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104 Fleur De Lis Ln 🌊 Lakefront
B- Composite 69.08
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.5/10.0
  • Livability +4.0/5.0
  • Rent growth +2.1/5.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$199,600

104 Fleur De Lis Ln · Naples, FL 34112
3 bd · 2.0 ba · 1,580 sqft · SingleFamily public records · 173 Days on market
Built 1986 Poor condition 7,840 sqft lot Garage $126/sqft · 58% below area $142/mo HOA · 4% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A lovely home on the lake, with a great view. The home has a split bedroom plan, with 2 guest bedrooms on one side and the master suite on the other. The stainless steel appliances and washer are 3 years old. The dryer is 6 months old. There are roll down hurricane shutters on the house and roll down storm shutters on the lanai. There is a well for irrigation. The home has tile on the diagonal and carpet. Riviera Golf Estates is a wonderful community with an Olympic size heated pool, Clubhouse, fitness, and many activities including basic cable TV. The HO fee is only $260 per quarter. This is an over 55 community. Come and see it.

Key facts

  • Premium homesite
  • Long-water views
  • Outstanding lot

Tags

LAKEFRONT LOT LOCATIONPREMIUM HOMESITELONG-WATER VIEWSREDEVELOPMENT POTENTIALOUTSTANDING LOTWELL-ESTABLISHED COMMUNITY

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $200k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $200k).
  • Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.8% vs local median 2.4% in Naples — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Lely Elementary School (math 45% / reading 46%, grade D-, #1,247 of 2,144 statewide, top 59%, 499 students, 62% FRL); East Naples Middle School (math 56% / reading 44%, grade C, #254 of 571 statewide, top 45%, 854 students, 63% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL) — zoned schools at 60% FRL track the district average.
  • Zoned-school proficiency averages 45% at this address vs 58% district-wide (-13 pts) — the specific schools serving this property underperform the Collier average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-1.7%/yr); 1144 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 51d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $56k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 173 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 18y ago; this cycle's ask has dropped $80k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,648 (12.0% below list)

Questions for the listing agent

  1. It's been on market 173 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  9. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  10. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.60% ✓
Cap rate
12.80%
Cash-on-cash
23.25%
DSCR
2.03
GRM
5.2

CMA / ARV

ARV (median comp)
$475,500
List price
$199,600
Delta
-58.02%
Verdict
UNDERPRICED
Comps
10 within 3.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5447 Sholtz St 1.66mi 3/2.5 1,481 (-6%) 1mo $325,000 $219 52
3850 Groton Ct 0.75mi 3/2.0 1,691 (+7%) 3mo $500,000 $296 51
147 Round Key Cir Unit P1 1.94mi 3/2.0 1,422 (-10%) 1mo $365,000 $257 48
4556 Eagle Key Cir 1.43mi 3/2.0 1,801 (+14%) 0mo $700,000 $389 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
10.9%
Equity multiple
1.41×
Total profit
$23,136
Equity at exit
$29,761
10-year hold
IRR
17.2%
Equity multiple
2.21×
Total profit
$67,783
Equity at exit
$17,258

Cash invested: $55,888 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
19 active · 34 under contract
Months of supply
4.4 mo (23%/mo absorbed)
Median asking
$539,000 ($330/sqft)
Median days on market
69 d
This list price
lowest-priced of the active set
ARV vs active asking
-8.7% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34112

Rents YoY
-1.7%
Active inventory
1144
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$3,199 high interval (Pro) →
Mortgage (P&I)
−$1,047
Tax from tax record
−$173 /mo · $2,075/yr
Insurance
−$83
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
−$142
Vacancy / Maint / Mgmt
−$672
Net cashflow
$1,016

Break-even live

Break-even rent $1,913
Max offer price $199,600
Occupancy floor 63%

Sensitivity live

Price -10% $1,129 -5% $1,073 +0% $1,016 +5% $960 +10% $903
Rent -10% $764 -5% $890 +0% $1,016 +5% $1,143 +10% $1,269
Rate -1.0pp $1,117 -0.5pp $1,067 base $1,016 +0.5pp $965 +1.0pp $912

