405 S Villa San Marco Dr #208 · St. Augustine South, FL 32086

$210,000

3 bd · 2.0 ba · 1,260 sqft · Condo public records · 439 Days on market

Built 2004 $308/mo HOA · 13% of rent ↓ 1% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.7/30.0
• ARV discount +7.5/15.0
• Schools +6.4/10.0
• 1% rule +6.1/10.0
• DSCR +5.2/10.0
• Rent growth +2.7/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

Key facts

• Screened in porch
• Long term rental
• Community pool

Tags

• INVESTMENT PROPERTY
• LONG TERM RENTAL
• STABLE RENTAL INCOME
• LIGHT FILLED CONDO
• SCREENED IN PORCH
• COMMUNITY POOL

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $210k.

Deal economics

• At list price, monthly cash flow is $132 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $210k).
• Recommended offer: $185k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.0% vs local median 4.1% in St. Augustine South — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• St. Johns (rural): math 75% / reading 73% proficiency, ranked #2 of 73 in FL (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 20% free/reduced lunch — higher-income household profile.
• Market conditions: Rents flat; 400 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,575 units permitted in St. Johns County in 2024 (584 in 5+ unit buildings).
• This rent runs 37% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• St. Johns County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 439 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago; this cycle's ask has dropped $65k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $180k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $184,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 439 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 7.05%
• Cash-on-cash: 2.69%
• DSCR: 1.12
• GRM: 7.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.85% rent growth · sell at horizon

5-year hold

• IRR: -14.8%
• Equity multiple: 0.48×
• Total profit: $-30,386
• Equity at exit: $31,312

10-year hold

• IRR: -10.8%
• Equity multiple: 0.42×
• Total profit: $-34,282
• Equity at exit: $18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32086

• Rents YoY: 0.8%
• Active inventory: 400
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $2,332 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$214 /mo · $2,570/yr
• Insurance: −$88
• HOA: −$308
• Vacancy / Maint / Mgmt: −$490
• Net cashflow: $132

Break-even live

Break-even rent $2,166

Max offer price $210,000

Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
117 Ridge Lake Rd Saint Augustine, FL	3.0	2.5	1471	$2,200	$1.50	8d	1	0.22mi
106 Ridge Lake Rd Saint Augustine, FL	3.0	2.5	1505	$2,100	$1.40	24d	1	0.24mi
70 Ridge Lake Rd Saint Augustine, FL	3.0	2.5	1470	$2,025	$1.38	24d	1	0.27mi
421 S Hidden Tree Dr Saint Augustine, FL	3.0	2.0	1344	$2,100	$1.56	24d	1	0.44mi
129 Moultrie Village Ln Saint Augustine, FL	2.0	2.5	1384	$1,750	$1.26	20d	1	0.48mi
600 Ashby Landing Way Saint Augustine, FL	3.0	2.0	1685	$1,898	$1.13	24d	1	0.58mi
29 Buckley Ct Saint Augustine, FL	2.0	2.5	1211	$2,300	$1.90	24d	1	0.63mi
105 Whitland Way Unit 1 St. Augustine, FL	3.0	2.5	1499	$2,300	$1.53	3d	1	0.70mi
253 Cowry Rd Saint Augustine, FL	3.0	2.5	1375	$1,995	$1.45	24d	1	0.83mi
421 Fox Water Trl Unit 1546316P St. Augustine, FL	3.0	2.0	1603	$4,745	$2.96	16d	1	0.94mi
100 Inspire Way St. Augustine, FL	2.0–3.0	2.0	1393	$2,635	$1.89	24d	120	1.00mi
93 Palma Dr Saint Augustine, FL	2.0–4.0	2.5	1506	$2,272	$1.51	3d	18	1.18mi
28 Zaragoza Dr Saint Augustine, FL	3.0	2.5	1558	$2,145	$1.38	15d	1	1.21mi
132 Palma Dr Saint Augustine, FL	3.0	2.5	1558	$2,145	$1.38	15d	1	1.23mi
101 Lobelia Rd Saint Augustine, FL	4.0	2.0	1778	$2,995	$1.68	24d	1	1.24mi
66 Pamplona Dr Saint Augustine, FL	4.0	2.5	1775	$2,650	$1.49	24d	1	1.24mi
50 Soria Dr Saint Augustine, FL	4.0	2.5	1775	$2,695	$1.52	24d	1	1.29mi
113 Pamplona Dr Saint Augustine, FL	2.0	2.5	1273	$2,095	$1.65	24d	1	1.30mi
890 Poinsettia Rd Unit B St. Augustine, FL	2.0	2.0	1032	$1,590	$1.54	24d	1	1.36mi
604 Alicante Rd Saint Augustine, FL	3.0	2.0	1455	$2,200	$1.51	17d	1	1.41mi
130 Shipyard Way St. Augustine, FL	1.0–3.0	1.0–2.0	1137	$3,480	$3.06	2d	68	1.42mi
350 Laurel Dr , FL	1.0–3.0	1.0–2.0	1003	$2,099	$2.09	2d	13	1.48mi

