6204 Vermont Ave · St. Louis, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.1/30.0
- ARV discount +15.0/15.0
- DSCR +6.0/10.0
- 1% rule +4.2/10.0
- Rent growth +3.3/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$129,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This Investors’ Special 3 Bed/ 1 Bath Carondelet 2-Story on a level lot is ready to be brought back to life with a little TLC and sweat equity! The 9 ft ceilings, original wood floors, and original wood millwork grace your living space & welcome you home. The updated Kitchen with abundant cabinet space, a large Dining Room, & a Living Room filled with light round out your main level. Upstairs, 3 Bedrooms & an updated Full Bath give everyone space or the option to create your ideal home office or craft room! Step outside to a fully fenced Backyard perfect for letting the pups run or planting your dream garden. Unfinished Basement offers extra storage. Close to your favorite dining, shopping, & entertainment, enjoy the best city living has to offer. This house is ready for some sweat-equity to make it yours! Property to be sold AS-IS. Seller to do no repairs or inspections including governmental inspections.
Key facts
- Newer appliances
- Two level home
- 10 foot ceilings
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer; Electric service by Ameren; Cable available; Electricity connected; Natural gas connected; Sewer connected; Water connected
- Home design: Single family residence; Two levels; Residential property
- Construction: Asbestos construction material; Block basement; Built above grade (public records)
- Exterior features: Private yard; Chain link fencing; City lot
Interior
- Kitchen: Gas oven
- Bedrooms: 3 bedrooms total; 1 bedroom on the main level; 2 bedrooms on the upper level
- Flooring: Hardwood; Laminate
- Bathrooms: 1 full bathroom (main/upper levels)
- Heating & cooling: Forced air heating; Central air conditioning; Gas heating/cooling connections
- Interior features: Ice maker; Range hood; Gas water heater; Storage space; Unfinished basement with walk-out access
- Laundry & utility: Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $130k.
Deal economics
- At list price, monthly cash flow is $139 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $119k (8.3% below list).
- Recommended offer: $119k (8.3% below list) — sets the bar for 1% rule.
- Cap rate 7.6% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Woodward Elem. (math 2% / reading 8%, grade F, #1,072 of 1,115 statewide, top 98%, 239 students, 99% FRL); Gateway Middle (math 0% / reading 8%, grade F, #389 of 391 statewide, top 100%, 506 students, 99% FRL); Roosevelt High (math 2% / reading 8%, grade F, #517 of 521 statewide, top 100%, 460 students, 99% FRL) — zoned schools average 99% FRL vs 80% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+3.3%/yr); 125 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
- This rent runs 30% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 2y ago; this cycle's ask has dropped $20k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $71k; list at $130k implies a 83% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
- Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 7.58%
- Cash-on-cash
- 4.59%
- DSCR
- 1.20
- GRM
- 9.1
CMA / ARV
- ARV (median comp)
- $173,856
- List price
- $129,900
- Delta
- -25.28%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6446 Virginia Ave | 0.22mi | 2/1.5 (-1) | 1,408 (-1%) | 2mo | $160,000 | $114 | 80 |