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,900
Closing costs
$5,988
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
148 Lake Point Ln Naples, FL 2.0 2.5 1530 $2,100 $1.37 164d 1 0.10mi
4241 Chantelle Dr Unit D202 Naples, FL 2.0 2.0 1317 $1,495 $1.14 2d 1 0.14mi
4241 Chantelle Dr Unit D202 Naples, FL 2.0 2.0 1317 $1,595 $1.21 21d 1 0.14mi
4410 Chantelle Dr Unit H-205 Naples, FL 2.0 2.0 1349 $3,500 $2.59 154d 1 0.15mi
5708 Greenwood Cir Unit Annual Naples, FL 3.0 2.0 1450 $2,250 $1.55 51d 1 0.18mi
360 Charlemagne Blvd Unit D105 Naples, FL 2.0 2.0 1082 $3,200 $2.96 164d 1 0.19mi
5778 Greenwood Cir Naples, FL 3.0 2.0 1450 $4,000 $2.76 10d 1 0.28mi
5778 Greenwood Cir Naples, FL 3.0 2.0 1450 $4,000 $2.76 164d 1 0.28mi
332 Charlemagne Blvd Unit H103 Naples, FL 2.0 2.0 1082 $3,495 $3.23 10d 1 0.30mi
332 Charlemagne Blvd Unit H101 Naples, FL 2.0 2.0 1082 $3,500 $3.23 164d 1 0.30mi
332 Charlemagne Blvd Unit H103 Naples, FL 2.0 2.0 1082 $3,495 $3.23 51d 1 0.30mi
332 Charlemagne Blvd Unit H101 Naples, FL 2.0 2.0 1082 $1,650 $1.52 51d 1 0.30mi
332 Charlemagne Blvd Unit H103 Naples, FL 2.0 2.0 1082 $3,495 $3.23 164d 1 0.30mi
4640 Chantelle Dr Unit 1 Naples, FL 2.0 2.0 1082 $1,850 $1.71 14d 1 0.31mi
4640 Chantelle Dr Unit N204 Naples, FL 2.0 2.0 1082 $1,850 $1.71 51d 1 0.31mi
5595 Greenwood Cir #92 Naples, FL 3.0 2.0 1450 $5,000 $3.45 0d 1 0.32mi
5595 Greenwood Cir #92 Naples, FL 3.0 2.0 1450 $5,000 $3.45 164d 1 0.32mi
5708 Deauville Cir Unit 308 Naples, FL 3.0 2.0 1500 $4,500 $3.00 10d 1 0.38mi
5502 Greenwood Cir #1 Naples, FL 3.0 2.0 1450 $2,400 $1.66 164d 1 0.41mi
5499 Rattlesnake Hammock Rd Apt 206A Naples, FL 2.0 2.0 1071 $3,000 $2.80 10d 1 0.42mi
5499 Rattlesnake Hammock Rd Apt 206A Naples, FL 2.0 2.0 1071 $3,000 $2.80 16d 1 0.42mi
5792 Deauville Cir Unit A103 Naples, FL 2.0 2.0 1209 $3,500 $2.89 24d 1 0.42mi
5499 Rattlesnake Hammock Rd Naples, FL 2.0 2.0 1071 $1,775 $1.66 154d 2 0.43mi
5467 Rattlesnake Hammock Rd Apt 207C Naples, FL 2.0 2.0 1071 $1,750 $1.63 10d 1 0.44mi
5419 Rattlesnake Hammock Rd Unit 307F Naples, FL 2.0 2.0 1071 $1,950 $1.82 154d 1 0.45mi
5535 Rattlesnake Hammock Rd #302 Naples, FL 2.0 2.0 1205 $2,800 $2.32 164d 1 0.47mi
5733 Deauville Cir Unit G308 Naples, FL 3.0 2.0 1427 $3,600 $2.52 164d 1 0.51mi
5741 Deauville Cir Unit F108 Naples, FL 3.0 2.0 1427 $3,600 $2.52 164d 1 0.52mi
5741 Deauville Cir Unit F108 Naples, FL 3.0 2.0 1427 $3,600 $2.52 10d 1 0.52mi
5635 Rattlesnake Hammock Rd Apt 203D Naples, FL 2.0 2.0 1054 $1,700 $1.61 162d 1 0.52mi
5754 Deauville Cir Naples, FL 1.0–2.0 2.0 1209 $1,960 $1.62 51d 2 0.54mi
3491 County Barn Rd #103 Naples, FL 2.0 2.0 1097 $1,900 $1.73 10d 1 0.55mi
5651 Rattlesnake Hammock Rd Apt 108C Naples, FL 2.0 2.0 1054 $1,600 $1.52 10d 1 0.55mi
5767 Deauville Cir Unit D304 Naples, FL 2.0 2.0 1394 $3,595 $2.58 0d 1 0.55mi
3471 County Barn Rd #104 Naples, FL 2.0 2.0 1097 $1,900 $1.73 10d 1 0.56mi
5667 Rattlesnake Hammock Rd Unit 302B Naples, FL 2.0 2.0 1054 $1,595 $1.51 2d 1 0.58mi
167 Torrey Pines Pt Naples, FL 3.0 2.0 1907 $8,500 $4.46 10d 1 0.58mi
167 Torrey Pines Pt Naples, FL 3.0 2.0 1907 $8,500 $4.46 51d 1 0.58mi
167 Torrey Pines Pt Naples, FL 3.0 2.0 1907 $8,500 $4.46 22d 1 0.58mi
5665 Whitaker Rd #202 Naples, FL 2.0 2.0 1099 $1,900 $1.73 162d 1 0.58mi

