83 Pelican Dr N · Oldsmar, FL 34677

$205,000

2 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 157 Days on market

Built 1985 4,304 sqft lot Est $171k · 20% over $70/mo HOA · 4% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.7/30.0
• 1% rule +4.5/10.0
• DSCR +4.5/10.0
• Schools +4.3/10.0
• Livability +4.2/5.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Outstanding Value in Gull Aire Village. Bright your fussiest buyers, they will not be disappointed. This home has been beautifully maintained and updated. Open floor plan. Master bedroom has laminate flooring. New shower stall in master bath. Inside laundry. Upgraded appliances. Furniture will convey. Nice screened porch. Utility shed. Gull Aire Village is a 55+ community that offers an active clubhouse, library, pool table, shuffleboard, large heated pool and spa. HOA is $30.00 per month. One pet any size. Leasing the home is OK too. You can walk to AMC Theatres, Beall's, Marshall's, Dollar Store and Office Depot. Restaurants within walking distance include Panera Bread, Starbucks, Ruby Tuesday's, Mongolian Grill and Eve's Family Restaurant. Richards Foodporium is across the street and offers natural and organic foods. Just minutes to Westfield Mall, Super Walmart, Publix and Countryside Hospital. Easy commute to Tampa International Airport. About 20 minutes to beautiful beaches - Honeymoon Island Beach and Caladesi State Park. Room sizes are approximate and should be verified by the buyer. Don't wait, won't last!

Key facts

• Hurricane windows
• Recent upgrades
• Utility room

Tags

• RECENT UPGRADES
• HURRICANE WINDOWS
• SOLAR PANELS
• SCREENED PORCH
• UTILITY ROOM
• CLUBHOUSE

Property features AI

Finance

• Financial info: Lease restrictions apply
• HOA & community: HOA managed by Ameritech Property Management/Robert Kelly; Monthly HOA fee of $70 (includes common area taxes, pool, escrow reserves, management, recreational facilities); Association amenities: clubhouse, pool, spa/hot tub, shuffleboard court, wheelchair access; Buyer approval required; Pets allowed (number limit); Senior community; Street lights and sidewalks; golf carts OK

Exterior

• Parking: Parking pad; 1-car carport
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available; Underground utilities; Solar
• Home design: Residential manufactured double wide; One story; Faces north; Located in a planned unit development
• Construction: Vinyl siding; Shingle roof; Crawlspace with pillar/post/pier foundation; Built approximately as a manufactured home
• Exterior features: Screened porch; Side porch; Exterior lighting; Rain gutters; Sliding doors; Gunite in-ground pool; Mature landscaping; Flood zone; Landscaped lot; Sidewalk; Paved surfaces; Asphalt road

Interior

• Kitchen: Dishwasher; Range; Range hood; Refrigerator; Disposal; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Laminate; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Built-in features; Ceiling fans; Open floorplan; Living room/dining room combo; Window treatments
• Laundry & utility: Washer; Dryer; Inside laundry; Inside utility; Florida room

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $205k.

Deal economics

• At list price, monthly cash flow is $-14 ($-173/yr) — negative.
• To cash-flow at today's rent, offer at most $202k (1.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $194k (5.1% below list).
• Recommended offer: $180k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.6% vs local median 2.7% in Oldsmar — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#49 in FL, #908 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, commute A; Watch: amenities D-.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Oldsmar Elementary School (math 60% / reading 57%, grade B-, #735 of 2,144 statewide, top 35%, 546 students, 52% FRL); Joseph L. Carwise Middle School (math 66% / reading 57%, grade B+, #124 of 571 statewide, top 22%, 1,098 students, 38% FRL); East Lake High School (math 44% / reading 65%, grade C-, #138 of 667 statewide, top 21%, 2,286 students, 23% FRL).
• Market conditions: Rents soft (-2.6%/yr); 290 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 157 days — a 12% lower offer ($180k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $180,400 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 157 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 6.60%
• Cash-on-cash: 1.09%
• DSCR: 1.05
• GRM: 8.8

CMA / ARV

• ARV (on-the-fly): $171,072
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
245 Pelican Dr N	0.14mi	2/2.0	1,104 (+4%)	10mo	$169,900	$154	78
223 Dolphin Dr N	0.27mi	2/2.0	1,150 (+9%)	2mo	$235,000	$204	71
43 New Fawn Ct #28	0.73mi	2/2.0	1,104 (+4%)	17mo	$179,000	$162	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -20.5%
• Equity multiple: 0.31×
• Total profit: $-39,723
• Equity at exit: $30,566

