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4270 Orion Path
D+ Composite 45.82
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.6/15.0
  • Cash flow +11.7/30.0
  • 1% rule +4.4/10.0
  • Schools +4.3/10.0
  • Livability +4.3/5.0
  • DSCR +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$274,900

4270 Orion Path · Liverpool, NY 13090
3 bd · 1.5 ba · 1,600 sqft · SingleFamily public records · 6 Days on market
Built 1967 8,512 sqft lot Est $310k · 11% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

VERY SPACIOUS HOME IN EXCELLENT CONDITION. OPEN ENTRY WAY. KITCHEN HAS NEWER FLOORING, COUNTER TOPS, LIGHTING, HARDWARE, SINK, DISHWASHER AND STOVE. FAMILY ROOM HAS FIREPLACE AND SLIDING GLASS DOORS OUT TO DECK. BAY WINDOW IN LIVING ROOM. VAULTED CEILING IN LIVING ROOM, DINING ROOM AND KITCHEN. UPDATED BATH. HARDWOODS IN LIVING ROOM, DINING ROOM AND BEDROOMS. ALL BEDROOMS ARE BIG. FRESHLY PAINTED INTERIOR. BEDROOMS HAVE 6 PANEL DOORS. FULLY FENCED YARD. ENCLOSED FRONT SCREENED IN PORCH. .. . TAXES ARE WITHOUT BASIC STAR WITH STAR THEY ARE 4166.00.. ..

Key facts

  • New driveway
  • Updated furnace
  • Updated gutters

Tags

NEW ROOFUPDATED GUTTERSNEW DRIVEWAYFULL EXTERIOR PAINT JOBUPDATED FURNACEAIR CONDITIONING SYSTEM

Property features AI

Exterior

  • Parking: Attached garage; 2 garage spaces; Driveway; Garage door opener
  • Utilities: Public water connected; Sewer connected; Cable available; High-speed internet available; Electric with circuit breakers
  • Home design: Single-story home; Resale property; Shake siding
  • Construction: Block foundation; Shake siding construction; Existing (previously built)
  • Exterior features: Blacktop driveway; Deck; Screened porch; Porch; Fully fenced yard; Shed(s) / storage; Full fencing

Interior

  • Kitchen: Dishwasher; Electric oven; Electric range; Range hood; Refrigerator; Exhaust fan; Solid surface counters; Eat-in kitchen
  • Bedrooms: Includes bedroom(s) (see room count for totals)
  • Flooring: Hardwood; Tile; Vinyl; Varies
  • Bathrooms: 1 full bathroom; 1 half bathroom; 1 main level bathroom
  • Heating & cooling: Gas forced air heating; Central air conditioning
  • Interior features: Ceiling fan(s); Separate/formal dining room; Eat-in kitchen; Separate/formal living room; Sliding glass door(s); Solid surface counters; Programmable thermostat; Sliding doors
  • Laundry & utility: Washer; Dryer; Laundry in basement; Tankless water heater; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $275k.

Deal economics

  • At list price, monthly cash flow is $-80 ($-955/yr) — negative.
  • To cash-flow at today's rent, offer at most $261k (5.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $259k (5.7% below list).
  • Recommended offer: $259k (5.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 86/100 on livability (#16 in NY, #363 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+.
  • Liverpool Central School District (suburban): math 49% / reading 49% proficiency, ranked #381 of 590 in NY (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 96 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 616 units permitted in Onondaga County in 2024 (256 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Onondaga County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $125k; list at $275k implies a 120% gain — meaningful room to come down on a strong offer.
Recommended offer $259,146 (5.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
5.95%
Cash-on-cash
-1.24%
DSCR
0.94
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$310,400
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4219 Orion Path 0.17mi 3/1.5 1,584 (-1%) 1mo $300,000 $189 89
4245 Rancho Park Dr 0.37mi 3/1.5 1,536 (-4%) 2mo $315,000 $205 75
4291 Luna 0.08mi 3/2.5 1,728 (+8%) 7mo $335,000 $194 73
119 Sagamore Dr S 0.63mi 3/1.5 1,616 (+1%) 7mo $298,625 $185 63
4166 Balboa Dr 0.48mi 3/1.5 1,520 (-5%) 7mo $240,000 $158 63
4115 Poplar Dr 0.59mi 4/2.5 (+1) 1,616 (+1%) 3mo $325,500 $201 59
4189 Balboa Dr 0.45mi 3/1.5 1,450 (-9%) 7mo $284,000 $196 58
4152 Lucan Rd 0.39mi 4/1.5 (+1) 1,792 (+12%) 1mo $335,000 $187 56
131 Sagamore Dr S 0.71mi 4/1.5 (+1) 1,712 (+7%) 1mo $365,000 $213 49
4250 Forestbrook Dr 0.73mi 3/1.5 1,804 (+13%) 1mo $320,000 $177 44
4177 Torrey Ln 0.46mi 4/2.0 (+1) 1,368 (-14%) 6mo $240,000 $175 42
106 Pinewood Dr 0.66mi 3/2.0 1,365 (-15%) 2mo $290,000 $212 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.3%
Equity multiple
0.36×
Total profit
$-49,437
Equity at exit
$40,988
10-year hold
IRR
-10.4%
Equity multiple
0.37×
Total profit
$-48,852
Equity at exit
$23,768