Property features AI

Finance

Financial info
Pets allowed
HOA & community
Homeowners association with quarterly feeAssociation fees include cable TV and trashCommunity amenities: clubhouse, fitness center, pool, tennis courts, basketball court, sidewalks, on-site managementNon-gated, senior communityCommunity includes 692 units

Exterior

Parking
Attached garage2 covered garage spaces
Utilities
Public waterPublic sewerCable available
Home design
Single-story homeResale propertyFaces west
Construction
Block, concrete and stucco constructionShingle roof
Exterior features
PatioCommunity poolRectangular lotEast exposureWaterfront on a lakeHas a view

Interior

Kitchen
RefrigeratorRangeMicrowaveDishwasherDisposalPantry
Bedrooms
Master bedroomAdditional bedrooms on main level
Flooring
CarpetTile
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (electric)Central air conditioning (electric)Ceiling fans
Interior features
Double-hung windowsFireplacePantryTub with showerWalk-in closet(s)Split bedroom floor planSeparate/formal dining room
Laundry & utility
Washer and dryer includedLaundry located in garage/utility room

HOA detail $142/mo · $1,704/yr

Likely covers
cablepool

Listing history 50 events

  1. 2026-10-09
    days on market $199,600 Active 173 DOM
  2. 2026-10-08
    days on market $199,600 Active 172 DOM
  3. 2026-10-07
    days on market $199,600 Active 171 DOM
  4. 2026-10-07
    days on market $199,600 Active 170 DOM
  5. 2026-10-05
    days on market $199,600 Active 169 DOM
  6. 2026-10-04
    days on market $199,600 Active 168 DOM
  7. 2026-10-04
    days on market $199,600 Active 167 DOM
  8. 2026-10-02
    days on market $199,600 Active 166 DOM
  9. 2026-10-01
    days on market $199,600 Active 165 DOM
  10. 2026-09-29
    days on market $199,600 Active 163 DOM
  11. 2026-09-28
    days on market $199,600 Active 162 DOM
  12. 2026-09-27
    days on market $199,600 Active 161 DOM
  13. 2026-09-26
    days on market $199,600 Active 160 DOM
  14. 2026-09-25
    days on market $199,600 Active 159 DOM
  15. 2026-09-24
    days on market $199,600 Active 158 DOM
  16. 2026-09-23
    days on market $199,600 Active 157 DOM
  17. 2026-09-22
    days on market $199,600 Active 156 DOM
  18. 2026-09-21
    remarks 699-char remark
  19. 2026-09-21
    pricedays on market $199,600 Active 155 DOM
  20. 2026-09-20
    days on market $199,700 Active 154 DOM
  21. 2026-09-18
    days on market $199,700 Active 152 DOM
  22. 2026-09-17
    days on market $199,700 Active 151 DOM
  23. 2026-09-16
    days on market $199,700 Active 150 DOM
  24. 2026-09-15
    days on market $199,700 Active 149 DOM
  25. 2026-09-14
    days on market $199,700 Active 148 DOM
  26. 2026-09-13
    days on market $199,700 Active 147 DOM
