2322 Anders Dr · Parrish, FL 34219

$379,999

4 bd · 2.5 ba · 2,130 sqft · SingleFamily · 278 Days on market

Built 2026 Good condition 5,998 sqft lot 2-car garage $119/mo HOA · 4% of rent ↓ 8% since listing

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Cash flow +7.1/30.0
• Schools +5.4/10.0
• Condition / age +4.0/5.0
• Livability +2.5/5.0
• 1% rule +2.3/10.0
• Rent growth +2.3/5.0
• DSCR +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks

Virtually Staged. Welcome to the Lynwood Floorplan, a sophisticated 2-story home that seamlessly blends style and functionality across 2,130square feet. Boasting 4 spacious bedrooms and 2.5 well-appointed bathrooms, this residence provides ample space for both relaxation and entertaining. The home features the primary suite on the first floor, elegant quartz countertops throughout and durable tile flooring in the main living areas, while cozy carpeting in the bedrooms offers added comfort. The kitchen and bathrooms are outfitted with modern soft-close cabinets and stylish cabinet hardware, ensuring both beauty and practicality.

Key facts

• 5,998 sq ft lot
• 2 garage spots
• Built 2026

Tags

• PRIMARY SUITE ON FIRST FLOOR
• ELEGANT QUARTZ COUNTERTOPS
• DURABLE TILE FLOORING
• COZY CARPETING IN BEDROOMS
• MODERN SOFT-CLOSE CABINETS
• STYLISH CABINET HARDWARE

🏗️ New construction. The $379,999 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $451,250.

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $380k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-651 ($-8k/yr) — negative.
• To cash-flow at today's rent, offer at most $357k (6.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $327k (13.8% below list).
• Recommended offer: $327k (13.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Annie Lucy Williams Elementary School (math 80% / reading 73%, grade A, #185 of 2,144 statewide, top 9%, 798 students, 31% FRL); Buffalo Creek Middle School (math 59% / reading 51%, grade B-, #180 of 571 statewide, top 32%, 1,127 students, 44% FRL); Palmetto High School (math 22% / reading 36%, grade F, #456 of 667 statewide, top 68%, 2,100 students, 61% FRL).
• Market conditions: Rents soft (-0.9%/yr); 3218 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 53d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 35% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 278 days — a 12% lower offer ($334k) is reasonable based on typical stale-listing flexibility.

Recommended offer $327,410 (13.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 278 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 4.56%
• Cash-on-cash: -6.18%
• DSCR: 0.72
• GRM: 11.5

CMA / ARV

• ARV (median comp): $451,250
• List price: $379,999
• Delta: -15.79%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2223 Anders Dr	0.04mi	4/3.0	2,170 (+2%)	3mo	$432,499	$199	91
14534 Banks Ct	0.05mi	4/3.0	2,077 (-2%)	2mo	$419,999	$202	90
14511 Banks Ct	0.09mi	4/3.0	2,077 (-2%)	2mo	$452,500	$218	88
14519 Banks Ct	0.07mi	4/3.0	2,170 (+2%)	5mo	$444,999	$205	87
14620 20th St E	0.19mi	4/3.0	2,197 (+3%)	7mo	$413,500	$188	78
14514 20th St E	0.24mi	4/3.0	2,197 (+3%)	6mo	$450,000	$205	76
14314 17th Ct E	0.51mi	3/2.5 (-1)	2,129 (-0%)	1mo	$465,000	$218	70
2116 151st Ter E	0.39mi	4/3.0	2,282 (+7%)	3mo	$635,000	$278	66
15409 29th Ln E	0.36mi	3/2.0 (-1)	2,427 (+14%)	0mo	$695,000	$286	53
14325 17th Ct E	0.54mi	3/3.0 (-1)	2,395 (+12%)	2mo	$420,000	$175	45
13515 22nd Ct E	0.69mi	4/2.0	2,369 (+11%)	2mo	$562,500	$237	45
14285 17th Ct E	0.56mi	3/3.0 (-1)	2,395 (+12%)	4mo	$507,000	$212	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -30.4%
• Equity multiple: 0.02×
• Total profit: $-124,054
• Equity at exit: $67,283

