111 Brooks St · Brookland, AR
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- 1% rule +8.3/10.0
- ARV discount +5.7/15.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$129,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Spacious 4-bedroom, 2-bath manufactured home priced below recent appraisal! This well-maintained property offers an open floor plan, generous bedroom sizes, and plenty of natural light. Enjoy affordable living without sacrificing space or comfort. A great opportunity for buyers seeking value and room to grow!
Key facts
- 0.3 acre lot
- Listed 10 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $130k.
Deal economics
- At list price, monthly cash flow is $575 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $130k).
- Cap rate 11.6% vs local median 4.1% in Brookland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#57 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D, amenities F, commute F.
- Brookland School District (suburban): math 45% / reading 39% proficiency, ranked #47 of 238 in AR (top 20%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Brookland Middle School (math 56% / reading 35%, grade D-, #135 of 454 statewide, top 30%, 878 students, 31% FRL); Brookland High School (math 22% / reading 37%, grade F, #142 of 292 statewide, top 53%, 589 students, 27% FRL) — zoned schools at 29% FRL track the district average.
- Market conditions: 118 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).
- This rent runs 33% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $14k of equity ($898 loan paydown + $13k appreciation (10.0% local appreciation)).
- Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
- 9 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $95k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.33% ✓
- Cap rate
- 11.61%
- Cash-on-cash
- 18.98%
- DSCR
- 1.84
- GRM
- 6.3
CMA / ARV
- ARV (on-the-fly)
- $125,020
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 111 Brooks St | 0.00mi | 4/2.0 | 1,786 (0%) | 1mo | $125,000 | $70 | 99 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 38.4%
- Equity multiple
- 3.95×
- Total profit
- $107,342
- Equity at exit
- $117,024
- IRR
- 33.1%
- Equity multiple
- 8.90×
- Total profit
- $287,206
- Equity at exit
- $252,367
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72417
- Home prices YoY
- 20.6%
- Active inventory
- 118
- Price-to-rent
- 6.3×
Monthly cashflow live
- Estimated rent
- $1,721 medium interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax from tax record
- −$49 /mo · $591/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$361
- Net cashflow
- $575
Break-even live
Sensitivity live
| Price | -10% $649 | -5% $612 | +0% $575 | +5% $538 | +10% $502 |
|---|---|---|---|---|---|
| Rent | -10% $439 | -5% $507 | +0% $575 | +5% $643 | +10% $711 |
| Rate | -1.0pp $641 | -0.5pp $608 | base $575 | +0.5pp $542 | +1.0pp $507 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 315 Story St Brookland, AR | 3.0 | 2.0 | 1250 | $1,270 | $1.02 | 44d | 1 | 0.22mi |
| 338 Story St Brookland, AR | 3.0 | 2.0 | 1250 | $1,270 | $1.02 | 44d | 1 | 0.28mi |
| 123 Hidden Creek Dr Brookland, AR | 3.0 | 2.0 | 1970 | $2,550 | $1.29 | 44d | 1 | 0.39mi |
| 203 N Bernis St Brookland, AR | 3.0 | 2.0 | 1328 | $1,550 | $1.17 | 44d | 1 | 0.62mi |
Listing history 18 events
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2026-04-06status Under Contract
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2026-03-27$129,900 New Listing
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2026-03-27$134,500 New Listing
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2026-03-27historical
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2026-03-26historical
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2026-03-26historical
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2026-03-11status Active
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2026-02-19$40,000
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2026-01-09historical
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2025-12-09$134,500 New Listing
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2025-12-09$134,500 Active
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2025-12-04$134,500 New Listing
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2025-12-04$134,500 Active
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2022-11-09soldstatus $95,000
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2022-11-07soldstatus $95,000
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2022-09-06$120,000
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2012-06-22soldstatus $28,000
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2003-10-21soldstatus $10,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $591 · $49/mo
- Projected year-2 tax
- $831 · $69/mo
- Expected delta
- +$240/yr (+$20/mo · 40.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,656
- − Mortgage interest
- −$7,276
- − Property taxes
- −$591
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,652
- − Management
- −$1,652
- − Depreciation
- −$3,779
- Taxable income
- $5,055
- Est. tax owed @ 24.0%
- −$1,213
- After-tax cash flow
- $5,690/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Brookland School District
- NCES district ID
- 0503640
- Math proficiency
- 45% ▼ -15.00%
- Reading proficiency
- 39% ▼ -16.00%
- Median HH income
- $52,226
- Composite
- 36.4/100
- National rank
- #4678
- State rank
- #47 of 238 in AR
Livability — Brookland
- Score
- 70/100
- State rank
- #57
- US rank
- #7817
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Brookland, AR
- County
- Craighead County · 97,185 people
- City population
- 5,940
- Metro
- Jonesboro, AR
- Population (ZIP)
- 5,940
- Household income
- $61,964
- Rent vs Own
- Severe rent burden
- 152.0
Population outlook (Craighead County) Hauer SSP2
- Today (2025)
- 122,235 people
- By 2030
- 131,338 · +7.4%
- By 2040
- 149,862 · +22.6%
- By 2050
- 168,034 · +37.5%
- By 2075
- 208,094 · +70.2%
- By 2100
- 233,251 · +90.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Two or more races 5% Black 2% Hispanic / Latino 2%
- Common ancestry
- Slovak 3% Italian 3%
- Foreign-born
- 1% · Canada, South Korea
Political lean MEDSL · Craighead
- 2024 margin
- Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
- 2008→2024 swing
- -12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
- All cycles
- 2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 56.75%
- Current HPI
- 331.5025
- Rent YoY
- —
- Metro
- Jonesboro, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
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| Food / Agriculture | 1 | $53B |
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
+1245.0% since first listed18 events — show timeline
- 2026-04-06 Pending — CARMLS
- 2026-03-27 Listing Removed — CARMLS
- 2026-03-27 Listed $134,500 CARMLS
- 2026-03-27 Listed $129,900 CARMLS
- 2026-03-26 Listing Removed — CARMLS
- 2026-03-26 Listing Removed — CARMLS
- 2026-03-11 Relisted — NEABOR MLS
- 2026-02-19 Listed $40,000 NEABOR MLS
- 2026-01-09 Delisted — NEABOR MLS
- 2025-12-09 Listed $134,500 NEABOR MLS
- 2025-12-09 Listed $134,500 CARMLS
- 2025-12-04 Listed $134,500 NEABOR MLS
- 2025-12-04 Listed $134,500 CARMLS
- 2022-11-09 Sold (Public Records) $95,000 Public Records
- 2022-11-07 Sold (MLS) $95,000 NEABOR MLS
- 2022-09-06 Listed $120,000 NEABOR MLS
- 2012-06-22 Sold (Public Records) $28,000 Public Records
- 2003-10-21 Sold (Public Records) $10,000 Public Records
Property tax history
+4.1%/yrLatest (2025): $591 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…