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9236 Denmarsh Dr
B- Composite 68.56
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.8/30.0
  • ARV discount +15.0/15.0
  • 1% rule +8.0/10.0
  • DSCR +8.0/10.0
  • Schools +4.2/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$135,000

9236 Denmarsh Dr · Brookridge, FL 34613
2 bd · 2.0 ba · 1,609 sqft · Manufactured public records · 18 Days on market
Built 1993 10,500 sqft lot Est $233k · 42% under $60/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

Key facts

  • Clubhouse
  • Community pool
  • Florida room

Tags

GOLF COURSECLUBHOUSECOMMUNITY POOLFLORIDA ROOMSCREENED PORCHACTIVE ADULT COMMUNITY

Property features AI

Finance

  • Other: Total annual fees: $720
  • Financial info: Lease restrictions apply
  • HOA & community: Brookridge Community HOA with a $60 monthly fee; Association approval required; Association fees cover 24-hour guard, grounds maintenance, and private road maintenance; Community amenities include clubhouse, gated entry, golf course, pool, shuffleboard court, sidewalks, and street lights; Senior community; Pets allowed

Exterior

  • Parking: Carport with 2 spaces
  • Security: Gated community; Security gate
  • Utilities: Public water; Public sewer; Cable available; Broadband/high-speed internet available; Public utilities
  • Home design: Manufactured double-wide home; One level; Faces west
  • Construction: Vinyl siding; Shingle roof; Block foundation; Crawlspace foundation; Built on a 0.24-acre lot; Oak trees on property
  • Exterior features: Covered patio; Porch; Screened areas

Interior

  • Kitchen: Cooktop; Range; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Florida room; Sliding doors; Lighting; Private mailbox
  • Laundry & utility: Indoor laundry in a laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $135k.

Deal economics

  • At list price, monthly cash flow is $286 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $135k).
  • Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 6.3% in Brookridge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#421 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: employment C-, health & safety C-, schools F.
  • Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 691 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 8→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,975 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.30%
Cap rate
8.84%
Cash-on-cash
9.09%
DSCR
1.40
GRM
6.4

CMA / ARV

ARV (on-the-fly)
$233,305
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9175 Denmarsh Dr 0.14mi 3/2.0 (+1) 1,728 (+7%) 2mo $235,000 $136 74
14761 Rialto Ave 0.42mi 2/2.0 1,512 (-6%) 2mo $181,000 $120 68
14298 Action St 0.34mi 2/2.0 1,448 (-10%) 2mo $210,000 $145 66
14440 Rialto Ave 0.45mi 3/2.0 (+1) 1,680 (+4%) 2mo $168,000 $100 65
14921 Rialto Ave 0.61mi 2/2.0 1,552 (-4%) 3mo $137,000 $88 63
16155 Brookridge Blvd 0.52mi 3/2.0 (+1) 1,566 (-3%) 4mo $168,000 $107 63
14499 Rialto Ave 0.36mi 3/2.0 (+1) 1,784 (+11%) 1mo $295,000 $165 59
14311 Action St 0.31mi 3/2.0 (+1) 1,369 (-15%) 1mo $230,000 $168 55
14279 Midmoor Blvd 0.73mi 2/2.0 1,512 (-6%) 3mo $250,000 $165 54
8399 Fleetway Ave 0.58mi 2/2.0 1,431 (-11%) 3mo $215,000 $150 52
9253 Scepter Ave 0.68mi 2/2.0 1,482 (-8%) 4mo $130,000 $88 52
16229 Brookridge Blvd 0.67mi 3/2.0 (+1) 1,380 (-14%) 0mo $215,000 $156 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.5%
Equity multiple
0.91×
Total profit
$-3,515
Equity at exit
$20,129
10-year hold
IRR
7.3%
Equity multiple
1.55×
Total profit
$20,941
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34613

