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41294 W Pryor Ln
D Composite 43.22
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.4/15.0
  • Cash flow +9.8/30.0
  • Appreciation +4.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.9/5.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • Schools +2.3/10.0

$279,000

41294 W Pryor Ln · Maricopa, AZ 85138
4 bd · 1.5 ba · 1,528 sqft · SingleFamily public records · 52 Days on market
Built 2006 5,676 sqft lot $183/sqft · 11% below area Est $313k · 11% under $52/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

Key facts

  • 5,676 sq ft lot
  • 2 garage spots
  • Built 2006

Property features AI

Finance

  • Financial info: Conventional financing available (non-assumable)
  • HOA & community: Monthly association fee of $52 covering grounds maintenance; Association rules prohibit visible trucks, trailers, RVs, and boats; Community playground; Biking and walking paths

Exterior

  • Parking: 2 covered parking spaces; 2 open parking spaces; 2-car garage
  • Utilities: City water; Public sewer
  • Home design: Single family residence; Fee simple ownership
  • Construction: Stucco and painted wood frame construction
  • Exterior features: Desert front and back landscaping; Block fencing; Tile roof

Interior

  • Kitchen: Built-in microwave; Refrigerator; Dishwasher; Garbage disposal
  • Bedrooms: Up to 4 bedrooms
  • Flooring: Carpet; Tile
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Natural gas heating; Central air conditioning; Ceiling fans
  • Interior features: High-speed internet; Upstairs; Eat-in kitchen; 9+ foot flat ceilings; Master bedroom with full bath; Dual-pane windows
  • Laundry & utility: Inside laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $279k.

Deal economics

  • At list price, monthly cash flow is $-177 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $248k (11.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $205k (26.7% below list).
  • Recommended offer: $205k (26.7% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 3.7% in Maricopa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#28 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-, crime B+; Watch: amenities F, commute F, health & safety F.
  • Maricopa Unified School District (4441) (town): math 20% / reading 29% proficiency, ranked #128 of 249 in AZ (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Santa Rosa Elementary School (math 32% / reading 37%, grade F, #471 of 1,109 statewide, top 44%, 486 students, 50% FRL); Desert Wind Middle School (math 14% / reading 26%, grade F, #127 of 218 statewide, top 60%, 817 students, 52% FRL); Maricopa High School (math 12% / reading 19%, grade F, #262 of 381 statewide, top 69%, 2,188 students, 46% FRL) — zoned schools at 49% FRL track the district average.
  • Market conditions: Rents rising (+1.8%/yr); 862 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($271k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $95k; list at $279k implies a 194% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $204,559 (26.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.53%
Cash-on-cash
-2.72%
DSCR
0.88
GRM
11.4

CMA / ARV

ARV (median comp)
$312,888
List price
$279,000
Delta
-10.83%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
20765 N Herbert Ave 0.11mi 4/2.0 1,454 (-5%) 1mo $300,000 $206 84
20176 N Jill Ave 0.27mi 3/2.0 (-1) 1,544 (+1%) 2mo $304,900 $197 78
40939 W Hayden Dr 0.43mi 3/2.0 (-1) 1,527 (-0%) 3mo $278,000 $182 70
20104 N Jill Ave 0.31mi 4/2.0 1,677 (+10%) 3mo $297,000 $177 65
41199 W Ganley Way 0.27mi 4/2.0 1,693 (+11%) 3mo $215,000 $127 65
40332 W Hayden Dr 0.72mi 3/2.0 (-1) 1,527 (-0%) 3mo $299,000 $196 57
40390 W Coltin Way 0.58mi 3/2.0 (-1) 1,625 (+6%) 3mo $295,000 $182 53
41965 W Fiesta Ln 0.43mi 3/2.0 (-1) 1,333 (-13%) 1mo $293,000 $220 51
41767 W Sagebrush Ct 0.48mi 3/2.0 (-1) 1,333 (-13%) 1mo $290,000 $218 49
40551 W Jenna Ln 0.69mi 3/2.0 (-1) 1,627 (+6%) 2mo $300,000 $184 48
40381 W Robbins Dr 0.61mi 3/2.0 (-1) 1,677 (+10%) 1mo $285,000 $170 48
41860 W Colby Dr 0.63mi 3/2.0 (-1) 1,685 (+10%) 1mo $374,000 $222 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.89% appreciation · 1.78% rent growth · sell at horizon