10-year hold

• IRR: -53.4%
• Equity multiple: -0.57×
• Total profit: $-197,993
• Equity at exit: $39,016

Cash invested: $126,350 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 32 active · 19 under contract
• Months of supply: 9.6 mo (10%/mo absorbed)
• Median asking: $523,750 ($216/sqft)
• Median days on market: 152 d
• This list price: 6% of active listings are priced below it
• ARV vs active asking: -1.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34219

• Home prices YoY: -23.7%
• Rents YoY: -0.9%
• Active inventory: 3218
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $3,274 high
• Mortgage (P&I): −$2,366
• Tax est. 1.5%: −$564 /mo · $6,769/yr
• Insurance: −$188
• HOA: −$119
• Vacancy / Maint / Mgmt: −$688
• Net cashflow: $-651

Break-even live

Break-even rent $4,098

Max offer price $357,057

Occupancy floor —

Sensitivity live

Price	-10% $-339	-5% $-495	+0% $-651	+5% $-807	+10% $-963
Rent	-10% $-910	-5% $-780	+0% $-651	+5% $-522	+10% $-392
Rate	-1.0pp $-424	-0.5pp $-536	base $-651	+0.5pp $-768	+1.0pp $-887

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $112,812
• Closing costs: $13,538
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14412 20th St E Parrish, FL	4.0	3.0	2613	$2,995	$1.15	32d	1	0.27mi
14412 20th St E Parrish, FL	4.0	3.0	2613	$2,995	$1.15	1d	1	0.27mi
16465 Woodside Gln Parrish, FL	3.0	2.5	2045	$2,400	$1.17	55d	1	1.23mi
16457 Woodside Gln Parrish, FL	4.0	3.0	2748	$3,800	$1.38	164d	1	1.24mi
1043 145th Street Cir NE Bradenton, FL	3.0	3.0	2600	$6,500	$2.50	55d	1	1.26mi
1062 145th Street Cir NE Bradenton, FL	4.0	3.0	2630	$1,890	$0.72	10d	1	1.34mi
12615 20th St E Parrish, FL	4.0	3.0	2591	$2,800	$1.08	110d	1	1.38mi
2840 Greenleaf Ter Parrish, FL	5.0	3.0	2601	$2,717	$1.04	31d	1	1.39mi
13744 Old Creek Ct Parrish, FL	3.0	2.5	2274	$2,850	$1.25	127d	1	1.41mi
16536 Cheyanne Ct Parrish, FL	5.0	3.0	2377	$2,877	$1.21	10d	1	1.46mi
16540 Cheyanne Ct Parrish, FL	4.0	2.5	1977	$2,592	$1.31	31d	1	1.46mi
13927 Old Creek Ct Parrish, FL	3.0	3.0	2552	$3,350	$1.31	52d	1	1.47mi
13927 Old Creek Ct Parrish, FL	3.0	3.0	2552	$3,350	$1.31	45d	1	1.47mi
2726 Greenleaf Ter Parrish, FL	3.0	2.0	1651	$2,200	$1.33	164d	1	1.48mi
12426 23rd St E Parrish, FL	4.0	3.0	2234	$3,700	$1.66	110d	1	1.49mi

Property features AI

Finance

• Other: Lot approx. 0.14 acres (about 557 sq m)Community feature: Playground
• HOA & community: HOA: Richmond American (monthly $119 / annual $1,428)Association amenities include playground and trailsPets allowedAssociation fee required

