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1443 Cr 939
B+ Composite 79.2
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$79,000

1443 Cr 939 · Sweeny, TX 77480
3 bd · 2.0 ba · 1,064 sqft · Manufactured public records
Built 1974 1.71 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

REMARKABLE 3-2 MOBILE HOME, CUSTOM OAK CABINETS, COMPLETELY REDONE, LOOKS LIKE A HOUSE. COVERED SHINGLED ROOF, GLASSED IN FRONT PORCH AND DECK, BACK WINDOWED PATIO & DECK. 2 cp & MAN CAVE, 20X24 METAL WORKSHOP, NICE 10X14 STORAGE BUILDING. 1.7 ACRE SETTING WITH CHAIN & PRIVACY FENCE, PRETTY TREES, & FRUIT

Key facts

  • 1.71 acre lot
  • Built 1974

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $79k.

Deal economics

  • At list price, monthly cash flow is $589 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $79k).
  • Cap rate 15.2% vs local median 3.7% in Sweeny — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#306 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F.
  • Sweeny ISD (town): math 32% / reading 40% proficiency, ranked #480 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 113 active listings in the ZIP; 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).

Forward outlook

  • In year one you build about $8k of equity ($546 loan paydown + $8k appreciation (10.0% local appreciation)).
  • Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,000

Questions for the listing agent

  1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.75%
Cap rate
15.24%
Cash-on-cash
31.94%
DSCR
2.42
GRM
4.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
48.6%
Equity multiple
4.64×
Total profit
$80,518
Equity at exit
$71,169
10-year hold
IRR
42.4%
Equity multiple
10.39×
Total profit
$207,611
Equity at exit
$153,480

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77480

Home prices YoY
12.0%
Active inventory
113
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,380 medium interval (Pro) →
Mortgage (P&I)
$414
Tax from tax record
$55 /mo · $655/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$290
Net cashflow
$589

Break-even live

Break-even rent $635
Max offer price $79,000
Occupancy floor 52%

Sensitivity live

Price -10% $633 -5% $611 +0% $589 +5% $566 +10% $544
Rent -10% $480 -5% $534 +0% $589 +5% $643 +10% $698
Rate -1.0pp $629 -0.5pp $609 base $589 +0.5pp $568 +1.0pp $547

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,750
Closing costs
$2,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 3 events

  1. 2023-05-31
    historical
  2. 2016-11-22
    soldstatus
  3. 2016-10-03
    listed $79,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$655 · $55/mo
Projected year-2 tax
$1,446 · $120/mo
Expected delta
+$791/yr (+$66/mo · 120.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,565
− Mortgage interest
−$4,425
− Property taxes
−$655
− Insurance
−$395
− Repairs & maintenance
−$1,325
− Management
−$1,325
− Depreciation
−$2,298
Taxable income
$6,141
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,474
After-tax cash flow
$5,591/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sweeny ISD
NCES district ID
4841970
Math proficiency
32% ▼ -12.00%
Reading proficiency
40% ▼ -1.00%
Median HH income
$53,607
Composite
31.49/100
National rank
#5975
State rank
#480 of 826 in TX

Livability — Sweeny

Score
71/100
State rank
#306
US rank
#6914

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment B- Housing A+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
8,252

Population outlook (Brazoria County) Hauer SSP2

Today (2025)
420,414 people
By 2030
457,585 · +8.8%
By 2040
532,232 · +26.6%
By 2050
605,399 · +44.0%
By 2075
779,358 · +85.4%
By 2100
883,759 · +110.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 17% Black 8% Two or more races 7% Asian 1%
Hispanic origin (detail)
Mexican 16%
Common ancestry
Italian 3% Slovak 3% Iranian 1%
Foreign-born
4% · Canada, China
Languages at home
90% English-only · Spanish 9% Tagalog/Filipino 1%

Political lean MEDSL · Brazoria

2024 margin
R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
2008→2024 swing
+9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
All cycles
2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 35.27%
Current HPI
328.8657
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2023-05-31 Delisted BCBR
  • 2016-11-22 Sold (Public Records) Public Records
  • 2016-10-03 Listed $79,000 BCBR

Property tax history

-0.1%/yr

Latest (2025): $655 · -33.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…