5-year hold
IRR
-9.9%
Equity multiple
0.57×
Total profit
$-33,407
Equity at exit
$68,854
10-year hold
IRR
-4.2%
Equity multiple
0.62×
Total profit
$-29,570
Equity at exit
$73,594

Cash invested: $78,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85138

Home prices YoY
-0.3%
Rents YoY
1.8%
Active inventory
862
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$2,046 high interval (Pro) →
Mortgage (P&I)
$1,463
Tax from tax record
$162 /mo · $1,942/yr
Insurance
$116
HOA
$52
Vacancy / Maint / Mgmt
$430
Net cashflow
$-177

Break-even live

Break-even rent $2,270
Max offer price $247,705
Occupancy floor

Sensitivity live

Price -10% $-19 -5% $-98 +0% $-177 +5% $-256 +10% $-335
Rent -10% $-339 -5% $-258 +0% $-177 +5% $-96 +10% $-16
Rate -1.0pp $-37 -0.5pp $-106 base $-177 +0.5pp $-249 +1.0pp $-323

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,750
Closing costs
$8,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
41057 W Ganley Way Maricopa, AZ 4.0 2.5 1908 $1,925 $1.01 0d 1 0.29mi
40907 W Robbins Dr Maricopa, AZ 4.0 2.0 1891 $1,749 $0.92 23d 1 0.30mi
41094 W Somers Dr Maricopa, AZ 4.0 2.0 1612 $1,850 $1.15 3d 1 0.30mi
21110 N Blue Agave Dr Maricopa, AZ 3.0 2.0 1569 $1,895 $1.21 45d 1 0.40mi
41334 W Hayden Dr Maricopa, AZ 3.0 2.0 2150 $1,689 $0.79 45d 1 0.40mi
41570 W Dusty Creek Dr Maricopa, AZ 3.0 2.0 1568 $1,750 $1.12 45d 1 0.41mi
41363 W Williams Way Maricopa, AZ 4.0 2.0 1599 $1,739 $1.09 45d 1 0.42mi
20392 N Mac Neil St Maricopa, AZ 3.0 2.0 1552 $1,656 $1.07 0d 1 0.58mi
21552 N Liles Ln Maricopa, AZ 3.0 2.0 1470 $1,850 $1.26 45d 1 0.61mi
41192 W Rio Bravo Dr Maricopa, AZ 3.0 2.5 1774 $1,789 $1.01 21d 1 0.67mi
40174 W Brandt Dr Maricopa, AZ 3.0 2.0 2115 $1,849 $0.87 6d 1 0.67mi
40481 W Jenna Ln Maricopa, AZ 4.0 2.0 1819 $1,785 $0.98 0d 1 0.70mi
21657 N Dietz Dr Maricopa, AZ 4.0 2.0 2151 $1,899 $0.88 45d 1 0.72mi
41284 W Cahill Dr Maricopa, AZ 3.0 2.0 1356 $1,750 $1.29 12d 1 0.73mi
21742 N Bradford Dr Maricopa, AZ 3.0 2.0 1651 $1,775 $1.08 26d 1 0.73mi
21742 N Bradford Dr Maricopa, AZ 3.0 2.0 1651 $1,850 $1.12 45d 1 0.73mi
19550 N Gunsmoke Rd Maricopa, AZ 2.0–3.0 2.0 1056 $1,604 $1.52 26d 10 0.73mi
19488 N Falcon Ln Maricopa, AZ 4.0 3.0 1836 $2,300 $1.25 13d 1 0.74mi
41298 W Parkhill Dr Maricopa, AZ 4.0 2.5 2037 $2,000 $0.98 45d 1 0.84mi
40010 W Thornberry Ln Maricopa, AZ 3.0 2.5 2157 $1,795 $0.83 45d 1 0.85mi
21619 N Van Loo Dr Maricopa, AZ 3.0 2.0 1938 $3,500 $1.81 5d 1 0.85mi
39964 W Sanders Way Maricopa, AZ 4.0 2.0 1466 $1,759 $1.20 0d 1 0.86mi
41201 W Bravo Dr Maricopa, AZ 3.0 2.0 1554 $1,799 $1.16 3d 1 0.86mi
39974 W Thornberry Ln Maricopa, AZ 3.0 2.0 1466 $1,900 $1.30 16d 1 0.87mi
39941 W Williams Way Maricopa, AZ 3.0 2.0 1288 $1,600 $1.24 26d 1 0.87mi
40040 W Elm Dr Maricopa, AZ 3.0 2.0 1598 $2,050 $1.28 45d 1 1.00mi
40515 W Chambers Dr Maricopa, AZ 4.0 3.0 1978 $1,795 $0.91 16d 1 1.04mi
21765 N Rummler Ln Maricopa, AZ 4.0 2.0 1572 $2,095 $1.33 7d 1 1.11mi
19165 N Ventana Ln Maricopa, AZ 3.0 2.0 1440 $1,650 $1.15 26d 1 1.13mi
40915 W Agave Rd Maricopa, AZ 4.0 2.5 2152 $2,100 $0.98 45d 1 1.17mi
40785 W Agave Rd Maricopa, AZ 3.0 2.0 1902 $1,999 $1.05 45d 1 1.19mi
43205 W Roth Rd Maricopa, AZ 4.0 2.0 2215 $2,200 $0.99 45d 1 1.22mi
43205 W Roth Rd Maricopa, AZ 4.0 2.0 2216 $2,100 $0.95 12d 1 1.22mi
21061 N Bustos Way Maricopa, AZ 3.0 2.0 1907 $1,749 $0.92 45d 1 1.23mi
22303 Bishop Dr Unit 1545930P Maricopa, AZ 3.0 2.0 1496 $3,871 $2.59 14d 1 1.24mi
22306 N Van Loo Dr Maricopa, AZ 3.0 2.0 1918 $2,100 $1.09 6d 1 1.25mi
22463 N Dietz Dr Maricopa, AZ 3.0 2.0 1824 $2,000 $1.10 26d 1 1.26mi
42309 W Desert Fairways Dr Maricopa, AZ 5.0 3.0 1913 $1,899 $0.99 3d 1 1.26mi
43207 W Lindgren Dr Maricopa, AZ 3.0 2.0 1907 $1,699 $0.89 45d 1 1.26mi
22555 N Diamond Dr Maricopa, AZ 4.0 2.5 2180 $2,200 $1.01 12d 1 1.27mi