Exterior

• Parking: Attached 2-car garage
• Security: Smoke detector(s)
• Utilities: Public waterPublic sewerElectricity connectedCable availableBB/HS internet availableWater connectedSewer connected
• Home design: Single family residenceTwo storiesUnder construction (projected completion Feb 28, 2026)Faces west
• Construction: Stone and stucco constructionShingle roofBlock/other/slab foundationNew constructionBuilder: Richmond American Homes (Model: Lynwood)Builder license CBC1258254Permit BLD2508-4641Built area (builder): 2,130 living / 2,753 total
• Exterior features: Covered patioFront porchPatioSliding doorsIrrigation equipmentPublic-maintained paved/asphalt road access

Interior

• Kitchen: DishwasherGarbage disposalMicrowaveRangeElectric water heater
• Bedrooms: 4 bedrooms
• Flooring: CarpetCeramic tile
• Bathrooms: 2 full baths1 half bath
• Heating & cooling: Central heating (electric)Central air
• Interior features: High ceilingsOpen floorplan with kitchen/family room comboLiving room/dining room comboSolid surface countersSplit bedroom layoutThermostatWalk-in closets
• Laundry & utility: Laundry roomWasherDryer

Listing history 50 events

1. 2026-11-08
   days on market $379,999 Active 278 DOM
2. 2026-11-07
   days on market $379,999 Active 277 DOM
3. 2026-11-06
   days on market $379,999 Active 276 DOM
4. 2026-11-05
   days on market $379,999 Active 275 DOM
5. 2026-11-04
   days on market $379,999 Active 274 DOM
6. 2026-11-02
   days on market $379,999 Active 272 DOM
7. 2026-11-01
   days on market $379,999 Active 271 DOM
8. 2026-10-31
   days on market $379,999 Active 270 DOM
9. 2026-10-30
   days on market $379,999 Active 269 DOM
10. 2026-10-29
    days on market $379,999 Active 268 DOM
11. 2026-10-28
    days on market $379,999 Active 267 DOM
12. 2026-10-27
    days on market $379,999 Active 266 DOM
13. 2026-10-26
    days on market $379,999 Active 265 DOM
14. 2026-10-25
    days on market $379,999 Active 264 DOM
15. 2026-10-24
    days on market $379,999 Active 263 DOM
16. 2026-10-23
    days on market $379,999 Active 262 DOM
17. 2026-10-22
    days on market $379,999 Active 261 DOM
18. 2026-10-21
    days on market $379,999 Active 260 DOM
19. 2026-10-20
    days on market $379,999 Active 259 DOM
20. 2026-10-20
    price $379,999 Active 258 DOM
21. 2026-10-19
    days on market $389,999 Active 258 DOM
22. 2026-10-18
    days on market $389,999 Active 257 DOM
23. 2026-10-17
    days on market $389,999 Active 256 DOM
24. 2026-10-16
    days on market $389,999 Active 255 DOM
25. 2026-10-15
    days on market $389,999 Active 254 DOM
26. 2026-10-14
    days on market $389,999 Active 253 DOM
27. 2026-10-13
    days on market $389,999 Active 252 DOM
28. 2026-10-12
    days on market $389,999 Active 251 DOM
29. 2026-10-11
    days on market $389,999 Active 250 DOM
30. 2026-10-10
    days on market $389,999 Active 249 DOM
31. 2026-10-09
    days on market $389,999 Active 248 DOM
32. 2026-10-08
    days on market $389,999 Active 247 DOM
33. 2026-10-07
    days on market $389,999 Active 246 DOM
34. 2026-10-06
    days on market $389,999 Active 245 DOM
35. 2026-10-05
    price $389,999 Active 244 DOM
36. 2026-10-05
    days on market $394,949 Active 244 DOM
37. 2026-10-04
    days on market $394,949 Active 243 DOM
38. 2026-10-03
    days on market $394,949 Active 242 DOM
39. 2026-10-02
    days on market $394,949 Active 241 DOM
40. 2026-10-01
    days on market $394,949 Active 240 DOM
41. 2026-09-30
    days on market $394,949 Active 239 DOM
42. 2026-09-29
    days on market $394,949 Active 238 DOM
43. 2026-09-28
    days on market $394,949 Active 237 DOM
44. 2026-09-27
    days on market $394,949 Active 236 DOM
45. 2026-09-25
    days on market $394,949 Active 234 DOM
46. 2026-09-24
    price $394,949 Active 233 DOM
47. 2026-09-24
    pricedays on market $389,950 Active 233 DOM
48. 2026-09-22
    days on market $394,999 Active 231 DOM
49. 2026-09-21
    days on market $394,999 Active 230 DOM
50. 2026-09-20
    days on market $394,999 Active 229 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $39,289
• − Mortgage interest: −$25,277
• − Property taxes: −$6,769
• − Insurance: −$2,256
• − Repairs & maintenance: −$3,143
• − Management: −$3,143
• − HOA: −$1,428
• − Depreciation: −$13,127
• Taxable loss: −$15,854
• Est. tax savings @ 24.0%: +$3,805
• After-tax cash flow: $-4,006/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 80/100 None rehab