HOA detail condo

• Monthly dues: $308 · $3,696/yr
• Likely covers: watersewertrash
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 28 events

1. 2026-06-13
   days on market $210,000 Active 439 DOM
2. 2026-06-10
   days on market $210,000 Active 436 DOM
3. 2026-06-08
   days on market $210,000 Active 435 DOM
4. 2026-06-07
   days on market $210,000 Active 434 DOM
5. 2026-06-03
   days on market $210,000 Active 430 DOM
6. 2026-06-02
   days on market $210,000 Active 429 DOM
7. 2026-06-01
   days on market $210,000 Active 428 DOM
8. 2026-05-31
   days on market $210,000 Active 427 DOM
9. 2026-05-15
   price $210,000 1013-char remark

   Show marketing remark (1013 chars)

   This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

10. 2026-04-24
    price $225,000 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

11. 2026-01-20
    price $235,000 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

12. 2026-01-16
    status Active 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

13. 2026-01-15
    historical 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

14. 2025-12-17
    status Active 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

15. 2025-12-15
    historical 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

16. 2025-10-29
    price $250,000 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

17. 2025-10-02
    price $260,000 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

18. 2025-09-18
    status Active 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

19. 2025-09-16
    historical 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

20. 2025-07-09
    price $265,000 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

21. 2025-05-03
    price $269,000 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

22. 2025-03-17
    listed $275,000 Active 1013-char remark

    Show marketing remark (1013 chars)

    This spacious 3 bedroom, 2 bath condominium has been a consistent, high-performing investment for nearly two years. While serving as a primary residence for the seller during college, it also generated $2,200 a month in rental income from the additional bedrooms, proving itself as both a comfortable home and a reliable income-producing asset. Conveniently located just 5 minutes from the University of St. Augustine, 10 minutes from Flagler College and 10 minutes from St. Augustine Beach, its location is perfect for students, faculty or beach lovers alike. It's once you step inside though that you will understand why this condo performs so well. With its freshly painted walls, new vinyl flooring and abundance of natural light this condo exudes warmth and coziness. Moreover, the low HOA fees cover essential utilities like water, sewer, and trash, helping keep monthly costs predictable. With strong community reserves, you'll also enjoy added peace of mind. This condo isn't just a place to thrive!

23. 2021-08-16
    soldstatus $180,000 Sold 641-char remark

    Show marketing remark (641 chars)

    This adorable FULLY FURNISHED move in ready 3 bedroom 2 bath condo is located in the quiet community of Villa San Marco. Tile foyer and neutral colors throughout. This condo provides a 3 – 2 split bedroom floorplan. Kitchen and breakfast bar are open to the living room and large screened in patio. Views of the preserve and pool can be enjoyed from the bedrooms, the living room and the screened in patio. Villa San Marco is centrally located off Old Moultrie Road and offers great amenities including a clubhouse, pool, exercise room, putting green and playground area. Come check out it out, you will love living in Saint Augustine!

24. 2021-07-05
    status Pending 641-char remark

    Show marketing remark (641 chars)

    This adorable FULLY FURNISHED move in ready 3 bedroom 2 bath condo is located in the quiet community of Villa San Marco. Tile foyer and neutral colors throughout. This condo provides a 3 – 2 split bedroom floorplan. Kitchen and breakfast bar are open to the living room and large screened in patio. Views of the preserve and pool can be enjoyed from the bedrooms, the living room and the screened in patio. Villa San Marco is centrally located off Old Moultrie Road and offers great amenities including a clubhouse, pool, exercise room, putting green and playground area. Come check out it out, you will love living in Saint Augustine!

