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3652 State Route 96 Lot 18
B Composite 72.6
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.5/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +1.9/10.0

$53,900

3652 State Route 96 Lot 18 · Shortsville, NY 14548
2 bd · 2.0 ba · 784 sqft · Manufactured · 126 Days on market
Built 2025

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new Eastland Concept 2-bedroom, 2 bath home features gorgeous finishes with an open concept kitchen and living area. The kitchen features a laminate backsplash, whirlpool appliances (dishwasher included!), soft close kitchen drawers, and high-quality dovetail constructed cabinetry. The home includes perimeter heat, allowing a variety of furniture placement without blocking vents! Washer and dryer hook-ups are included in the laundry room/pantry off the kitchen. This new home comes with a one-year limited factory warranty from date of purchase, with additional warranties on appliances and other items. Built entirely in a factory before being delivered and set within the community, manufactured homes are built in compliance with strict federal building codes to ensure superior construction, energy efficiency, and quality. The controlled construction environment and assembly line techniques remove problems encountered during traditional on-site home construction. Much like other assembly line operations, manufactured homes benefit from the economies of scale resulting from purchasing large quantities of materials, and these savings are passed directly to the homebuyer.

Key facts

  • Open concept kitchen
  • Whirlpool appliances
  • Energy efficiency

Tags

OPEN CONCEPT KITCHENWHIRLPOOL APPLIANCESSOFT CLOSE KITCHEN DRAWERSDOVETAIL CONSTRUCTED CABINETRYENERGY EFFICIENCY

Property features AI

Finance

  • HOA & community: Land lease: $550

Exterior

  • Parking: No garage
  • Utilities: Water connected (public); Septic tank
  • Home design: Single-wide mobile home; 1 story; Existing construction
  • Construction: Frame construction with vinyl siding; Pillar/post/pier foundation
  • Exterior features: Gravel driveway; Propane tank (leased); Rectangular lot

Interior

  • Kitchen: Dishwasher; Gas oven; Gas range; Refrigerator; Range hood; Exhaust fan
  • Bedrooms: 2 bedrooms on the main level
  • Flooring: Vinyl flooring; Varied flooring
  • Bathrooms: 2 full bathrooms on the main level
  • Heating & cooling: Forced air heating; Gas and propane heating available; Has heating
  • Interior features: Separate/formal living room; Kitchen/family room combo; Primary suite with bath in primary bedroom; Main level primary; Programmable thermostat
  • Laundry & utility: Laundry on the main level; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $54k.

Deal economics

  • At list price, monthly cash flow is $772 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $54k).
  • Recommended offer: $47k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 74/100 on livability (#288 in NY, #4,639 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Manchester-Shortsville Central School District (Red Jacket) (rural): math 49% / reading 54% proficiency, ranked #343 of 590 in NY (top 58%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 11 active listings in the ZIP; 284 units permitted in Ontario County in 2024 (69 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $373 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Ontario County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 126 days — a 12% lower offer ($47k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $47,432 (12.0% below list)

Questions for the listing agent

  1. It's been on market 126 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.69%
Cap rate
23.48%
Cash-on-cash
61.39%
DSCR
3.73
GRM
3.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
60.3%
Equity multiple
3.68×
Total profit
$40,459
Equity at exit
$8,037
10-year hold
IRR
64.9%
Equity multiple
7.54×
Total profit
$98,636
Equity at exit
$4,660

Cash invested: $15,092 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 14548

Home prices YoY
-2.2%
Active inventory
11
Price-to-rent
3.1×

Monthly cashflow live

Estimated rent
$1,449 medium interval (Pro) →
Mortgage (P&I)
$283
Tax est. 1.5%
$67 /mo · $808/yr
Insurance
$22
HOA
$0
Vacancy / Maint / Mgmt
$304
Net cashflow
$772

Break-even live

Break-even rent $472
Max offer price $53,900
Occupancy floor 42%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,475
Closing costs
$1,617
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 25 events

  1. 2026-06-01
    statusdays on market $53,900 Pending 126 DOM
  2. 2026-05-31
    days on market $53,900 Active 125 DOM
  3. 2026-05-11
    status Active
  4. 2026-04-15
    status Pending 1189-char remark
    Show marketing remark (1188 chars)

    This new Beacon Prestige 3-bedroom, 2 bath home features gorgeous finishes with an open concept kitchen and living area. The kitchen features a laminate backsplash, whirlpool appliances (dishwasher included!), soft close kitchen drawers, and high-quality dovetail constructed cabinetry. The home includes perimeter heat, allowing a variety of furniture placement without blocking vents! Washer and dryer hook-ups are included in the laundry room/pantry off the kitchen. This new home comes with a one-year limited factory warranty from date of purchase, with additional warranties on appliances and other items. Built entirely in a factory before being delivered and set within the community, manufactured homes are built in compliance with strict federal building codes to ensure superior construction, energy efficiency, and quality. The controlled construction environment and assembly line techniques remove problems encountered during traditional on-site home construction. Much like other assembly line operations, manufactured homes benefit from the economies of scale resulting from purchasing large quantities of materials, and these savings are passed directly to the homebuyer.

