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1245 W Cienega Ave #125
C+ Composite 64.71
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.0/10.0
  • Schools +5.9/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • Rent growth +2.3/5.0
  • ARV discount +1.0/15.0
  • Appreciation +0.0/10.0

$240,000

1245 W Cienega Ave #125 · San Dimas, CA 91773
2 bd · 2.0 ba · 1,534 sqft · Manufactured public records · 36 Days on market
Built 2004 Good condition $156/sqft · 16% above area Est $210k · 14% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Morning light filters through the windows as coffee brews in a kitchen designed for easy conversation and unhurried mornings. The open living spaces create a natural flow for quiet evenings, casual dinners, and weekends spent relaxing at home. Built in 2004, this 2-bedroom, 1 3/4 bath residence offers thoughtful comfort with generous room sizes, abundant natural light, and a layout that feels both functional and inviting. The primary suite provides a calm retreat with its own quite spacious private bath, while the second bedroom offers flexibility for guests, hobbies, or a home office. Every space feels approachable and easy to maintain, allowing more time to enjoy the surrounding community

Key facts

  • Open living spaces
  • Access to spa
  • Access to clubhouse

Tags

OPEN LIVING SPACESACCESS TO CLUBHOUSEACCESS TO POOLACCESS TO SPAACCESS TO FITNESS CENTERACCESS TO GUEST PARKING

Property features AI

Finance

  • Other: Park name: Cienega Valley Estates; Manager approval for tenancy may be required
  • Financial info: Land lease (park) - $1,749 monthly (land lease); Rent includes trash and pool
  • HOA & community: Community pool; Sport court; Recreational/multipurpose room; Gym/exercise room; Onsite property management; Common RV parking; Trash service (included in rent/land lease); Pet rules (call for details); Call for association rules

Exterior

  • Parking: Covered tandem carport; Concrete driveway; Two parking spaces (includes 2 carport spaces)
  • Security: Gated community (onsite property management noted in HOA)
  • Utilities: Public sewer; District/public water; Natural gas connected; Electricity connected
  • Home design: Mobile home (model: Westwood); Double-wide body type; Single story
  • Construction: Mobile home remains on site; Mobile dimensions approx. 26 ft wide by 60 ft long; One shed on property; Year built (per public records)
  • Exterior features: Open patio; In-ground community pool; Storage building; Close to clubhouse; Faces north

Interior

  • Flooring: Laminated floors
  • Bathrooms: One full bathroom; One 3/4 bathroom
  • Heating & cooling: Central cooling; Central furnace heating
  • Interior features: Gated community; Double pane windows; One-level home
  • Laundry & utility: Washer included; Dryer included; Washer hookup; Gas dryer hookup; Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $240k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $240k).
  • Recommended offer: $233k (3.0% below list) — sets the bar for market timing.
  • Cap rate 11.5% vs local median 2.6% in San Dimas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#192 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A, schools B; Watch: cost of living F, health & safety F.
  • Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-1.0%/yr); 85 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($105k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $67k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $232,800 (3.0% below list)

Questions for the listing agent

  1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.30%
Cap rate
11.55%
Cash-on-cash
18.76%
DSCR
1.83
GRM
6.4

CMA / ARV

ARV (median comp)
$209,710
List price
$240,000
Delta
14.44%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1245 W Cienega Ave #183 0.00mi 2/1.0 1,536 (+0%) 4mo $125,000 $81 92
1245 W Cienega Ave #46 0.00mi 3/2.0 (+1) 1,512 (-1%) 1mo $270,000 $179 91
1245 W Cienega Ave #18 0.00mi 2/2.0 1,680 (+10%) 4mo $239,900 $143 81
1245 W Cienega Ave #181 0.00mi 3/2.0 (+1) 1,624 (+6%) 9mo $260,000 $160 77
1245 W Cienega Ave #123 0.00mi 2/2.0 1,348 (-12%) 9mo $275,000 $204 72
1245 W Cienega Ave #44 0.06mi 2/2.0 1,368 (-11%) 10mo $132,200 $97 71
1245 W Cienega Ave #88 0.00mi 3/2.0 (+1) 1,375 (-10%) 10mo $350,000 $255 70
1245 W Cienega Ave #234 0.00mi 3/2.0 (+1) 1,694 (+10%) 11mo $412,000 $243 69
1635 W Covina #53 0.52mi 3/2.0 (+1) 1,484 (-3%) 3mo $285,000 $192 63
1630 W Covina Blvd #65 0.60mi 2/2.0 1,392 (-9%) 2mo $215,000 $154 55
1205 Cypress St #115 0.53mi 2/2.0 1,344 (-12%) 1mo $215,000 $160 54
1205 Cypress St #199 0.53mi 3/2.0 (+1) 1,344 (-12%) 10mo $290,000 $216 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
7.4%
Equity multiple
1.28×
Total profit
$18,794
Equity at exit
$35,785
10-year hold
IRR
14.2%
Equity multiple
1.99×
Total profit
$66,823
Equity at exit
$20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91773

Rents YoY
-1.0%
Active inventory
85
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$3,115 high interval (Pro) →
Mortgage (P&I)
$1,259
Tax from tax record
$52 /mo · $623/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$654
Net cashflow
$1,051

