1181 Drop Ln #0 · Four Corners, FL 33896

$269,888

3 bd · 2.0 ba · 1,787 sqft · Condo public records · 131 Days on market

Built 2021 Good condition Garage $151/sqft · 27% below area Est $371k · 27% under $658/mo HOA · 26% of rent ↓ 2% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Schools +4.4/10.0
• Cash flow +4.3/30.0
• 1% rule +4.3/10.0
• Appreciation +4.1/10.0
• Condition / age +4.0/5.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• DSCR +0.0/10.0

Listing remarks MLS

Under Construction. Step into pure luxury with the Turnberry floorplan! This UPSCALE upstairs unit features three bedrooms and two bathrooms. The one car garage is on the first floor and steps lead up to the second floor living space. All three bedrooms are located on the second floor. The foyer opens up to the kitchen, dining, and spacious family room. There is also a covered patio perfect for relaxing and enjoying the scenic community. Introducing the Champions Club at ChampionsGate! Located very close to The Omni's Golf Club, these New Homes provide ample space while offering scenic views of the surrounding lakes and golf course, making these New Homes PERFECT for avid golfers and nature lovers! Tee off at one of two nationally-recognized, Greg Norman-designed golf courses or any of the 54 holes of golf within steps of the Champions Club. Currently under development, downtown ChampionsGate will also offer premier restaurants and shopping conveniently close by. Located just minutes away from Walt Disney World, the Omni Hotel and Resort, International Drive, and I-4, where residents and visitors of the Champions Club can play, eat and shop all within minutes from their doorstep. With so much to offer, the Champions Club at Championsgate provides limitless fun and enjoyment for anyone looking to take a break from life and Live Like a Champion! To view this New Home, visit the Welcome Home Center.

Key facts

• Fitness center
• Golf course access
• Resort-style pool

Tags

• PRIVATE COVERED PATIO
• GATED COMMUNITY AMENITIES
• RESORT-STYLE POOL
• FITNESS CENTER
• GOLF COURSE ACCESS
• RECREATIONAL FACILITIES

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $270k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-718 ($-9k/yr) — negative.
• To cash-flow at today's rent, offer at most $143k (47.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $251k (6.8% below list).
• Recommended offer: $143k (47.0% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 69/100 on livability (#453 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-; Watch: amenities F, health & safety F.
• Osceola (suburban): math 39% / reading 45% proficiency, ranked #60 of 73 in FL (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Westside K-8 School (math 37% / reading 40%, grade F, #1,575 of 2,144 statewide, top 74%, 1,722 students, 39% FRL); Celebration High School (math 42% / reading 56%, grade D, #193 of 667 statewide, top 29%, 2,769 students, 48% FRL) — zoned schools average 44% FRL vs 60% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents soft (-0.2%/yr); 981 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 64d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,813 units permitted in Osceola County in 2024 (3,072 in 5+ unit buildings).
• This rent runs 40% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-1.8%/yr); year-one equity from $2k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Osceola County population projected at +73% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 131 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago; this cycle's ask has dropped $59k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 26% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $143,003 (47.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 131 days. Have you received any prior offers? Is the seller open to a 47% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 3.10%
• Cash-on-cash: -11.41%
• DSCR: 0.49
• GRM: 8.9

CMA / ARV

• ARV (median comp): $371,477
• List price: $269,888
• Delta: -25.97%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1092 Leader St	0.24mi	4/3.0 (+1)	1,914 (+7%)	1mo	$365,000	$191	67
962 Splash Shot Pl	0.36mi	4/3.0 (+1)	1,914 (+7%)	0mo	$382,000	$200	62
233 Via Del Sol Dr	1.18mi	3/2.0	1,700 (-5%)	0mo	$306,600	$180	57
521 Castlemain Cir	1.33mi	3/2.0	1,929 (+8%)	1mo	$352,000	$182	51
513 Balmoral Dr	1.38mi	4/3.5 (+1)	1,850 (+4%)	1mo	$343,000	$185	47
1569 Plunker Dr	0.98mi	4/3.0 (+1)	1,902 (+6%)	0mo	$340,000	$179	45
719 Corvina Dr	1.15mi	4/2.0 (+1)	1,631 (-9%)	1mo	$250,000	$153	45
641 Old Bridge Cir	0.96mi	4/3.0 (+1)	1,915 (+7%)	0mo	$390,000	$204	44
620 Old Bridge Cir	1.00mi	4/3.0 (+1)	1,915 (+7%)	1mo	$390,000	$204	44
9620 Westside Hills Dr	0.86mi	3/2.5	1,573 (-12%)	1mo	$340,000	$216	42
659 Reston Pl	1.46mi	3/2.0	1,484 (-17%)	0mo	$300,000	$202	40
1126 Corvina Dr	1.12mi	4/3.0 (+1)	2,110 (+18%)	1mo	$353,760	$168	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.83% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -29.8%
• Equity multiple: -0.10×
• Total profit: $-82,858
• Equity at exit: $54,536