| 510 Holly Hills Ave | 0.15mi | 3/1.5 | 1,304 (-8%) | 3mo | $194,500 | $149 | 75 |
| 5614 S Compton Ave | 0.36mi | 3/1.0 | 1,364 (-4%) | 2mo | $149,900 | $110 | 75 |
| 6156 Louisiana Ave | 0.31mi | 2/1.5 (-1) | 1,455 (+2%) | 1mo | $200,000 | $137 | 74 |
| 6142 Alaska Ave | 0.25mi | 2/2.0 (-1) | 1,418 (-0%) | 6mo | $139,900 | $99 | 74 |
| 6111 Idaho Ave | 0.17mi | 3/2.0 | 1,600 (+12%) | 4mo | $299,900 | $187 | 64 |
| 6321 Alaska Ave | 0.29mi | 3/2.0 | 1,613 (+13%) | 4mo | $235,000 | $146 | 57 |
| 5238 Alabama Ave | 0.55mi | 3/1.0 | 1,275 (-10%) | 4mo | $85,000 | $67 | 54 |
| 919 Bates St | 0.48mi | 3/1.5 | 1,632 (+15%) | 2mo | $109,999 | $67 | 50 |
| 5123 Wicklow Pl | 0.65mi | 3/2.0 | 1,315 (-8%) | 6mo | $210,000 | $160 | 48 |
| 3621 Blow St | 0.73mi | 3/2.0 | 1,350 (-5%) | 7mo | $275,000 | $204 | 47 |
| 7111 S Grand Ave | 0.75mi | 2/2.0 (-1) | 1,248 (-12%) | 6mo | $225,000 | $180 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.27% rent growth · sell at horizon
- IRR
- -8.9%
- Equity multiple
- 0.67×
- Total profit
- $-11,907
- Equity at exit
- $19,369
- IRR
- 0.9%
- Equity multiple
- 1.06×
- Total profit
- $2,213
- Equity at exit
- $11,231
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63111
- Rents YoY
- 3.3%
- Active inventory
- 125
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $1,192 high interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax from tax record
- −$67 /mo · $806/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$250
- Net cashflow
- $139
Break-even live
Sensitivity live
| Price | -10% $213 | -5% $176 | +0% $139 | +5% $102 | +10% $66 |
|---|---|---|---|---|---|
| Rent | -10% $45 | -5% $92 | +0% $139 | +5% $186 | +10% $233 |
| Rate | -1.0pp $204 | -0.5pp $172 | base $139 | +0.5pp $105 | +1.0pp $71 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 711 Wilmington Ave Unit NA St. Louis, MO | 2.0 | 1.0 | 1051 | $1,300 | $1.24 | 45d | 1 | 0.23mi |
| 6436 Idaho Ave Saint Louis, MO | 2.0 | 1.0 | 1050 | $995 | $0.95 | 45d | 1 | 0.25mi |
| 712 Dover Pl Saint Louis, MO | 2.0 | 1.0 | 1100 | $900 | $0.82 | 45d | 1 | 0.26mi |
| 712 Dover Pl Unit 1FL St. Louis, MO | 2.0 | 1.0 | 1100 | $1,000 | $0.91 | 45d | 1 | 0.26mi |
| 736 Dover Pl Unit 1F St. Louis, MO | 2.0 | 1.0 | 1200 | $1,395 | $1.16 | 45d | 1 | 0.29mi |
| 6800 Virginia Ave Unit 1 St. Louis, MO | 3.0 | 1.0 | 1500 | $1,475 | $0.98 | 19d | 1 | 0.38mi |
| 128 Haven St Unit 2F St. Louis, MO | 2.0 | 1.0 | 900 | $950 | $1.06 | 12d | 1 | 0.38mi |
| 6730 Vermont Ave Saint Louis, MO | 3.0 | 2.0 | 1534 | $1,600 | $1.04 | 16d | 1 | 0.39mi |
| 6915 Alabama Ave Unit 1st Floor St. Louis, MO | 2.0 | 1.0 | 1248 | $1,200 | $0.96 | 45d | 1 | 0.50mi |
| 3641 Wilmington Ave Saint Louis, MO | 2.0 | 1.0 | 1175 | $1,050 | $0.89 | 45d | 1 | 0.59mi |
| 7024 Pennsylvania Ave Unit F St. Louis, MO | 2.0 | 1.0 | 1081 | $930 | $0.86 | 18d | 1 | 0.60mi |
| 3668 Wilmington Ave Saint Louis, MO | 2.0 | 1.0 | 1214 | $1,350 | $1.11 | 45d | 1 | 0.63mi |
| 3668a Wilmington Ave St. Louis, MO | 2.0 | 1.0 | 1212 | $1,295 | $1.07 | 16d | 1 | 0.64mi |
| 5102 Wicklow Pl Saint Louis, MO | 2.0 | 1.5 | 928 | $1,350 | $1.45 | 25d | 1 | 0.71mi |
| 5707 Dewey Ave Unit 1F St. Louis, MO | 2.0 | 1.0 | 1000 | $1,050 | $1.05 | 16d | 1 | 0.75mi |
| 5707 Dewey Ave Unit 1F St. Louis, MO | 2.0 | 1.0 | 1000 | $1,050 | $1.05 | 0d | 1 | 0.75mi |
