🏗️ New Construction
2322 Anders Dr · Parrish, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +7.6/30.0
- ARV discount +7.5/15.0
- Schools +5.4/10.0
- Condition / age +4.0/5.0
- 1% rule +2.6/10.0
- Livability +2.5/5.0
- Rent growth +2.3/5.0
- DSCR +1.7/10.0
- Appreciation +0.0/10.0
$394,999
2322 Anders Dr · Parrish, FL 34219
4 bd · 2.5 ba · 2,130 sqft · SingleFamily
· 231 Days on market
Built 2026
5,998 sqft lot
2-car garage
$119/mo HOA · 3% of rent
↓ 8% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Virtually Staged. Welcome to the Lynwood Floorplan, a sophisticated 2-story home that seamlessly blends style and functionality across 2,130square feet. Boasting 4 spacious bedrooms and 2.5 well-appointed bathrooms, this residence provides ample space for both relaxation and entertaining. The home features the primary suite on the first floor, elegant quartz countertops throughout and durable tile flooring in the main living areas, while cozy carpeting in the bedrooms offers added comfort. The kitchen and bathrooms are outfitted with modern soft-close cabinets and stylish cabinet hardware, ensuring both beauty and practicality.
Key facts
- 5,998 sq ft lot
- 2 garage spots
- Built 2026
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction.
The $394,999 list price is a builder
figure, so every metric below is computed on the value from
comparable previous sales — $448,348.
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $395k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-529 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $372k (5.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $340k (13.9% below list).
- Recommended offer: $340k (13.9% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
- Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Annie Lucy Williams Elementary School (math 80% / reading 73%, grade A, #185 of 2,144 statewide, top 9%, 798 students, 31% FRL); Buffalo Creek Middle School (math 59% / reading 51%, grade B-, #180 of 571 statewide, top 32%, 1,127 students, 44% FRL); Palmetto High School (math 22% / reading 36%, grade F, #456 of 667 statewide, top 68%, 2,100 students, 61% FRL).
- Market conditions: Rents soft (-0.9%/yr); 2985 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
- This rent runs 36% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
- Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 231 days — a 12% lower offer ($348k) is reasonable based on typical stale-listing flexibility.
Recommended offer
$340,279
(13.9% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 231 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 4.88%
- Cash-on-cash
- -5.06%
- DSCR
- 0.77
- GRM
- 11.0
CMA / ARV
- ARV (median comp)
- $448,348
- List price
- $394,999
- Delta
- -11.90%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2223 Anders Dr | 0.04mi | 4/3.0 | 2,170 (+2%) | 1mo | $432,499 | $199 | 92 |
| 14534 Banks Ct | 0.05mi | 4/3.0 | 2,077 (-2%) | 1mo | $419,999 | $202 | 91 |
| 14511 Banks Ct | 0.09mi | 4/3.0 | 2,077 (-2%) | 1mo | $452,500 | $218 | 89 |
| 14519 Banks Ct | 0.07mi | 4/3.0 | 2,170 (+2%) | 4mo | $444,999 | $205 | 88 |
| 14620 20th St E | 0.19mi | 4/3.0 | 2,197 (+3%) | 6mo | $413,500 | $188 | 79 |
| 14514 20th St E | 0.24mi | 4/3.0 | 2,197 (+3%) | 5mo | $450,000 | $205 | 78 |
| 2116 151st Ter E | 0.39mi | 4/3.0 | 2,282 (+7%) | 1mo | $635,000 | $278 | 67 |
| 14314 17th Ct E | 0.51mi | 3/2.5 (-1) | 2,129 (-0%) | 8mo | $462,500 | $217 | 65 |
| 1825 Twin Rivers Trl | 0.34mi | 4/3.0 | 2,309 (+8%) | 14mo | $730,000 | $316 | 57 |
| 14325 17th Ct E | 0.54mi | 3/3.0 (-1) | 2,395 (+12%) | 0mo | $420,000 | $175 | 47 |
| 13515 22nd Ct E | 0.69mi | 4/2.0 | 2,369 (+11%) | 1mo | $562,500 | $237 | 46 |
| 14285 17th Ct E | 0.56mi | 3/3.0 (-1) | 2,395 (+12%) | 2mo | $507,000 | $212 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -28.4%
- Equity multiple
- 0.07×
- Total profit
- $-116,206
- Equity at exit
- $66,850
10-year hold
- IRR
- -45.9%
- Equity multiple
- -0.45×
- Total profit
- $-182,626
- Equity at exit
- $38,765
Cash invested: $125,537 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 30 active · 19 under contract
- Months of supply
- 9.5 mo (11%/mo absorbed)
- Median asking
- $520,750 ($215/sqft)
- Median days on market
- 149 d
- This list price
- 10% of active listings are priced below it
- ARV vs active asking
