3376 Sunlight Rd · Twentynine Palms, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.4/15.0
- Cash flow +13.3/30.0
- DSCR +4.0/10.0
- Rent growth +3.6/5.0
- Livability +3.0/5.0
- 1% rule +2.6/10.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- Appreciation +0.0/10.0
$185,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Fixer-upper with amazing mountain views, perfect for anyone looking for a project, a weekend warrior getaway, or a property to make their own. Located on a city-maintained road, this property had a new septic system and leach lines installed just two years ago, has power on site, and water is hauled, has a functional water tank that includes a pump replaced less than a year ago. Featuring three bedrooms and three bathrooms (tax records show two bedrooms and one bathroom—buyer to verify permits and property details), this is a great opportunity to add your personal touch and design your own desert escape. Property is being sold as-is, offering plenty of potential to create a relaxing retreat away from the city or a place to call home.
Key facts
- Pump replaced
- New septic system
- Mountain views
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $185k.
Deal economics
- At list price, monthly cash flow is $1 ($11/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $140k (24.3% below list).
- Recommended offer: $140k (24.3% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 4.1% in Twentynine Palms — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 59/100 on livability (#622 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A+, housing A+; Watch: amenities F, employment D-, health & safety F.
- Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Twentynine Palms Elementary (math 10% / reading 24%, grade F, #1,335 of 1,571 statewide, top 85%, 548 students, 47% FRL); Twentynine Palms Junior High (math 17% / reading 39%, grade F, #236 of 498 statewide, top 48%, 413 students, 63% FRL); Twentynine Palms High (math 32% / reading 62%, grade D-, #389 of 1,170 statewide, top 35%, 729 students, 66% FRL) — zoned schools at 59% FRL track the district average.
- Market conditions: Rents rising fast (+4.5%/yr); 754 active listings in the ZIP; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 322 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 19y ago; this cycle's ask has dropped $44k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $28k; list at $185k implies a 561% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 322 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 6.30%
- Cash-on-cash
- 0.02%
- DSCR
- 1.00
- GRM
- 11.0
CMA / ARV
- ARV (median comp)
- $213,043
- List price
- $185,000
- Delta
- -13.16%
- Verdict
- UNDERPRICED
- Comps
- 7 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 81320 Brown Rd | 0.42mi | 2/1.0 (+1) | 964 (-14%) | 3mo | $268,000 | $278 | 49 |
| 80950 Witt Rd | 0.46mi | 1/1.0 | 960 (-14%) | 18mo | $235,000 | $245 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.45% rent growth · sell at horizon
- IRR
- -14.9%
- Equity multiple
- 0.46×
- Total profit
- $-27,929
- Equity at exit
- $27,584
- IRR
- -4.4%
- Equity multiple
- 0.69×
- Total profit
- $-15,824
- Equity at exit
- $15,995
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92277
- Home prices YoY
- -3.1%
- Rents YoY
- 4.5%
- Active inventory
- 754
- Price-to-rent
- 11.0×
Monthly cashflow live
- Estimated rent
- $1,401 medium interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax from tax record
- −$58 /mo · $702/yr
- Insurance
- −$77
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$294
- Net cashflow
- $1
Break-even live
Sensitivity live
| Price | -10% $106 | -5% $53 | +0% $1 | +5% $-51 | +10% $-104 |
|---|---|---|---|---|---|
| Rent | -10% $-110 | -5% $-54 | +0% $1 | +5% $56 | +10% $112 |
| Rate | -1.0pp $94 | -0.5pp $48 | base $1 | +0.5pp $-47 | +1.0pp $-96 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 26 events
-
2026-06-15days on market $185,000 Active 322 DOM
-
2026-06-13days on market $185,000 Active 320 DOM
-
2026-06-13days on market $185,000 Active 319 DOM
-
2026-06-09days on market $185,000 Active 316 DOM
-
2026-06-08days on market $185,000 Active 315 DOM
-
2026-06-08status $185,000 Active 314 DOM
-
2026-06-07days on market $185,000 Active Under Contract 314 DOM
-
2026-06-04days on market $185,000 Active Under Contract 311 DOM
-
2026-06-03days on market $185,000 Active Under Contract 310 DOM
-
2026-06-02days on market $185,000 Active Under Contract 309 DOM
-
2026-06-01days on market $185,000 Active Under Contract 308 DOM
-
2026-05-31days on market $185,000 Active Under Contract 307 DOM
-
2025-12-16price $185,000 749-char remark
Show marketing remark (749 chars)
Fixer-upper with amazing mountain views, perfect for anyone looking for a project, a weekend warrior getaway, or a property to make their own. Located on a city-maintained road, this property had a new septic system and leach lines installed just two years ago, has power on site, and water is hauled, has a functional water tank that includes a pump replaced less than a year ago. Featuring three bedrooms and three bathrooms (tax records show two bedrooms and one bathroom—buyer to verify permits and property details), this is a great opportunity to add your personal touch and design your own desert escape. Property is being sold as-is, offering plenty of potential to create a relaxing retreat away from the city or a place to call home.
