18705 Ducros Rd · Prairieville, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.7/10.0
- Livability +3.5/5.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$85,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
A spacious 0.30 acre lot features a mobile home, a large lot with a picket fence, a storage shed, and decks front and back for enjoyment. This fully renovated mobile home is located on a quiet cul-de-sac with boat slip access. The kitchen features all appliances, new cabinetry, a large, deep single-bowl sink, and French doors leading to the deck overlooking the backyard. A laminate wood accent wall in the master bedroom and in suite bathroom features a jetted tub and rainfall shower, plus French doors lead to a private deck with a gazebo. An ideal retreat for viewing the wildlife surrounding the area. Requests for a home tour will take 24 hours for approval.
Key facts
- 0.3 acre lot
- 4 parking spots
- Built 1990
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $85k.
Deal economics
- At list price, monthly cash flow is $547 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $85k).
- Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
- Cap rate 15.8% vs local median 4.4% in Prairieville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#70 in LA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
- Ascension Parish (suburban): math 48% / reading 58% proficiency, ranked #7 of 98 in LA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lakeside Primary School (math 52% / reading 59%, grade C, #89 of 646 statewide, top 14%, 853 students, 58% FRL); Galvez Middle School (math 36% / reading 56%, grade D+, #44 of 218 statewide, top 20%, 804 students, 54% FRL); St. Amant High School (math 63% / reading 67%, grade B, #12 of 265 statewide, top 4%, 2,411 students, 46% FRL).
- Market conditions: Rents rising (+3.5%/yr); 496 active listings in the ZIP; solid renter incomes; 579 units permitted in Ascension Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Ascension County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.5% rent growth), your $24k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 197 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
- 19 sale attempts since 20y ago; this cycle's ask has dropped $10k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $64k; 32% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 197 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.80% ✓
- Cap rate
- 15.79%
- Cash-on-cash
- 33.91%
- DSCR
- 2.51
- GRM
- 4.6
CMA / ARV
- ARV (median comp)
- $180,000
- List price
- $85,000
- Delta
- -52.78%
- Verdict
- UNDERPRICED
- Comps
- 2 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 18588 Blythe Rd | 0.21mi | 2/2.0 | 896 (+3%) | 20mo | $139,500 | $156 | 68 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.47% rent growth · sell at horizon
- IRR
- 22.3%
- Equity multiple
- 1.92×
- Total profit
- $21,881
- Equity at exit
- $12,674
- IRR
- 30.7%
- Equity multiple
- 3.82×
- Total profit
- $67,227
- Equity at exit
- $7,349
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70769
- Rents YoY
- 3.5%
- Active inventory
- 496
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $1,529 medium interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax from tax record
- −$54 /mo · $646/yr
- Insurance
- −$35
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$321
- Net cashflow
- $547
Break-even live
Sensitivity live
| Price | -10% $595 | -5% $571 | +0% $547 | +5% $523 | +10% $499 |
|---|---|---|---|---|---|
| Rent | -10% $427 | -5% $487 | +0% $547 | +5% $608 | +10% $668 |
| Rate | -1.0pp $590 | -0.5pp $569 | base $547 | +0.5pp $525 | +1.0pp $503 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 50 events
-
2026-06-21days on market $85,000 Active 197 DOM
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2026-06-18days on market $85,000 Active 194 DOM
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2026-06-17days on market $85,000 Active 193 DOM
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2026-06-16days on market $85,000 Active 192 DOM
-
2026-06-15days on market $85,000 Active 191 DOM
-
2026-06-14days on market $85,000 Active 189 DOM
-
2026-06-10days on market $85,000 Active 186 DOM
-
2026-06-09days on market $85,000 Active 185 DOM
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2026-06-08days on market $85,000 Active 184 DOM
-
2026-06-07days on market $85,000 Active 183 DOM
-
2026-06-05days on market $85,000 Active 180 DOM
-
2026-06-03days on market $85,000 Active 179 DOM
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2026-06-02days on market $85,000 Active 178 DOM
-
2026-06-01days on market $85,000 Active 177 DOM
-
2026-05-31days on market $85,000 Active 176 DOM
-
2026-05-31days on market $85,000 Active 175 DOM
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2026-01-30price $85,000 666-char remark
Show marketing remark (666 chars)
A spacious 0.30 acre lot features a mobile home, a large lot with a picket fence, a storage shed, and decks front and back for enjoyment. This fully renovated mobile home is located on a quiet cul-de-sac with boat slip access. The kitchen features all appliances, new cabinetry, a large, deep single-bowl sink, and French doors leading to the deck overlooking the backyard. A laminate wood accent wall in the master bedroom and in suite bathroom features a jetted tub and rainfall shower, plus French doors lead to a private deck with a gazebo. An ideal retreat for viewing the wildlife surrounding the area. Requests for a home tour will take 24 hours for approval.