Home prices YoY
-17.2%
Active inventory
691
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$1,755 high interval (Pro) →
Mortgage (P&I)
$708
Tax from tax record
$276 /mo · $3,310/yr
Insurance
$56
HOA
$60
Vacancy / Maint / Mgmt
$369
Net cashflow
$286

Break-even live

Break-even rent $1,392
Max offer price $135,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9919 Scepter Ave Brooksville, FL 3.0 2.0 1188 $1,250 $1.05 4d 1 0.42mi
8761 Fetterbush Ct Brooksville, FL 3.0 2.0 1730 $1,850 $1.07 24d 1 0.54mi
8871 Southern Charm Cir Brooksville, FL 3.0 2.0 1482 $2,050 $1.38 24d 1 0.58mi
9289 Scepter Ave Brooksville, FL 3.0 2.0 1512 $1,400 $0.93 4d 1 0.59mi
8917 Southern Charm Cir Brooksville, FL 3.0 2.0 1437 $1,695 $1.18 3d 1 0.61mi
8407 Weatherford Ave Brooksville, FL 2.0 2.0 1104 $1,500 $1.36 17d 1 0.85mi
14131 Lemon Yellow Tree Ln Brooksville, FL 3.0 2.0 1840 $1,979 $1.08 4d 1 0.96mi
9356 Southern Charm Cir Brooksville, FL 3.0 2.0 1621 $1,800 $1.11 24d 1 0.98mi

HOA detail

Monthly dues
$60 · $720/yr

Listing history 32 events

  1. 2026-06-16
    status $135,000 Pending 18 DOM
  2. 2026-06-15
    days on market $135,000 Active 18 DOM
  3. 2026-06-13
    days on market $135,000 Active 16 DOM
  4. 2026-06-13
    days on market $135,000 Active 15 DOM
  5. 2026-06-09
    days on market $135,000 Active 12 DOM
  6. 2026-06-08
    days on market $135,000 Active 11 DOM
  7. 2026-06-07
    days on market $135,000 Active 10 DOM
  8. 2026-06-04
    days on market $135,000 Active 7 DOM
  9. 2026-06-03
    days on market $135,000 Active 6 DOM
  10. 2026-06-02
    days on market $135,000 Active 5 DOM
  11. 2026-06-01
    days on market $135,000 Active 4 DOM
  12. 2026-05-31
    days on market $135,000 Active 3 DOM
  13. 2026-05-28
    listed $135,000 Active
  14. 2023-03-15
    soldstatus $189,000
  15. 2023-03-01
    soldstatus $189,000 Closed 641-char remark
    Show marketing remark (639 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  16. 2023-03-01
    soldstatus $189,000 Closed 639-char remark
    Show marketing remark (639 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  17. 2023-03-01
    soldstatus $189,000
    Show marketing remark (639 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  18. 2023-01-17
    status Pending 639-char remark
    Show marketing remark (641 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  19. 2023-01-17
    status Pending 641-char remark
    Show marketing remark (641 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  20. 2023-01-05
    price $189,000 641-char remark
    Show marketing remark (639 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  21. 2023-01-05
    price $189,000 639-char remark
    Show marketing remark (639 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  22. 2022-12-16
    status Active 639-char remark
    Show marketing remark (641 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  23. 2022-12-16
    status Active 641-char remark
    Show marketing remark (641 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  24. 2022-12-13
    status Pending 639-char remark
    Show marketing remark (641 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  25. 2022-12-13
    status Pending 641-char remark
    Show marketing remark (641 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  26. 2022-12-07
    listed $205,000 Active 641-char remark
    Show marketing remark (639 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  27. 2022-12-07
    listed $205,000 Active 639-char remark
    Show marketing remark (639 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  28. 2022-12-07
    listed $189,000
    Show marketing remark (639 chars)