10-year hold

• IRR: -33.8%
• Equity multiple: -0.92×
• Total profit: $-145,197
• Equity at exit: $48,643

Cash invested: $75,569 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Active competition Active MLS

• For sale now: 3 active · 1 under contract
• Median asking: $348,000 ($208/sqft)
• Median days on market: 497 d
• This list price: lowest-priced of the active set
• ARV vs active asking: -0.3% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33896

• Home prices YoY: -0.8%
• Rents YoY: -0.2%
• Active inventory: 981
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $2,514 high
• Mortgage (P&I): −$1,415
• Tax from tax record: −$519 /mo · $6,227/yr
• Insurance: −$112
• HOA: −$658
• Vacancy / Maint / Mgmt: −$528
• Net cashflow: $-718

Break-even live

Break-even rent $3,424

Max offer price $143,003

Occupancy floor —

Sensitivity live

Price	-10% $-565	-5% $-642	+0% $-718	+5% $-795	+10% $-871
Rent	-10% $-917	-5% $-818	+0% $-718	+5% $-619	+10% $-520
Rate	-1.0pp $-582	-0.5pp $-650	base $-718	+0.5pp $-788	+1.0pp $-859

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,472
• Closing costs: $8,097
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1175 Drop Ln Davenport, FL	2.0	2.0	1388	$2,200	$1.59	119d	1	0.03mi
1248 Challenge Dr Unit 1359580P Kissimmee, FL	4.0	3.0	1905	$4,900	$2.57	5d	1	0.08mi
1159 Challenge Dr Davenport, FL	2.0	2.0	1388	$2,100	$1.51	74d	1	0.11mi
1159 Challenge Dr Unit 1159 Davenport, FL	2.0	2.0	1388	$2,100	$1.51	70d	1	0.11mi
1172 Kingsbarn St Davenport, FL	4.0	3.0	1902	$3,100	$1.63	58d	1	0.14mi
1184 Kingsbarn St Davenport, FL	4.0	3.0	1902	$2,950	$1.55	119d	1	0.14mi
1184 Kingsbarn St Davenport, FL	4.0	3.0	1902	$2,800	$1.47	5d	1	0.14mi
1164 Kingsbarn St Davenport, FL	4.0	3.0	1914	$2,750	$1.44	119d	1	0.14mi
1251 Long Cove Loop #1251 Davenport, FL	3.0	2.0	1854	$2,000	$1.08	7d	1	0.17mi
1241 Long Cove Loop Davenport, FL	2.0	2.0	1409	$2,225	$1.58	7d	1	0.18mi
1225 Long Cove Loop Unit 1225 Davenport, FL	2.0	2.0	1409	$2,000	$1.42	7d	1	0.18mi
1259 Long Cove Loop Davenport, FL	3.0	2.0	1854	$2,195	$1.18	119d	1	0.18mi
8931 Azalea Sands Ln Davenport, FL	2.0	2.0	1409	$2,225	$1.58	7d	1	0.23mi
8933 Azalea Sands Ln Davenport, FL	2.0	2.0	1409	$1,995	$1.42	28d	1	0.23mi
1039 Splash Shot Pl Unit 1039 Davenport, FL	3.0	2.0	1788	$2,950	$1.65	119d	1	0.27mi
1031 Splash Shot Pl Unit 1442089P Davenport, FL	3.0	2.0	1539	$3,253	$2.11	119d	1	0.28mi
1031 Splash Shot Pl Davenport, FL	2.0	2.0	1388	$1,949	$1.40	94d	1	0.28mi
1031 Splash Shot Pl Davenport, FL	2.0	2.0	1388	$1,999	$1.44	103d	1	0.28mi
9006 Azalea Sands Ln Davenport, FL	3.0	2.0	1854	$2,100	$1.13	7d	1	0.30mi
9006 Azalea Sands Ln Davenport, FL	3.0	2.0	2025	$2,200	$1.09	67d	1	0.30mi
9008 Azalea Sands Ln Unit 3404 Davenport, FL	3.0	2.0	1854	$1,995	$1.08	119d	1	0.31mi