  5. 2026-04-15
    status Pending 1188-char remark
    Show marketing remark (1188 chars)

    This new Beacon Prestige 3-bedroom, 2 bath home features gorgeous finishes with an open concept kitchen and living area. The kitchen features a laminate backsplash, whirlpool appliances (dishwasher included!), soft close kitchen drawers, and high-quality dovetail constructed cabinetry. The home includes perimeter heat, allowing a variety of furniture placement without blocking vents! Washer and dryer hook-ups are included in the laundry room/pantry off the kitchen. This new home comes with a one-year limited factory warranty from date of purchase, with additional warranties on appliances and other items. Built entirely in a factory before being delivered and set within the community, manufactured homes are built in compliance with strict federal building codes to ensure superior construction, energy efficiency, and quality. The controlled construction environment and assembly line techniques remove problems encountered during traditional on-site home construction. Much like other assembly line operations, manufactured homes benefit from the economies of scale resulting from purchasing large quantities of materials, and these savings are passed directly to the homebuyer.

  6. 2026-04-15
    status Pending
    Show marketing remark (1188 chars)

    This new Beacon Prestige 3-bedroom, 2 bath home features gorgeous finishes with an open concept kitchen and living area. The kitchen features a laminate backsplash, whirlpool appliances (dishwasher included!), soft close kitchen drawers, and high-quality dovetail constructed cabinetry. The home includes perimeter heat, allowing a variety of furniture placement without blocking vents! Washer and dryer hook-ups are included in the laundry room/pantry off the kitchen. This new home comes with a one-year limited factory warranty from date of purchase, with additional warranties on appliances and other items. Built entirely in a factory before being delivered and set within the community, manufactured homes are built in compliance with strict federal building codes to ensure superior construction, energy efficiency, and quality. The controlled construction environment and assembly line techniques remove problems encountered during traditional on-site home construction. Much like other assembly line operations, manufactured homes benefit from the economies of scale resulting from purchasing large quantities of materials, and these savings are passed directly to the homebuyer.

  7. 2026-04-13
    status Active
  8. 2026-04-03
    status Pending
  9. 2026-04-03
    soldstatus $69,900 Closed
  10. 2026-03-25
    soldstatus $53,000 Closed
  11. 2026-03-17
    status Pending
  12. 2026-03-13
    status Active
  13. 2026-03-01
    soldstatus $1,100 Closed
  14. 2026-02-19
    status Pending
  15. 2026-01-22
    status Pending
  16. 2025-12-16
    status Pending
  17. 2025-12-04
    listed $53,900 Active
  18. 2025-12-02
    listed $53,900 Active 1189-char remark
    Show marketing remark (1188 chars)

    This new Beacon Prestige 3-bedroom, 2 bath home features gorgeous finishes with an open concept kitchen and living area. The kitchen features a laminate backsplash, whirlpool appliances (dishwasher included!), soft close kitchen drawers, and high-quality dovetail constructed cabinetry. The home includes perimeter heat, allowing a variety of furniture placement without blocking vents! Washer and dryer hook-ups are included in the laundry room/pantry off the kitchen. This new home comes with a one-year limited factory warranty from date of purchase, with additional warranties on appliances and other items. Built entirely in a factory before being delivered and set within the community, manufactured homes are built in compliance with strict federal building codes to ensure superior construction, energy efficiency, and quality. The controlled construction environment and assembly line techniques remove problems encountered during traditional on-site home construction. Much like other assembly line operations, manufactured homes benefit from the economies of scale resulting from purchasing large quantities of materials, and these savings are passed directly to the homebuyer.

  19. 2025-12-02
    listed $61,900 Active 1188-char remark
    Show marketing remark (1188 chars)

    This new Beacon Prestige 3-bedroom, 2 bath home features gorgeous finishes with an open concept kitchen and living area. The kitchen features a laminate backsplash, whirlpool appliances (dishwasher included!), soft close kitchen drawers, and high-quality dovetail constructed cabinetry. The home includes perimeter heat, allowing a variety of furniture placement without blocking vents! Washer and dryer hook-ups are included in the laundry room/pantry off the kitchen. This new home comes with a one-year limited factory warranty from date of purchase, with additional warranties on appliances and other items. Built entirely in a factory before being delivered and set within the community, manufactured homes are built in compliance with strict federal building codes to ensure superior construction, energy efficiency, and quality. The controlled construction environment and assembly line techniques remove problems encountered during traditional on-site home construction. Much like other assembly line operations, manufactured homes benefit from the economies of scale resulting from purchasing large quantities of materials, and these savings are passed directly to the homebuyer.