- -2.1% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34219
- Home prices YoY
- -23.7%
- Rents YoY
- -0.9%
- Active inventory
- 2985
- Price-to-rent
- 9.7×
Monthly cashflow live
↻
- Estimated rent
- $3,403 high interval (Pro) →
- Mortgage (P&I)
- −$2,351
- Tax est. 1.5%
- −$560 /mo · $6,725/yr
- Insurance
- −$187
- HOA
- −$119
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$715
- Net cashflow
- $-529
Break-even live
Break-even rent
$4,073
Max offer price
$371,768
Occupancy floor
—
Sensitivity live
| Price | -10% $-219 | -5% $-374 | +0% $-529 | +5% $-684 | +10% $-839 |
|---|---|---|---|---|---|
| Rent | -10% $-798 | -5% $-664 | +0% $-529 | +5% $-395 | +10% $-260 |
| Rate | -1.0pp $-303 | -0.5pp $-415 | base $-529 | +0.5pp $-645 | +1.0pp $-764 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $112,087
- Closing costs
- $13,450
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 16465 Woodside Gln Parrish, FL | 3.0 | 2.5 | 2045 | $2,400 | $1.17 | 9d | 1 | 1.23mi |
| 16457 Woodside Gln Parrish, FL | 4.0 | 3.0 | 2748 | $3,800 | $1.38 | 119d | 1 | 1.24mi |
| 1043 145th Street Cir NE Bradenton, FL | 3.0 | 3.0 | 2600 | $6,500 | $2.50 | 9d | 1 | 1.26mi |
| 12615 20th St E Parrish, FL | 4.0 | 3.0 | 2591 | $2,800 | $1.08 | 65d | 1 | 1.38mi |
| 2840 Greenleaf Ter Parrish, FL | 5.0 | 3.0 | 2601 | $2,785 | $1.07 | 4d | 1 | 1.39mi |
| 13744 Old Creek Ct Parrish, FL | 3.0 | 2.5 | 2274 | $2,850 | $1.25 | 81d | 1 | 1.41mi |
| 16536 Cheyanne Ct Parrish, FL | 5.0 | 3.0 | 2377 | $2,790 | $1.17 | 7d | 1 | 1.46mi |
| 16540 Cheyanne Ct Parrish, FL | 4.0 | 2.5 | 1977 | $2,505 | $1.27 | 9d | 1 | 1.46mi |
| 13927 Old Creek Ct Parrish, FL | 3.0 | 3.0 | 2552 | $3,350 | $1.31 | 7d | 1 | 1.47mi |
| 2726 Greenleaf Ter Parrish, FL | 3.0 | 2.0 | 1651 | $2,200 | $1.33 | 119d | 1 | 1.48mi |
| 12426 23rd St E Parrish, FL | 4.0 | 3.0 | 2234 | $3,700 | $1.66 | 65d | 1 | 1.49mi |
Property features AI
Finance
- Other
- Lot approx. 0.14 acres (about 557 sq m)Community feature: Playground
- HOA & community
- HOA: Richmond American (monthly $119 / annual $1,428)Association amenities include playground and trailsPets allowedAssociation fee required
Exterior
- Parking
- Attached 2-car garage
- Security
- Smoke detector(s)
- Utilities
- Public waterPublic sewerElectricity connectedCable availableBB/HS internet availableWater connectedSewer connected
- Home design
- Single family residenceTwo storiesUnder construction (projected completion Feb 28, 2026)Faces west
- Construction
- Stone and stucco constructionShingle roofBlock/other/slab foundationNew constructionBuilder: Richmond American Homes (Model: Lynwood)Builder license CBC1258254Permit BLD2508-4641Built area (builder): 2,130 living / 2,753 total
- Exterior features
- Covered patioFront porchPatioSliding doorsIrrigation equipmentPublic-maintained paved/asphalt road access
Interior
- Kitchen
- DishwasherGarbage disposalMicrowaveRangeElectric water heater
- Bedrooms
- 4 bedrooms
- Flooring
- CarpetCeramic tile
- Bathrooms
- 2 full baths1 half bath
- Heating & cooling
- Central heating (electric)Central air
- Interior features
- High ceilingsOpen floorplan with kitchen/family room comboLiving room/dining room comboSolid surface countersSplit bedroom layoutThermostatWalk-in closets
- Laundry & utility
- Laundry roomWasherDryer
Listing history 50 events
-
2026-09-22days on market $394,999 Active 231 DOM
-
2026-09-21days on market $394,999 Active 230 DOM
-
2026-09-20days on market $394,999 Active 229 DOM
-
2026-09-19days on market $394,999 Active 228 DOM
-
2026-09-18days on market $394,999 Active 227 DOM
-
2026-09-17days on market $394,999 Active 226 DOM
-
2026-09-16days on market $394,999 Active 225 DOM
-
2026-09-15days on market $394,999 Active 224 DOM
-
2026-09-14days on market $394,999 Active 223 DOM
-
2026-09-13days on market $394,999 Active 222 DOM
-
2026-09-12days on market $394,999 Active 221 DOM
-
2026-09-11days on market $394,999 Active 220 DOM
-
2026-09-05days on market $394,999 Active 214 DOM
-
2026-09-04days on market $394,999 Active 213 DOM
-
2026-09-03days on market $394,999 Active 212 DOM
-
2026-08-31pricedays on market $394,999 Active 209 DOM
-
2026-08-30days on market $389,999 Active 208 DOM
-
2026-08-29days on market $389,999 Active 207 DOM
-
2026-08-28pricedays on market $389,999 Active 206 DOM
-
2026-08-27days on market $394,999 Active 205 DOM
-
2026-08-26days on market $394,999 Active 204 DOM
