3710 Stonewall Ave · Warrington, FL 32507

$120,000

3 bd · 2.0 ba · 1,212 sqft · SingleFamily public records · 105 Days on market

Built 1955 10,454 sqft lot $99/sqft · 44% below area ↓ 25% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.3/10.0
• ARV discount +7.5/15.0
• Schools +3.6/10.0
• Livability +3.2/5.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Pensacola, FL — Warrington Area | 3BR Home on Corner Lot Near Bayou Grande | OWNER FINANCING Available (terms negotiable) | Additional Acreage Available for Purchase! Whether you choose to restore, reimagine, or rebuild, the value in this project-ready lot is driven by the land, location, and future possibilities. Water is practically at the end of the street — you can see Bayou Grande as you head down Waycross Ave. , and the Weller Avenue public boat ramp is only 1 mile away. Set on a rare 0.24± acre corner lot, this property offers space and flexibility. The yard features mature palm trees that create a natural coastal feel and hint at how beautiful the setting could become with thoughtful landscaping. There’s also room for a small personal garden, outdoor living areas, or future expansion. The 3-bedroom, 2-bath, 1,392 sq ft home provides a starting point for renovation, with a layout that includes a large, versatile den with a full bath, and a kitchen equipped with a gas stove and dishwasher. Located outside city limits in Escambia County’s High Density Mixed-Use (HDMU) district, the property may allow a range of uses — including single-family or certain small-scale commercial activities — depending on your plans and approvals. PLUS, there's an additional 0.24± acres available to purchase. With that flexibility in mind, the property is being offered strictly AS-IS, with plenty of opportunity to create something special over time. Seller makes no representations or warranties, and buyers should conduct all due diligence. If your priority is location and long-term upside near Bayou Grande, this property delivers a rare canvas ready for transformation! Buyer to verify all information during due diligence.

Key facts

• Outdoor living areas
• Corner configuration
• Mature palm trees

Tags

• OVERSIZED HALF-ACRE CORNER LOT
• MATURE PALM TREES
• PARTIALLY FENCED YARD
• AMPLE ROOM FOR GARDEN
• OUTDOOR LIVING AREAS
• CORNER CONFIGURATION

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $120k.

Deal economics

• At list price, monthly cash flow is $589 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $120k).
• Recommended offer: $109k (9.0% below list) — sets the bar for market timing.
• Cap rate 12.2% vs local median 4.3% in Warrington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#631 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D, amenities F, commute F.
• Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.2%/yr); 702 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 1.2% rent growth), your $34k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 105 days — a 9% lower offer ($109k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $109,200 (9.0% below list)

Questions for the listing agent

1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.43% ✓
• Cap rate: 12.18%
• Cash-on-cash: 21.02%
• DSCR: 1.94
• GRM: 5.8

CMA / ARV

• ARV (median comp): $246,835
• List price: $120,000
• Delta: -51.38%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2466 Redoubt Ave	0.06mi	3/2.0	1,169 (-4%)	3mo	$239,000	$204	89
2492 Redoubt Ave	0.12mi	3/2.0	1,258 (+4%)	1mo	$240,000	$191	87
2462 Redoubt Ave	0.06mi	3/2.0	1,244 (+3%)	8mo	$236,000	$190	86
112 Waycross Ave	0.09mi	3/2.0	1,280 (+6%)	2mo	$279,900	$219	85
3617 Stonewall Ave	0.08mi	3/2.0	1,280 (+6%)	4mo	$279,000	$218	84
3625 Sunnyside St	0.18mi	3/2.0	1,289 (+6%)	17mo	$575,000	$446	67
8290 Sedgefield Dr	0.34mi	3/2.0	1,263 (+4%)	13mo	$250,000	$198	66
2455 Redoubt Ave	0.09mi	3/2.0	1,323 (+9%)	21mo	$254,900	$193	63
1906 Albany Ave	0.59mi	3/2.0	1,125 (-7%)	2mo	$244,000	$217	59
3842 Weatherstone Cir	0.52mi	3/2.0	1,241 (+2%)	20mo	$245,000	$197	55
7609 Grundy St	0.59mi	3/1.0	1,170 (-4%)	13mo	$195,000	$167	51
8180 Sedgefield Dr	0.50mi	2/2.0 (-1)	1,066 (-12%)	12mo	$215,000	$202	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.22% rent growth · sell at horizon