  20. 2025-12-02
    listed $53,900 Active
    Show marketing remark (1188 chars)

    This new Beacon Prestige 3-bedroom, 2 bath home features gorgeous finishes with an open concept kitchen and living area. The kitchen features a laminate backsplash, whirlpool appliances (dishwasher included!), soft close kitchen drawers, and high-quality dovetail constructed cabinetry. The home includes perimeter heat, allowing a variety of furniture placement without blocking vents! Washer and dryer hook-ups are included in the laundry room/pantry off the kitchen. This new home comes with a one-year limited factory warranty from date of purchase, with additional warranties on appliances and other items. Built entirely in a factory before being delivered and set within the community, manufactured homes are built in compliance with strict federal building codes to ensure superior construction, energy efficiency, and quality. The controlled construction environment and assembly line techniques remove problems encountered during traditional on-site home construction. Much like other assembly line operations, manufactured homes benefit from the economies of scale resulting from purchasing large quantities of materials, and these savings are passed directly to the homebuyer.

  21. 2025-12-02
    listed $53,900 Active
    Show marketing remark (1188 chars)

    This new Beacon Prestige 3-bedroom, 2 bath home features gorgeous finishes with an open concept kitchen and living area. The kitchen features a laminate backsplash, whirlpool appliances (dishwasher included!), soft close kitchen drawers, and high-quality dovetail constructed cabinetry. The home includes perimeter heat, allowing a variety of furniture placement without blocking vents! Washer and dryer hook-ups are included in the laundry room/pantry off the kitchen. This new home comes with a one-year limited factory warranty from date of purchase, with additional warranties on appliances and other items. Built entirely in a factory before being delivered and set within the community, manufactured homes are built in compliance with strict federal building codes to ensure superior construction, energy efficiency, and quality. The controlled construction environment and assembly line techniques remove problems encountered during traditional on-site home construction. Much like other assembly line operations, manufactured homes benefit from the economies of scale resulting from purchasing large quantities of materials, and these savings are passed directly to the homebuyer.

  22. 2025-10-21
    listed $61,900 Active
  23. 2024-05-22
    soldstatus $72,500 Closed
  24. 2024-03-27
    status Pending
  25. 2024-03-11
    listed $70,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,385
− Mortgage interest
−$3,019
− Property taxes
−$808
− Insurance
−$270
− Repairs & maintenance
−$1,391
− Management
−$1,391
− Depreciation
−$1,568
Taxable income
$8,938
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,145
After-tax cash flow
$7,119/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Manchester-Shortsville Central School District (Red Jacket)
NCES district ID
3624270
Math proficiency
49% ▼ -6.00%
Reading proficiency
54% ▲ 11.00%
Median HH income
$56,758
Composite
44.66/100
National rank
#2768
State rank
#343 of 590 in NY

Livability — Shortsville

Score
74/100
State rank
#288
US rank
#4639

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
3,695

Population outlook (Ontario County) Hauer SSP2

Today (2025)
111,230 people
By 2030
111,401 · +0.2%
By 2040
109,535 · -1.5%
By 2050
104,895 · -5.7%
By 2075
92,999 · -16.4%
By 2100
73,723 · -33.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Hispanic / Latino 3% Two or more races 2%
Common ancestry
Romanian 4% Iranian 4% Italian 3%
Foreign-born
3% · Canada
Languages at home
94% English-only · Spanish 4% Other Indo-European 1%

Political lean MEDSL · Ontario

2024 margin
Toss-up / Even · D 49.4% · R 50.6%
2008→2024 swing
-1.0pp toward R · 2008: -0.1pp · 2024: -1.2pp
All cycles
2024: R+1.2 2020: R+0.0 2016: R+8.6 2012: R+1.6 2008: R+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -6.14%
Current HPI
269.6522
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

-0.1% since first listed
23 events — show timeline
  • 2026-05-11 Relisted UNYREIS
  • 2026-04-15 Pending UNYREIS
  • 2026-04-15 Pending UNYREIS
  • 2026-04-15 Pending UNYREIS
  • 2026-04-13 Relisted UNYREIS
  • 2026-04-03 Pending UNYREIS
  • 2026-04-03 Sold (MLS) $69,900 UNYREIS
  • 2026-03-25 Sold (MLS) $53,000 UNYREIS
  • 2026-03-17 Pending UNYREIS
  • 2026-03-13 Relisted UNYREIS
  • 2026-03-01 Sold (MLS) $1,100 UNYREIS
  • 2026-02-19 Pending UNYREIS
  • 2026-01-22 Pending UNYREIS
  • 2025-12-16 Pending UNYREIS
  • 2025-12-04 Listed $53,900 UNYREIS
  • 2025-12-02 Listed $53,900 UNYREIS
  • 2025-12-02 Listed $53,900 UNYREIS
  • 2025-12-02 Listed $61,900 UNYREIS
  • 2025-12-02 Listed $53,900 UNYREIS
  • 2025-10-21 Listed $61,900 UNYREIS
  • 2024-05-22 Sold (MLS) $72,500 UNYREIS
  • 2024-03-27 Pending UNYREIS
  • 2024-03-11 Listed $70,000 UNYREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…