5897 Mayflower Way · Ave Maria, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.5/30.0
- ARV discount +15.0/15.0
- 1% rule +6.3/10.0
- Schools +6.0/10.0
- DSCR +5.7/10.0
- Appreciation +4.5/10.0
- Condition / age +4.0/5.0
- Rent growth +3.2/5.0
- Livability +2.5/5.0
$289,900
5897 Mayflower Way · Ave Maria, FL 34142
2 bd · 2.0 ba · 1,460 sqft · SingleFamily
public records
· 84 Days on market
55+ age-restricted
Built 2022
4,356 sqft lot
2-car garage
$199/sqft
· 22% below area
Est $370k · 22% under
$474/mo HOA · 13% of rent
↓ 27% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
One or more photo(s) has been virtually staged, AI generated or rendered. Welcome to this beautifully maintained SEAGROVE floor plan villa in the highly sought-after 55+ community of DEL WEBB NAPLES in Ave Maria. Offering 2 bedrooms + den, 2 baths, a 2-car garage, and 1,460 sqft, this home combines comfort, convenience, and peaceful preserve living. The interior is TILED THROUGHOUT and feels LIKE NEW, with PARTIAL FURNISHINGS included to help make your move easier. The thoughtfully designed kitchen features WHITE CABINETS, while both bathrooms offer SHOWERS for ease and functionality.
Key facts
- Del webb naples
- Partial furnishings
- White cabinets
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $290k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $354 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $290k).
- Recommended offer: $273k (6.0% below list) — sets the bar for market timing.
- Cap rate 7.8% vs local median 4.2% in Ave Maria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
- Market conditions: Rents rising (+3.0%/yr); 545 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,625/mo this rent would consume 70% of the median local household income ($62k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 84 days — a 6% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$272,506
(6.0% below list)
Questions for the listing agent
- It's been on market 84 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.25% ✓
- Cap rate
- 7.76%
- Cash-on-cash
- 5.23%
- DSCR
- 1.23
- GRM
- 6.7
CMA / ARV
- ARV (median comp)
- $369,963
- List price
- $289,900
- Delta
- -21.64%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5901 Mayflower Way | 0.01mi | 2/2.0 | 1,460 (0%) | 1mo | $265,000 | $182 | 99 |
| 5900 Mayflower Way | 0.04mi | 2/2.0 | 1,602 (+10%) | 0mo | $329,000 | $205 | 82 |
| 5825 Mayflower Way | 0.12mi | 2/2.0 | 1,546 (+6%) | 4mo | $365,000 | $236 | 81 |
| 5821 Mayflower Way | 0.13mi | 2/2.0 | 1,546 (+6%) | 5mo | $348,000 | $225 | 80 |
| 5845 Mayflower Way | 0.09mi | 2/2.0 | 1,602 (+10%) | 1mo | $288,000 | $180 | 78 |
| 5905 Mayflower Way | 0.01mi | 2/2.0 | 1,602 (+10%) | 7mo | $315,000 | $197 | 77 |
| 5761 Mayflower Way | 0.23mi | 3/2.0 (+1) | 1,425 (-2%) | 6mo | $320,000 | $225 | 75 |
| 5769 Mayflower Way | 0.22mi | 2/2.0 | 1,554 (+6%) | 6mo | $355,000 | $228 | 74 |
| 5796 Declaration Ct | 0.41mi | 3/2.0 (+1) | 1,415 (-3%) | 3mo | $317,000 | $224 | 68 |
| 6188 Liberty St | 0.69mi | 2/2.0 | 1,405 (-4%) | 5mo | $419,000 | $298 | 57 |
| 6341 Liberty St | 0.63mi | 2/2.0 | 1,674 (+15%) | 0mo | $419,000 | $250 | 46 |
| 6068 Triumph Ln | 0.74mi | 2/2.0 | 1,674 (+15%) | 7mo | $368,000 | $220 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.05% appreciation · 2.95% rent growth · sell at horizon
5-year hold
- IRR
- 0.1%
- Equity multiple
- 1.00×
- Total profit
- $256
- Equity at exit
- $69,308
10-year hold
- IRR
- 6.8%
- Equity multiple
- 1.65×
- Total profit
- $52,940
- Equity at exit
- $72,209
Cash invested: $81,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 43 active · 12 under contract
- Months of supply
- 12.3 mo (8%/mo absorbed)
- Median asking
- $389,000 ($244/sqft)
- Median days on market
- 86 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +3.9% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34142
- Home prices YoY
- -0.5%
- Rents YoY
- 3.0%
- Active inventory
- 545
- Price-to-rent
- 6.7×
Monthly cashflow live