    Brookridge Community 2 Bedroom Home On A Oversize Lot- 2 Full Baths And A Oversize 2 Car Carport- Formal Living And Dining Rooms- Plus A Separate Family Room- Eat In Kitchen With A Breakfast Bar Center Island, Wall Oven And A Walk In Pantry- Master Bedroom Has 2 Large Double Closets And Dual Sinks In The Private Bathroom- There Is A Screened Porch Plus A Separate Florida Room Lanai- Extras Include Gutters, Interior Paneled Doors, Wash Tub, Skylight in The Guest Bathroom, Vaulted Ceilings, Ceiling Fans, Oversize Lot, Walk In Closet In The 2nd. Bedroom, Built In Shelving In The Living Room, Open Floor Plan- Call Today For A Showing.

  29. 2007-07-26
    soldstatus $92,000
  30. 2007-07-23
    soldstatus $92,000
  31. 2007-04-18
    listed $129,900
  32. 1993-01-21
    soldstatus $10,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,310 · $276/mo
Projected year-2 tax
$3,310 · $276/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 8 d/yr ≥109°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,058
− Mortgage interest
−$7,562
− Property taxes
−$3,310
− Insurance
−$675
− Repairs & maintenance
−$1,685
− Management
−$1,685
− HOA
−$720
− Depreciation
−$3,927
Taxable income
$1,494
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$359
After-tax cash flow
$3,077/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hernando
NCES district ID
1200810
Math proficiency
50% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$41,985
Composite
42.03/100
National rank
#3329
State rank
#38 of 73 in FL

Livability — Brookridge

Score
70/100
State rank
#421
US rank
#7529

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment C- Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brookridge, FL
County
Hernando County · 169,677 people
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
19,337
Household income
$58,596
Rent vs Own
9.2% rent · 90.8% own
Severe rent burden
307.0

Population outlook (Hernando County) Hauer SSP2

Today (2025)
189,218 people
By 2030
194,367 · +2.7%
By 2040
203,398 · +7.5%
By 2050
209,589 · +10.8%
By 2075
218,452 · +15.4%
By 2100
205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2% Cuban 1%
Common ancestry
Romanian 4% Lithuanian 3% Slovak 2%
Foreign-born
8% · Canada, Vietnam
Languages at home
92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Hernando

2024 margin
Solid R (+37.0) · D 31.1% · R 68.2%
2008→2024 swing
-33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
All cycles
2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.51%
Current HPI
276.2229
Rent YoY
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+1161.7% since first listed
20 events — show timeline
  • 2026-05-28 Listed $135,000 Stellar MLS as Distributed by MLS Grid
  • 2023-03-15 Sold (Public Records) $189,000 Public Records
  • 2023-03-01 Sold (MLS) $189,000 St. Augustine and St. Johns County Board of REALTORS®
  • 2023-03-01 Sold (MLS) $189,000 Stellar MLS as Distributed by MLS Grid
  • 2023-03-01 Sold (MLS) $189,000 HCAR
  • 2023-01-17 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-01-17 Pending HCAR
  • 2023-01-05 Price Changed $189,000 HCAR
  • 2023-01-05 Price Changed $189,000 Stellar MLS as Distributed by MLS Grid
  • 2022-12-16 Relisted Stellar MLS as Distributed by MLS Grid
  • 2022-12-16 Relisted HCAR
  • 2022-12-13 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-12-13 Pending HCAR
  • 2022-12-07 Listed $189,000 St. Augustine and St. Johns County Board of REALTORS®
  • 2022-12-07 Listed $205,000 Stellar MLS as Distributed by MLS Grid
  • 2022-12-07 Listed $205,000 HCAR
  • 2007-07-26 Sold (Public Records) $92,000 Public Records
  • 2007-07-23 Sold (MLS) $92,000 HCAR
  • 2007-04-18 Listed $129,900 HCAR
  • 1993-01-21 Sold (Public Records) $10,700 Public Records

Property tax history

+18.2%/yr

Latest (2025): $3,310 · -6.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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