5-year hold

• IRR: 11.5%
• Equity multiple: 1.45×
• Total profit: $15,010
• Equity at exit: $17,892

10-year hold

• IRR: 19.1%
• Equity multiple: 2.47×
• Total profit: $49,317
• Equity at exit: $10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32507

• Home prices YoY: -4.6%
• Rents YoY: 1.2%
• Active inventory: 702
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $1,721 high
• Mortgage (P&I): −$629
• Tax from tax record: −$92 /mo · $1,101/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$361
• Net cashflow: $589

Break-even live

Break-even rent $976

Max offer price $120,000

Occupancy floor 61%

Sensitivity live

Price	-10% $657	-5% $623	+0% $589	+5% $555	+10% $521
Rent	-10% $453	-5% $521	+0% $589	+5% $657	+10% $725
Rate	-1.0pp $649	-0.5pp $619	base $589	+0.5pp $558	+1.0pp $526

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,000
• Closing costs: $3,600
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8584 Alvarado Calzada Pensacola, FL	2.0	2.0	896	$1,200	$1.34	24d	1	0.38mi
8527 San Juan Calzada Pensacola, FL	2.0	1.0	786	$1,150	$1.46	24d	1	0.43mi
8727 Schooner Ln Pensacola, FL	3.0	2.0	1279	$1,950	$1.52	24d	1	0.56mi
2289 Dog Track Rd Unit b Pensacola, FL	2.0	2.0	1070	$1,850	$1.73	14d	1	1.45mi
9692 Cobblebrook Dr Pensacola, FL	2.0	1.0	864	$1,300	$1.50	24d	1	1.48mi

Listing history 23 events

1. 2026-06-18
   days on market $120,000 Active 105 DOM
2. 2026-06-17
   days on market $120,000 Active 104 DOM
3. 2026-06-16
   days on market $120,000 Active 103 DOM
4. 2026-06-15
   days on market $120,000 Active 102 DOM
5. 2026-06-14
   days on market $120,000 Active 100 DOM
6. 2026-06-10
   days on market $120,000 Active 97 DOM
7. 2026-06-09
   days on market $120,000 Active 96 DOM
8. 2026-06-08
   days on market $120,000 Active 95 DOM
9. 2026-06-07
   days on market $120,000 Active 94 DOM
10. 2026-06-03
    days on market $120,000 Active 90 DOM
11. 2026-06-02
    days on market $120,000 Active 89 DOM
12. 2026-06-01
    days on market $120,000 Active 88 DOM
13. 2026-05-31
    days on market $120,000 Active 87 DOM
14. 2026-05-31
    days on market $120,000 Active 86 DOM
15. 2026-05-19
    listed $120,000 Active 1784-char remark

    Show marketing remark (1784 chars)

