17620 Front Beach Rd Unit N5 · Panama City Beach, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 8 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.3/30.0
- ARV discount +10.2/15.0
- Schools +5.4/10.0
- DSCR +4.4/10.0
- 1% rule +4.0/10.0
- Condition / age +4.0/5.0
- Livability +3.9/5.0
- Rent growth +2.6/5.0
- Appreciation +0.0/10.0
$269,000
17620 Front Beach Rd Unit N5 · Panama City Beach, FL 32413
2 bd · 2.0 ba · 1,120 sqft · Townhouse
· 171 Days on market
Built 1984
$240/sqft
· 6% below area
Est $286k · 6% under
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Tucked away in the highly sought after West End of PCB, this charming 2 bedroom, 2.5 bath condo in Portside Resort offers the perfect blend of beachside relaxation, convenience, and investment potential. This rare floor plan stands out with two full bathrooms plus a half bath, a hard to find feature in the community. The spacious primary suite offers its own private bath and balcony, creating the perfect spot to start your day with coffee and coastal breezes. Ideally located within the resort, Unit N5 is near by one of three community pools, including a beautiful waterfall pool and a seasonally heated pool, with plenty of space to kick back and unwind.
Key facts
- Hot tub
- Pickleball courts
- Waterfall pool
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $269k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $50 ($597/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (10.2% below list).
- Recommended offer: $237k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.5% vs local median 1.9% in Panama City Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#172 in FL, #2,624 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities D-, commute F.
- Bay (suburban): math 51% / reading 51% proficiency, ranked #29 of 73 in FL (top 40%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: West Bay Elementary School (math 57% / reading 52%, grade C, #892 of 2,144 statewide, top 44%, 313 students, 50% FRL); Surfside Middle School (math 58% / reading 59%, grade B, #148 of 571 statewide, top 26%, 843 students, 48% FRL); J.R. Arnold High School (math 41% / reading 54%, grade D, #204 of 667 statewide, top 31%, 1,617 students, 36% FRL) — zoned schools at 45% FRL track the district average.
- Market conditions: Rents flat; 1792 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,473 units permitted in Bay County in 2024 (559 in 5+ unit buildings).
- This rent runs 36% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Bay County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 171 days — a 12% lower offer ($237k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 8→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$236,720
(12.0% below list)
Questions for the listing agent
- It's been on market 171 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.51%
- Cash-on-cash
- 0.79%
- DSCR
- 1.04
- GRM
- 9.3
CMA / ARV
- ARV (median comp)
- $286,007
- List price
- $269,000
- Delta
- -5.95%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 17620 Front Beach Rd Unit 2SC | 0.03mi | 2/1.5 | 1,120 (0%) | 1mo | $245,000 | $219 | 96 |
| 17620 Front Beach Rd Unit Z4 | 0.05mi | 2/1.5 | 1,120 (0%) | 1mo | $210,000 | $188 | 94 |
| 17751 Panama City Beach Pkwy Unit 12D | 0.08mi | 2/2.0 | 1,100 (-2%) | 0mo | $233,000 | $212 | 93 |
| 17751 Panama City Beach Pkwy Unit 7B | 0.11mi | 2/2.0 | 1,100 (-2%) | 1mo | $170,000 | $155 | 91 |
| 17751 Panama City Beach Pkwy Unit 15B | 0.11mi | 2/2.0 | 1,100 (-2%) | 1mo | $215,000 | $195 | 91 |
| 17751 Panama City Beach Pkwy Unit 3B | 0.12mi | 2/2.0 | 1,100 (-2%) | 2mo | $225,000 | $205 | 90 |
| 17620 Front Beach Rd Unit T1 | 0.21mi | 2/1.5 | 1,120 (0%) | 2mo | $250,000 | $223 | 87 |