| 5028 Louisiana Ave Saint Louis, MO | 2.0 | 1.0 | 1200 | $1,100 | $0.92 | 45d | 1 | 0.77mi |
| 5027 S Broadway St Unit 5027 St. Louis, MO | 2.0 | 1.0 | 900 | $950 | $1.06 | 45d | 1 | 0.78mi |
| 3243 Delor St Unit 3243 St. Louis, MO | 3.0 | 1.0 | 1100 | $1,250 | $1.14 | 23d | 1 | 0.80mi |
| 7417 Vermont Ave St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 1144 | $1,600 | $1.40 | 0d | 8 | 0.81mi |
| 5009 S Broadway St Unit 5011A St. Louis, MO | 2.0 | 1.0 | 990 | $1,200 | $1.21 | 45d | 1 | 0.81mi |
| 7417 Vermont Ave Unit 103 St. Louis, MO | 2.0 | 2.0 | 1069 | $1,500 | $1.40 | 16d | 1 | 0.81mi |
| 3324 Liberty St Saint Louis, MO | 2.0 | 1.0 | 1100 | $950 | $0.86 | 18d | 1 | 0.83mi |
| 7109 Eugene Ave Saint Louis, MO | 3.0 | 2.0 | 1029 | $1,495 | $1.45 | 4d | 1 | 0.87mi |
| 7109 Eugene Ave Saint Louis, MO | 3.0 | 2.0 | 1029 | $1,495 | $1.45 | 0d | 1 | 0.87mi |
| 4716 Louisiana Ave Unit 2F St. Louis, MO | 2.0 | 1.0 | 1200 | $995 | $0.83 | 45d | 1 | 0.91mi |
| 3824 Eiler St Saint Louis, MO | 2.0 | 1.0 | 1000 | $1,050 | $1.05 | 25d | 1 | 0.95mi |
| 3659 Delor St Unit 3659-1F St. Louis, MO | 2.0 | 1.5 | 900 | $1,115 | $1.24 | 45d | 1 | 0.95mi |
| 3705 Delor St Unit 3705-1F St. Louis, MO | 2.0 | 1.5 | 900 | $1,225 | $1.36 | 45d | 1 | 0.98mi |
| 4657 Idaho Ave Unit 4659 St. Louis, MO | 2.0 | 2.0 | 1668 | $1,295 | $0.78 | 25d | 1 | 0.98mi |
| 3661 Delor St Unit 3661-1F St. Louis, MO | 2.0 | 1.5 | 900 | $1,225 | $1.36 | 45d | 1 | 0.99mi |
| 3661 Delor St Unit 3661-2F St. Louis, MO | 2.0 | 1.5 | 900 | $1,115 | $1.24 | 45d | 1 | 0.99mi |
| 3717 Delor St Unit 37172-F St. Louis, MO | 2.0 | 1.5 | 900 | $1,115 | $1.24 | 25d | 1 | 1.00mi |
| 3709 Delor St Unit 3709-1F St. Louis, MO | 2.0 | 1.5 | 900 | $1,225 | $1.36 | 45d | 1 | 1.00mi |
| 3707a Delor St Unit 3707-2F St. Louis, MO | 2.0 | 1.5 | 900 | $1,115 | $1.24 | 45d | 1 | 1.00mi |
| 3711 Delor St Unit 3711-1F St. Louis, MO | 2.0 | 1.5 | 900 | $1,225 | $1.36 | 25d | 1 | 1.00mi |
| 3729 Delor St Unit 37292-F St. Louis, MO | 2.0 | 1.5 | 900 | $1,115 | $1.24 | 25d | 1 | 1.02mi |
| 3737 Delor St Unit 3737-2F St. Louis, MO | 2.0 | 1.5 | 900 | $1,115 | $1.24 | 45d | 1 | 1.02mi |
| 3719 Delor St Unit 3719-1F St. Louis, MO | 2.0 | 1.5 | 900 | $1,115 | $1.24 | 45d | 1 | 1.02mi |
| 3723 Delor St Unit 3723-1F St. Louis, MO | 2.0 | 1.5 | 900 | $1,225 | $1.36 | 45d | 1 | 1.02mi |
Listing history 29 events
-
2026-06-21days on market $129,900 Active 51 DOM
-
2026-06-18days on market $129,900 Active 48 DOM
-
2026-06-17days on market $129,900 Active 47 DOM
-
2026-06-16days on market $129,900 Active 46 DOM
-
2026-06-15days on market $129,900 Active 45 DOM
-
2026-06-13pricedays on market $129,900 Active 43 DOM
-
2026-06-09days on market $139,900 Active 40 DOM
-
2026-06-08days on market $139,900 Active 39 DOM
-
2026-06-07days on market $139,900 Active 38 DOM
-
2026-06-05days on market $139,900 Active 35 DOM
-
2026-06-03days on market $139,900 Active 34 DOM
-
2026-06-02days on market $139,900 Active 33 DOM
-
2026-06-01days on market $139,900 Active 32 DOM
-
2026-05-31days on market $139,900 Active 31 DOM
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2026-05-12status Active 747-char remark
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2026-05-12price $144,900 747-char remark
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2026-04-28$150,000 Active 747-char remark
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2024-09-11historical $1,200
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2024-09-05price $1,200