↻
- Estimated rent
- $3,625 high interval (Pro) →
- Mortgage (P&I)
- −$1,520
- Tax from tax record
- −$395 /mo · $4,742/yr
- Insurance
- −$121
- HOA
- −$474
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$761
- Net cashflow
- $354
Break-even live
Break-even rent
$3,178
Max offer price
$289,900
Occupancy floor
85%
Sensitivity live
| Price | -10% $518 | -5% $436 | +0% $354 | +5% $272 | +10% $190 |
|---|---|---|---|---|---|
| Rent | -10% $67 | -5% $211 | +0% $354 | +5% $497 | +10% $640 |
| Rate | -1.0pp $500 | -0.5pp $427 | base $354 | +0.5pp $279 | +1.0pp $202 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $72,475
- Closing costs
- $8,697
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5935 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1460 | $2,550 | $1.75 | 73d | 1 | 0.04mi |
| 5988 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1602 | $5,200 | $3.25 | 73d | 1 | 0.13mi |
| 5769 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1554 | $4,000 | $2.57 | 73d | 1 | 0.24mi |
| 5705 Mayflower Way #1407 Ave Maria, FL | 2.0 | 2.0 | 1536 | $2,250 | $1.46 | 73d | 1 | 0.35mi |
| 5697 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1538 | $2,495 | $1.62 | 73d | 1 | 0.42mi |
| 5690 Mayflower Way #601 Ave Maria, FL | 3.0 | 2.0 | 1815 | $5,500 | $3.03 | 73d | 1 | 0.48mi |
| 5690 Mayflower Way Ave Maria, FL | 3.0 | 2.0 | 1815 | $3,295 | $1.82 | 73d | 1 | 0.48mi |
| 6441 Liberty St Ave Maria, FL | 3.0 | 2.0 | 1685 | $5,795 | $3.44 | 73d | 1 | 0.53mi |
| 6168 Harmony Dr Immokalee, FL | 3.0 | 2.0 | 1570 | $5,495 | $3.50 | 63d | 1 | 0.91mi |
| 6189 Harmony Dr Immokalee, FL | 3.0 | 2.0 | 1558 | $6,295 | $4.04 | 73d | 1 | 0.96mi |
| 6205 Harmony Dr Immokalee, FL | 3.0 | 2.0 | 1558 | $5,000 | $3.21 | 73d | 1 | 0.99mi |
| 5538 Useppa Dr Ave Maria, FL | 2.0 | 2.5 | 1850 | $10,995 | $5.94 | 73d | 1 | 1.09mi |
| 8010 Helena Ct Ave Maria, FL | 2.0 | 2.0 | 1554 | $2,500 | $1.61 | 70d | 1 | 1.12mi |
| 5639 Argento Dr Ave Maria, FL | 3.0 | 2.5 | 1400 | $2,500 | $1.79 | 73d | 1 | 1.14mi |
| 5574 Cassidy Ln Ave Maria, FL | 3.0 | 2.0 | 1630 | $2,250 | $1.38 | 70d | 1 | 1.16mi |
| 5435 Pikewood Ct Ave Maria, FL | 2.0 | 2.5 | 1850 | $3,695 | $2.00 | 70d | 1 | 1.16mi |
| 5688 Cassidy Ln Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,500 | $1.83 | 63d | 1 | 1.18mi |
| 5835 Double Eagle Cir #4726 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,095 | $1.82 | 63d | 1 | 1.27mi |
| 6039 Ellerston WAY #2017 Ave Maria, FL | 2.0 | 2.0 | 1355 | $6,295 | $4.65 | 73d | 1 | 1.27mi |
| 5710 Melbourne Ct #6511 Ave Maria, FL | 3.0 | 2.0 | 1741 | $7,295 | $4.19 | 73d | 1 | 1.27mi |
| 5715 Double Eagle Cir #4416 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,100 | $1.82 | 73d | 1 | 1.27mi |
| 5651 Double Eagle Cir #4316 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,495 | $4.76 | 73d | 1 | 1.27mi |
| 5704 Melbourne Ct #6712 Ave Maria, FL | 3.0 | 2.0 | 1741 | $7,295 | $4.19 | 73d | 1 | 1.27mi |
| 5629 Double Eagle Cir #4218 Ave Maria, FL | 3.0 | 2.0 | 1301 | $6,295 | $4.84 | 73d | 1 | 1.27mi |
| 5629 Double Eagle Cir #4223 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,395 | $2.08 | 73d | 1 | 1.27mi |
| 5835 Double Eagle CIR #4714 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,895 | $1.69 | 73d | 1 | 1.27mi |
| 6036 Ellerston WAY #1311 Ave Maria, FL | 3.0 | 2.0 | 1741 | $4,490 | $2.58 | 73d | 1 | 1.27mi |
| 5629 Double Eagle Cir #4217 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,795 | $5.02 | 73d | 1 | 1.27mi |
| 5445 Double Eagle Cir #3011 Ave Maria, FL | 2.0 | 2.0 | 1569 | $2,495 | $1.59 | 73d | 1 | 1.27mi |
| 5651 Double Eagle Cir #4338 Ave Maria, FL | 2.0 | 2.0 | 1301 | $6,295 | $4.84 | 73d | 1 | 1.27mi |
| 5909 Berwick Ln Ave Maria, FL | 2.0 | 2.0 | 1850 | $10,995 | $5.94 | 73d | 1 | 1.35mi |
| 5478 Double Eagle Cir #3521 Ave Maria, FL | 2.0 | 2.0 | 1569 | $4,995 | $3.18 | 73d | 1 | 1.36mi |
| 5466 Double Eagle Cir #3425 Ave Maria, FL | 2.0 | 2.0 | 1355 | $5,995 | $4.42 | 73d | 1 | 1.39mi |
