unwind in the luxurious primary suite, complete with a soaking tub and a beautifully tiled walk-in shower. This property offers the perfect balance of country living and city convenience, just a short drive from Beaumont and the heart of Lumberton. Enjoy the peaceful surroundings without sacrificing easy access to shopping, dining, and entertainment. A new roof was just installed last month. Don’t miss your chance to make this stunning retreat your own!

  22. 2025-08-20
    status Pending 747-char remark
    Show marketing remark (747 chars)

    Situated on a picturesque 1.24-acre lot with mature trees, this fully renovated mobile home offers a perfect blend of modern comfort and peaceful surroundings. The stylish kitchen features sleek stainless-steel appliances, trendy butcher block countertops, and a cozy breakfast area. Unwind in the luxurious primary suite, complete with a soaking tub and a beautifully tiled walk-in shower. This property offers the perfect balance of country living and city convenience, just a short drive from Beaumont and the heart of Lumberton. Enjoy the peaceful surroundings without sacrificing easy access to shopping, dining, and entertainment. A new roof was just installed last month. Don’t miss your chance to make this stunning retreat your own!

  23. 2025-05-21
    listed $145,000 Active 747-char remark
    Show marketing remark (747 chars)

    Situated on a picturesque 1.24-acre lot with mature trees, this fully renovated mobile home offers a perfect blend of modern comfort and peaceful surroundings. The stylish kitchen features sleek stainless-steel appliances, trendy butcher block countertops, and a cozy breakfast area. Unwind in the luxurious primary suite, complete with a soaking tub and a beautifully tiled walk-in shower. This property offers the perfect balance of country living and city convenience, just a short drive from Beaumont and the heart of Lumberton. Enjoy the peaceful surroundings without sacrificing easy access to shopping, dining, and entertainment. A new roof was just installed last month. Don’t miss your chance to make this stunning retreat your own!

  24. 2025-05-07
    price $145,000
  25. 2024-05-29
    historical
  26. 2024-03-05
    historical
  27. 2023-10-09
    price $175,000
  28. 2023-10-09
    price $175,000
  29. 2023-09-19
    price $189,900
  30. 2023-09-19
    price $189,900
  31. 2023-09-12
    listed $210,000 Active
  32. 2018-09-14
    soldstatus
  33. 2018-09-04
    listed $37,500
  34. 2017-02-17
    soldstatus
  35. 2015-11-05
    soldstatus
  36. 2015-11-05
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$379 · $32/mo
Projected year-2 tax
$2,434 · $203/mo
Expected delta
+$2,055/yr (+$171/mo · 542.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone A · 99% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,124
− Mortgage interest
−$7,450
− Property taxes
−$379
− Insurance
−$2,168
− Repairs & maintenance
−$1,770
− Management
−$1,770
− Depreciation
−$3,869
Taxable income
$4,719
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,133
After-tax cash flow
$5,430/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lumberton ISD
NCES district ID
4813530
Math proficiency
48% ▼ -5.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$62,996
Composite
43.2/100
National rank
#3063
State rank
#173 of 826 in TX

Livability — Rose Hill Acres

Score
63/100
State rank
#844
US rank
#15273

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment A- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Hardin County · 39,783 people
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
22,258
Household income
$95,718
Rent vs Own
16.3% rent · 83.7% own
Severe rent burden
147.0

Population outlook (Hardin County) Hauer SSP2

Today (2025)
57,780 people
By 2030
58,296 · +0.9%
By 2040
58,421 · +1.1%
By 2050
57,391 · -0.7%
By 2075
53,132 · -8.0%
By 2100
44,905 · -22.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Hispanic / Latino 5% Two or more races 5%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Lithuanian 10% Serbian 3% Slovak 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Hardin

2024 margin
Solid R (+75.8) · D 11.9% · R 87.7%
2008→2024 swing
-14.6pp toward R · 2008: -61.2pp · 2024: -75.8pp
All cycles
2024: R+75.8 2020: R+73.8 2016: R+73.9 2012: R+67.6 2008: R+61.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -160.56%
Current HPI
156.2265
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+260.0% since first listed
21 events — show timeline
  • 2026-05-07 Price Changed $135,000 BBOR
  • 2026-04-27 Price Changed $139,000 BBOR
  • 2026-03-18 Listed $145,000 BBOR
  • 2025-09-24 Sold (Public Records) Public Records
  • 2025-09-24 Sold (Public Records) Public Records
  • 2025-09-22 Sold (MLS) BBOR
  • 2025-08-20 Pending BBOR
  • 2025-05-21 Listed $145,000 BBOR
  • 2025-05-07 Price Changed $145,000 BBOR
  • 2024-05-29 Delisted BBOR
  • 2024-03-05 Listing Removed HARMLS
  • 2023-10-09 Price Changed $175,000 HARMLS
  • 2023-10-09 Price Changed $175,000 BBOR
  • 2023-09-19 Price Changed $189,900 HARMLS
  • 2023-09-19 Price Changed $189,900 BBOR
  • 2023-09-12 Listed $210,000 HARMLS
  • 2018-09-14 Sold (Public Records) Public Records
  • 2018-09-04 Listed $37,500 BBOR
  • 2017-02-17 Sold (Public Records) Public Records
  • 2015-11-05 Sold (Public Records) Public Records
  • 2015-11-05 Sold (Public Records) Public Records

Property tax history

-1.8%/yr

Latest (2025): $379 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…