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18 Rise Rd
D Composite 40.08
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.2/15.0
  • Appreciation +9.8/10.0
  • Cash flow +4.1/30.0
  • Livability +3.6/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.5/10.0
  • DSCR +0.0/10.0

$332,980

18 Rise Rd · Adairsville, GA 30103
3 bd · 2.5 ba · 1,898 sqft · SingleFamily · 43 Days on market
Built 2026 8,712 sqft lot $175/sqft · 15% below area Est $391k · 15% under $58/mo HOA · 3% of rent ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Brand new, energy-efficient home available by Apr 2026! ESSENCE-LINEN DESIGN PACKAGE. Wrap up a busy work-from-home day in the downstairs flex room and then gather with friends in the open-concept living, kitchen, and great room. Upstairs, the loft is a great location for movie night or board games. Coming soon to Adairsville, Manning Mill will soon be selling an array of single-family homes in Bartow County. This lively community will offer a pool, clubhouse, tennis court, and basketball court. Enjoy close proximity to Manning Mill Park, Barnsley Resort, and Downtown Cartersville at your convenience. Join the interest list below to get updates on the communities progress. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind. Unsegregated parcel number

Key facts

  • Open concept living
  • Tennis court
  • Community pool

Tags

ENERGY EFFICIENT HOMEDOWNSTAIRS FLEX ROOMOPEN CONCEPT LIVINGCOMMUNITY POOLCOMMUNITY CLUBHOUSETENNIS COURT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $333k.

Deal economics

  • At list price, monthly cash flow is $-919 ($-11k/yr) — negative.
  • To cash-flow at today's rent, offer at most $200k (39.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $182k (45.2% below list).
  • Recommended offer: $182k (45.2% below list) — sets the bar for 1% rule.
  • Cap rate 3.0% vs local median 4.1% in Adairsville — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 72/100 on livability (#70 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F.
  • Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Clear Creek Elementary School (math 48% / reading 27%, grade F, #474 of 1,228 statewide, top 39%, 675 students, 52% FRL); Adairsville Middle School (math 36% / reading 40%, grade F, #159 of 470 statewide, top 34%, 843 students, 49% FRL); Adairsville High School (math 24% / reading 18%, grade F, #225 of 424 statewide, top 54%, 1,170 students, 44% FRL) — zoned schools at 48% FRL track the district average.
  • Market conditions: 182 active listings in the ZIP; solid renter incomes; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).

Forward outlook

  • In year one you build about $34k of equity ($2k loan paydown + $32k appreciation (9.7% local appreciation)).
  • By year 2, paydown + projected appreciation supports a ~$55k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 43 days — a 3% lower offer ($323k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $20k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $182,324 (45.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 45% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.55%
Cap rate
2.98%
Cash-on-cash
-11.83%
DSCR
0.47
GRM
15.2

CMA / ARV

ARV (median comp)
$390,920
List price
$332,980
Delta
-14.82%
Verdict
UNDERPRICED
Comps
11 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
18 Rise Rd 0.00mi 3/2.5 1,898 (0%) 0mo $322,980 $170 100

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

9.65% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
15.2%
Equity multiple
2.23×
Total profit
$114,908
Equity at exit
$291,478
10-year hold
IRR
14.8%
Equity multiple
5.10×
Total profit
$382,526
Equity at exit
$619,756

Cash invested: $93,234 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30103

Home prices YoY
2.5%
Active inventory
182
Price-to-rent
15.2×

Monthly cashflow live

Estimated rent
$1,823 medium interval (Pro) →
Mortgage (P&I)
$1,746
Tax est. 1.5%
$416 /mo · $4,995/yr
Insurance
$139
HOA
$58
Vacancy / Maint / Mgmt
$383
Net cashflow
$-919

Break-even live

Break-even rent $2,986
Max offer price $200,030
Occupancy floor

Sensitivity live

Price -10% $-689 -5% $-804 +0% $-919 +5% $-1,034 +10% $-1,149
Rent -10% $-1,063 -5% $-991 +0% $-919 +5% $-847 +10% $-775
Rate -1.0pp $-751 -0.5pp $-834 base $-919 +0.5pp $-1,005 +1.0pp $-1,093

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$83,245
Closing costs
$9,989
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$58 · $696/yr
Likely covers
poolsecurity

Listing history 6 events

  1. 2026-05-07
    status Under Contract 867-char remark
    Show marketing remark (883 chars)

    NOW SELLING!!!! Brand new, energy-efficient home available by Apr 2026! ESSENCE-LINEN DESIGN PACKAGE. Wrap up a busy work-from-home day in the downstairs flex room and then gather with friends in the open-concept living, kitchen, and great room. Upstairs, the loft is a great location for movie night or board games. Coming soon to Adairsville, Manning Mill will soon be selling an array of single-family homes in Bartow County. This lively community will offer a pool, clubhouse, tennis court, and basketball court. Enjoy close proximity to Manning Mill Park, Barnsley Resort, and Downtown Cartersville at your convenience. Join the interest list below to get updates on the communities progress. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind. Unsegregated parcel number

  2. 2026-05-07
    status Pending 883-char remark
    Show marketing remark (883 chars)