9019 Azalea Sands Ln Unit 9019 Davenport, FL	2.0	2.0	1409	$1,895	$1.34	119d	1	0.31mi
9019 Azalea Sands Ln Davenport, FL	2.0	2.0	1409	$1,895	$1.34	113d	1	0.31mi
993 Splash Shot Pl Davenport, FL	3.0	2.0	1787	$2,350	$1.32	7d	1	0.32mi
989 Splash Shot Pl Davenport, FL	2.0	2.0	1388	$1,900	$1.37	28d	1	0.33mi
9054 Azalea Sands Ln Unit 1 Davenport, FL	2.0	2.0	1854	$2,450	$1.32	7d	1	0.36mi
9054 Azalea Sands Ln Unit 1 Davenport, FL	3.0	2.0	1854	$2,450	$1.32	40d	1	0.36mi
9054 Azalea Sands Ln Unit 1 Davenport, FL	3.0	2.0	1854	$2,450	$1.32	42d	1	0.36mi
9335 Sommerset Hills Dr Unit 9335 Davenport, FL	3.0	2.0	1787	$2,450	$1.37	82d	1	0.37mi
972 Leader St Davenport, FL	4.0	3.0	1914	$2,950	$1.54	7d	1	0.37mi
8999 Fluffy Lie Ct Davenport, FL	4.0	2.5	2333	$2,800	$1.20	71d	1	0.41mi
1392 Palmetto Dunes St Davenport, FL	4.0	3.0	2381	$2,995	$1.26	7d	1	0.44mi
9116 Integra Meadows Dr Davenport, FL	1.0–3.0	1.0–2.0	1057	$1,900	$1.80	6d	10	0.45mi
1317 Gleneagles Ln Davenport, FL	4.0	3.0	2381	$3,000	$1.26	87d	1	0.48mi
8853 Cabot Cliffs DR Unit 104 Davenport, FL	3.0	2.0	1788	$2,450	$1.37	28d	1	0.54mi
8863 Cabot Cliffs DR Unit 102 Davenport, FL	2.0	2.0	1388	$2,200	$1.59	42d	1	0.54mi
9224 Westside Hills Dr Davenport, FL	4.0	2.0	1918	$2,375	$1.24	42d	1	0.55mi
1146 Trappers Trail Loop Davenport, FL	4.0	2.5	2333	$2,769	$1.19	103d	1	0.56mi
1159 Trappers Trail Loop Davenport, FL	2.0	2.0	1505	$2,350	$1.56	63d	1	0.58mi
8833 Beth Page Ln Davenport, FL	4.0	2.5	2333	$3,300	$1.41	108d	1	0.58mi

Property features AI

Finance

• Other: Home warranty included
• Financial info: Lease restrictions apply
• HOA & community: Monthly condo fee of $359Additional monthly maintenance amount of $140Total monthly association fees $658 (total annual fees $7,896)Association name: Erika and ChampionsGate Master HOAAssociation fees include 24-hour guard and recreational facilitiesAssociation fee required and paid monthlyCommunity amenities include clubhouse, golf, deed restrictions, and owned recreational areasPets allowed (maximum weight 10 lbs)

Exterior

• Parking: Attached garage with 1 garage space
• Security: 24-hour guard (community amenity)
• Utilities: Public waterPublic sewerElectricity available
• Home design: Residential condominium2-story buildingFaces northUnit on 2nd floor
• Construction: Shingle roofOther construction materialsConcrete perimeter foundationBuilt as part of building number 1181
• Exterior features: BalconyAsphalt road access

Interior

• Kitchen: DishwasherDisposalRangeMicrowaveRefrigeratorStone counters
• Bedrooms: 3 bedrooms
• Flooring: CarpetTile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heatingCentral air
• Interior features: Ceiling fansOpen floorplanLiving room/dining room comboStone countersProgrammable thermostatWindow treatments
• Laundry & utility: Laundry roomWasherDryer