This under-construction home is in good condition with modern finishes and a well-designed floor plan. It is ready for immediate occupancy and minor exterior and landscaping improvements will significantly enhance its value.

Value-add opportunities

• Both Paint exterior — Enhances curb appeal and resale value ↑
• Both Landscaping — Improves curb appeal and rental value ↑

D Composite school gradezoned avg 54/100

Zoned Schools

Elementary Annie Lucy Williams Elementary School A FL #185/2,144 Nat'l #1,912/41,679 Middle Buffalo Creek Middle School B- FL #180/571 Nat'l #2,482/14,009 High Palmetto High School F FL #456/667 Nat'l #11,621/17,239

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Parrish

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Manatee County · 447,342 people
• City population: 33,296
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 33,296
• Household income: $113,773
• Rent vs Own: 8.1% rent · 91.9% own
• Severe rent burden: 16% of renters

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Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Hispanic / Latino 11% Two or more races 8% Black 8% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Languages at home: 88% English-only · Spanish 7% French/Haitian/Cajun 2% Other Asian/Pacific 1%

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Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -84.45%
• Current HPI: 271.7131
• Rent YoY: ▼ -0.95%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Property features AI

Finance

• Other: Lot approx. 0.14 acres (about 557 sq m)Community feature: Playground
• HOA & community: HOA: Richmond American (monthly $119 / annual $1,428)Association amenities include playground and trailsPets allowedAssociation fee required

Exterior

• Parking: Attached 2-car garage
• Security: Smoke detector(s)
• Utilities: Public waterPublic sewerElectricity connectedCable availableBB/HS internet availableWater connectedSewer connected
• Home design: Single family residenceTwo storiesUnder construction (projected completion Feb 28, 2026)Faces west
• Construction: Stone and stucco constructionShingle roofBlock/other/slab foundationNew constructionBuilder: Richmond American Homes (Model: Lynwood)Builder license CBC1258254Permit BLD2508-4641Built area (builder): 2,130 living / 2,753 total
• Exterior features: Covered patioFront porchPatioSliding doorsIrrigation equipmentPublic-maintained paved/asphalt road access

Interior

• Kitchen: DishwasherGarbage disposalMicrowaveRangeElectric water heater
• Bedrooms: 4 bedrooms
• Flooring: CarpetCeramic tile
• Bathrooms: 2 full baths1 half bath
• Heating & cooling: Central heating (electric)Central air
• Interior features: High ceilingsOpen floorplan with kitchen/family room comboLiving room/dining room comboSolid surface countersSplit bedroom layoutThermostatWalk-in closets
• Laundry & utility: Laundry roomWasherDryer

Price history

-8.0% since first listed

4 events — show timeline

• 2026-04-24 Price Changed $399,999 Stellar MLS as Distributed by MLS Grid
• 2026-04-03 Price Changed $379,999 Stellar MLS as Distributed by MLS Grid
• 2026-03-26 Price Changed $399,999 Stellar MLS as Distributed by MLS Grid
• 2026-02-03 Listed $434,999 Stellar MLS as Distributed by MLS Grid