| 5454 Double Eagle Cir #3325 Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,495 | $1.84 | 73d | 1 | 1.40mi |
| 6082 National Blvd Ave Maria, FL | 2.0 | 2.0 | 1366 | $4,145 | $3.03 | 73d | 2 | 1.42mi |
| 5433 Double Eagle Cir #2915 Ave Maria, FL | 2.0 | 2.0 | 1366 | $6,295 | $4.61 | 70d | 1 | 1.43mi |
| 5433 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1366 | $3,295 | $2.41 | 73d | 1 | 1.43mi |
| 5479 Double Eagle Cir #3626 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,200 | $1.91 | 62d | 1 | 1.44mi |
| 5478 Double Eagle Cir #3515 Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,395 | $1.77 | 73d | 1 | 1.45mi |
| 5428 Double Eagle Cir #2517 Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,695 | $1.99 | 73d | 1 | 1.45mi |
Property features AI
Finance
- Other
- Complex contains approximately 3,000 units; building has 4 units and is single story
- Financial info
- Property is part of a larger development (Ave Maria / Del Webb)
- HOA & community
- Mandatory HOAQuarterly HOA fees (master fee $203; HOA $1,218 quarterly)Developer-managedCommunity maintenance includes cable, internet/WiFi, irrigation water, lawn/land maintenance, legal/accounting, manager, recreation facilities and reserveAmenities include clubhouse, community pool and spa, exercise room, tennis, pickleball, bocce, basketball, putting green, play area, dog park, bike/jog paths, sidewalks, streetlights, cabana, BBQ/picnic, restaurant, library, beauty salon, shopping, underground utilities and moreOne-time other fee ($250)Total annual recurring fees $5,684Total one-time fees $1,725
Exterior
- Parking
- Attached 2-car garageDriveway paved2+ parking spaces
- Security
- Gated community
- Utilities
- Central waterCentral sewerCable available
- Home design
- Attached villa (Carriage/Coach) built in 2022Residential property in a gated, golf-equity communityRear exposure faces west
- Construction
- Concrete block constructionTile roofStucco finishBuilt in 2022
- Exterior features
- Automatic sprinkler systemImpact resistant windows and doorsSingle-hung windowsTile roofStucco exteriorLandscaped area, preserve and wooded area viewsReclaimed irrigation waterPaved private road accessLot surveyedArchitectural and no-commercial/RV restrictions
Interior
- Kitchen
- Electric cooktopDishwasherDisposalMicrowaveRangeSelf-cleaning ovenRefrigeratorRefrigerator/freezerRefrigerator with icemaker
- Bedrooms
- 2 bedrooms plus den
- Flooring
- Tile flooring
- Bathrooms
- 2 full bathroomsMaster bathroom with dual sinks and shower
- Heating & cooling
- Central electric heatCentral electric coolingCeiling fans
- Interior features
- French doorsHigh-speed internet availablePantrySmoke detectorsWalk-in closetWindow coveringsBreakfast barDining in living areaDen/studyScreened lanai/porchPartially furnishedGreat room floor planSplit bedroomsTwo ceiling fans
- Laundry & utility
- Washer and dryer includedWasher/dryer hookupLaundry in residenceAuto garage door
Listing history 50 events
-
2026-08-08days on market $289,900 Active 84 DOM
-
2026-08-07days on market $289,900 Active 83 DOM
-
2026-08-06days on market $289,900 Active 82 DOM
-
2026-08-05days on market $289,900 Active 81 DOM
-
2026-08-04days on market $289,900 Active 80 DOM
-
2026-08-03days on market $289,900 Active 79 DOM
-
2026-07-31days on market $289,900 Active 76 DOM
-
2026-07-30days on market $289,900 Active 75 DOM
-
2026-07-29days on market $289,900 Active 74 DOM
-
2026-07-27days on market $289,900 Active 72 DOM
-
2026-07-25days on market $289,900 Active 70 DOM
-
2026-07-24days on market $289,900 Active 69 DOM
-
2026-07-23days on market $289,900 Active 68 DOM
-
2026-07-22days on market $289,900 Active 67 DOM
-
2026-07-22days on market $289,900 Active 66 DOM
-
2026-07-18days on market $289,900 Active 63 DOM
-
2026-07-16days on market $289,900 Active 61 DOM
-
2026-07-16days on market $289,900 Active 60 DOM
-
2026-07-14days on market $289,900 Active 59 DOM
-
2026-07-14days on market $289,900 Active 58 DOM
-