-
2026-01-30price $85,000 666-char remark
Show marketing remark (666 chars)
A spacious 0.30 acre lot features a mobile home, a large lot with a picket fence, a storage shed, and decks front and back for enjoyment. This fully renovated mobile home is located on a quiet cul-de-sac with boat slip access. The kitchen features all appliances, new cabinetry, a large, deep single-bowl sink, and French doors leading to the deck overlooking the backyard. A laminate wood accent wall in the master bedroom and in suite bathroom features a jetted tub and rainfall shower, plus French doors lead to a private deck with a gazebo. An ideal retreat for viewing the wildlife surrounding the area. Requests for a home tour will take 24 hours for approval.
-
2026-01-12status Active 666-char remark
Show marketing remark (666 chars)
A spacious 0.30 acre lot features a mobile home, a large lot with a picket fence, a storage shed, and decks front and back for enjoyment. This fully renovated mobile home is located on a quiet cul-de-sac with boat slip access. The kitchen features all appliances, new cabinetry, a large, deep single-bowl sink, and French doors leading to the deck overlooking the backyard. A laminate wood accent wall in the master bedroom and in suite bathroom features a jetted tub and rainfall shower, plus French doors lead to a private deck with a gazebo. An ideal retreat for viewing the wildlife surrounding the area. Requests for a home tour will take 24 hours for approval.
-
2025-11-13status Pending 666-char remark
Show marketing remark (666 chars)
A spacious 0.30 acre lot features a mobile home, a large lot with a picket fence, a storage shed, and decks front and back for enjoyment. This fully renovated mobile home is located on a quiet cul-de-sac with boat slip access. The kitchen features all appliances, new cabinetry, a large, deep single-bowl sink, and French doors leading to the deck overlooking the backyard. A laminate wood accent wall in the master bedroom and in suite bathroom features a jetted tub and rainfall shower, plus French doors lead to a private deck with a gazebo. An ideal retreat for viewing the wildlife surrounding the area. Requests for a home tour will take 24 hours for approval.
-
2025-09-26$95,000 Active 666-char remark
Show marketing remark (666 chars)
A spacious 0.30 acre lot features a mobile home, a large lot with a picket fence, a storage shed, and decks front and back for enjoyment. This fully renovated mobile home is located on a quiet cul-de-sac with boat slip access. The kitchen features all appliances, new cabinetry, a large, deep single-bowl sink, and French doors leading to the deck overlooking the backyard. A laminate wood accent wall in the master bedroom and in suite bathroom features a jetted tub and rainfall shower, plus French doors lead to a private deck with a gazebo. An ideal retreat for viewing the wildlife surrounding the area. Requests for a home tour will take 24 hours for approval.
-
2025-09-26$95,000 Active 666-char remark
Show marketing remark (666 chars)
A spacious 0.30 acre lot features a mobile home, a large lot with a picket fence, a storage shed, and decks front and back for enjoyment. This fully renovated mobile home is located on a quiet cul-de-sac with boat slip access. The kitchen features all appliances, new cabinetry, a large, deep single-bowl sink, and French doors leading to the deck overlooking the backyard. A laminate wood accent wall in the master bedroom and in suite bathroom features a jetted tub and rainfall shower, plus French doors lead to a private deck with a gazebo. An ideal retreat for viewing the wildlife surrounding the area. Requests for a home tour will take 24 hours for approval.