| 17620 Front Beach Rd Unit J2 | 0.21mi | 2/1.5 | 1,120 (0%) | 2mo | $264,000 | $236 | 87 |
| 17757 Front Beach Rd Unit 1002B | 0.36mi | 2/2.0 | 1,157 (+3%) | 1mo | $590,000 | $510 | 77 |
| 17690 Front Beach Rd Unit C202 | 0.21mi | 2/2.0 | 962 (-14%) | 1mo | $306,000 | $318 | 66 |
| 17462 Front Beach Rd Unit 82D | 0.48mi | 2/2.0 | 960 (-14%) | 1mo | $250,000 | $260 | 53 |
| 17462 Front Beach Rd Unit 81B | 0.47mi | 2/2.0 | 960 (-14%) | 1mo | $249,000 | $259 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.52% rent growth · sell at horizon
5-year hold
- IRR
- -17.8%
- Equity multiple
- 0.39×
- Total profit
- $-46,269
- Equity at exit
- $40,109
10-year hold
- IRR
- -15.6%
- Equity multiple
- 0.22×
- Total profit
- $-59,036
- Equity at exit
- $23,258
Cash invested: $75,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 95 active · 53 under contract
- Months of supply
- 10.0 mo (10%/mo absorbed)
- Median asking
- $357,000 ($371/sqft)
- Median days on market
- 151 d
- This list price
- 23% of active listings are priced below it
- ARV vs active asking
- -31.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 32413
- Home prices YoY
- -34.4%
- Rents YoY
- 0.5%
- Active inventory
- 1792
- Price-to-rent
- 9.3×
Monthly cashflow live
↻
- Estimated rent
- $2,416 high interval (Pro) →
- Mortgage (P&I)
- −$1,411
- Tax est. 1.5%
- −$336 /mo · $4,035/yr
- Insurance
- −$112
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$507
- Net cashflow
- $50
Break-even live
Break-even rent
$2,353
Max offer price
$269,000
Occupancy floor
93%
Sensitivity live
| Price | -10% $236 | -5% $143 | +0% $50 | +5% $-43 | +10% $-136 |
|---|---|---|---|---|---|
| Rent | -10% $-141 | -5% $-46 | +0% $50 | +5% $145 | +10% $241 |
| Rate | -1.0pp $185 | -0.5pp $118 | base $50 | +0.5pp $-20 | +1.0pp $-91 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,250
- Closing costs
- $8,070
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 17751 Panama City Beach Pkwy Unit 1523371P Panama City Beach, FL | 2.0 | 2.0 | 1097 | $3,862 | $3.52 | 162d | 1 | 0.06mi |
| 17751 Panama City Beach Pkwy Unit 2E Panama City Beach, FL | 2.0 | 2.0 | 1100 | $2,600 | $2.36 | 162d | 1 | 0.08mi |
| 17751 Panama City Beach Pkwy Panama City Beach, FL | 2.0 | 2.0 | 1154 | $1,672 | $1.45 | 2d | 2 | 0.08mi |
| 17614 Front Beach Rd Unit 16D Panama City Beach, FL | 2.0 | 1.0 | 748 | $1,600 | $2.14 | 162d | 1 | 0.19mi |
| 17735 Front Beach Rd Unit 1447171P Panama City Beach, FL | 3.0 | 2.0 | 1227 | $4,925 | $4.01 | 162d | 1 | 0.27mi |
| 17729 Front Beach Rd Unit 1355005P Panama City Beach, FL | 1.0 | 2.0 | 882 | $2,038 | $2.31 | 154d | 1 | 0.28mi |
| 17545 Front Beach Rd Unit 1523333P Panama City, FL | 2.0 | 2.0 | 1140 | $6,472 | $5.68 | 154d | 1 | 0.42mi |
| 17462 Front Beach Rd Unit 1 Panama City Beach, FL | 1.0 | 1.0 | 900 | $1,950 | $2.17 | 162d | 1 | 0.48mi |
| 121 S Wells St Panama City Beach, FL | 3.0 | 2.0 | 1484 | $2,500 | $1.68 | 10d | 1 | 0.49mi |
| 17462 Front Beach Rd Unit 6B5 Panama City Beach, FL | 3.0 | 2.5 | 1200 | $3,000 | $2.50 | 10d | 1 | 0.52mi |
| 108 Leeward Way Panama City Beach, FL | 3.0 | 2.0 | 1489 | $2,900 | $1.95 | 17d | 1 | 0.55mi |
| 108 Leeward Way Panama City Beach, FL | 3.0 | 2.0 | 1489 | $2,900 | $1.95 | 10d | 1 | 0.55mi |
| 217 Laureno Pl Panama City Beach, FL | 3.0 | 2.0 | 1320 | $2,995 | $2.27 | 1d | 1 | 0.72mi |
| 217 Laureno Pl Panama City Beach, FL | 3.0 | 2.0 | 1320 | $2,995 | $2.27 | 24d | 1 | 0.72mi |
| 127 Heather Dr Panama City Beach, FL | 3.0 | 2.0 | 1297 | $2,350 | $1.81 | 154d | 1 | 0.81mi |
| 315 Paridiso Pl Unit 315R Panama City Beach, FL | 2.0 | 1.0 | 850 | $1,100 | $1.29 | 10d | 1 | 0.90mi |
| 276 Daffin Pl Panama City Beach, FL | 3.0 | 2.0 | 984 | $1,545 | $1.57 | 2d | 1 | 0.95mi |
