🌊 Lakefront
104 Fleur De Lis Ln · Naples, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.9/10.0
- ARV discount +7.5/15.0
- Schools +4.5/10.0
- Livability +4.0/5.0
- Rent growth +2.1/5.0
- Condition / age +1.0/5.0
- Appreciation +0.0/10.0
$199,600
104 Fleur De Lis Ln · Naples, FL 34112
3 bd · 2.0 ba · 1,580 sqft · SingleFamily
public records
· 157 Days on market
Built 1986
7,840 sqft lot
Garage
$126/sqft
· 58% below area
$142/mo HOA · 5% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
A lovely home on the lake, with a great view. The home has a split bedroom plan, with 2 guest bedrooms on one side and the master suite on the other. The stainless steel appliances and washer are 3 years old. The dryer is 6 months old. There are roll down hurricane shutters on the house and roll down storm shutters on the lanai. There is a well for irrigation. The home has tile on the diagonal and carpet. Riviera Golf Estates is a wonderful community with an Olympic size heated pool, Clubhouse, fitness, and many activities including basic cable TV. The HO fee is only $260 per quarter. This is an over 55 community. Come and see it.
Key facts
- Premium homesite
- Long-water views
- Outstanding lot
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $200k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $683 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $200k).
- Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
- Cap rate 10.8% vs local median 2.4% in Naples — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lely Elementary School (math 45% / reading 46%, grade D-, #1,247 of 2,144 statewide, top 59%, 499 students, 62% FRL); East Naples Middle School (math 56% / reading 44%, grade C, #254 of 571 statewide, top 45%, 854 students, 63% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL) — zoned schools at 60% FRL track the district average.
- Zoned-school proficiency averages 45% at this address vs 58% district-wide (-13 pts) — the specific schools serving this property underperform the Collier average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-1.7%/yr); 1014 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 110d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $2,777/mo this rent would consume 48% of the median local household income ($70k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 157 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 18y ago; this cycle's ask has dropped $80k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$175,648
(12.0% below list)
Questions for the listing agent
- It's been on market 157 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.39% ✓
- Cap rate
- 10.80%
- Cash-on-cash
- 16.08%
- DSCR
- 1.72
- GRM
- 6.0
CMA / ARV
- ARV (median comp)
- $471,000
- List price
- $199,600
- Delta
- -57.60%
- Verdict
- UNDERPRICED
- Comps
- 5 within 3.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1712 Harbor Ln | 3.52mi | 3/2.0 | 1,522 (-4%) | 3mo | $1,400,000 | $920 | 56 |
| 2424 Longboat Dr | 4.34mi | 3/2.0 | 1,663 (+5%) | 0mo | $950,000 | $571 | 56 |
| 3850 Groton Ct | 0.75mi | 3/2.0 | 1,691 (+7%) | 2mo | $500,000 | $296 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- 1.5%
- Equity multiple
- 1.06×
- Total profit
- $3,119
- Equity at exit
- $29,761
10-year hold
- IRR
- 7.7%
- Equity multiple
- 1.50×
- Total profit
- $27,748
- Equity at exit
