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2799 Siskiyou Blvd Unit 22
B Composite 72.77
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.7/10.0
  • Livability +4.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$55,000

2799 Siskiyou Blvd Unit 22 · Ashland, OR 97520
2 bd · 1.0 ba · 528 sqft · Land public records · 110 Days on market
Built 1968 $104/sqft · 159% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 1968 beautiful cozy remodeled trailer is perfect for a small family or retired couple, or single. This is a 30x60 lot, with parking, has front and back decks, has fencing all the way around the back and side. (It’s trailer #22 !!) This trailer has had a lot of work done to it such as (New toilet, fresh paint, new flooring, trim, counter tops, new sink and faucet, new decks, brand new front door, and lots more!!)

Key facts

  • Fresh paint
  • New sink and faucet
  • New flooring

Tags

FRONT AND BACK DECKSFENCING ALL THE WAY AROUNDNEW TOILETFRESH PAINTNEW FLOORINGNEW SINK AND FAUCET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath land listed at $55k.

Deal economics

  • At list price, monthly cash flow is $898 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $55k).
  • Recommended offer: $50k (9.0% below list) — sets the bar for market timing.
  • Cap rate 25.9% vs local median 2.1% in Ashland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#42 in OR, #1,019 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: cost of living F.
  • Ashland SD 5 (suburban): math 59% / reading 73% proficiency, ranked #5 of 183 in OR (top 3%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+1.7%/yr); 368 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 904 units permitted in Jackson County in 2024 (212 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Jackson County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 110 days — a 9% lower offer ($50k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $50,050 (9.0% below list)

Questions for the listing agent

  1. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.94%
Cap rate
25.90%
Cash-on-cash
70.01%
DSCR
4.12
GRM
2.8

CMA / ARV

ARV (median comp)
$24,163
List price
$55,000
Delta
127.62%
Verdict
OVERPRICED
Comps
2 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.69% rent growth · sell at horizon

5-year hold
IRR
68.1%
Equity multiple
4.00×
Total profit
$46,231
Equity at exit
$8,201
10-year hold
IRR
71.8%
Equity multiple
7.86×
Total profit
$105,625
Equity at exit
$4,755

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Oregon
28 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
SB608 (2019): statewide rent cap (7% + CPI) and just-cause for tenancies > 1 yr. Portland has relocation assistance ordinance.

ZIP-level market 97520

Rents YoY
1.7%
Active inventory
368
Price-to-rent
2.8×

Monthly cashflow live

Estimated rent
$1,618 medium interval (Pro) →
Mortgage (P&I)
$288
Tax est. 1.5%
$69 /mo · $825/yr
Insurance
$23
HOA
$0
Vacancy / Maint / Mgmt
$340
Net cashflow
$898

Break-even live

Break-even rent $481
Max offer price $55,000
Occupancy floor 39%

Sensitivity live

Price -10% $936 -5% $917 +0% $898 +5% $879 +10% $860
Rent -10% $771 -5% $835 +0% $898 +5% $962 +10% $1,026
Rate -1.0pp $926 -0.5pp $912 base $898 +0.5pp $884 +1.0pp $870

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,750
Closing costs
$1,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2080 Siskiyou Blvd Ashland, OR 1.0 1.0 650 $1,200 $1.85 45d 1 0.95mi

Listing history 19 events

  1. 2026-06-21
    days on market $55,000 Active 110 DOM
  2. 2026-06-19
    days on market $55,000 Active 108 DOM
  3. 2026-06-18
    days on market $55,000 Active 107 DOM
  4. 2026-06-17
    days on market $55,000 Active 106 DOM
  5. 2026-06-16
    days on market $55,000 Active 105 DOM
  6. 2026-06-15
    days on market $55,000 Active 104 DOM
  7. 2026-06-14
    days on market $55,000 Active 102 DOM
  8. 2026-06-13
    days on market $55,000 Active 101 DOM
  9. 2026-06-10
    days on market $55,000 Active 99 DOM
  10. 2026-06-09
    days on market $55,000 Active 98 DOM
  11. 2026-06-08
    days on market $55,000 Active 97 DOM
  12. 2026-06-07
    days on market $55,000 Active 96 DOM
  13. 2026-06-05
    days on market $55,000 Active 93 DOM
  14. 2026-06-03
    days on market $55,000 Active 92 DOM
  15. 2026-06-02
    days on market $55,000 Active 91 DOM
  16. 2026-06-01
    days on market $55,000 Active 90 DOM
  17. 2026-05-31
    days on market $55,000 Active 89 DOM
  18. 2026-05-30
    days on market $55,000 Active 88 DOM
  19. 2026-03-02
    listed $55,000 Active 427-char remark
    Show marketing remark (427 chars)

    This 1968 beautiful cozy remodeled trailer is perfect for a small family or retired couple, or single. This is a 30x60 lot, with parking, has front and back decks, has fencing all the way around the back and side. (It’s trailer #22 !!) This trailer has had a lot of work done to it such as (New toilet, fresh paint, new flooring, trim, counter tops, new sink and faucet, new decks, brand new front door, and lots more!!)

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥94°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 33 unhealthy d/yr today · 34 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,421
− Mortgage interest
−$3,081
− Property taxes
−$825
− Insurance
−$275
− Repairs & maintenance
−$1,554
− Management
−$1,554
− Depreciation
−$1,600
Taxable income
$10,533
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,528
After-tax cash flow
$8,254/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ashland SD 5
NCES district ID
4101560
Math proficiency
59% ▼ -2.00%
Reading proficiency
73% ▬ 0.00%
Median HH income
$45,917
Composite
57.0/100
National rank
#2358
State rank
#5 of 183 in OR

Livability — Ashland

Score
83/100
State rank
#42
US rank
#1019

Category grades

Amenities A+ Commute A+ Cost of living F Crime C+ Employment C+ Housing C+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Jackson County · 159,661 people
City population
26,512
Metro
Medford, OR
Population (ZIP)
26,512
Household income
$67,948
Rent vs Own
42.3% rent · 57.7% own
Severe rent burden
1727.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
234,433 people
By 2030
243,834 · +4.0%
By 2040
259,717 · +10.8%
By 2050
273,269 · +16.6%
By 2075
300,624 · +28.2%
By 2100
305,256 · +30.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Two or more races 9% Hispanic / Latino 9% Asian 2%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Italian 5% Lithuanian 5% Portuguese 4%
Foreign-born
7% · Canada, China, Guatemala
Languages at home
92% English-only · Spanish 4% Other Asian/Pacific 1% German/W. Germanic 1%

Political lean MEDSL · Jackson

2024 margin
Lean R (+6.4) · D 45.5% · R 51.9% · Other 2.6%
2008→2024 swing
-6.5pp toward R · 2008: 0.1pp · 2024: -6.4pp
All cycles
2024: R+6.4 2020: R+3.5 2016: R+9.2 2012: R+5.0 2008: D+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -555.69%
Current HPI
231.9587
Rent YoY
▲ 1.69%
Metro
Medford, OR
State GDP YoY
▲ 2.05%
F500 in state
2

Industry mix (Fortune 500 HQ in OR)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-02 Listed $55,000 Fizber.com

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…