2026-07-12days on market $289,900 Active 57 DOM
-
2026-07-11days on market $289,900 Active 56 DOM
-
2026-07-10days on market $289,900 Active 55 DOM
-
2026-07-09days on market $289,900 Active 54 DOM
-
2026-07-08days on market $289,900 Active 53 DOM
-
2026-07-07days on market $289,900 Active 52 DOM
-
2026-07-06days on market $289,900 Active 51 DOM
-
2026-07-05days on market $289,900 Active 50 DOM
-
2026-07-04days on market $289,900 Active 49 DOM
-
2026-07-03days on market $289,900 Active 48 DOM
-
2026-07-02days on market $289,900 Active 47 DOM
-
2026-07-01days on market $289,900 Active 46 DOM
-
2026-06-30days on market $289,900 Active 45 DOM
-
2026-06-29days on market $289,900 Active 44 DOM
-
2026-06-28days on market $289,900 Active 43 DOM
-
2026-06-28days on market $289,900 Active 42 DOM
-
2026-06-27days on market $289,900 Active 41 DOM
-
2026-06-25days on market $289,900 Active 39 DOM
-
2026-06-23days on market $289,900 Active 37 DOM
-
2026-06-21days on market $289,900 Active 36 DOM
-
2026-06-18days on market $289,900 Active 33 DOM
-
2026-06-17pricedays on market $289,900 Active 32 DOM
-
2026-06-16days on market $294,900 Active 31 DOM
-
2026-06-15days on market $294,900 Active 30 DOM
-
2026-06-14days on market $294,900 Active 28 DOM
-
2026-06-10days on market $294,900 Active 25 DOM
-
2026-06-09days on market $294,900 Active 24 DOM
-
2026-06-08days on market $294,900 Active 23 DOM
-
2026-06-07days on market $294,900 Active 22 DOM
-
2026-06-03days on market $294,900 Active 18 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,742 · $395/mo
- Projected year-2 tax
- $4,742 · $395/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 10/10 Extreme 7 d/yr ≥112°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $43,504
- − Mortgage interest
- −$16,239
- − Property taxes
- −$4,742
- − Insurance
- −$1,450
- − Repairs & maintenance
- −$3,480
- − Management
- −$3,480
- − HOA
- −$5,688
- − Depreciation
- −$8,433
- Taxable loss
- −$9
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$2
- After-tax cash flow
- $4,247/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
Cosmetic rehab
Est. rehab $7,300–$21,900 screening
This home is in excellent condition with minimal repairs needed. It offers a well-maintained interior and exterior, making it a great investment for both resale and rental.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both New flooring in bathrooms — Improves functionality and aesthetics ↑
- Both New kitchen appliances — Modernizes the space and adds value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
D
Composite school gradezoned avg 60/100
Zoned Schools
Elementary
Estates Elementary School
B+
FL #409/2,144
Nat'l #4,125/41,679
Middle
Corkscrew Middle School
B+
FL #109/571
Nat'l #1,406/14,009
High
Palmetto Ridge High School
D-
FL #207/667
Nat'l #6,330/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Ave Maria
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Ave Maria, FL
- County
- Collier County · 420,858 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 35,149
- Household income
- $62,333
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
- Hispanic origin (detail)
- Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
- Common ancestry
- Hispanic 8% Slovak 1% Serbian 1%
- Foreign-born
- 32% · Canada, Jamaica
- Languages at home
- 34% English-only · Spanish 53% French/Haitian/Cajun 12%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.05%
- Current HPI
- 226.9105
- Rent YoY
- ▲ 2.95%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-26.7% since first listed7 events — show timeline
- 2026-06-17 Price Changed $289,900 NAPLESMLS
- 2026-05-16 Listed $294,900 NAPLESMLS
- 2025-08-02 Listing Removed — NAPLESMLS
- 2025-04-07 Price Changed $339,000 NAPLESMLS
- 2025-02-23 Price Changed $349,000 NAPLESMLS
- 2025-02-02 Listed $375,000 NAPLESMLS
- 2022-02-03 Price Changed $395,365 BEARMLS
Property tax history
+43.8%/yrLatest (2025): $4,742 · +8.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…