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15792 Marcello Cir #182
B Composite 70.54
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.8/10.0
  • ARV discount +7.5/15.0
  • Schools +5.0/10.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$382,500

15792 Marcello Cir #182 · Bonita Springs, FL 34110
3 bd · 2.5 ba · 1,580 sqft · Condo public records · 13 Days on market
Built 2005 $490/mo HOA · 9% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Newly updated 3 bedroom, 2.5 bath, 1 car attached garage townhouse with a beautiful lakeview. New quartz countertop and new LG kitchen appliances. New wood floor on the first floor and new carpet upstairs. New custom paint throughout the entire unit. AC and water heater replaced recently ($8,500 value). One of the longest driveways in the community that could fit 2 cars. Great, convenient location in north Naples-west of I-75. Low association fee that also includes Comcast basic cable, pool, jacuzzi and tennis courts.

Key facts

  • Lake views
  • Community pool
  • Newer roof

Tags

PRIVATE SCREENED BACK PATIOLAKE VIEWSNEW AC SYSTEMNEWER ROOFCOMMUNITY POOLBBQ AREA

Property features AI

Finance

  • HOA & community: Mandatory HOA with professional management; Quarterly HOA fee of $1,470 (total annual recurring fees $5,880); HOA maintenance covers cable, irrigation water, lawn/land maintenance, legal/accounting, manager, exterior pest control, and reserves; Community amenities include clubhouse, community pool and spa, tennis and pickleball courts, basketball, BBQ/picnic area, dog park, play area, sidewalks, streetlights and underground utilities; Non-gated community

Exterior

  • Parking: Attached 1-car garage
  • Utilities: Central water; Central sewer; Cable available
  • Home design: Residential townhouse; 2-story; Rear exposure to the east; Located in the MILANO development (Sub Condo: MILANO, Lot Unit 182)
  • Construction: Built in 2005; Concrete block construction; Stucco exterior; Tile roof; Deeded restrictions
  • Exterior features: Patio; Automatic sprinkler system; Sliding windows; Lake view; Has waterfront (lake); Zero lot line

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator/Freezer
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms; 1 half bathroom; Master bath with shower only
  • Heating & cooling: Central electric heat; Central electric cooling; Ceiling fans
  • Interior features: Cable prewire; Smoke detectors; Walk-in closet; Great room floor plan; Dining area with breakfast bar; Laundry in residence; Unfurnished
  • Laundry & utility: Washer; Dryer; Auto garage door opener

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath condo listed at $382k.

Deal economics

  • At list price, monthly cash flow is $2k ($20k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($6k rent vs $382k).
  • Cap rate 11.4% vs local median 1.7% in Bonita Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#428 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A; Watch: cost of living C-, health & safety D, amenities F.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Veterans Memorial Elementary School (math 78% / reading 79%, grade A, #141 of 2,144 statewide, top 7%, 743 students, 22% FRL); North Naples Middle School (math 79% / reading 73%, grade A, #34 of 571 statewide, top 6%, 903 students, 25% FRL); Gulf Coast High School (math 57% / reading 68%, grade B-, #93 of 667 statewide, top 14%, 2,447 students, 20% FRL) — zoned schools average 22% FRL vs 55% district-wide (33 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 72% at this address vs 58% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Collier average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents soft (-1.1%/yr); 595 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
  • At $5,653/mo this rent would consume 70% of the median local household income ($98k/yr) (locally 1006% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $107k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 8y ago; this cycle's ask has dropped $32k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $242k; list at $382k implies a 58% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $382,500

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.48%
Cap rate
11.43%
Cash-on-cash
18.35%
DSCR
1.82
GRM
5.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
6.5%
Equity multiple
1.24×
Total profit
$25,959
Equity at exit
$57,032
10-year hold
IRR
12.8%
Equity multiple
1.87×
Total profit
$93,702
Equity at exit
$33,072

Cash invested: $107,100 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34110

Rents YoY
-1.1%
Active inventory
595
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$5,653 high interval (Pro) →
Mortgage (P&I)
$2,006
Tax from tax record
$173 /mo · $2,076/yr
Insurance
$159
HOA
$490
Vacancy / Maint / Mgmt
$1,187
Net cashflow
$1,638

Break-even live

Break-even rent $3,580
Max offer price $382,500
Occupancy floor 66%

Sensitivity live

Price -10% $1,854 -5% $1,746 +0% $1,638 +5% $1,529 +10% $1,421
Rent -10% $1,191 -5% $1,414 +0% $1,638 +5% $1,861 +10% $2,084
Rate -1.0pp $1,830 -0.5pp $1,735 base $1,638 +0.5pp $1,539 +1.0pp $1,438