- $17,258
Cash invested: $55,888 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Balanced market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 19 active · 28 under contract
- Months of supply
- 4.4 mo (23%/mo absorbed)
- Median asking
- $490,000 ($312/sqft)
- Median days on market
- 55 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -4.3% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34112
- Rents YoY
- -1.7%
- Active inventory
- 1014
- Price-to-rent
- 6.0×
Monthly cashflow live
↻
- Estimated rent
- $2,777 high interval (Pro) →
- Mortgage (P&I)
- −$1,047
- Tax from tax record
- −$173 /mo · $2,075/yr
- Insurance
- −$83
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$142
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$583
- Net cashflow
- $683
Break-even live
Break-even rent
$1,913
Max offer price
$199,600
Occupancy floor
70%
Sensitivity live
| Price | -10% $796 | -5% $739 | +0% $683 | +5% $626 | +10% $570 |
|---|---|---|---|---|---|
| Rent | -10% $463 | -5% $573 | +0% $683 | +5% $792 | +10% $902 |
| Rate | -1.0pp $783 | -0.5pp $733 | base $683 | +0.5pp $631 | +1.0pp $578 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,900
- Closing costs
- $5,988
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 148 Lake Point Ln Naples, FL | 2.0 | 2.5 | 1530 | $2,100 | $1.37 | 119d | 1 | 0.10mi |
| 4241 Chantelle Dr Unit D202 Naples, FL | 2.0 | 2.0 | 1317 | $1,695 | $1.29 | 6d | 1 | 0.14mi |
| 4410 Chantelle Dr Unit H-205 Naples, FL | 2.0 | 2.0 | 1349 | $3,500 | $2.59 | 109d | 1 | 0.15mi |
| 5708 Greenwood Cir Unit Annual Naples, FL | 3.0 | 2.0 | 1450 | $2,250 | $1.55 | 6d | 1 | 0.18mi |
| 360 Charlemagne Blvd Unit D105 Naples, FL | 2.0 | 2.0 | 1082 | $3,200 | $2.96 | 119d | 1 | 0.19mi |
| 5778 Greenwood Cir Naples, FL | 3.0 | 2.0 | 1450 | $4,000 | $2.76 | 119d | 1 | 0.28mi |
| 332 Charlemagne Blvd Unit H101 Naples, FL | 2.0 | 2.0 | 1082 | $3,500 | $3.23 | 119d | 1 | 0.30mi |
| 332 Charlemagne Blvd Unit H103 Naples, FL | 2.0 | 2.0 | 1082 | $3,495 | $3.23 | 6d | 1 | 0.30mi |
| 332 Charlemagne Blvd Unit H101 Naples, FL | 2.0 | 2.0 | 1082 | $1,650 | $1.52 | 6d | 1 | 0.30mi |
| 332 Charlemagne Blvd Unit H103 Naples, FL | 2.0 | 2.0 | 1082 | $3,495 | $3.23 | 119d | 1 | 0.30mi |
| 4640 Chantelle Dr Unit N204 Naples, FL | 2.0 | 2.0 | 1082 | $1,850 | $1.71 | 6d | 1 | 0.31mi |
| 5595 Greenwood Cir #92 Naples, FL | 3.0 | 2.0 | 1450 | $5,000 | $3.45 | 119d | 1 | 0.32mi |
| 5708 Deauville Cir Unit 308 Naples, FL | 3.0 | 2.0 | 1500 | $4,500 | $3.00 | 119d | 1 | 0.38mi |
| 5502 Greenwood Cir #1 Naples, FL | 3.0 | 2.0 | 1450 | $2,400 | $1.66 | 119d | 1 | 0.41mi |
| 5792 Deauville Cir Unit A103 Naples, FL | 2.0 | 2.0 | 1209 | $3,900 | $3.23 | 119d | 1 | 0.42mi |
| 5499 Rattlesnake Hammock Rd Naples, FL | 2.0 | 2.0 | 1071 | $1,775 | $1.66 | 109d | 2 | 0.43mi |
| 5467 Rattlesnake Hammock Rd Unit C207 Naples, FL | 2.0 | 2.0 | 1071 | $1,750 | $1.63 | 6d | 1 | 0.44mi |
| 5419 Rattlesnake Hammock Rd Unit 307F Naples, FL | 2.0 | 2.0 | 1071 | $1,950 | $1.82 | 109d | 1 | 0.45mi |
| 5535 Rattlesnake Hammock Rd #302 Naples, FL | 2.0 | 2.0 | 1205 | $2,800 | $2.32 | 119d | 1 | 0.47mi |
| 5733 Deauville Cir Unit G308 Naples, FL | 3.0 | 2.0 | 1427 | $3,600 | $2.52 | 119d | 1 | 0.51mi |
| 5741 Deauville Cir Unit F108 Naples, FL | 3.0 | 2.0 | 1427 | $3,600 | $2.52 | 119d | 1 | 0.52mi |