  27. 2026-09-12
    days on market $199,700 Active 146 DOM
  28. 2026-09-11
    days on market $199,700 Active 145 DOM
  29. 2026-09-05
    days on market $199,700 Active 139 DOM
  30. 2026-09-04
    days on market $199,700 Active 138 DOM
  31. 2026-09-03
    days on market $199,700 Active 137 DOM
  32. 2026-08-31
    days on market $199,700 Active 134 DOM
  33. 2026-08-30
    days on market $199,700 Active 133 DOM
  34. 2026-08-29
    days on market $199,700 Active 132 DOM
  35. 2026-08-28
    days on market $199,700 Active 131 DOM
  36. 2026-08-27
    days on market $199,700 Active 130 DOM
  37. 2026-08-26
    days on market $199,700 Active 129 DOM
  38. 2026-08-25
    days on market $199,700 Active 128 DOM
  39. 2026-08-24
    days on market $199,700 Active 127 DOM
  40. 2026-08-23
    days on market $199,700 Active 126 DOM
  41. 2026-08-22
    days on market $199,700 Active 125 DOM
  42. 2026-08-21
    days on market $199,700 Active 124 DOM
  43. 2026-08-20
    days on market $199,700 Active 123 DOM
  44. 2026-08-19
    days on market $199,700 Active 122 DOM
  45. 2026-08-18
    days on market $199,700 Active 121 DOM
  46. 2026-08-16
    days on market $199,700 Active 119 DOM
  47. 2026-08-15
    days on market $199,700 Active 118 DOM
  48. 2026-08-13
    pricedays on market $199,700 Active 116 DOM
  49. 2026-08-12
    days on market $199,800 Active 115 DOM
  50. 2026-08-11
    days on market $199,800 Active 114 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,075 · $173/mo
Projected year-2 tax
$2,075 · $173/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$38,393
− Mortgage interest
−$11,181
− Property taxes
−$2,075
− Insurance
−$1,796
− Repairs & maintenance
−$3,071
− Management
−$3,071
− HOA
−$1,704
− Depreciation
−$5,807
Taxable income
$9,688
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,325
After-tax cash flow
$9,870/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Poor 20/100 Extensive rehab Est. rehab $79,000–$142,200 screening

This property requires extensive repairs and updates to its roof, exterior, interior, and landscaping. Significant improvements would be needed to increase its resale and rental value.

Repairs flagged

  • Major roof — Signs of potential leaking and wear.
  • Major exterior siding — Significant discoloration and peeling.
  • Major interior walls — Signs of water damage and discoloration.
  • Major bathrooms — Visible signs of wear and potential plumbing issues.
  • Major HVAC system — Not visible, but given the overall condition, it is likely in need of repair or replacement.
  • Major landscaping — Overgrown and in need of trimming and maintenance.
  • Major fencing — Not visible, but given the overall condition, it is likely in need of repair or replacement.