Break-even live

Break-even rent $1,785
Max offer price $240,000
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,000
Closing costs
$7,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1189 Strawberry Ln Glendora, CA 2.0 2.5 1292 $2,900 $2.24 43d 1 0.48mi
1430 W Badillo St San Dimas, CA 3.0 1.5 1200 $3,000 $2.50 1d 1 0.52mi
1471 Cypress St San Dimas, CA 2.0 2.0 1127 $900 $0.80 7d 1 0.53mi
1447 S Valley Center Ave Glendora, CA 3.0 2.0 1345 $3,500 $2.60 1d 1 0.65mi
1746 S Sunflower Ave Unit 7 Glendora, CA 2.0 2.0 1100 $2,400 $2.18 24d 1 0.78mi
1746 S Sunflower Ave Unit 10 Glendora, CA 2.0 1.5 1100 $2,400 $2.18 43d 1 0.78mi
644 Pearlanna Dr San Dimas, CA 3.0 1.5 1350 $3,500 $2.59 1d 1 0.95mi
522 W 4th St San Dimas, CA 3.0 1.0 1113 $3,550 $3.19 43d 1 1.01mi
608 Claraday St Glendora, CA 3.0 2.5 1600 $3,500 $2.19 43d 1 1.16mi
432 W Caldwell Ct San Dimas, CA 2.0 3.0 1502 $3,100 $2.06 43d 1 1.17mi
807 Avenida Loma Vis San Dimas, CA 3.0 2.0 1740 $4,500 $2.59 10d 1 1.29mi
220 W 1st St San Dimas, CA 3.0 1.0 1200 $845 $0.70 17d 1 1.32mi
235 W 4th St San Dimas, CA 3.0 2.0 1200 $3,499 $2.92 1d 1 1.36mi
204 San Luis Rey Dr San Dimas, CA 2.0 3.0 1287 $3,165 $2.46 5d 1 1.40mi
20254 E Arrow Hwy Unit B Covina, CA 3.0 2.5 1477 $3,100 $2.10 24d 1 1.43mi
20240 E Arrow Hwy Unit D Covina, CA 3.0 2.5 1477 $3,350 $2.27 43d 1 1.44mi

Listing history 18 events

  1. 2026-06-18
    days on market $240,000 Active 36 DOM
  2. 2026-06-17
    days on market $240,000 Active 35 DOM
  3. 2026-06-16
    days on market $240,000 Active 34 DOM
  4. 2026-06-15
    days on market $240,000 Active 33 DOM
  5. 2026-06-13
    days on market $240,000 Active 31 DOM
  6. 2026-06-13
    days on market $240,000 Active 30 DOM
  7. 2026-06-09
    days on market $240,000 Active 27 DOM
  8. 2026-06-08
    days on market $240,000 Active 26 DOM
  9. 2026-06-07
    days on market $240,000 Active 25 DOM
  10. 2026-06-04
    days on market $240,000 Active 22 DOM
  11. 2026-06-03
    days on market $240,000 Active 21 DOM
  12. 2026-06-02
    days on market $240,000 Active 20 DOM
  13. 2026-06-01
    days on market $240,000 Active 19 DOM
  14. 2026-05-31
    days on market $240,000 Active 18 DOM
  15. 2026-05-13
    listed $240,000 Active 1179-char remark
  16. 2021-02-26
    status Pending Sale
  17. 2021-02-25
    status Active
  18. 2020-10-28
    listed $129,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$623 · $52/mo
Projected year-2 tax
$1,824 · $152/mo
Expected delta
+$1,201/yr (+$100/mo · 192.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,386
− Mortgage interest
−$13,444
− Property taxes
−$623
− Insurance
−$1,200
− Repairs & maintenance
−$2,991
− Management
−$2,991
− Depreciation
−$6,982
Taxable income
$9,155
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,197
After-tax cash flow
$10,411/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This manufactured home is in good condition with minimal repairs needed. It offers a good balance of updates and maintenance to increase its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Updating kitchen appliances — Modernizes the kitchen and improves functionality
  • Both Upgrading bathroom fixtures — Enhances the bathrooms and adds value
  • Both Landscaping improvements — Enhances curb appeal and adds value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Updating kitchen appliances — Modernizes the kitchen and improves functionality
  • Both Upgrading bathroom fixtures — Enhances the bathrooms and adds value
  • Both Landscaping improvements — Enhances curb appeal and adds value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bonita Unified
NCES district ID
0605610
Math proficiency
59% ▲ 3.00%
Reading proficiency
70% ▬ 0.00%
Median HH income
$76,196
Composite
58.71/100
National rank
#2001
State rank
#151 of 1400 in CA

Livability — San Dimas

Score
72/100
State rank
#192
US rank
#6164

Category grades

Amenities B- Commute A Cost of living F Crime C Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Dimas, CA
County
Los Angeles County · 9,444,647 people
City population
33,598
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
33,598
Household income
$105,338
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
1238.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 38% Hispanic / Latino 37% Two or more races 19% Asian 18% Black 3% Native American 1%
Hispanic origin (detail)
Mexican 27% Puerto Rican 1%
Common ancestry
Romanian 2% Lithuanian 2% Slovak 2%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
64% English-only · Spanish 18% Chinese 8% Tagalog/Filipino 2%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -778.24%
Current HPI
379.5269
Rent YoY
▼ -0.97%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+84.8% since first listed
4 events — show timeline
  • 2026-05-13 Listed $240,000 CRMLS
  • 2021-02-26 Pending CRMLS
  • 2021-02-25 Relisted CRMLS
  • 2020-10-28 Listed $129,900 CRMLS

Property tax history

+6.6%/yr

Latest (2025): $623 · +6.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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