10-year hold

• IRR: -23.4%
• Equity multiple: 0.00×
• Total profit: $-57,341
• Equity at exit: $17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34677

• Rents YoY: -2.6%
• Active inventory: 290
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $1,945 high
• Mortgage (P&I): −$1,075
• Tax from tax record: −$254 /mo · $3,045/yr
• Insurance: −$85
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$70
• Vacancy / Maint / Mgmt: −$408
• Net cashflow: $-14

Break-even live

Break-even rent $1,963

Max offer price $202,458

Occupancy floor 96%

Sensitivity live

Price	-10% $102	-5% $44	+0% $-14	+5% $-72	+10% $-130
Rent	-10% $-168	-5% $-91	+0% $-14	+5% $62	+10% $139
Rate	-1.0pp $89	-0.5pp $38	base $-14	+0.5pp $-68	+1.0pp $-122

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $51,250
• Closing costs: $6,150
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
86 Pelican Dr N Oldsmar, FL	2.0	2.0	864	$1,450	$1.68	26d	1	0.03mi
1 Pelican Dr N Oldsmar, FL	2.0	2.0	960	$2,000	$2.08	13d	1	0.09mi
116 Dolphin Dr S Oldsmar, FL	2.0	2.0	1090	$2,495	$2.29	0d	1	0.12mi
225 Tarpon Ln Oldsmar, FL	2.0	2.0	1120	$2,400	$2.14	6d	1	0.26mi
211 Countryside Key Blvd Oldsmar, FL	2.0	2.5	1280	$1,899	$1.48	26d	1	0.31mi
2012 Dover Ct Oldsmar, FL	2.0	2.0	1143	$2,200	$1.92	26d	1	0.32mi
1924 Dover Ct Oldsmar, FL	3.0	2.0	1269	$2,315	$1.82	9d	1	0.36mi
108 Nina Way #3 Oldsmar, FL	2.0	2.0	1094	$1,695	$1.55	26d	1	0.55mi
1810 Driftwood Cir S Oldsmar, FL	2.0	2.0	1456	$2,700	$1.85	6d	1	0.59mi
161 Lakeside Dr Oldsmar, FL	2.0	2.0	1094	$2,000	$1.83	20d	1	0.63mi
107 Windward Pl Unit 107 Oldsmar, FL	2.0	2.0	879	$2,000	$2.28	20d	1	0.71mi
122 Caryl Way Bldg 1 Oldsmar, FL	2.0	2.0	1094	$1,850	$1.69	26d	1	0.71mi
218 Caryl Way Oldsmar, FL	2.0	2.0	1094	$1,740	$1.59	14d	1	0.71mi
109 Nancy Dr Oldsmar, FL	2.0	2.0	1094	$1,750	$1.60	5d	1	0.74mi
109 Nancy Dr Oldsmar, FL	2.0	2.0	1094	$1,750	$1.60	18d	1	0.74mi
112 Woodlands Ct Unit 1 Oldsmar, FL	2.0	2.0	1196	$1,800	$1.51	26d	1	0.74mi
414 Meadow Ln Oldsmar, FL	1.0	1.0	700	$1,450	$2.07	26d	1	0.76mi
114 Meadow Ln #114 Oldsmar, FL	2.0	2.0	879	$1,700	$1.93	26d	1	0.78mi
3001 Landmark Blvd #101 Palm Harbor, FL	2.0	2.0	1353	$1,950	$1.44	26d	1	0.81mi
284 Woodlake Wynde Oldsmar, FL	2.0	2.0	924	$2,000	$2.16	26d	1	0.89mi
336 Woodlake Wynde Oldsmar, FL	2.0	2.0	924	$2,000	$2.16	20d	1	0.90mi
36 Magnolia Ct #4 Safety Harbor, FL	2.0	2.0	864	$1,450	$1.68	20d	1	0.92mi
207 Woodlake Wynde Unit 207 Oldsmar, FL	2.0	2.0	924	$1,900	$2.06	0d	1	0.93mi
103 Palmetto Ct #103 Oldsmar, FL	2.0	2.0	1054	$1,800	$1.71	26d	1	0.96mi
109 Pine Ct Oldsmar, FL	2.0	2.0	1054	$2,300	$2.18	26d	1	0.96mi
207 Palmetto Ct Oldsmar, FL	2.0	2.0	1054	$1,700	$1.61	26d	1	0.96mi
50 Woodlake Pl #50 Oldsmar, FL	2.0	2.0	924	$1,950	$2.11	0d	1	0.98mi
212 Cypress Ln Oldsmar, FL	2.0	2.0	1053	$1,600	$1.52	9d	1	0.99mi
244 Cypress Ln Unit 244 Oldsmar, FL	2.0	2.0	1053	$1,900	$1.80	0d	1	0.99mi
132 E Cypress Ct Oldsmar, FL	2.0	2.0	1054	$1,800	$1.71	22d	1	1.00mi
274 Cypress Ln Oldsmar, FL	2.0	2.0	1054	$1,600	$1.52	26d	1	1.00mi
135 W Cypress Ct Oldsmar, FL	2.0	2.0	1054	$2,100	$1.99	26d	1	1.00mi
3640 Meriden Ave Unit 3 Oldsmar, FL	2.0	1.0	980	$1,575	$1.61	14d	1	1.07mi
47 Emerald Bay Dr Oldsmar, FL	2.0	1.5	1100	$1,750	$1.59	26d	1	1.09mi
46 Emerald Bay Dr Oldsmar, FL	2.0	2.5	1235	$2,000	$1.62	14d	1	1.09mi
3664 Meriden Ave Unit A Oldsmar, FL	2.0	2.0	970	$1,795	$1.85	26d	1	1.10mi
3455 Countryside Blvd #4 Clearwater, FL	3.0	2.0	995	$2,050	$2.06	6d	1	1.13mi
2998 Bonaventure Cir #104 Palm Harbor, FL	2.0	2.0	900	$1,723	$1.91	0d	1	1.15mi
133 Sabal Ct Unit B Oldsmar, FL	3.0	2.0	1000	$1,650	$1.65	16d	1	1.17mi
133 Sabal Ct Oldsmar, FL	2.0–3.0	2.0	957	$1,495	$1.56	26d	2	1.17mi

