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6570 Deshon Cir
D Composite 43.66
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +11.5/30.0
  • 1% rule +3.9/10.0
  • DSCR +3.4/10.0
  • Rent growth +2.8/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$210,000

6570 Deshon Cir · Stonecrest, GA 30058
3 bd · 2.0 ba · 1,280 sqft · SingleFamily public records · 92 Days on market
Built 1984 0.46 ac lot $164/sqft · 22% below area Est $269k · 22% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this spacious 3-bedroom, 2 bathroom home. The kitchen features stainless steel appliances, including a refrigerator, range oven, and dishwasher. Relax in the living area with floor to ceiling windows. Enjoy the backyard and relax on the deck. Located close to restaurants, grocery stores, parks/outdoor recreation, and retail, this home has everything you need. Schedule a tour today!

Key facts

  • Backyard
  • Deck
  • 0.46 acre lot

Tags

STAINLESS STEEL APPLIANCESFLOOR TO CEILING WINDOWSBACKYARDDECK

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $-69 ($-830/yr) — negative.
  • To cash-flow at today's rent, offer at most $198k (5.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $187k (11.0% below list).
  • Recommended offer: $187k (11.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Princeton Elementary School (math 12% / reading 22%, grade F, #936 of 1,228 statewide, top 79%, 724 students, 100% FRL); Lithonia Middle School (math 8% / reading 17%, grade F, #411 of 470 statewide, top 87%, 1,214 students, 100% FRL); Lithonia High School (math 2% / reading 17%, grade F, #365 of 424 statewide, top 88%, 1,483 students, 100% FRL) — zoned schools average 100% FRL vs 68% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.2%/yr); 452 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 92 days — a 9% lower offer ($191k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $35k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $186,904 (11.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 92 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
5.90%
Cash-on-cash
-1.41%
DSCR
0.94
GRM
9.4

CMA / ARV

ARV (median comp)
$268,826
List price
$210,000
Delta
-18.53%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6426 Alford Cir 0.53mi 3/2.0 1,406 (+10%) 6mo $229,900 $164 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.18% rent growth · sell at horizon

5-year hold
IRR
-20.8%
Equity multiple
0.29×
Total profit
$-41,709
Equity at exit
$31,312
10-year hold
IRR
-19.1%
Equity multiple
0.07×
Total profit
$-54,939
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30058

Home prices YoY
-21.4%
Rents YoY
1.2%
Active inventory
452
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$1,869 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$357 /mo · $4,283/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$392
Net cashflow
$-69

Break-even live

Break-even rent $1,957
Max offer price $197,785
Occupancy floor 99%

Sensitivity live

Price -10% $50 -5% $-10 +0% $-69 +5% $-129 +10% $-188
Rent -10% $-217 -5% $-143 +0% $-69 +5% $5 +10% $79
Rate -1.0pp $37 -0.5pp $-16 base $-69 +0.5pp $-124 +1.0pp $-179

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1367 Swift Creek Ln Lithonia, GA 3.0 2.0 1633 $1,200 $0.73 24d 1 0.32mi
1367 Swift Creek Ln Lithonia, GA 3.0 2.0 1633 $1,000 $0.61 13d 1 0.32mi
6482 Alford Way Lithonia, GA 3.0 2.5 1446 $1,675 $1.16 17d 1 0.55mi
6959 Rogers Pt Lithonia, GA 3.0 2.5 1816 $1,895 $1.04 4d 1 0.76mi
1370 Rogers Trce Lithonia, GA 3.0 2.5 1564 $1,725 $1.10 0d 1 0.90mi
6683 Shapiro Ct Stone Mountain, GA 3.0 2.5 1672 $2,255 $1.35 46d 1 0.90mi
557 Shadow Valley Ct Lithonia, GA 3.0 2.5 1588 $1,700 $1.07 46d 1 1.11mi
1691 Redan W Lithonia, GA 4.0 3.0 1691 $1,760 $1.04 46d 1 1.15mi
6445 Greenock Dr Unit 1 Stone Mountain, GA 2.0 2.5 1200 $2,450 $2.04 46d 1 1.15mi
1297 Millstone Way Lithonia, GA 4.0 3.0 1752 $2,370 $1.35 0d 1 1.16mi
6936 Deshon Ridge Dr Lithonia, GA 3.0 2.5 1872 $1,741 $0.93 2d 1 1.17mi
6456 Scudders Dr Lithonia, GA 3.0 2.5 1617 $2,100 $1.30 23d 1 1.24mi
6328 Scudders Dr Lithonia, GA 3.0 2.5 1580 $1,999 $1.27 7d 1 1.26mi
1809 Edgehill Dr Lithonia, GA 3.0 2.5 1540 $2,150 $1.40 24d 1 1.27mi
888 Timbercrest Ct Lithonia, GA 4.0 2.0 1632 $1,850 $1.13 46d 1 1.28mi
1924 Dillon Dr Lithonia, GA 3.0 2.5 1617 $2,043 $1.26 46d 1 1.28mi
1881 Plainsboro Dr Lithonia, GA 3.0 2.5 1540 $2,150 $1.40 19d 1 1.31mi
6360 Princeton Ridge Dr Unit 6360 Lithonia, GA 3.0 2.5 1539 $2,150 $1.40 46d 1 1.34mi
1903 Plainsboro Dr Lithonia, GA 3.0 2.5 1590 $2,100 $1.32 27d 1 1.35mi
883 Timbervale Ln Lithonia, GA 3.0 2.5 1848 $2,075 $1.12 7d 1 1.36mi
5994 Pattillo Ln Lithonia, GA 3.0 2.5 1680 $1,940 $1.15 7d 1 1.40mi