-
2025-12-16status Active 749-char remark
Show marketing remark (749 chars)
Fixer-upper with amazing mountain views, perfect for anyone looking for a project, a weekend warrior getaway, or a property to make their own. Located on a city-maintained road, this property had a new septic system and leach lines installed just two years ago, has power on site, and water is hauled, has a functional water tank that includes a pump replaced less than a year ago. Featuring three bedrooms and three bathrooms (tax records show two bedrooms and one bathroom—buyer to verify permits and property details), this is a great opportunity to add your personal touch and design your own desert escape. Property is being sold as-is, offering plenty of potential to create a relaxing retreat away from the city or a place to call home.
-
2025-12-10status Pending Sale 749-char remark
Show marketing remark (749 chars)
Fixer-upper with amazing mountain views, perfect for anyone looking for a project, a weekend warrior getaway, or a property to make their own. Located on a city-maintained road, this property had a new septic system and leach lines installed just two years ago, has power on site, and water is hauled, has a functional water tank that includes a pump replaced less than a year ago. Featuring three bedrooms and three bathrooms (tax records show two bedrooms and one bathroom—buyer to verify permits and property details), this is a great opportunity to add your personal touch and design your own desert escape. Property is being sold as-is, offering plenty of potential to create a relaxing retreat away from the city or a place to call home.
-
2025-07-22$229,000 Active 749-char remark
Show marketing remark (749 chars)
Fixer-upper with amazing mountain views, perfect for anyone looking for a project, a weekend warrior getaway, or a property to make their own. Located on a city-maintained road, this property had a new septic system and leach lines installed just two years ago, has power on site, and water is hauled, has a functional water tank that includes a pump replaced less than a year ago. Featuring three bedrooms and three bathrooms (tax records show two bedrooms and one bathroom—buyer to verify permits and property details), this is a great opportunity to add your personal touch and design your own desert escape. Property is being sold as-is, offering plenty of potential to create a relaxing retreat away from the city or a place to call home.
-
2016-03-02historical 230-char remark
Show marketing remark (230 chars)
THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.
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2016-02-29soldstatus $28,000 Closed Sale 230-char remark
Show marketing remark (230 chars)
THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.
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2016-02-29soldstatus $28,000
Show marketing remark (230 chars)
THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.
-
2015-12-31status Pending Sale 230-char remark
Show marketing remark (230 chars)
THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.
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2015-12-19price $34,000 230-char remark
Show marketing remark (230 chars)
THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.
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2015-12-05$34,500 Active 230-char remark
Show marketing remark (230 chars)
THIS IS A TRULY 'FIXER UPPER'. ADDITIONS MAY HAVE BEEN DONE WITHOUT THE BENEFIT OF BUILDING PERMITS. FOR INSTANCE; THE PROFILE SHOWS 1 BATH ROOM. I SAW 3 BATHS. HAUL WATER. I THINK THERE IS MORE SQ. FT. THAN SHOWN ON THE PROFILE.
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2008-02-28historical
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2007-02-19$129,900
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2006-07-12soldstatus $120,500
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2005-08-19soldstatus $34,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $702 · $58/mo
- Projected year-2 tax
- $1,406 · $117/mo
- Expected delta
- +$704/yr (+$59/mo · 100.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,810
- − Mortgage interest
- −$10,363
- − Property taxes
- −$702
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,345
- − Management
- −$1,345
- − Depreciation
- −$5,382
- Taxable loss
- −$3,251
- Est. tax savings @ 24.0%
- +$780
- After-tax cash flow
- $792/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Morongo Unified
- NCES district ID
- 0625860
- Math proficiency
- 15% ▼ -12.00%
- Reading proficiency
- 38% ▼ -3.00%
- Median HH income
- $39,399
- Composite
- 22.19/100
- National rank
- #8156
- State rank
- #395 of 517 in CA
Livability — Twentynine Palms
- Score
- 59/100
- State rank
- #622
- US rank
- #19731
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- San Bernardino County · 2,030,291 people
- City population
- 26,277
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 26,277
- Household income
- $60,901
- Rent vs Own
- Severe rent burden
- 1057.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 49% Two or more races 24% Hispanic / Latino 24% Black 9% Asian 4% Pacific Islander 1% Native American 1%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Italian 5% Lithuanian 3% Slovak 3%
- Foreign-born
- 9% · Canada, China, South Korea
- Languages at home
- 81% English-only · Spanish 12% Other Asian/Pacific 2% Tagalog/Filipino 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -12.15%
- Current HPI
- 380.5083
- Rent YoY
- ▲ 4.45%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+444.1% since first listed14 events — show timeline
- 2025-12-16 Price Changed $185,000 CRMLS
- 2025-12-16 Relisted — CRMLS
- 2025-12-10 Pending — CRMLS
- 2025-07-22 Listed $229,000 CRMLS
- 2016-03-02 Listing Removed — CRMLS
- 2016-02-29 Sold (Public Records) $28,000 Public Records
- 2016-02-29 Sold (MLS) $28,000 CRMLS
- 2015-12-31 Pending — CRMLS
- 2015-12-19 Price Changed $34,000 CRMLS
- 2015-12-05 Listed $34,500 CRMLS
- 2008-02-28 Listing Removed — CRMLS
- 2007-02-19 Listed $129,900 CRMLS
- 2006-07-12 Sold (Public Records) $120,500 Public Records
- 2005-08-19 Sold (Public Records) $34,000 Public Records
Property tax history
-4.4%/yrLatest (2025): $702 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…