| 5635 Rattlesnake Hammock Rd Apt 203D Naples, FL | 2.0 | 2.0 | 1054 | $1,700 | $1.61 | 116d | 1 | 0.52mi |
| 5754 Deauville Cir Naples, FL | 1.0–2.0 | 2.0 | 1209 | $1,960 | $1.62 | 6d | 2 | 0.54mi |
| 3491 County Barn Rd #103 Naples, FL | 2.0 | 2.0 | 1097 | $2,000 | $1.82 | 6d | 1 | 0.55mi |
| 5651 Rattlesnake Hammock Rd Unit C-108 Naples, FL | 2.0 | 2.0 | 1054 | $1,750 | $1.66 | 6d | 1 | 0.55mi |
| 5767 Deauville Cir Unit D304 Naples, FL | 2.0 | 2.0 | 1394 | $3,595 | $2.58 | 6d | 1 | 0.55mi |
| 167 Torrey Pines Pt Naples, FL | 3.0 | 2.0 | 1907 | $8,500 | $4.46 | 6d | 1 | 0.58mi |
| 5665 Whitaker Rd #202 Naples, FL | 2.0 | 2.0 | 1099 | $1,900 | $1.73 | 116d | 1 | 0.58mi |
| 5737 Whitaker Rd Unit C101 Naples, FL | 3.0 | 2.0 | 1281 | $2,300 | $1.80 | 119d | 1 | 0.60mi |
| 4556 Andover Way Unit E104 Naples, FL | 2.0 | 2.0 | 1072 | $5,000 | $4.66 | 109d | 1 | 0.60mi |
| 4556 Andover Way Unit E106 Naples, FL | 2.0 | 2.0 | 1172 | $1,900 | $1.62 | 109d | 1 | 0.60mi |
| 30 Maui Cir #30 Naples, FL | 3.0 | 2.0 | 1552 | $2,795 | $1.80 | 119d | 1 | 0.62mi |
| 5741 Whitaker Rd Unit D203 Naples, FL | 3.0 | 2.0 | 1281 | $2,200 | $1.72 | 119d | 1 | 0.62mi |
| 5741 Whitaker Rd Unit D203 Naples, FL | 3.0 | 2.0 | 1281 | $1,900 | $1.48 | 0d | 1 | 0.62mi |
| 3685 Amberly Cir Unit D203 Naples, FL | 2.0 | 2.0 | 1216 | $2,300 | $1.89 | 6d | 1 | 0.64mi |
| 5750 Woodmere Lake Cir Unit H101 Naples, FL | 2.0 | 2.0 | 1097 | $1,800 | $1.64 | 6d | 1 | 0.64mi |
| 3685 Amberly Cir Unit D305 Naples, FL | 2.0 | 2.0 | 1320 | $5,100 | $3.86 | 119d | 1 | 0.64mi |
| 5739 Whitaker Rd Naples, FL | 2.0 | 2.0 | 1101 | $1,650 | $1.50 | 6d | 1 | 0.65mi |
| 8630 Amberlin WAY Naples, FL | 2.0 | 1.0–2.0 | 894 | $2,649 | $2.96 | 5d | 142 | 0.66mi |
| 239 Torrey Pines Pt Naples, FL | 3.0 | 2.5 | 1907 | $12,090 | $6.34 | 119d | 1 | 0.66mi |
Property features AI
Finance
- Financial info
- Pets allowed
- HOA & community
- Homeowners association with quarterly feeAssociation fees include cable TV and trashCommunity amenities: clubhouse, fitness center, pool, tennis courts, basketball court, sidewalks, on-site managementNon-gated, senior communityCommunity includes 692 units
Exterior
- Parking
- Attached garage2 covered garage spaces
- Utilities
- Public waterPublic sewerCable available
- Home design
- Single-story homeResale propertyFaces west
- Construction
- Block, concrete and stucco constructionShingle roof
- Exterior features
- PatioCommunity poolRectangular lotEast exposureWaterfront on a lakeHas a view
Interior
- Kitchen
- RefrigeratorRangeMicrowaveDishwasherDisposalPantry
- Bedrooms
- Master bedroomAdditional bedrooms on main level
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (electric)Central air conditioning (electric)Ceiling fans
- Interior features
- Double-hung windowsFireplacePantryTub with showerWalk-in closet(s)Split bedroom floor planSeparate/formal dining room
- Laundry & utility
- Washer and dryer includedLaundry located in garage/utility room
HOA detail $142/mo · $1,704/yr
- Likely covers
- cablepool
Listing history 50 events
-
2026-09-23days on market $199,600 Active 157 DOM
-
2026-09-22days on market $199,600 Active 156 DOM
-
2026-09-21remarks 699-char remark
-
2026-09-21pricedays on market $199,600 Active 155 DOM
-
2026-09-20days on market $199,700 Active 154 DOM
-
2026-09-18days on market $199,700 Active 152 DOM
-
2026-09-17days on market $199,700 Active 151 DOM