    NOW SELLING!!!! Brand new, energy-efficient home available by Apr 2026! ESSENCE-LINEN DESIGN PACKAGE. Wrap up a busy work-from-home day in the downstairs flex room and then gather with friends in the open-concept living, kitchen, and great room. Upstairs, the loft is a great location for movie night or board games. Coming soon to Adairsville, Manning Mill will soon be selling an array of single-family homes in Bartow County. This lively community will offer a pool, clubhouse, tennis court, and basketball court. Enjoy close proximity to Manning Mill Park, Barnsley Resort, and Downtown Cartersville at your convenience. Join the interest list below to get updates on the communities progress. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind. Unsegregated parcel number

  3. 2026-04-22
    price $332,980 867-char remark
    Show marketing remark (883 chars)

    NOW SELLING!!!! Brand new, energy-efficient home available by Apr 2026! ESSENCE-LINEN DESIGN PACKAGE. Wrap up a busy work-from-home day in the downstairs flex room and then gather with friends in the open-concept living, kitchen, and great room. Upstairs, the loft is a great location for movie night or board games. Coming soon to Adairsville, Manning Mill will soon be selling an array of single-family homes in Bartow County. This lively community will offer a pool, clubhouse, tennis court, and basketball court. Enjoy close proximity to Manning Mill Park, Barnsley Resort, and Downtown Cartersville at your convenience. Join the interest list below to get updates on the communities progress. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind. Unsegregated parcel number

  4. 2026-04-22
    price $332,980 883-char remark
    Show marketing remark (883 chars)

    NOW SELLING!!!! Brand new, energy-efficient home available by Apr 2026! ESSENCE-LINEN DESIGN PACKAGE. Wrap up a busy work-from-home day in the downstairs flex room and then gather with friends in the open-concept living, kitchen, and great room. Upstairs, the loft is a great location for movie night or board games. Coming soon to Adairsville, Manning Mill will soon be selling an array of single-family homes in Bartow County. This lively community will offer a pool, clubhouse, tennis court, and basketball court. Enjoy close proximity to Manning Mill Park, Barnsley Resort, and Downtown Cartersville at your convenience. Join the interest list below to get updates on the communities progress. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind. Unsegregated parcel number

  5. 2026-03-25
    listed $352,980 New 867-char remark
    Show marketing remark (883 chars)

    NOW SELLING!!!! Brand new, energy-efficient home available by Apr 2026! ESSENCE-LINEN DESIGN PACKAGE. Wrap up a busy work-from-home day in the downstairs flex room and then gather with friends in the open-concept living, kitchen, and great room. Upstairs, the loft is a great location for movie night or board games. Coming soon to Adairsville, Manning Mill will soon be selling an array of single-family homes in Bartow County. This lively community will offer a pool, clubhouse, tennis court, and basketball court. Enjoy close proximity to Manning Mill Park, Barnsley Resort, and Downtown Cartersville at your convenience. Join the interest list below to get updates on the communities progress. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind. Unsegregated parcel number

  6. 2026-03-25
    listed $352,980 Active 883-char remark
    Show marketing remark (883 chars)

    NOW SELLING!!!! Brand new, energy-efficient home available by Apr 2026! ESSENCE-LINEN DESIGN PACKAGE. Wrap up a busy work-from-home day in the downstairs flex room and then gather with friends in the open-concept living, kitchen, and great room. Upstairs, the loft is a great location for movie night or board games. Coming soon to Adairsville, Manning Mill will soon be selling an array of single-family homes in Bartow County. This lively community will offer a pool, clubhouse, tennis court, and basketball court. Enjoy close proximity to Manning Mill Park, Barnsley Resort, and Downtown Cartersville at your convenience. Join the interest list below to get updates on the communities progress. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind. Unsegregated parcel number

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,879
− Mortgage interest
−$18,652
− Property taxes
−$4,995
− Insurance
−$1,665
− Repairs & maintenance
−$1,750
− Management
−$1,750
− HOA
−$696
− Depreciation
−$9,687
Taxable loss
−$17,316
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,156
After-tax cash flow
$-6,870/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bartow County
NCES district ID
1300330
Math proficiency
33% ▼ -8.00%
Reading proficiency
34% ▼ -7.00%
Median HH income
$50,596
Composite
29.16/100
National rank
#6577
State rank
#70 of 174 in GA

Livability — Adairsville

Score
72/100
State rank
#70
US rank
#6291

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment A- Housing A+ Health & safety B- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bartow County · 85,497 people
City population
14,612
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
14,612
Household income
$78,071
Rent vs Own
17.5% rent · 82.5% own
Severe rent burden
68.0

Population outlook (Bartow County) Hauer SSP2

Today (2025)
107,887 people
By 2030
109,594 · +1.6%
By 2040
111,038 · +2.9%
By 2050
109,046 · +1.1%
By 2075
99,484 · -7.8%
By 2100
83,431 · -22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Black 6% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 3% Dominican 1%
Common ancestry
Slovak 3% Serbian 2% Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Bartow

2024 margin
Solid R (+51.0) · D 24.2% · R 75.2%
2008→2024 swing
-5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
All cycles
2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 9.65%
Current HPI
390.3093
Rent YoY
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-5.7% since first listed
6 events — show timeline
  • 2026-05-07 Pending GAMLS
  • 2026-05-07 Pending FMLS
  • 2026-04-22 Price Changed $332,980 GAMLS
  • 2026-04-22 Price Changed $332,980 FMLS
  • 2026-03-25 Listed $352,980 FMLS
  • 2026-03-25 Listed $352,980 GAMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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