Cash invested: $76,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 13090

Active inventory
96
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,591 medium interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$571 /mo · $6,849/yr
Insurance
$115
HOA
$0
Vacancy / Maint / Mgmt
$544
Net cashflow
$-80

Break-even live

Break-even rent $2,692
Max offer price $260,836
Occupancy floor 98%

Sensitivity live

Price -10% $76 -5% $-2 +0% $-80 +5% $-157 +10% $-235
Rent -10% $-284 -5% $-182 +0% $-80 +5% $23 +10% $125
Rate -1.0pp $59 -0.5pp $-10 base $-80 +0.5pp $-151 +1.0pp $-223

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,725
Closing costs
$8,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4071 Sesame Path Liverpool, NY 4.0 2.5 1928 $3,200 $1.66 21d 1 0.25mi

Listing history 5 events

  1. 2026-04-28
    status Pending
  2. 2026-04-22
    listed $274,900 Active
  3. 2010-09-21
    soldstatus $125,000 557-char remark
    Show marketing remark (557 chars)

    VERY SPACIOUS HOME IN EXCELLENT CONDITION. OPEN ENTRY WAY. KITCHEN HAS NEWER FLOORING, COUNTER TOPS, LIGHTING, HARDWARE, SINK, DISHWASHER AND STOVE. FAMILY ROOM HAS FIREPLACE AND SLIDING GLASS DOORS OUT TO DECK. BAY WINDOW IN LIVING ROOM. VAULTED CEILING IN LIVING ROOM, DINING ROOM AND KITCHEN. UPDATED BATH. HARDWOODS IN LIVING ROOM, DINING ROOM AND BEDROOMS. ALL BEDROOMS ARE BIG. FRESHLY PAINTED INTERIOR. BEDROOMS HAVE 6 PANEL DOORS. FULLY FENCED YARD. ENCLOSED FRONT SCREENED IN PORCH. .. . TAXES ARE WITHOUT BASIC STAR WITH STAR THEY ARE 4166.00.. ..

  4. 2010-09-15
    soldstatus $125,000
  5. 2010-06-03
    listed $129,900 557-char remark
    Show marketing remark (557 chars)

    VERY SPACIOUS HOME IN EXCELLENT CONDITION. OPEN ENTRY WAY. KITCHEN HAS NEWER FLOORING, COUNTER TOPS, LIGHTING, HARDWARE, SINK, DISHWASHER AND STOVE. FAMILY ROOM HAS FIREPLACE AND SLIDING GLASS DOORS OUT TO DECK. BAY WINDOW IN LIVING ROOM. VAULTED CEILING IN LIVING ROOM, DINING ROOM AND KITCHEN. UPDATED BATH. HARDWOODS IN LIVING ROOM, DINING ROOM AND BEDROOMS. ALL BEDROOMS ARE BIG. FRESHLY PAINTED INTERIOR. BEDROOMS HAVE 6 PANEL DOORS. FULLY FENCED YARD. ENCLOSED FRONT SCREENED IN PORCH. .. . TAXES ARE WITHOUT BASIC STAR WITH STAR THEY ARE 4166.00.. ..

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$6,849 · $571/mo
Projected year-2 tax
$6,849 · $571/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,098
− Mortgage interest
−$15,399
− Property taxes
−$6,849
− Insurance
−$1,374
− Repairs & maintenance
−$2,488
− Management
−$2,488
− Depreciation
−$7,997
Taxable loss
−$5,497
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,319
After-tax cash flow
$364/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Liverpool Central School District
NCES district ID
3617520
Math proficiency
49% ▼ -6.00%
Reading proficiency
49% ▲ 1.00%
Median HH income
$59,134
Composite
42.84/100
National rank
#3134
State rank
#381 of 590 in NY

Livability — Liverpool

Score
86/100
State rank
#16
US rank
#363

Category grades

Amenities C+ Commute A+ Cost of living A- Crime A Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Onondaga County · 247,257 people
City population
29,004
Metro
Syracuse, NY
Population (ZIP)
29,004
Household income
$88,492
Rent vs Own
32.1% rent · 67.9% own
Severe rent burden
733.0

Population outlook (Onondaga County) Hauer SSP2

Today (2025)
467,894 people
By 2030
463,381 · -1.0%
By 2040
447,697 · -4.3%
By 2050
426,399 · -8.9%
By 2075
373,661 · -20.1%
By 2100
307,967 · -34.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Two or more races 9% Hispanic / Latino 7% Black 6% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4%
Common ancestry
Romanian 7% Lithuanian 4% Italian 2%
Foreign-born
6% · Canada, China, South Korea
Languages at home
93% English-only · Other Indo-European 2% Spanish 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Onondaga

2024 margin
D (+17.3) · D 58.6% · R 41.4%
2008→2024 swing
-3.0pp toward R · 2008: 20.3pp · 2024: 17.3pp
All cycles
2024: D+17.3 2020: D+20.6 2016: D+12.8 2012: D+21.1 2008: D+20.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -228.53%
Current HPI
320.4989
Rent YoY
Metro
Syracuse, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+111.6% since first listed
5 events — show timeline
  • 2026-04-28 Pending CNYIS
  • 2026-04-22 Listed $274,900 CNYIS
  • 2010-09-21 Sold (MLS) $125,000 CNYIS
  • 2010-09-15 Sold (Public Records) $125,000 Public Records
  • 2010-06-03 Listed $129,900 CNYIS

Property tax history

+12.8%/yr

Latest (2025): $6,849 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…