    Pensacola, FL — Warrington Area | 3BR Home on Corner Lot Near Bayou Grande | OWNER FINANCING Available (terms negotiable) | Additional Acreage Available for Purchase! Whether you choose to restore, reimagine, or rebuild, the value in this project-ready lot is driven by the land, location, and future possibilities. Water is practically at the end of the street — you can see Bayou Grande as you head down Waycross Ave. , and the Weller Avenue public boat ramp is only 1 mile away. Set on a rare 0.24± acre corner lot, this property offers space and flexibility. The yard features mature palm trees that create a natural coastal feel and hint at how beautiful the setting could become with thoughtful landscaping. There’s also room for a small personal garden, outdoor living areas, or future expansion. The 3-bedroom, 2-bath, 1,392 sq ft home provides a starting point for renovation, with a layout that includes a large, versatile den with a full bath, and a kitchen equipped with a gas stove and dishwasher. Located outside city limits in Escambia County’s High Density Mixed-Use (HDMU) district, the property may allow a range of uses — including single-family or certain small-scale commercial activities — depending on your plans and approvals. PLUS, there's an additional 0.24± acres available to purchase. With that flexibility in mind, the property is being offered strictly AS-IS, with plenty of opportunity to create something special over time. Seller makes no representations or warranties, and buyers should conduct all due diligence. If your priority is location and long-term upside near Bayou Grande, this property delivers a rare canvas ready for transformation! Buyer to verify all information during due diligence.

16. 2026-04-16
    price $120,000 1783-char remark

    Show marketing remark (1783 chars)

    Pensacola, FL — Warrington Area | 3BR Home on Corner Lot Near Bayou Grande | OWNER FINANCING Available (terms negotiable) | Additional Acreage Available for Purchase! Whether you choose to restore, reimagine, or rebuild, the value in this project-ready lot is driven by the land, location, and future possibilities. Water is practically at the end of the street — you can see Bayou Grande as you head down Waycross Ave., and the Weller Avenue public boat ramp is only 1 mile away. Set on a rare 0.24± acre corner lot, this property offers space and flexibility. The yard features mature palm trees that create a natural coastal feel and hint at how beautiful the setting could become with thoughtful landscaping. There’s also room for a small personal garden, outdoor living areas, or future expansion. The 3-bedroom, 2-bath, 1,392 sq ft home provides a starting point for renovation, with a layout that includes a large, versatile den with a full bath, and a kitchen equipped with a gas stove and dishwasher. Located outside city limits in Escambia County’s High Density Mixed-Use (HDMU) district, the property may allow a range of uses — including single-family or certain small-scale commercial activities — depending on your plans and approvals. PLUS, there's an additional 0.24± acres available to purchase. With that flexibility in mind, the property is being offered strictly AS-IS, with plenty of opportunity to create something special over time. Seller makes no representations or warranties, and buyers should conduct all due diligence. If your priority is location and long-term upside near Bayou Grande, this property delivers a rare canvas ready for transformation! Buyer to verify all information during due diligence.

17. 2026-04-16
    price $120,000

    Show marketing remark (1783 chars)

    Pensacola, FL — Warrington Area | 3BR Home on Corner Lot Near Bayou Grande | OWNER FINANCING Available (terms negotiable) | Additional Acreage Available for Purchase! Whether you choose to restore, reimagine, or rebuild, the value in this project-ready lot is driven by the land, location, and future possibilities. Water is practically at the end of the street — you can see Bayou Grande as you head down Waycross Ave., and the Weller Avenue public boat ramp is only 1 mile away. Set on a rare 0.24± acre corner lot, this property offers space and flexibility. The yard features mature palm trees that create a natural coastal feel and hint at how beautiful the setting could become with thoughtful landscaping. There’s also room for a small personal garden, outdoor living areas, or future expansion. The 3-bedroom, 2-bath, 1,392 sq ft home provides a starting point for renovation, with a layout that includes a large, versatile den with a full bath, and a kitchen equipped with a gas stove and dishwasher. Located outside city limits in Escambia County’s High Density Mixed-Use (HDMU) district, the property may allow a range of uses — including single-family or certain small-scale commercial activities — depending on your plans and approvals. PLUS, there's an additional 0.24± acres available to purchase. With that flexibility in mind, the property is being offered strictly AS-IS, with plenty of opportunity to create something special over time. Seller makes no representations or warranties, and buyers should conduct all due diligence. If your priority is location and long-term upside near Bayou Grande, this property delivers a rare canvas ready for transformation! Buyer to verify all information during due diligence.