Listing history 21 events

  1. 2026-06-22
    pricestatusdays on market $210,000 Price Change 92 DOM
  2. 2026-06-21
    days on market $219,000 Active 91 DOM
  3. 2026-06-18
    days on market $219,000 Active 88 DOM
  4. 2026-06-17
    days on market $219,000 Active 87 DOM
  5. 2026-06-16
    days on market $219,000 Active 86 DOM
  6. 2026-06-15
    statusdays on market $219,000 Active 85 DOM
  7. 2026-06-13
    pricestatusdays on market $219,000 Price Change 83 DOM
  8. 2026-06-09
    days on market $237,700 Active 79 DOM
  9. 2026-06-08
    statusdays on market $237,700 Active 78 DOM
  10. 2026-06-07
    statusdays on market $237,700 Back On Market 77 DOM
  11. 2026-06-02
    statusdays on market $237,700 Under Contract 75 DOM
  12. 2026-06-01
    days on market $237,700 Active 74 DOM
  13. 2026-05-31
    days on market $237,700 Active 73 DOM
  14. 2026-04-22
    status Back On Market 395-char remark
    Show marketing remark (395 chars)

    Welcome to this spacious 3-bedroom, 2 bathroom home. The kitchen features stainless steel appliances, including a refrigerator, range oven, and dishwasher. Relax in the living area with floor to ceiling windows. Enjoy the backyard and relax on the deck. Located close to restaurants, grocery stores, parks/outdoor recreation, and retail, this home has everything you need. Schedule a tour today!

  15. 2026-04-20
    status Under Contract 395-char remark
    Show marketing remark (395 chars)

    Welcome to this spacious 3-bedroom, 2 bathroom home. The kitchen features stainless steel appliances, including a refrigerator, range oven, and dishwasher. Relax in the living area with floor to ceiling windows. Enjoy the backyard and relax on the deck. Located close to restaurants, grocery stores, parks/outdoor recreation, and retail, this home has everything you need. Schedule a tour today!

  16. 2026-04-15
    price $237,700 395-char remark
    Show marketing remark (395 chars)

    Welcome to this spacious 3-bedroom, 2 bathroom home. The kitchen features stainless steel appliances, including a refrigerator, range oven, and dishwasher. Relax in the living area with floor to ceiling windows. Enjoy the backyard and relax on the deck. Located close to restaurants, grocery stores, parks/outdoor recreation, and retail, this home has everything you need. Schedule a tour today!

  17. 2026-04-01
    price $241,400 395-char remark
    Show marketing remark (395 chars)

    Welcome to this spacious 3-bedroom, 2 bathroom home. The kitchen features stainless steel appliances, including a refrigerator, range oven, and dishwasher. Relax in the living area with floor to ceiling windows. Enjoy the backyard and relax on the deck. Located close to restaurants, grocery stores, parks/outdoor recreation, and retail, this home has everything you need. Schedule a tour today!

  18. 2026-03-16
    listed $245,000 New 395-char remark
    Show marketing remark (395 chars)

    Welcome to this spacious 3-bedroom, 2 bathroom home. The kitchen features stainless steel appliances, including a refrigerator, range oven, and dishwasher. Relax in the living area with floor to ceiling windows. Enjoy the backyard and relax on the deck. Located close to restaurants, grocery stores, parks/outdoor recreation, and retail, this home has everything you need. Schedule a tour today!

  19. 2021-10-08
    soldstatus $2,603,306
  20. 2021-06-17
    soldstatus $184,500
  21. 2011-03-08
    soldstatus $66,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,283 · $357/mo
Projected year-2 tax
$4,283 · $357/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,428
− Mortgage interest
−$11,763
− Property taxes
−$4,283
− Insurance
−$1,050
− Repairs & maintenance
−$1,794
− Management
−$1,794
− Depreciation
−$6,109
Taxable loss
−$4,366
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,048
After-tax cash flow
$218/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Stonecrest

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Dekalb County · 782,738 people
City population
106,165
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
62,614
Household income
$61,684
Rent vs Own
34.8% rent · 65.2% own
Severe rent burden
3471.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (91%)
Race & ethnicity
Black 91% Hispanic / Latino 3% White 3% Two or more races 3%
Common ancestry
Hispanic 0%
Foreign-born
12% · Canada, United Kingdom
Languages at home
93% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -60.90%
Current HPI
224.0366
Rent YoY
▲ 1.18%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+257.4% since first listed
8 events — show timeline
  • 2026-04-22 Relisted GAMLS
  • 2026-04-20 Pending GAMLS
  • 2026-04-15 Price Changed $237,700 GAMLS
  • 2026-04-01 Price Changed $241,400 GAMLS
  • 2026-03-16 Listed $245,000 GAMLS
  • 2021-10-08 Sold (Public Records) $2,603,306 Public Records
  • 2021-06-17 Sold (Public Records) $184,500 Public Records
  • 2011-03-08 Sold (Public Records) $66,500 Public Records

Property tax history

+3.5%/yr

Latest (2025): $4,283 · -8.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…