CashFlowRE
Sign in Sign up
3376 Sunlight Rd
D Composite 44.61
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.4/15.0
  • Cash flow +13.3/30.0
  • DSCR +4.0/10.0
  • Rent growth +3.6/5.0
  • Livability +3.0/5.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$185,000

3376 Sunlight Rd · Twentynine Palms, CA 92277
1 bd · 1.0 ba · 1,121 sqft · SingleFamily public records · 322 Days on market
Built 1957 2.10 ac lot $165/sqft · 13% below area Est $213k · 13% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fixer-upper with amazing mountain views, perfect for anyone looking for a project, a weekend warrior getaway, or a property to make their own. Located on a city-maintained road, this property had a new septic system and leach lines installed just two years ago, has power on site, and water is hauled, has a functional water tank that includes a pump replaced less than a year ago. Featuring three bedrooms and three bathrooms (tax records show two bedrooms and one bathroom—buyer to verify permits and property details), this is a great opportunity to add your personal touch and design your own desert escape. Property is being sold as-is, offering plenty of potential to create a relaxing retreat away from the city or a place to call home.

Key facts

  • Pump replaced
  • New septic system
  • Mountain views

Tags

MOUNTAIN VIEWSNEW SEPTIC SYSTEMPOWER ON SITEFUNCTIONAL WATER TANKPUMP REPLACED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $185k.

Deal economics

  • At list price, monthly cash flow is $1 ($11/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $140k (24.3% below list).
  • Recommended offer: $140k (24.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.1% in Twentynine Palms — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#622 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A+, housing A+; Watch: amenities F, employment D-, health & safety F.
  • Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Twentynine Palms Elementary (math 10% / reading 24%, grade F, #1,335 of 1,571 statewide, top 85%, 548 students, 47% FRL); Twentynine Palms Junior High (math 17% / reading 39%, grade F, #236 of 498 statewide, top 48%, 413 students, 63% FRL); Twentynine Palms High (math 32% / reading 62%, grade D-, #389 of 1,170 statewide, top 35%, 729 students, 66% FRL) — zoned schools at 59% FRL track the district average.
  • Market conditions: Rents rising fast (+4.5%/yr); 754 active listings in the ZIP; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 322 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 19y ago; this cycle's ask has dropped $44k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $28k; list at $185k implies a 561% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $140,087 (24.3% below list)

Questions for the listing agent

  1. It's been on market 322 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
  2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
6.30%
Cash-on-cash
0.02%
DSCR
1.00
GRM
11.0

CMA / ARV

ARV (median comp)
$213,043
List price
$185,000
Delta
-13.16%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
81320 Brown Rd 0.42mi 2/1.0 (+1) 964 (-14%) 3mo $268,000 $278 49
80950 Witt Rd 0.46mi 1/1.0 960 (-14%) 18mo $235,000 $245 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.45% rent growth · sell at horizon

5-year hold
IRR
-14.9%
Equity multiple
0.46×
Total profit
$-27,929
Equity at exit
$27,584
10-year hold
IRR
-4.4%
Equity multiple
0.69×
Total profit
$-15,824
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92277

Home prices YoY
-3.1%
Rents YoY
4.5%
Active inventory
754
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$1,401 medium interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$58 /mo · $702/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$294
Net cashflow
$1

Break-even live

Break-even rent $1,400
Max offer price $185,000
Occupancy floor 95%

Sensitivity live

Price -10% $106 -5% $53 +0% $1 +5% $-51 +10% $-104
Rent -10% $-110 -5% $-54 +0% $1 +5% $56 +10% $112
Rate -1.0pp $94 -0.5pp $48 base $1 +0.5pp $-47 +1.0pp $-96

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 26 events

  1. 2026-06-15
    days on market $185,000 Active 322 DOM
  2. 2026-06-13
    days on market $185,000 Active 320 DOM
  3. 2026-06-13
    days on market $185,000 Active 319 DOM
  4. 2026-06-09
    days on market $185,000 Active 316 DOM
  5. 2026-06-08
    days on market $185,000 Active 315 DOM
  6. 2026-06-08
    status $185,000 Active 314 DOM
  7. 2026-06-07
    days on market $185,000 Active Under Contract 314 DOM
  8. 2026-06-04
    days on market $185,000 Active Under Contract 311 DOM
  9. 2026-06-03
    days on market $185,000 Active Under Contract 310 DOM
  10. 2026-06-02
    days on market $185,000 Active Under Contract 309 DOM
  11. 2026-06-01
    days on market $185,000 Active Under Contract 308 DOM
  12. 2026-05-31
    days on market $185,000 Active Under Contract 307 DOM
  13. 2025-12-16
    price $185,000 749-char remark
    Show marketing remark (749 chars)

    Fixer-upper with amazing mountain views, perfect for anyone looking for a project, a weekend warrior getaway, or a property to make their own. Located on a city-maintained road, this property had a new septic system and leach lines installed just two years ago, has power on site, and water is hauled, has a functional water tank that includes a pump replaced less than a year ago. Featuring three bedrooms and three bathrooms (tax records show two bedrooms and one bathroom—buyer to verify permits and property details), this is a great opportunity to add your personal touch and design your own desert escape. Property is being sold as-is, offering plenty of potential to create a relaxing retreat away from the city or a place to call home.