25. 2021-06-28
    historical Active - Contingent 641-char remark

    Show marketing remark (641 chars)

    This adorable FULLY FURNISHED move in ready 3 bedroom 2 bath condo is located in the quiet community of Villa San Marco. Tile foyer and neutral colors throughout. This condo provides a 3 – 2 split bedroom floorplan. Kitchen and breakfast bar are open to the living room and large screened in patio. Views of the preserve and pool can be enjoyed from the bedrooms, the living room and the screened in patio. Villa San Marco is centrally located off Old Moultrie Road and offers great amenities including a clubhouse, pool, exercise room, putting green and playground area. Come check out it out, you will love living in Saint Augustine!

26. 2021-06-11
    listed $180,000 Active 641-char remark

    Show marketing remark (641 chars)

    This adorable FULLY FURNISHED move in ready 3 bedroom 2 bath condo is located in the quiet community of Villa San Marco. Tile foyer and neutral colors throughout. This condo provides a 3 – 2 split bedroom floorplan. Kitchen and breakfast bar are open to the living room and large screened in patio. Views of the preserve and pool can be enjoyed from the bedrooms, the living room and the screened in patio. Villa San Marco is centrally located off Old Moultrie Road and offers great amenities including a clubhouse, pool, exercise room, putting green and playground area. Come check out it out, you will love living in Saint Augustine!

27. 2013-04-19
    soldstatus $74,000
28. 2005-07-05
    soldstatus $212,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,570 · $214/mo
• Projected year-2 tax: $2,570 · $214/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,989
• − Mortgage interest: −$11,763
• − Property taxes: −$2,570
• − Insurance: −$1,050
• − Repairs & maintenance: −$2,239
• − Management: −$2,239
• − HOA: −$3,696
• − Depreciation: −$6,109
• Taxable loss: −$1,677
• Est. tax savings @ 24.0%: +$403
• After-tax cash flow: $1,983/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Johns
• NCES district ID: 1201740
• Math proficiency: 75% ▼ -5.00%
• Reading proficiency: 73% ▼ -2.00%
• Median HH income: $66,842
• Composite: 64.31/100
• National rank: #556
• State rank: #2 of 73 in FL

Livability — St. Augustine South

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Saint Johns County · 301,599 people
• Metro: Jacksonville, FL
• Population (ZIP): 34,855
• Household income: $76,512
• Rent vs Own: 20.8% rent · 79.2% own
• Severe rent burden: 634.0

Population outlook (St. Johns County) Hauer SSP2

• Today (2025): 303,941 people
• By 2030: 342,590 · +12.7%
• By 2040: 417,328 · +37.3%
• By 2050: 487,011 · +60.2%
• By 2075: 635,395 · +109.1%
• By 2100: 717,469 · +136.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 8% Two or more races 5% Black 3% Asian 1%
• Hispanic origin (detail): Puerto Rican 2% Dominican 1%
• Common ancestry: Romanian 3% Lithuanian 3% Italian 2%
• Foreign-born: 7% · Canada, Jamaica, Guatemala
• Languages at home: 91% English-only · Spanish 5% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · St. Johns

• 2024 margin: Solid R (+31.4) · D 33.9% · R 65.2%
• 2008→2024 swing: +0.2pp no change · 2008: -31.6pp · 2024: -31.4pp
• All cycles: 2024: R+31.4 2020: R+26.7 2016: R+33.4 2012: R+37.8 2008: R+31.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -278.21%
• Current HPI: 306.2813
• Rent YoY: ▲ 0.85%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-1.4% since first listed

20 events — show timeline

• 2026-05-15 Price Changed $210,000 realMLS
• 2026-04-24 Price Changed $225,000 realMLS
• 2026-01-20 Price Changed $235,000 realMLS
• 2026-01-16 Relisted — realMLS
• 2026-01-15 Listing Removed — realMLS
• 2025-12-17 Relisted — realMLS
• 2025-12-15 Listing Removed — realMLS
• 2025-10-29 Price Changed $250,000 realMLS
• 2025-10-02 Price Changed $260,000 realMLS
• 2025-09-18 Relisted — realMLS
• 2025-09-16 Listing Removed — realMLS
• 2025-07-09 Price Changed $265,000 realMLS
• 2025-05-03 Price Changed $269,000 realMLS
• 2025-03-17 Listed $275,000 realMLS
• 2021-08-16 Sold (MLS) $180,000 realMLS
• 2021-07-05 Pending — realMLS
• 2021-06-28 Contingent — realMLS
• 2021-06-11 Listed $180,000 realMLS
• 2013-04-19 Sold (Public Records) $74,000 Public Records
• 2005-07-05 Sold (Public Records) $212,900 Public Records

Property tax history

+7.7%/yr

Latest (2025): $2,570 · -1.1% YoY. Source: county tax records.