HOA detail $658/mo · $7,896/yr condo

• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 50 events

1. 2026-09-23
   days on market $269,888 Active 131 DOM
2. 2026-09-22
   days on market $269,888 Active 130 DOM
3. 2026-09-21
   days on market $269,888 Active 129 DOM
4. 2026-09-20
   days on market $269,888 Active 128 DOM
5. 2026-09-19
   days on market $269,888 Active 127 DOM
6. 2026-09-18
   days on market $269,888 Active 126 DOM
7. 2026-09-17
   pricedays on market $269,888 Active 125 DOM
8. 2026-09-16
   days on market $274,997 Active 124 DOM
9. 2026-09-15
   days on market $274,997 Active 123 DOM
10. 2026-09-14
    days on market $274,997 Active 122 DOM
11. 2026-09-13
    days on market $274,997 Active 121 DOM
12. 2026-09-12
    days on market $274,997 Active 120 DOM
13. 2026-09-11
    days on market $274,997 Active 119 DOM
14. 2026-09-05
    days on market $274,997 Active 113 DOM
15. 2026-09-04
    days on market $274,997 Active 112 DOM
16. 2026-09-03
    days on market $274,997 Active 111 DOM
17. 2026-08-31
    days on market $274,997 Active 108 DOM
18. 2026-08-30
    days on market $274,997 Active 107 DOM
19. 2026-08-29
    price $274,997 Active 106 DOM
20. 2026-08-29
    days on market $279,997 Active 106 DOM
21. 2026-08-28
    days on market $279,997 Active 105 DOM
22. 2026-08-27
    days on market $279,997 Active 104 DOM
23. 2026-08-26
    days on market $279,997 Active 103 DOM
24. 2026-08-25
    days on market $279,997 Active 102 DOM
25. 2026-08-24
    days on market $279,997 Active 101 DOM
26. 2026-08-22
    days on market $279,997 Active 99 DOM
27. 2026-08-21
    days on market $279,997 Active 98 DOM
28. 2026-08-20
    days on market $279,997 Active 97 DOM
29. 2026-08-19
    days on market $279,997 Active 96 DOM
30. 2026-08-18
    days on market $279,997 Active 95 DOM
31. 2026-08-17
    days on market $279,997 Active 94 DOM
32. 2026-08-16
    days on market $279,997 Active 93 DOM
33. 2026-08-15
    days on market $279,997 Active 92 DOM
34. 2026-08-14
    days on market $279,997 Active 91 DOM
35. 2026-08-13
    days on market $279,997 Active 90 DOM
36. 2026-08-12
    days on market $279,997 Active 89 DOM
37. 2026-08-11
    days on market $279,997 Active 88 DOM
38. 2026-08-10
    days on market $279,997 Active 87 DOM
39. 2026-08-09
    days on market $279,997 Active 86 DOM
40. 2026-08-08
    days on market $279,997 Active 85 DOM
41. 2026-08-06
    days on market $279,997 Active 83 DOM
42. 2026-08-05
    days on market $279,997 Active 82 DOM
43. 2026-08-04
    days on market $279,997 Active 81 DOM
44. 2026-08-03
    days on market $279,997 Active 80 DOM
45. 2026-07-31
    days on market $279,997 Active 77 DOM
46. 2026-07-30
    days on market $279,997 Active 76 DOM
47. 2026-07-30
    days on market $279,997 Active 75 DOM
48. 2026-07-28
    remarks 693-char remark
49. 2026-07-28
    price $279,997 Active 74 DOM
50. 2026-07-11
    days on market $289,997 Active 74 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $6,227 · $519/mo
• Projected year-2 tax: $6,227 · $519/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,174
• − Mortgage interest: −$15,118
• − Property taxes: −$6,227
• − Insurance: −$1,349
• − Repairs & maintenance: −$2,414
• − Management: −$2,414
• − HOA: −$7,896
• − Depreciation: −$7,851
• Taxable loss: −$13,096
• Est. tax savings @ 24.0%: +$3,143
• After-tax cash flow: $-5,476/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 None rehab

This 3-bedroom, 2-bath condo in the ChampionsGate resort community is in good condition and ready for move-in. It offers a blank slate for buyers to design and furnish as a vacation rental, with high ROI potential.