| 17225 Panama City Beach Pkwy Panama City Beach, FL | 1.0–3.0 | 1.0–2.0 | 1070 | $1,822 | $1.70 | 1d | 9 | 0.98mi |
| 102 Cabana Cay Cir Panama City Beach, FL | 1.0–2.0 | 1.0–2.0 | 950 | $2,008 | $2.11 | 1d | 16 | 1.07mi |
| 214 San Vincente St Unit B Panama City Beach, FL | 2.0 | 1.0 | 893 | $1,400 | $1.57 | 10d | 1 | 1.12mi |
| 19610 Alta Vista Dr Panama City Beach, FL | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 154d | 1 | 1.19mi |
| 17155 Front Beach Rd Unit 1354915P Panama City Beach, FL | 2.0 | 2.0 | 1194 | $2,498 | $2.09 | 162d | 1 | 1.21mi |
| 119 Casa Pl Unit A Panama City Beach, FL | 2.0 | 1.0 | 700 | $1,600 | $2.29 | 10d | 1 | 1.31mi |
| 90 Sandal Ln Panama City Beach, FL | 1.0–3.0 | 1.0–2.0 | 1020 | $1,497 | $1.47 | 0d | 25 | 1.48mi |
Property features AI
Finance
- HOA & community
- Association presentHOA covers grounds maintenance, insurance, legal and management servicesCommunity allows short-term rentalsCommunity amenities include pool, tennis courts, cable TV and more
Exterior
- Parking
- One street parking space
- Security
- Smoke detectors
- Utilities
- Electric servicePublic waterPublic sewer
- Home design
- Condo unit (2-story)Unit spans two storiesBuilt in 1984
- Construction
- Stucco and wood trim exteriorShingle roofBuilt in 1984
- Exterior features
- BalconyCovered patioCommunity poolBBQ pit/grillBeach accessPavilion/gazeboPicnic areaTennis courts
Interior
- Kitchen
- CooktopDishwasherRefrigerator
- Bedrooms
- 2 bedrooms totalMaster bedroom on second floor with balcony and carpet
- Flooring
- LaminateVinylCarpet
- Bathrooms
- 2 bathrooms (2 full)Master bathroom with shower (no tub)
- Heating & cooling
- Central heatingCentral air conditioningCeiling fansElectric heat control
- Interior features
- FurnishedBreakfast barSplit-bedroom layoutWindow treatments
- Laundry & utility
- WasherDryerElectric water heater
Listing history 50 events
-
2026-11-08days on market $269,000 Active 171 DOM
-
2026-11-07days on market $269,000 Active 170 DOM
-
2026-11-06days on market $269,000 Active 169 DOM
-
2026-11-05days on market $269,000 Active 168 DOM
-
2026-11-04days on market $269,000 Active 167 DOM
-
2026-11-02days on market $269,000 Active 165 DOM
-
2026-11-01days on market $269,000 Active 164 DOM
-
2026-10-31days on market $269,000 Active 163 DOM
-
2026-10-30days on market $269,000 Active 162 DOM
-
2026-10-29days on market $269,000 Active 161 DOM
-
2026-10-28days on market $269,000 Active 160 DOM
-
2026-10-27days on market $269,000 Active 159 DOM
-
2026-10-26days on market $269,000 Active 158 DOM
-
2026-10-25days on market $269,000 Active 157 DOM
-
2026-10-24days on market $269,000 Active 156 DOM
-
2026-10-23days on market $269,000 Active 155 DOM
-
2026-10-22days on market $269,000 Active 154 DOM
-
2026-10-21days on market $269,000 Active 153 DOM
-
2026-10-20days on market $269,000 Active 152 DOM
-
2026-10-19days on market $269,000 Active 151 DOM
-
2026-10-18days on market $269,000 Active 150 DOM
-
2026-10-17days on market $269,000 Active 149 DOM
-
2026-10-16days on market $269,000 Active 148 DOM
-
2026-10-15days on market $269,000 Active 147 DOM
-
2026-10-14days on market $269,000 Active 146 DOM
-
2026-10-13days on market $269,000 Active 145 DOM
-
2026-10-12days on market $269,000 Active 144 DOM
-
2026-10-11days on market $269,000 Active 143 DOM
-
2026-10-10days on market $269,000 Active 142 DOM
-
2026-10-09days on market $269,000 Active 141 DOM
-
2026-10-08days on market $269,000 Active 140 DOM
-
2026-10-07days on market $269,000 Active 139 DOM
-
2026-10-06days on market $269,000 Active 138 DOM
-
2026-10-05days on market $269,000 Active 137 DOM
-
2026-10-04days on market $269,000 Active 136 DOM
-
2026-10-04days on market $269,000 Active 135 DOM