HOA detail

• Monthly dues: $70 · $840/yr
• Likely covers: pool

Listing history 27 events

1. 2026-06-22
   days on market $205,000 Active 157 DOM
2. 2026-06-18
   days on market $205,000 Active 154 DOM
3. 2026-06-17
   days on market $205,000 Active 153 DOM
4. 2026-06-16
   days on market $205,000 Active 152 DOM
5. 2026-06-15
   days on market $205,000 Active 151 DOM
6. 2026-06-13
   days on market $205,000 Active 149 DOM
7. 2026-06-09
   days on market $205,000 Active 145 DOM
8. 2026-06-08
   days on market $205,000 Active 144 DOM
9. 2026-06-07
   days on market $205,000 Active 143 DOM
10. 2026-06-04
    days on market $205,000 Active 140 DOM
11. 2026-06-03
    days on market $205,000 Active 139 DOM
12. 2026-06-01
    days on market $205,000 Active 137 DOM
13. 2026-05-31
    days on market $205,000 Active 136 DOM
14. 2026-04-20
    price $205,000
15. 2026-03-10
    price $210,000
16. 2026-01-15
    listed $215,000 Active
17. 2022-08-08
    soldstatus $180,000
18. 2014-06-14
    status Pending 1132-char remark

    Show marketing remark (1132 chars)

    Outstanding Value in Gull Aire Village. Bright your fussiest buyers, they will not be disappointed. This home has been beautifully maintained and updated. Open floor plan. Master bedroom has laminate flooring. New shower stall in master bath. Inside laundry. Upgraded appliances. Furniture will convey. Nice screened porch. Utility shed. Gull Aire Village is a 55+ community that offers an active clubhouse, library, pool table, shuffleboard, large heated pool and spa. HOA is $30.00 per month. One pet any size. Leasing the home is OK too. You can walk to AMC Theatres, Beall's, Marshall's, Dollar Store and Office Depot. Restaurants within walking distance include Panera Bread, Starbucks, Ruby Tuesday's, Mongolian Grill and Eve's Family Restaurant. Richards Foodporium is across the street and offers natural and organic foods. Just minutes to Westfield Mall, Super Walmart, Publix and Countryside Hospital. Easy commute to Tampa International Airport. About 20 minutes to beautiful beaches - Honeymoon Island Beach and Caladesi State Park. Room sizes are approximate and should be verified by the buyer. Don't wait, won't last!