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2025-05-25historical $1,100
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2025-05-07$1,100
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2025-03-16historical $1,100
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2024-12-11$114,900 Active
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2024-12-11historical
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2024-11-06price $114,900
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2024-11-06price $114,900
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2024-10-12price $119,900
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2024-09-18$119,900 Active
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2024-09-18$124,900 Active
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2024-08-27price $1,100
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2024-07-24price $1,175
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2024-07-14price $1,300
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2024-07-02$1,450
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2022-12-01historical
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2022-09-30$93,000 Active
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2022-09-30$93,000
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2022-03-11soldstatus $64,500
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2022-03-09soldstatus Sold
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2022-02-04status Pending
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2022-01-31price $77,500
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2022-01-25price $78,500
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2022-01-18price $80,000
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2021-12-03$85,000 Active
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2021-12-03$77,500
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2021-02-01soldstatus $85,000
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2021-01-28soldstatus Sold
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2021-01-18status Pending
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $646 · $54/mo
- Projected year-2 tax
- $646 · $54/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,342
- − Mortgage interest
- −$4,761
- − Property taxes
- −$646
- − Insurance
- −$1,928
- − Repairs & maintenance
- −$1,467
- − Management
- −$1,467
- − Depreciation
- −$2,473
- Taxable income
- $5,600
- Est. tax owed @ 24.0%
- −$1,344
- After-tax cash flow
- $5,224/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ascension Parish
- NCES district ID
- 2200090
- Math proficiency
- 48% ▼ -31.00%
- Reading proficiency
- 58% ▼ -25.00%
- Median HH income
- $68,423
- Composite
- 47.0/100
- National rank
- #2347
- State rank
- #7 of 98 in LA
Livability — Prairieville
- Score
- 69/100
- State rank
- #70
- US rank
- #8507
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Prairieville, LA
- County
- Ascension Parish · 98,362 people
- City population
- 49,278
- Metro
- Baton Rouge, LA
- Population (ZIP)
- 49,278
- Household income
- $109,404
- Rent vs Own
- Severe rent burden
- 91.0
Population outlook (Ascension County) Hauer SSP2
- Today (2025)
- 145,480 people
- By 2030
- 158,329 · +8.8%
- By 2040
- 183,741 · +26.3%
- By 2050
- 207,615 · +42.7%
- By 2075
- 260,244 · +78.9%
- By 2100
- 289,576 · +99.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Black 15% Two or more races 6% Hispanic / Latino 6% Asian 1%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Lithuanian 16% Italian 1% Slovak 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 93% English-only · Spanish 4% Other Indo-European 1%
Political lean MEDSL · Ascension
- 2024 margin
- Solid R (+34.0) · D 32.2% · R 66.1% · Other 1.7%
- 2008→2024 swing
- +1.7pp toward D · 2008: -35.7pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+32.5 2016: R+36.0 2012: R+34.3 2008: R+35.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -111.56%
- Current HPI
- 144.2267
- Rent YoY
- ▲ 3.47%
- Metro
- Baton Rouge, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
|
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Price history
+70.3% since first listed46 events — show timeline
- 2026-01-30 Price Changed $85,000 AcadianaMLS
- 2026-01-30 Price Changed $85,000 GBRMLS
- 2026-01-12 Relisted — GBRMLS
- 2025-11-13 Pending — GBRMLS
- 2025-09-26 Listed $95,000 GBRMLS
- 2025-09-26 Listed $95,000 AcadianaMLS
- 2025-05-25 Rental Removed $1,100 APPFOLIO
- 2025-05-07 Listed for Rent $1,100 APPFOLIO
- 2025-03-16 Rental Removed $1,100 APPFOLIO
- 2024-12-11 Listed $114,900 GBRMLS
- 2024-12-11 Delisted — GBRMLS
- 2024-11-06 Price Changed $114,900 GBRMLS
- 2024-11-06 Price Changed $114,900 AcadianaMLS
- 2024-10-12 Price Changed $119,900 GBRMLS
- 2024-09-18 Listed $124,900 GBRMLS
- 2024-09-18 Listed $119,900 AcadianaMLS
- 2024-08-27 Price Changed $1,100 APPFOLIO
- 2024-07-24 Price Changed $1,175 APPFOLIO
- 2024-07-14 Price Changed $1,300 APPFOLIO
- 2024-07-02 Listed for Rent $1,450 APPFOLIO
- 2022-12-01 Delisted — GBRMLS
- 2022-09-30 Listed $93,000 AcadianaMLS
- 2022-09-30 Listed $93,000 GBRMLS
- 2022-03-11 Sold (Public Records) $64,500 Public Records
- 2022-03-09 Sold (MLS) — GBRMLS
- 2022-02-04 Pending — GBRMLS
- 2022-01-31 Price Changed $77,500 GBRMLS
- 2022-01-25 Price Changed $78,500 GBRMLS
- 2022-01-18 Price Changed $80,000 GBRMLS
- 2021-12-03 Listed $77,500 AcadianaMLS
- 2021-12-03 Listed $85,000 GBRMLS
- 2021-02-01 Sold (Public Records) $85,000 Public Records
- 2021-01-28 Sold (MLS) — GBRMLS
- 2021-01-18 Pending — GBRMLS
- 2021-01-01 Relisted — GBRMLS
- 2021-01-01 Delisted — GBRMLS
- 2020-09-11 Price Changed $92,500 GBRMLS
- 2020-09-11 Price Changed $92,500 GSREIN
- 2020-07-25 Price Changed $99,900 GBRMLS
- 2020-06-24 Listed $92,500 AcadianaMLS
- 2020-06-24 Listed $92,500 AcadianaMLS
- 2020-06-24 Listed $110,000 GBRMLS
- 2007-03-14 Sold (Public Records) $47,000 Public Records
- 2007-02-08 Listed $49,900 AcadianaMLS
- 2006-07-20 Listed $49,900 AcadianaMLS
- 2006-07-20 Listed $49,900 GBRMLS
Property tax history
+17.5%/yrLatest (2025): $646 · -1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…