-
2026-08-25days on market $394,999 Active 203 DOM
-
2026-08-24days on market $394,999 Active 202 DOM
-
2026-08-23days on market $394,999 Active 201 DOM
-
2026-08-22days on market $394,999 Active 200 DOM
-
2026-08-21days on market $394,999 Active 199 DOM
-
2026-08-20days on market $394,999 Active 198 DOM
-
2026-08-19days on market $394,999 Active 197 DOM
-
2026-08-18days on market $394,999 Active 196 DOM
-
2026-08-17days on market $394,999 Active 195 DOM
-
2026-08-16days on market $394,999 Active 194 DOM
-
2026-08-15days on market $394,999 Active 193 DOM
-
2026-08-14days on market $394,999 Active 192 DOM
-
2026-08-13days on market $394,999 Active 191 DOM
-
2026-08-12days on market $394,999 Active 190 DOM
-
2026-08-11days on market $394,999 Active 189 DOM
-
2026-08-10days on market $394,999 Active 188 DOM
-
2026-08-09days on market $394,999 Active 187 DOM
-
2026-08-08days on market $394,999 Active 186 DOM
-
2026-08-07days on market $394,999 Active 185 DOM
-
2026-08-06days on market $394,999 Active 184 DOM
-
2026-08-05days on market $394,999 Active 183 DOM
-
2026-08-04days on market $394,999 Active 182 DOM
-
2026-08-03days on market $394,999 Active 181 DOM
-
2026-07-31days on market $394,999 Active 178 DOM
-
2026-07-30days on market $394,999 Active 176 DOM
-
2026-07-28days on market $394,999 Active 175 DOM
-
2026-07-24days on market $394,999 Active 171 DOM
-
2026-07-23days on market $394,999 Active 170 DOM
-
2026-07-22days on market $394,999 Active 169 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $40,833
- − Mortgage interest
- −$25,114
- − Property taxes
- −$6,725
- − Insurance
- −$2,242
- − Repairs & maintenance
- −$3,267
- − Management
- −$3,267
- − HOA
- −$1,428
- − Depreciation
- −$13,043
- Taxable loss
- −$14,252
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$3,421
- After-tax cash flow
- $-2,930/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
80/100
None rehab
This under-construction home is in good condition with modern finishes and a well-designed floor plan. It is ready for immediate occupancy and minor exterior and landscaping improvements will significantly enhance its value.
Value-add opportunities
- Both Paint exterior — Enhances curb appeal and resale value ↑
- Both Landscaping — Improves curb appeal and rental value ↑
D
Composite school gradezoned avg 54/100
Zoned Schools
Elementary
Annie Lucy Williams Elementary School
A
FL #185/2,144
Nat'l #1,912/41,679
Middle
Buffalo Creek Middle School
B-
FL #180/571
Nat'l #2,482/14,009
High
Palmetto High School
F
FL #456/667
Nat'l #11,621/17,239
Schools (NCES district)
- District
- Manatee
- NCES district ID
- 1201230
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 50% ▼ -2.00%
- Median HH income
- $49,607
- Composite
- 44.43/100
- National rank
- #2806
- State rank
- #26 of 73 in FL
Livability — Parrish
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Manatee County · 447,342 people
- City population
- 33,296
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 33,296
- Household income
- $113,773
- Rent vs Own
- Severe rent burden
- 16% of renters
Population outlook (Manatee County) Hauer SSP2
- Today (2025)
- 447,342 people
- By 2030
- 488,911 · +9.3%
- By 2040
- 567,934 · +27.0%
- By 2050
- 637,995 · +42.6%
- By 2075
- 781,970 · +74.8%
- By 2100
- 848,272 · +89.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 11% Two or more races 8% Black 8% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3%
- Common ancestry
- Romanian 4% Hispanic 2% Russian 2%
- Foreign-born
- 10% · Canada, Dominican Republic, Jamaica
- Languages at home
- 88% English-only · Spanish 7% French/Haitian/Cajun 2% Other Asian/Pacific 1%
Political lean MEDSL · Manatee
- 2024 margin
- Strong R (+23.5) · D 37.9% · R 61.4%
- 2008→2024 swing
- -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
- All cycles
- 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -84.45%
- Current HPI
- 271.7131
- Rent YoY
- ▼ -0.95%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-8.0% since first listed4 events — show timeline
- 2026-04-24 Price Changed $399,999 Stellar MLS as Distributed by MLS Grid
- 2026-04-03 Price Changed $379,999 Stellar MLS as Distributed by MLS Grid
- 2026-03-26 Price Changed $399,999 Stellar MLS as Distributed by MLS Grid
- 2026-02-03 Listed $434,999 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…