  14. 2025-12-16
    status Active 749-char remark
    Show marketing remark (749 chars)

    Fixer-upper with amazing mountain views, perfect for anyone looking for a project, a weekend warrior getaway, or a property to make their own. Located on a city-maintained road, this property had a new septic system and leach lines installed just two years ago, has power on site, and water is hauled, has a functional water tank that includes a pump replaced less than a year ago. Featuring three bedrooms and three bathrooms (tax records show two bedrooms and one bathroom—buyer to verify permits and property details), this is a great opportunity to add your personal touch and design your own desert escape. Property is being sold as-is, offering plenty of potential to create a relaxing retreat away from the city or a place to call home.

  15. 2025-12-10
    status Pending Sale 749-char remark
    Show marketing remark (749 chars)

    Fixer-upper with amazing mountain views, perfect for anyone looking for a project, a weekend warrior getaway, or a property to make their own. Located on a city-maintained road, this property had a new septic system and leach lines installed just two years ago, has power on site, and water is hauled, has a functional water tank that includes a pump replaced less than a year ago. Featuring three bedrooms and three bathrooms (tax records show two bedrooms and one bathroom—buyer to verify permits and property details), this is a great opportunity to add your personal touch and design your own desert escape. Property is being sold as-is, offering plenty of potential to create a relaxing retreat away from the city or a place to call home.

  16. 2025-07-22
    listed $229,000 Active 749-char remark
    Show marketing remark (749 chars)

    Fixer-upper with amazing mountain views, perfect for anyone looking for a project, a weekend warrior getaway, or a property to make their own. Located on a city-maintained road, this property had a new septic system and leach lines installed just two years ago, has power on site, and water is hauled, has a functional water tank that includes a pump replaced less than a year ago. Featuring three bedrooms and three bathrooms (tax records show two bedrooms and one bathroom—buyer to verify permits and property details), this is a great opportunity to add your personal touch and design your own desert escape. Property is being sold as-is, offering plenty of potential to create a relaxing retreat away from the city or a place to call home.

  17. 2016-03-02
    historical 230-char remark
    Show marketing remark (230 chars)

    THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.

  18. 2016-02-29
    soldstatus $28,000 Closed Sale 230-char remark
    Show marketing remark (230 chars)

    THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.

  19. 2016-02-29
    soldstatus $28,000
    Show marketing remark (230 chars)

    THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.

  20. 2015-12-31
    status Pending Sale 230-char remark
    Show marketing remark (230 chars)

    THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.

  21. 2015-12-19
    price $34,000 230-char remark
    Show marketing remark (230 chars)

    THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.

  22. 2015-12-05
    listed $34,500 Active 230-char remark
    Show marketing remark (230 chars)

    THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.

  23. 2008-02-28
    historical
  24. 2007-02-19
    listed $129,900
  25. 2006-07-12
    soldstatus $120,500
  26. 2005-08-19
    soldstatus $34,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$702 · $58/mo
Projected year-2 tax
$1,406 · $117/mo
Expected delta
+$704/yr (+$59/mo · 100.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,810
− Mortgage interest
−$10,363
− Property taxes
−$702
− Insurance
−$925
− Repairs & maintenance
−$1,345
− Management
−$1,345
− Depreciation
−$5,382
Taxable loss
−$3,251
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$780
After-tax cash flow
$792/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Morongo Unified
NCES district ID
0625860
Math proficiency
15% ▼ -12.00%
Reading proficiency
38% ▼ -3.00%
Median HH income
$39,399
Composite
22.19/100
National rank
#8156
State rank
#395 of 517 in CA

Livability — Twentynine Palms

Score
59/100
State rank
#622
US rank
#19731

Category grades

Amenities F Commute A+ Cost of living C Crime C Employment D- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
San Bernardino County · 2,030,291 people
City population
26,277
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
26,277
Household income
$60,901
Rent vs Own
56.7% rent · 43.3% own
Severe rent burden
1057.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 49% Two or more races 24% Hispanic / Latino 24% Black 9% Asian 4% Pacific Islander 1% Native American 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Italian 5% Lithuanian 3% Slovak 3%
Foreign-born
9% · Canada, China, South Korea
Languages at home
81% English-only · Spanish 12% Other Asian/Pacific 2% Tagalog/Filipino 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -12.15%
Current HPI
380.5083
Rent YoY
▲ 4.45%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+444.1% since first listed
14 events — show timeline
  • 2025-12-16 Price Changed $185,000 CRMLS
  • 2025-12-16 Relisted CRMLS
  • 2025-12-10 Pending CRMLS
  • 2025-07-22 Listed $229,000 CRMLS
  • 2016-03-02 Listing Removed CRMLS
  • 2016-02-29 Sold (Public Records) $28,000 Public Records
  • 2016-02-29 Sold (MLS) $28,000 CRMLS
  • 2015-12-31 Pending CRMLS
  • 2015-12-19 Price Changed $34,000 CRMLS
  • 2015-12-05 Listed $34,500 CRMLS
  • 2008-02-28 Listing Removed CRMLS
  • 2007-02-19 Listed $129,900 CRMLS
  • 2006-07-12 Sold (Public Records) $120,500 Public Records
  • 2005-08-19 Sold (Public Records) $34,000 Public Records

Property tax history

-4.4%/yr

Latest (2025): $702 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…