Value-add opportunities

  • Resale roof replacement — A new roof would significantly improve the home's appearance and increase its value. ↑
  • Resale exterior siding and paint — New siding and paint would improve the home's curb appeal and increase its value. ↑
  • Resale interior wall repairs and painting — Repairs and painting would improve the home's interior condition and increase its value. ↑
  • Resale bathroom updates — New bathrooms would improve the home's functionality and increase its value. ↑
  • Both HVAC system replacement — A new HVAC system would improve the home's comfort and energy efficiency, benefiting both resale and rental value. ↑
  • Resale landscaping and fencing — A well-maintained landscape and fence would improve the home's curb appeal and increase its value. ↑
  • Rental landscaping and fencing — A well-maintained landscape and fence would improve the home's curb appeal and attract tenants, increasing rental value. ↑

ⓘ Rehab cost is a screening estimate — Extensive scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 45/100

Zoned Schools

Elementary Lely Elementary School D- FL #1,247/2,144 Nat'l #15,746/41,679 Middle East Naples Middle School C FL #254/571 Nat'l #3,460/14,009 High Lely High School F FL #304/667 Nat'l #8,293/17,239

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL
A Composite livability gradescore 80/100

Livability — Naples

Score
80/100
State rank
#126
US rank
#1903

Category grades

Amenities A+ Commute D+ Cost of living F Crime A+ Employment A+ Housing C+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Collier County · 420,858 people
City population
344,941
Metro
Naples-Marco Island, FL
Population (ZIP)
27,193
Household income
$69,842
Rent vs Own
23.8% rent · 76.2% own
Severe rent burden
14% of renters

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 18% Two or more races 9% Black 6% Native American 2% Asian 1%
Hispanic origin (detail)
Mexican 7% Puerto Rican 2% Cuban 4% Dominican 1%
Languages at home
75% English-only · Spanish 17% French/Haitian/Cajun 4% German/W. Germanic 1%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics
—

Price history

+53.7% since first listed
31 events — show timeline
  • 2026-05-28 Price Changed $199,800 FORTMLS
  • 2026-05-07 Relisted — FORTMLS
  • 2026-04-28 Pending — FORTMLS
  • 2026-04-18 Price Changed $199,900 FORTMLS
  • 2026-04-09 Listed $279,900 FORTMLS
  • 2026-02-15 Listing Removed — NAPLESMLS
  • 2026-01-19 Price Changed $249,900 NAPLESMLS
  • 2026-01-08 Relisted — NAPLESMLS
  • 2025-12-22 Pending — NAPLESMLS
  • 2025-12-12 Price Changed $274,900 NAPLESMLS
  • 2025-11-20 Price Changed $299,900 NAPLESMLS
  • 2025-11-19 Relisted — NAPLESMLS
  • 2025-10-02 Listing Removed — NAPLESMLS
  • 2025-09-25 Price Changed $325,000 NAPLESMLS
  • 2025-08-28 Listed $350,000 NAPLESMLS
  • 2020-09-29 Sold (Public Records) $285,000 Public Records
  • 2020-09-24 Sold (MLS) $285,000 NAPLESMLS
  • 2020-07-28 Pending — NAPLESMLS
  • 2020-07-21 Listed $289,000 NAPLESMLS
  • 2016-01-26 Sold (Public Records) $260,000 Public Records
  • 2016-01-12 Price Changed $258,000 NAPLESMLS
  • 2016-01-12 Price Changed $260,000 NAPLESMLS
  • 2016-01-08 Sold (MLS) $260,000 NAPLESMLS
  • 2015-11-28 Listing Removed — NAPLESMLS
  • 2015-11-16 Listed $258,000 NAPLESMLS
  • 2009-12-28 Sold (Public Records) $165,000 Public Records
  • 2009-12-23 Sold (MLS) $165,000 NAPLESMLS
  • 2009-10-07 Listed $177,777 NAPLESMLS
  • 2008-10-16 Listed $239,000 NAPLESMLS
  • 2004-01-21 Sold (Public Records) $205,000 Public Records
  • 2001-03-21 Sold (Public Records) $130,000 Public Records

Property tax history

+0.7%/yr

Latest (2025): $2,075 · +18.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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