18. 2026-03-23
    status Active 1783-char remark

    Show marketing remark (1783 chars)

    Pensacola, FL — Warrington Area | 3BR Home on Corner Lot Near Bayou Grande | OWNER FINANCING Available (terms negotiable) | Additional Acreage Available for Purchase! Whether you choose to restore, reimagine, or rebuild, the value in this project-ready lot is driven by the land, location, and future possibilities. Water is practically at the end of the street — you can see Bayou Grande as you head down Waycross Ave., and the Weller Avenue public boat ramp is only 1 mile away. Set on a rare 0.24± acre corner lot, this property offers space and flexibility. The yard features mature palm trees that create a natural coastal feel and hint at how beautiful the setting could become with thoughtful landscaping. There’s also room for a small personal garden, outdoor living areas, or future expansion. The 3-bedroom, 2-bath, 1,392 sq ft home provides a starting point for renovation, with a layout that includes a large, versatile den with a full bath, and a kitchen equipped with a gas stove and dishwasher. Located outside city limits in Escambia County’s High Density Mixed-Use (HDMU) district, the property may allow a range of uses — including single-family or certain small-scale commercial activities — depending on your plans and approvals. PLUS, there's an additional 0.24± acres available to purchase. With that flexibility in mind, the property is being offered strictly AS-IS, with plenty of opportunity to create something special over time. Seller makes no representations or warranties, and buyers should conduct all due diligence. If your priority is location and long-term upside near Bayou Grande, this property delivers a rare canvas ready for transformation! Buyer to verify all information during due diligence.

19. 2026-03-23
    status Active

    Show marketing remark (1783 chars)

    Pensacola, FL — Warrington Area | 3BR Home on Corner Lot Near Bayou Grande | OWNER FINANCING Available (terms negotiable) | Additional Acreage Available for Purchase! Whether you choose to restore, reimagine, or rebuild, the value in this project-ready lot is driven by the land, location, and future possibilities. Water is practically at the end of the street — you can see Bayou Grande as you head down Waycross Ave., and the Weller Avenue public boat ramp is only 1 mile away. Set on a rare 0.24± acre corner lot, this property offers space and flexibility. The yard features mature palm trees that create a natural coastal feel and hint at how beautiful the setting could become with thoughtful landscaping. There’s also room for a small personal garden, outdoor living areas, or future expansion. The 3-bedroom, 2-bath, 1,392 sq ft home provides a starting point for renovation, with a layout that includes a large, versatile den with a full bath, and a kitchen equipped with a gas stove and dishwasher. Located outside city limits in Escambia County’s High Density Mixed-Use (HDMU) district, the property may allow a range of uses — including single-family or certain small-scale commercial activities — depending on your plans and approvals. PLUS, there's an additional 0.24± acres available to purchase. With that flexibility in mind, the property is being offered strictly AS-IS, with plenty of opportunity to create something special over time. Seller makes no representations or warranties, and buyers should conduct all due diligence. If your priority is location and long-term upside near Bayou Grande, this property delivers a rare canvas ready for transformation! Buyer to verify all information during due diligence.

20. 2026-03-09
    status Pending

    Show marketing remark (1783 chars)

    Pensacola, FL — Warrington Area | 3BR Home on Corner Lot Near Bayou Grande | OWNER FINANCING Available (terms negotiable) | Additional Acreage Available for Purchase! Whether you choose to restore, reimagine, or rebuild, the value in this project-ready lot is driven by the land, location, and future possibilities. Water is practically at the end of the street — you can see Bayou Grande as you head down Waycross Ave., and the Weller Avenue public boat ramp is only 1 mile away. Set on a rare 0.24± acre corner lot, this property offers space and flexibility. The yard features mature palm trees that create a natural coastal feel and hint at how beautiful the setting could become with thoughtful landscaping. There’s also room for a small personal garden, outdoor living areas, or future expansion. The 3-bedroom, 2-bath, 1,392 sq ft home provides a starting point for renovation, with a layout that includes a large, versatile den with a full bath, and a kitchen equipped with a gas stove and dishwasher. Located outside city limits in Escambia County’s High Density Mixed-Use (HDMU) district, the property may allow a range of uses — including single-family or certain small-scale commercial activities — depending on your plans and approvals. PLUS, there's an additional 0.24± acres available to purchase. With that flexibility in mind, the property is being offered strictly AS-IS, with plenty of opportunity to create something special over time. Seller makes no representations or warranties, and buyers should conduct all due diligence. If your priority is location and long-term upside near Bayou Grande, this property delivers a rare canvas ready for transformation! Buyer to verify all information during due diligence.