-
2026-09-16days on market $199,700 Active 150 DOM
-
2026-09-15days on market $199,700 Active 149 DOM
-
2026-09-14days on market $199,700 Active 148 DOM
-
2026-09-13days on market $199,700 Active 147 DOM
-
2026-09-12days on market $199,700 Active 146 DOM
-
2026-09-11days on market $199,700 Active 145 DOM
-
2026-09-05days on market $199,700 Active 139 DOM
-
2026-09-04days on market $199,700 Active 138 DOM
-
2026-09-03days on market $199,700 Active 137 DOM
-
2026-08-31days on market $199,700 Active 134 DOM
-
2026-08-30days on market $199,700 Active 133 DOM
-
2026-08-29days on market $199,700 Active 132 DOM
-
2026-08-28days on market $199,700 Active 131 DOM
-
2026-08-27days on market $199,700 Active 130 DOM
-
2026-08-26days on market $199,700 Active 129 DOM
-
2026-08-25days on market $199,700 Active 128 DOM
-
2026-08-24days on market $199,700 Active 127 DOM
-
2026-08-23days on market $199,700 Active 126 DOM
-
2026-08-22days on market $199,700 Active 125 DOM
-
2026-08-21days on market $199,700 Active 124 DOM
-
2026-08-20days on market $199,700 Active 123 DOM
-
2026-08-19days on market $199,700 Active 122 DOM
-
2026-08-18days on market $199,700 Active 121 DOM
-
2026-08-16days on market $199,700 Active 119 DOM
-
2026-08-15days on market $199,700 Active 118 DOM
-
2026-08-13pricedays on market $199,700 Active 116 DOM
-
2026-08-12days on market $199,800 Active 115 DOM
-
2026-08-11days on market $199,800 Active 114 DOM
-
2026-08-10days on market $199,800 Active 113 DOM
-
2026-08-09days on market $199,800 Active 112 DOM
-
2026-08-08days on market $199,800 Active 111 DOM
-
2026-08-07days on market $199,800 Active 110 DOM
-
2026-08-06days on market $199,800 Active 109 DOM
-
2026-08-05days on market $199,800 Active 108 DOM
-
2026-08-04days on market $199,800 Active 107 DOM
-
2026-08-03days on market $199,800 Active 106 DOM
-
2026-07-31days on market $199,800 Active 103 DOM
-
2026-07-30days on market $199,800 Active 102 DOM
-
2026-07-29days on market $199,800 Active 101 DOM
-
2026-07-27days on market $199,800 Active 99 DOM
-
2026-07-25days on market $199,800 Active 97 DOM
-
2026-07-24days on market $199,800 Active 96 DOM
-
2026-07-23days on market $199,800 Active 95 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,075 · $173/mo
- Projected year-2 tax
- $2,075 · $173/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,325
- − Mortgage interest
- −$11,181
- − Property taxes
- −$2,075
- − Insurance
- −$1,796
- − Repairs & maintenance
- −$2,666
- − Management
- −$2,666
- − HOA
- −$1,704
- − Depreciation
- −$5,807
- Taxable income
- $5,431
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$1,304
- After-tax cash flow
- $6,888/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
20/100
Extensive rehab
Est. rehab $79,000–$142,200 screening
This property requires extensive repairs and updates to its roof, exterior, interior, and landscaping. Significant improvements would be needed to increase its resale and rental value.
Repairs flagged
- Major roof — Signs of potential leaking and wear.
- Major exterior siding — Significant discoloration and peeling.
- Major interior walls — Signs of water damage and discoloration.
- Major bathrooms — Visible signs of wear and potential plumbing issues.
- Major HVAC system — Not visible, but given the overall condition, it is likely in need of repair or replacement.