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2024-08-29price $1,245
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2024-08-14price $1,295
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2024-08-06price $1,350
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2024-07-26$1,400
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2024-06-07soldstatus $71,000
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2024-06-04soldstatus Closed 947-char remark
Show marketing remark (947 chars)
This Investors’ Special 3 Bed/ 1 Bath Carondelet 2-Story on a level lot is ready to be brought back to life with a little TLC and sweat equity! The 9 ft ceilings, original wood floors, and original wood millwork grace your living space & welcome you home. The updated Kitchen with abundant cabinet space, a large Dining Room, & a Living Room filled with light round out your main level. Upstairs, 3 Bedrooms & an updated Full Bath give everyone space or the option to create your ideal home office or craft room! Step outside to a fully fenced Backyard perfect for letting the pups run or planting your dream garden. Unfinished Basement offers extra storage. Close to your favorite dining, shopping, & entertainment, enjoy the best city living has to offer. This house is ready for some sweat-equity to make it yours! Property to be sold AS-IS. Seller to do no repairs or inspections including governmental inspections.
-
2024-05-21status Pending 947-char remark
Show marketing remark (947 chars)
This Investors’ Special 3 Bed/ 1 Bath Carondelet 2-Story on a level lot is ready to be brought back to life with a little TLC and sweat equity! The 9 ft ceilings, original wood floors, and original wood millwork grace your living space & welcome you home. The updated Kitchen with abundant cabinet space, a large Dining Room, & a Living Room filled with light round out your main level. Upstairs, 3 Bedrooms & an updated Full Bath give everyone space or the option to create your ideal home office or craft room! Step outside to a fully fenced Backyard perfect for letting the pups run or planting your dream garden. Unfinished Basement offers extra storage. Close to your favorite dining, shopping, & entertainment, enjoy the best city living has to offer. This house is ready for some sweat-equity to make it yours! Property to be sold AS-IS. Seller to do no repairs or inspections including governmental inspections.
-
2024-05-16$60,000 Active 947-char remark
Show marketing remark (947 chars)
This Investors’ Special 3 Bed/ 1 Bath Carondelet 2-Story on a level lot is ready to be brought back to life with a little TLC and sweat equity! The 9 ft ceilings, original wood floors, and original wood millwork grace your living space & welcome you home. The updated Kitchen with abundant cabinet space, a large Dining Room, & a Living Room filled with light round out your main level. Upstairs, 3 Bedrooms & an updated Full Bath give everyone space or the option to create your ideal home office or craft room! Step outside to a fully fenced Backyard perfect for letting the pups run or planting your dream garden. Unfinished Basement offers extra storage. Close to your favorite dining, shopping, & entertainment, enjoy the best city living has to offer. This house is ready for some sweat-equity to make it yours! Property to be sold AS-IS. Seller to do no repairs or inspections including governmental inspections.