Value-add opportunities

• Both Painting the exterior — Fresh paint can enhance curb appeal and value ↑
• Both Landscaping the front yard — A well-maintained front yard can attract more renters and buyers ↑
• Both Upgrading the HVAC system — A new HVAC system can improve comfort and energy efficiency ↑
• Both Adding smart home features — Smart home features can increase convenience and attract tech-savvy buyers ↑

F Composite school gradezoned avg 44/100

Zoned Schools

Elementary Westside K-8 School F FL #1,575/2,144 Nat'l #20,973/41,679 High Celebration High School D FL #193/667 Nat'l #6,078/17,239

Schools (NCES district)

• District: Osceola
• NCES district ID: 1201470
• Math proficiency: 39% ▼ -9.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $45,528
• Composite: 35.7/100
• National rank: #4865
• State rank: #60 of 73 in FL

C Composite livability gradescore 69/100

Livability — Four Corners

• Score: 69/100
• State rank: #453
• US rank: #8218

Category grades

Amenities F Commute C+ Cost of living A- Crime B- Employment C Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Four Corners, FL
• County: Polk County · 447,624 people
• City population: 27,422
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 26,731
• Household income: $74,668
• Rent vs Own: 54.9% rent · 45.1% own
• Severe rent burden: 14% of renters

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Population outlook (Osceola County) Hauer SSP2

• Today (2025): 447,624 people
• By 2030: 511,823 · +14.3%
• By 2040: 642,986 · +43.6%
• By 2050: 774,552 · +73.0%
• By 2075: 1,078,144 · +140.9%
• By 2100: 1,269,660 · +183.6%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 44% Hispanic / Latino 38% Two or more races 14% Black 10% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 15% Cuban 4% Dominican 3%
• Common ancestry: Romanian 3% Estonian 2% Portuguese 2%
• Foreign-born: 18% · Canada, Jamaica
• Languages at home: 64% English-only · Spanish 31% Other Indo-European 2% Tagalog/Filipino 1%

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Political lean MEDSL · Osceola

• 2024 margin: Toss-up / Even · D 48.7% · R 50.2% · Other 1.1%
• 2008→2024 swing: -21.2pp toward R · 2008: 19.7pp · 2024: -1.4pp
• All cycles: 2024: R+1.4 2020: D+13.8 2016: D+25.0 2012: D+24.5 2008: D+19.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.83%
• Current HPI: 219.4726
• Rent YoY: ▼ -0.19%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Property features AI

Finance

• Other: Home warranty included
• Financial info: Lease restrictions apply
• HOA & community: Monthly condo fee of $359Additional monthly maintenance amount of $140Total monthly association fees $658 (total annual fees $7,896)Association name: Erika and ChampionsGate Master HOAAssociation fees include 24-hour guard and recreational facilitiesAssociation fee required and paid monthlyCommunity amenities include clubhouse, golf, deed restrictions, and owned recreational areasPets allowed (maximum weight 10 lbs)

Exterior

• Parking: Attached garage with 1 garage space
• Security: 24-hour guard (community amenity)
• Utilities: Public waterPublic sewerElectricity available
• Home design: Residential condominium2-story buildingFaces northUnit on 2nd floor
• Construction: Shingle roofOther construction materialsConcrete perimeter foundationBuilt as part of building number 1181
• Exterior features: BalconyAsphalt road access

Interior

• Kitchen: DishwasherDisposalRangeMicrowaveRefrigeratorStone counters
• Bedrooms: 3 bedrooms
• Flooring: CarpetTile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heatingCentral air
• Interior features: Ceiling fansOpen floorplanLiving room/dining room comboStone countersProgrammable thermostatWindow treatments
• Laundry & utility: Laundry roomWasherDryer

Price history

-2.4% since first listed

18 events — show timeline

• 2026-05-26 Price Changed $289,997 Stellar MLS as Distributed by MLS Grid
• 2026-05-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-29 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-04-23 Price Changed $304,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-08 Listed $329,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-18 Rental Removed $1,990 SHOWMOJO
• 2025-08-15 Price Changed $1,990 SHOWMOJO
• 2025-06-27 Listed for Rent $1,995 SHOWMOJO
• 2021-04-09 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2021-04-07 Sold (MLS) $297,990 Stellar MLS as Distributed by MLS Grid
• 2021-03-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-03 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-03-02 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-02-22 Price Changed $297,990 Stellar MLS as Distributed by MLS Grid
• 2021-02-20 Price Changed $298,985 Stellar MLS as Distributed by MLS Grid
• 2021-02-02 Price Changed $297,985 Stellar MLS as Distributed by MLS Grid
• 2021-01-27 Listed $296,985 Stellar MLS as Distributed by MLS Grid

Property tax history

+40.1%/yr

Latest (2025): $6,227 · -2.7% YoY. Source: county tax records.