19. 2014-06-12
    soldstatus $75,000
20. 2014-06-10
    historical 1132-char remark

    Show marketing remark (1132 chars)

    Outstanding Value in Gull Aire Village. Bright your fussiest buyers, they will not be disappointed. This home has been beautifully maintained and updated. Open floor plan. Master bedroom has laminate flooring. New shower stall in master bath. Inside laundry. Upgraded appliances. Furniture will convey. Nice screened porch. Utility shed. Gull Aire Village is a 55+ community that offers an active clubhouse, library, pool table, shuffleboard, large heated pool and spa. HOA is $30.00 per month. One pet any size. Leasing the home is OK too. You can walk to AMC Theatres, Beall's, Marshall's, Dollar Store and Office Depot. Restaurants within walking distance include Panera Bread, Starbucks, Ruby Tuesday's, Mongolian Grill and Eve's Family Restaurant. Richards Foodporium is across the street and offers natural and organic foods. Just minutes to Westfield Mall, Super Walmart, Publix and Countryside Hospital. Easy commute to Tampa International Airport. About 20 minutes to beautiful beaches - Honeymoon Island Beach and Caladesi State Park. Room sizes are approximate and should be verified by the buyer. Don't wait, won't last!

21. 2014-06-09
    soldstatus $75,000 Sold 1132-char remark

    Show marketing remark (1132 chars)

    Outstanding Value in Gull Aire Village. Bright your fussiest buyers, they will not be disappointed. This home has been beautifully maintained and updated. Open floor plan. Master bedroom has laminate flooring. New shower stall in master bath. Inside laundry. Upgraded appliances. Furniture will convey. Nice screened porch. Utility shed. Gull Aire Village is a 55+ community that offers an active clubhouse, library, pool table, shuffleboard, large heated pool and spa. HOA is $30.00 per month. One pet any size. Leasing the home is OK too. You can walk to AMC Theatres, Beall's, Marshall's, Dollar Store and Office Depot. Restaurants within walking distance include Panera Bread, Starbucks, Ruby Tuesday's, Mongolian Grill and Eve's Family Restaurant. Richards Foodporium is across the street and offers natural and organic foods. Just minutes to Westfield Mall, Super Walmart, Publix and Countryside Hospital. Easy commute to Tampa International Airport. About 20 minutes to beautiful beaches - Honeymoon Island Beach and Caladesi State Park. Room sizes are approximate and should be verified by the buyer. Don't wait, won't last!

22. 2014-05-22
    status Pending 1132-char remark

    Show marketing remark (1132 chars)

    Outstanding Value in Gull Aire Village. Bright your fussiest buyers, they will not be disappointed. This home has been beautifully maintained and updated. Open floor plan. Master bedroom has laminate flooring. New shower stall in master bath. Inside laundry. Upgraded appliances. Furniture will convey. Nice screened porch. Utility shed. Gull Aire Village is a 55+ community that offers an active clubhouse, library, pool table, shuffleboard, large heated pool and spa. HOA is $30.00 per month. One pet any size. Leasing the home is OK too. You can walk to AMC Theatres, Beall's, Marshall's, Dollar Store and Office Depot. Restaurants within walking distance include Panera Bread, Starbucks, Ruby Tuesday's, Mongolian Grill and Eve's Family Restaurant. Richards Foodporium is across the street and offers natural and organic foods. Just minutes to Westfield Mall, Super Walmart, Publix and Countryside Hospital. Easy commute to Tampa International Airport. About 20 minutes to beautiful beaches - Honeymoon Island Beach and Caladesi State Park. Room sizes are approximate and should be verified by the buyer. Don't wait, won't last!