-
2026-10-02days on market $269,000 Active 134 DOM
-
2026-10-01days on market $269,000 Active 133 DOM
-
2026-09-30days on market $269,000 Active 132 DOM
-
2026-09-29days on market $269,000 Active 131 DOM
-
2026-09-28days on market $269,000 Active 130 DOM
-
2026-09-27days on market $269,000 Active 129 DOM
-
2026-09-26days on market $269,000 Active 128 DOM
-
2026-09-25days on market $269,000 Active 127 DOM
-
2026-09-24days on market $269,000 Active 126 DOM
-
2026-09-24days on market $269,000 Active 125 DOM
-
2026-09-22days on market $269,000 Active 124 DOM
-
2026-09-20days on market $269,000 Active 122 DOM
-
2026-09-19days on market $269,000 Active 121 DOM
-
2026-09-18days on market $269,000 Active 120 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 8 d/yr ≥105°F today · 24 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,993
- − Mortgage interest
- −$15,068
- − Property taxes
- −$4,035
- − Insurance
- −$1,345
- − Repairs & maintenance
- −$2,319
- − Management
- −$2,319
- − Depreciation
- −$7,825
- Taxable loss
- −$3,919
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$941
- After-tax cash flow
- $1,537/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
Cosmetic rehab
Est. rehab $5,600–$16,800 screening
This charming 2-bedroom, 2.5-bath condo in Portside Resort is in good condition with cosmetic updates needed to enhance its resale value.
Repairs flagged
- Minor kitchen cabinets — dated appearance
- Minor kitchen flooring — tile flooring
Value-add opportunities
- Resale update kitchen cabinets — modernizing kitchen ↑
- Resale paint exterior — enhances curb appeal ↑
- Resale replace kitchen flooring — modernizing kitchen ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
D
Composite school gradezoned avg 54/100
Zoned Schools
Elementary
West Bay Elementary School
C
FL #892/2,144
Nat'l #9,801/41,679
Middle
Surfside Middle School
B
FL #148/571
Nat'l #2,008/14,009
High
J.r. Arnold High School
D
FL #204/667
Nat'l #6,282/17,239
Schools (NCES district)
- District
- Bay
- NCES district ID
- 1200090
- Math proficiency
- 51% ▼ -8.00%
- Reading proficiency
- 51% ▼ -7.00%
- Median HH income
- $47,740
- Composite
- 43.41/100
- National rank
- #3014
- State rank
- #29 of 73 in FL
B
Composite livability gradescore 78/100
Livability — Panama City Beach
- Score
- 78/100
- State rank
- #172
- US rank
- #2624
Category grades
Amenities D-
Commute F
Cost of living B-
Crime A+
Employment A-
Housing A+
Health & safety A+
User ratings B+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Panama City Beach, FL
- County
- Bay County · 206,264 people
- City population
- 50,689
- Metro
- Panama City, FL
- Population (ZIP)
- 15,453
- Household income
- $80,039
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Bay County) Hauer SSP2
- Today (2025)
- 206,264 people
- By 2030
- 217,740 · +5.6%
- By 2040
- 238,738 · +15.7%
- By 2050
- 255,545 · +23.9%
- By 2075
- 288,295 · +39.8%
- By 2100
- 288,638 · +39.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 8% Two or more races 6% Black 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Languages at home
- 91% English-only · Spanish 6% Other Indo-European 1% Russian/Polish/Slavic 0%
Political lean MEDSL · Bay
- 2024 margin
- Solid R (+47.4) · D 25.8% · R 73.1% · Other 1.1%
- 2008→2024 swing
- -6.6pp toward R · 2008: -40.7pp · 2024: -47.4pp
- All cycles
- 2024: R+47.4 2020: R+43.5 2016: R+46.3 2012: R+43.6 2008: R+40.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -185.97%
- Current HPI
- 354.7469
- Rent YoY
- ▲ 0.52%
- Metro
- Panama City, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
1 event — show timeline
- 2026-05-18 Listed $269,000 ECAR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…