- Major landscaping — Overgrown and in need of trimming and maintenance.
- Major fencing — Not visible, but given the overall condition, it is likely in need of repair or replacement.
Value-add opportunities
- Resale roof replacement — A new roof would significantly improve the home's appearance and increase its value. ↑
- Resale exterior siding and paint — New siding and paint would improve the home's curb appeal and increase its value. ↑
- Resale interior wall repairs and painting — Repairs and painting would improve the home's interior condition and increase its value. ↑
- Resale bathroom updates — New bathrooms would improve the home's functionality and increase its value. ↑
- Both HVAC system replacement — A new HVAC system would improve the home's comfort and energy efficiency, benefiting both resale and rental value. ↑
- Resale landscaping and fencing — A well-maintained landscape and fence would improve the home's curb appeal and increase its value. ↑
- Rental landscaping and fencing — A well-maintained landscape and fence would improve the home's curb appeal and attract tenants, increasing rental value. ↑
ⓘ Rehab cost is a screening estimate — Extensive scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 45/100
Zoned Schools
Elementary
Lely Elementary School
D-
FL #1,247/2,144
Nat'l #15,746/41,679
Middle
East Naples Middle School
C
FL #254/571
Nat'l #3,460/14,009
High
Lely High School
F
FL #304/667
Nat'l #8,293/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
A
Composite livability gradescore 80/100
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Amenities A+
Commute D+
Cost of living F
Crime A+
Employment A+
Housing C+
Health & safety A+
User ratings C+
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Collier County · 420,858 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 27,193
- Household income
- $69,842
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 18% Two or more races 9% Black 6% Native American 2% Asian 1%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 2% Cuban 4% Dominican 1%
- Common ancestry
- Hispanic 4% Romanian 3% Portuguese 2%
- Foreign-born
- 19% · Canada, Jamaica
- Languages at home
- 75% English-only · Spanish 17% French/Haitian/Cajun 4% German/W. Germanic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -235.10%
- Current HPI
- 256.9182
- Rent YoY
- ▼ -1.69%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+53.7% since first listed31 events — show timeline
- 2026-05-28 Price Changed $199,800 FORTMLS
- 2026-05-07 Relisted — FORTMLS
- 2026-04-28 Pending — FORTMLS
- 2026-04-18 Price Changed $199,900 FORTMLS
- 2026-04-09 Listed $279,900 FORTMLS
- 2026-02-15 Listing Removed — NAPLESMLS
- 2026-01-19 Price Changed $249,900 NAPLESMLS
- 2026-01-08 Relisted — NAPLESMLS
- 2025-12-22 Pending — NAPLESMLS
- 2025-12-12 Price Changed $274,900 NAPLESMLS
- 2025-11-20 Price Changed $299,900 NAPLESMLS
- 2025-11-19 Relisted — NAPLESMLS
- 2025-10-02 Listing Removed — NAPLESMLS
- 2025-09-25 Price Changed $325,000 NAPLESMLS
- 2025-08-28 Listed $350,000 NAPLESMLS
- 2020-09-29 Sold (Public Records) $285,000 Public Records
- 2020-09-24 Sold (MLS) $285,000 NAPLESMLS
- 2020-07-28 Pending — NAPLESMLS
- 2020-07-21 Listed $289,000 NAPLESMLS
- 2016-01-26 Sold (Public Records) $260,000 Public Records
- 2016-01-12 Price Changed $258,000 NAPLESMLS
- 2016-01-12 Price Changed $260,000 NAPLESMLS
- 2016-01-08 Sold (MLS) $260,000 NAPLESMLS
- 2015-11-28 Listing Removed — NAPLESMLS
- 2015-11-16 Listed $258,000 NAPLESMLS
- 2009-12-28 Sold (Public Records) $165,000 Public Records
- 2009-12-23 Sold (MLS) $165,000 NAPLESMLS
- 2009-10-07 Listed $177,777 NAPLESMLS
- 2008-10-16 Listed $239,000 NAPLESMLS
- 2004-01-21 Sold (Public Records) $205,000 Public Records
- 2001-03-21 Sold (Public Records) $130,000 Public Records
Property tax history
+0.7%/yrLatest (2025): $2,075 · +18.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…