21. 2026-03-09
    status Pending 1783-char remark

    Show marketing remark (1783 chars)

    Pensacola, FL — Warrington Area | 3BR Home on Corner Lot Near Bayou Grande | OWNER FINANCING Available (terms negotiable) | Additional Acreage Available for Purchase! Whether you choose to restore, reimagine, or rebuild, the value in this project-ready lot is driven by the land, location, and future possibilities. Water is practically at the end of the street — you can see Bayou Grande as you head down Waycross Ave., and the Weller Avenue public boat ramp is only 1 mile away. Set on a rare 0.24± acre corner lot, this property offers space and flexibility. The yard features mature palm trees that create a natural coastal feel and hint at how beautiful the setting could become with thoughtful landscaping. There’s also room for a small personal garden, outdoor living areas, or future expansion. The 3-bedroom, 2-bath, 1,392 sq ft home provides a starting point for renovation, with a layout that includes a large, versatile den with a full bath, and a kitchen equipped with a gas stove and dishwasher. Located outside city limits in Escambia County’s High Density Mixed-Use (HDMU) district, the property may allow a range of uses — including single-family or certain small-scale commercial activities — depending on your plans and approvals. PLUS, there's an additional 0.24± acres available to purchase. With that flexibility in mind, the property is being offered strictly AS-IS, with plenty of opportunity to create something special over time. Seller makes no representations or warranties, and buyers should conduct all due diligence. If your priority is location and long-term upside near Bayou Grande, this property delivers a rare canvas ready for transformation! Buyer to verify all information during due diligence.

22. 2026-02-19
    listed $160,000 Active 1783-char remark

    Show marketing remark (1783 chars)

    Pensacola, FL — Warrington Area | 3BR Home on Corner Lot Near Bayou Grande | OWNER FINANCING Available (terms negotiable) | Additional Acreage Available for Purchase! Whether you choose to restore, reimagine, or rebuild, the value in this project-ready lot is driven by the land, location, and future possibilities. Water is practically at the end of the street — you can see Bayou Grande as you head down Waycross Ave., and the Weller Avenue public boat ramp is only 1 mile away. Set on a rare 0.24± acre corner lot, this property offers space and flexibility. The yard features mature palm trees that create a natural coastal feel and hint at how beautiful the setting could become with thoughtful landscaping. There’s also room for a small personal garden, outdoor living areas, or future expansion. The 3-bedroom, 2-bath, 1,392 sq ft home provides a starting point for renovation, with a layout that includes a large, versatile den with a full bath, and a kitchen equipped with a gas stove and dishwasher. Located outside city limits in Escambia County’s High Density Mixed-Use (HDMU) district, the property may allow a range of uses — including single-family or certain small-scale commercial activities — depending on your plans and approvals. PLUS, there's an additional 0.24± acres available to purchase. With that flexibility in mind, the property is being offered strictly AS-IS, with plenty of opportunity to create something special over time. Seller makes no representations or warranties, and buyers should conduct all due diligence. If your priority is location and long-term upside near Bayou Grande, this property delivers a rare canvas ready for transformation! Buyer to verify all information during due diligence.