-
2024-05-13historical $60,000 947-char remark
Show marketing remark (947 chars)
This Investors’ Special 3 Bed/ 1 Bath Carondelet 2-Story on a level lot is ready to be brought back to life with a little TLC and sweat equity! The 9 ft ceilings, original wood floors, and original wood millwork grace your living space & welcome you home. The updated Kitchen with abundant cabinet space, a large Dining Room, & a Living Room filled with light round out your main level. Upstairs, 3 Bedrooms & an updated Full Bath give everyone space or the option to create your ideal home office or craft room! Step outside to a fully fenced Backyard perfect for letting the pups run or planting your dream garden. Unfinished Basement offers extra storage. Close to your favorite dining, shopping, & entertainment, enjoy the best city living has to offer. This house is ready for some sweat-equity to make it yours! Property to be sold AS-IS. Seller to do no repairs or inspections including governmental inspections.
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2001-05-08soldstatus $68,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $806 · $67/mo
- Projected year-2 tax
- $1,260 · $105/mo
- Expected delta
- +$454/yr (+$38/mo · 56.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,302
- − Mortgage interest
- −$7,276
- − Property taxes
- −$806
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,144
- − Management
- −$1,144
- − Depreciation
- −$3,779
- Taxable loss
- −$497
- Est. tax savings @ 24.0%
- +$119
- After-tax cash flow
- $1,788/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Louis City
- NCES district ID
- 2929280
- Math proficiency
- 10% ▼ -6.00%
- Reading proficiency
- 18% ▼ -3.00%
- Median HH income
- $35,685
- Composite
- 11.54/100
- National rank
- #9699
- State rank
- #312 of 324 in MO
Livability — St. Louis
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Louis, MO
- County
- Saint Louis City · 254,015 people
- City population
- 283,259
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 18,851
- Household income
- $47,039
- Rent vs Own
- Severe rent burden
- 1364.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 315,737 people
- By 2030
- 313,865 · -0.6%
- By 2040
- 305,439 · -3.3%
- By 2050
- 296,529 · -6.1%
- By 2075
- 271,028 · -14.2%
- By 2100
- 255,359 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Black 42% White 41% Two or more races 11% Hispanic / Latino 9% Asian 1%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Lithuanian 3% Slovak 1% Romanian 1%
- Foreign-born
- 7% · Canada, India
- Languages at home
- 90% English-only · Spanish 7% Other Indo-European 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
- 2008→2024 swing
- -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
- All cycles
- 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -92.80%
- Current HPI
- 169.4644
- Rent YoY
- ▲ 3.27%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+89.6% since first listed18 events — show timeline
- 2026-06-11 Relisted — MARIS as Distributed by MLS Grid
- 2026-06-11 Price Changed $129,900 MARIS as Distributed by MLS Grid
- 2026-05-29 Price Changed $139,900 MARIS as Distributed by MLS Grid
- 2026-05-12 Relisted — MARIS as Distributed by MLS Grid
- 2026-05-12 Price Changed $144,900 MARIS as Distributed by MLS Grid
- 2026-04-28 Listed $150,000 MARIS as Distributed by MLS Grid
- 2024-09-11 Rental Removed $1,200 SHOWMOJO
- 2024-09-05 Price Changed $1,200 SHOWMOJO
- 2024-08-29 Price Changed $1,245 SHOWMOJO
- 2024-08-14 Price Changed $1,295 SHOWMOJO
- 2024-08-06 Price Changed $1,350 SHOWMOJO
- 2024-07-26 Listed for Rent $1,400 SHOWMOJO
- 2024-06-07 Sold (Public Records) $71,000 Public Records
- 2024-06-04 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2024-05-21 Pending — MARIS as Distributed by MLS Grid
- 2024-05-16 Listed $60,000 MARIS as Distributed by MLS Grid
- 2024-05-13 Coming Soon $60,000 MARIS as Distributed by MLS Grid
- 2001-05-08 Sold (Public Records) $68,500 Public Records
Property tax history
+2.8%/yrLatest (2024): $806 · +5.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…