23. 2014-04-11
    historical Contingent - Inspections 1132-char remark

    Show marketing remark (1132 chars)

    Outstanding Value in Gull Aire Village. Bright your fussiest buyers, they will not be disappointed. This home has been beautifully maintained and updated. Open floor plan. Master bedroom has laminate flooring. New shower stall in master bath. Inside laundry. Upgraded appliances. Furniture will convey. Nice screened porch. Utility shed. Gull Aire Village is a 55+ community that offers an active clubhouse, library, pool table, shuffleboard, large heated pool and spa. HOA is $30.00 per month. One pet any size. Leasing the home is OK too. You can walk to AMC Theatres, Beall's, Marshall's, Dollar Store and Office Depot. Restaurants within walking distance include Panera Bread, Starbucks, Ruby Tuesday's, Mongolian Grill and Eve's Family Restaurant. Richards Foodporium is across the street and offers natural and organic foods. Just minutes to Westfield Mall, Super Walmart, Publix and Countryside Hospital. Easy commute to Tampa International Airport. About 20 minutes to beautiful beaches - Honeymoon Island Beach and Caladesi State Park. Room sizes are approximate and should be verified by the buyer. Don't wait, won't last!

24. 2014-04-10
    listed $81,500 Active 1132-char remark

    Show marketing remark (1132 chars)

    Outstanding Value in Gull Aire Village. Bright your fussiest buyers, they will not be disappointed. This home has been beautifully maintained and updated. Open floor plan. Master bedroom has laminate flooring. New shower stall in master bath. Inside laundry. Upgraded appliances. Furniture will convey. Nice screened porch. Utility shed. Gull Aire Village is a 55+ community that offers an active clubhouse, library, pool table, shuffleboard, large heated pool and spa. HOA is $30.00 per month. One pet any size. Leasing the home is OK too. You can walk to AMC Theatres, Beall's, Marshall's, Dollar Store and Office Depot. Restaurants within walking distance include Panera Bread, Starbucks, Ruby Tuesday's, Mongolian Grill and Eve's Family Restaurant. Richards Foodporium is across the street and offers natural and organic foods. Just minutes to Westfield Mall, Super Walmart, Publix and Countryside Hospital. Easy commute to Tampa International Airport. About 20 minutes to beautiful beaches - Honeymoon Island Beach and Caladesi State Park. Room sizes are approximate and should be verified by the buyer. Don't wait, won't last!

25. 2003-05-13
    soldstatus $63,000
26. 1992-01-15
    soldstatus $39,000
27. 1985-09-01
    soldstatus $15,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,045 · $254/mo
• Projected year-2 tax: $3,045 · $254/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 99% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 24 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,336
• − Mortgage interest: −$11,483
• − Property taxes: −$3,045
• − Insurance: −$1,822
• − Repairs & maintenance: −$1,867
• − Management: −$1,867
• − HOA: −$840
• − Depreciation: −$5,964
• Taxable loss: −$3,552
• Est. tax savings @ 24.0%: +$853
• After-tax cash flow: $680/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Oldsmar

• Score: 83/100
• State rank: #49
• US rank: #908

Category grades

Amenities D- Commute A Cost of living B+ Crime B+ Employment B- Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Oldsmar, FL
• County: Pinellas County · 939,478 people
• City population: 22,762
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 22,762
• Household income: $93,474
• Rent vs Own: 19.5% rent · 80.5% own
• Severe rent burden: 548.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 15% Two or more races 11% Black 4% Asian 4%
• Hispanic origin (detail): Mexican 3% Puerto Rican 4% Cuban 2%
• Common ancestry: Romanian 5% Slovak 3% Lithuanian 2%
• Foreign-born: 12% · Canada, Jamaica, China
• Languages at home: 85% English-only · Spanish 8% Other Indo-European 3% Russian/Polish/Slavic 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -215.17%
• Current HPI: 296.7786
• Rent YoY: ▼ -2.58%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1231.2% since first listed

14 events — show timeline

• 2026-04-20 Price Changed $205,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-10 Price Changed $210,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-15 Listed $215,000 Stellar MLS as Distributed by MLS Grid
• 2022-08-08 Sold (Public Records) $180,000 Public Records
• 2014-06-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-06-12 Sold (Public Records) $75,000 Public Records
• 2014-06-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2014-06-09 Sold (MLS) $75,000 Stellar MLS as Distributed by MLS Grid
• 2014-05-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-04-11 Contingent — Stellar MLS as Distributed by MLS Grid
• 2014-04-10 Listed $81,500 Stellar MLS as Distributed by MLS Grid
• 2003-05-13 Sold (Public Records) $63,000 Public Records
• 1992-01-15 Sold (Public Records) $39,000 Public Records
• 1985-09-01 Sold (Public Records) $15,400 Public Records

Property tax history

+9.4%/yr

Latest (2025): $3,045 · +5.3% YoY. Source: county tax records.