23. 2026-02-19
    listed $160,000 Active

    Show marketing remark (1783 chars)

    Pensacola, FL — Warrington Area | 3BR Home on Corner Lot Near Bayou Grande | OWNER FINANCING Available (terms negotiable) | Additional Acreage Available for Purchase! Whether you choose to restore, reimagine, or rebuild, the value in this project-ready lot is driven by the land, location, and future possibilities. Water is practically at the end of the street — you can see Bayou Grande as you head down Waycross Ave., and the Weller Avenue public boat ramp is only 1 mile away. Set on a rare 0.24± acre corner lot, this property offers space and flexibility. The yard features mature palm trees that create a natural coastal feel and hint at how beautiful the setting could become with thoughtful landscaping. There’s also room for a small personal garden, outdoor living areas, or future expansion. The 3-bedroom, 2-bath, 1,392 sq ft home provides a starting point for renovation, with a layout that includes a large, versatile den with a full bath, and a kitchen equipped with a gas stove and dishwasher. Located outside city limits in Escambia County’s High Density Mixed-Use (HDMU) district, the property may allow a range of uses — including single-family or certain small-scale commercial activities — depending on your plans and approvals. PLUS, there's an additional 0.24± acres available to purchase. With that flexibility in mind, the property is being offered strictly AS-IS, with plenty of opportunity to create something special over time. Seller makes no representations or warranties, and buyers should conduct all due diligence. If your priority is location and long-term upside near Bayou Grande, this property delivers a rare canvas ready for transformation! Buyer to verify all information during due diligence.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,101 · $92/mo
• Projected year-2 tax: $1,101 · $92/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,654
• − Mortgage interest: −$6,722
• − Property taxes: −$1,101
• − Insurance: −$600
• − Repairs & maintenance: −$1,652
• − Management: −$1,652
• − Depreciation: −$3,491
• Taxable income: $5,436
• Est. tax owed @ 24.0%: −$1,305
• After-tax cash flow: $5,760/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Escambia
• NCES district ID: 1200510
• Math proficiency: 40% ▼ -9.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $44,649
• Composite: 36.04/100
• National rank: #4773
• State rank: #56 of 73 in FL

Livability — Warrington

• Score: 65/100
• State rank: #631
• US rank: #12396

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Warrington, FL
• County: Escambia County · 301,722 people
• Metro: Pensacola-Ferry Pass-Brent, FL
• Population (ZIP): 32,226
• Household income: $73,540
• Rent vs Own: 34.6% rent · 65.4% own
• Severe rent burden: 1175.0

Population outlook (Escambia County) Hauer SSP2

• Today (2025): 334,637 people
• By 2030: 345,779 · +3.3%
• By 2040: 364,828 · +9.0%
• By 2050: 378,514 · +13.1%
• By 2075: 403,220 · +20.5%
• By 2100: 386,125 · +15.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Black 10% Two or more races 10% Hispanic / Latino 7% Asian 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2%
• Common ancestry: Slovak 3% Lithuanian 2% Romanian 2%
• Foreign-born: 5% · Canada, Vietnam
• Languages at home: 92% English-only · Spanish 4% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Escambia

• 2024 margin: R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
• 2008→2024 swing: -0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
• All cycles: 2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -26.23%
• Current HPI: 548.03
• Rent YoY: ▲ 1.22%
• Metro: Pensacola-Ferry Pass-Brent, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-25.0% since first listed

9 events — show timeline

• 2026-05-19 Listed $120,000 BCAR
• 2026-04-16 Price Changed $120,000 PARMLS
• 2026-04-16 Price Changed $120,000 BCAR
• 2026-03-23 Relisted — PARMLS
• 2026-03-23 Relisted — BCAR
• 2026-03-09 Pending — BCAR
• 2026-03-09 Pending — PARMLS
• 2026-02-19 Listed $160,000 BCAR
• 2026-02-19 Listed $160,000 PARMLS

Property tax history

+15.1%/yr

Latest (2025): $1,101 · +16.5% YoY. Source: county tax records.