HOA detail

Monthly dues
$52 · $624/yr

Listing history 28 events

  1. 2026-06-21
    days on market $279,000 Active 52 DOM
  2. 2026-06-18
    days on market $279,000 Active 49 DOM
  3. 2026-06-17
    days on market $279,000 Active 48 DOM
  4. 2026-06-16
    days on market $279,000 Active 47 DOM
  5. 2026-06-15
    days on market $279,000 Active 46 DOM
  6. 2026-06-13
    days on market $279,000 Active 44 DOM
  7. 2026-06-13
    days on market $279,000 Active 43 DOM
  8. 2026-06-09
    days on market $279,000 Active 40 DOM
  9. 2026-06-08
    days on market $279,000 Active 39 DOM
  10. 2026-06-07
    days on market $279,000 Active 38 DOM
  11. 2026-06-04
    days on market $279,000 Active 35 DOM
  12. 2026-06-03
    days on market $279,000 Active 34 DOM
  13. 2026-06-02
    days on market $279,000 Active 33 DOM
  14. 2026-06-01
    days on market $279,000 Active 32 DOM
  15. 2026-05-31
    days on market $279,000 Active 31 DOM
  16. 2026-04-30
    listed $279,000 Active 433-char remark
  17. 2012-06-29
    soldstatus $95,000 Closed 270-char remark
    Show marketing remark (270 chars)

    NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

  18. 2012-06-29
    soldstatus $95,000
    Show marketing remark (270 chars)

    NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

  19. 2012-06-12
    status Pending 270-char remark
    Show marketing remark (270 chars)

    NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

  20. 2012-06-08
    price $89,900 270-char remark
    Show marketing remark (270 chars)

    NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

  21. 2012-06-08
    status Active 270-char remark
    Show marketing remark (270 chars)

    NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

  22. 2012-03-27
    status Pending 270-char remark
    Show marketing remark (270 chars)

    NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

  23. 2012-03-26
    price $79,900 Active 270-char remark
    Show marketing remark (270 chars)

    NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

  24. 2012-03-26
    status Active 270-char remark
    Show marketing remark (270 chars)

    NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

  25. 2012-03-26
    price $85,000 Pending 270-char remark
    Show marketing remark (270 chars)

    NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

  26. 2012-03-26
    status Pending 270-char remark
    Show marketing remark (270 chars)

    NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

  27. 2012-03-24
    listed $79,900 Active 270-char remark
    Show marketing remark (270 chars)

    NOT A BANK OWNED OR A SHORT SALE HOME***FRESH TWO TONE PAINT***NEW CARPET***GRANITE COUNTER TOPS***TILED KITCHEN***HUGE LANDSCAPED REAR YARD***BRAND NEW BLINDS THROUGH OUT***CEILING FANS THROUGH OUT***THIS HOME IS IN A LAKE COMMUNITY WITH GREAT CHILDRENS PLAY FACILITIES

  28. 2004-11-04
    soldstatus $33,080,895

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$1,942 · $162/mo
Projected year-2 tax
$1,942 · $162/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,547
− Mortgage interest
−$15,628
− Property taxes
−$1,942
− Insurance
−$1,395
− Repairs & maintenance
−$1,964
− Management
−$1,964
− HOA
−$624
− Depreciation
−$8,116
Taxable loss
−$7,086
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,701
After-tax cash flow
$-425/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Maricopa Unified School District (4441)
NCES district ID
0404720
Math proficiency
20% ▼ -18.00%
Reading proficiency
29% ▼ -9.00%
Median HH income
$63,725
Composite
22.92/100
National rank
#7993
State rank
#128 of 249 in AZ

Livability — Maricopa

Score
72/100
State rank
#28
US rank
#5943

Category grades

Amenities F Commute F Cost of living B- Crime B+ Employment A- Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Maricopa, AZ
County
Pinal County · 399,947 people
City population
76,044
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
55,260
Household income
$95,867
Rent vs Own
17.7% rent · 82.3% own
Severe rent burden
432.0

Population outlook (Pinal County) Hauer SSP2

Today (2025)
437,574 people
By 2030
446,903 · +2.1%
By 2040
452,589 · +3.4%
By 2050
444,126 · +1.5%
By 2075
430,300 · -1.7%
By 2100
393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 45% Hispanic / Latino 30% Two or more races 17% Black 13% Native American 3% Asian 3% Pacific Islander 1%
Hispanic origin (detail)
Mexican 26% Puerto Rican 1%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
10% · Canada
Languages at home
79% English-only · Spanish 16% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Pinal

2024 margin
Strong R (+22.1) · D 38.5% · R 60.6%
2008→2024 swing
-7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
All cycles
2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.89%
Current HPI
258.1461
Rent YoY
▲ 1.78%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-99.2% since first listed
13 events — show timeline
  • 2026-04-30 Listed $279,000 ARMLS
  • 2012-06-29 Sold (Public Records) $95,000 Public Records
  • 2012-06-29 Sold (MLS) $95,000 ARMLS
  • 2012-06-12 Pending ARMLS
  • 2012-06-08 Price Changed $89,900 ARMLS
  • 2012-06-08 Relisted ARMLS
  • 2012-03-27 Pending ARMLS
  • 2012-03-26 Relisted ARMLS
  • 2012-03-26 Price Changed $79,900 ARMLS
  • 2012-03-26 Pending ARMLS
  • 2012-03-26 Price Changed $85,000 ARMLS
  • 2012-03-24 Listed $79,900 ARMLS
  • 2004-11-04 Sold (Public Records) $33,080,895 Public Records

Property tax history

+2.3%/yr

Latest (2025): $1,942 · -1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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