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$95,625
Closing costs
$11,475
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16097 Ravina Way #36 Naples, FL 3.0 2.5 1580 $2,395 $1.52 22d 1 0.35mi
6522 Waverly Green Way Naples, FL 3.0 2.0 2039 $4,500 $2.21 25d 1 0.44mi
6478 Waverly Green Way Naples, FL 3.0 2.5 1711 $10,000 $5.84 25d 1 0.45mi
250 Willowick Dr Naples, FL 3.0 2.0 1469 $3,500 $2.38 25d 1 0.53mi
16208 Parque Ln Naples, FL 3.0 2.0 2000 $12,500 $6.25 25d 1 0.57mi
16188 Parque Ln Naples, FL 3.0 2.0 1974 $5,500 $2.79 25d 1 0.59mi
5630 Sherborn Dr #202 Naples, FL 3.0 2.0 2005 $7,500 $3.74 25d 1 0.61mi
208 Erie Dr Unit 1355591P Naples, FL 3.0 2.0 1754 $5,550 $3.16 15d 1 0.61mi
5870 3 Iron Dr Unit 4-401 Naples, FL 3.0 2.0 1633 $8,000 $4.90 25d 1 0.70mi
5455 Worthington Ln #103 Naples, FL 2.0 2.0 1202 $5,000 $4.16 25d 1 0.71mi
5455 Worthington Ln #202 Naples, FL 2.0 2.0 1427 $3,900 $2.73 25d 1 0.71mi
5963 Trophy Dr #2002 Naples, FL 2.0 2.0 2160 $8,000 $3.70 25d 1 0.74mi
6017 Trophy Dr #601 Naples, FL 3.0 2.0 2160 $8,000 $3.70 25d 1 0.75mi
5935 Northridge Dr Naples, FL 2.0 2.0 1671 $2,995 $1.79 25d 1 0.77mi
5885 Three Iron Dr #1102 Naples, FL 3.0 2.0 1633 $7,000 $4.29 25d 1 0.77mi
6029 Trophy Dr #301 Naples, FL 2.0 2.0 2160 $6,000 $2.78 25d 1 0.79mi
5892 Three Iron Dr #1504 Naples, FL 2.0 2.0 1793 $7,000 $3.90 25d 1 0.80mi
5765 Grande Reserve Way Unit 7-702 Naples, FL 2.0 2.0 1800 $7,500 $4.17 25d 1 0.81mi
5886 Paradise Cir Naples, FL 3.0 3.0 1922 $6,800 $3.54 25d 1 0.84mi
5967 Sand Wedge Ln #106 Naples, FL 2.0 2.0 1540 $2,875 $1.87 25d 1 0.85mi
5145 Cobble Creek Ct #202 Naples, FL 2.0 2.0 1798 $2,600 $1.45 22d 1 0.87mi
16366 Barclay Ct Naples, FL 4.0 2.0 2034 $4,750 $2.34 22d 1 0.88mi
16366 Barclay Ct Naples, FL 4.0 2.0 2034 $4,750 $2.34 25d 1 0.88mi
5325 Andover Dr #101 Naples, FL 2.0 2.0 1654 $5,250 $3.17 25d 1 0.88mi
5963 Sand Wedge Ln #205 Naples, FL 2.0 2.0 1478 $6,500 $4.40 25d 1 0.88mi
5963 Sand Wedge Ln #203 Naples, FL 2.0 2.0 1490 $5,750 $3.86 25d 1 0.88mi
16432 Aberdeen Way Naples, FL 4.0 2.0 2055 $4,200 $2.04 25d 1 0.89mi
5945 Sand Wedge Ln #1003 Naples, FL 2.0 2.0 1490 $6,000 $4.03 25d 1 0.90mi
16210 Allura Cir Naples, FL 1.0–3.0 1.0–2.0 1078 $3,570 $3.31 15d 18 0.90mi
5330 Andover Dr #102 Naples, FL 3.0 2.0 1740 $2,550 $1.47 25d 1 0.90mi
5941 Sand Wedge Ln #1206 Naples, FL 2.0 2.0 1540 $3,450 $2.24 25d 1 0.91mi
5937 Sand Wedge Ln #1507 Naples, FL 2.0 2.0 1540 $6,500 $4.22 25d 1 0.91mi
5705 Heron Ln #806 Naples, FL 2.0 2.0 1540 $7,000 $4.55 25d 1 0.93mi
5360 Andover Dr #202 Naples, FL 3.0 2.0 1928 $6,500 $3.37 25d 1 0.94mi
5944 Sand Wedge Ln #1108 Naples, FL 2.0 2.0 1478 $6,250 $4.23 25d 1 0.94mi
5130 Cobble Creek Ct Unit B202 Naples, FL 3.0 2.0 2050 $2,800 $1.37 15d 1 0.94mi
5923 Sand Wedge Ln #1906 Naples, FL 2.0 2.0 1540 $2,695 $1.75 22d 1 0.94mi
5940 Sand Wedge Ln #1407 Naples, FL 2.0 2.0 1540 $5,500 $3.57 25d 1 0.95mi
5632 Whisperwood Blvd #1601 Naples, FL 3.0 2.0 1856 $8,000 $4.31 25d 1 0.96mi
5693 Heron Ln #502 Naples, FL 2.0 2.0 1490 $6,800 $4.56 25d 1 0.97mi

HOA detail condo

Monthly dues
$490 · $5,880/yr
Likely covers
watercablepool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 31 events

  1. 2026-06-21
    days on market $382,500 Active 13 DOM
  2. 2026-06-18
    days on market $382,500 Active 10 DOM
  3. 2026-06-17
    days on market $382,500 Active 9 DOM
  4. 2026-06-16
    days on market $382,500 Active 8 DOM
  5. 2026-06-15
    days on market $382,500 Active 7 DOM
  6. 2026-06-14
    days on market $382,500 Active 5 DOM
  7. 2026-06-10
    days on market $382,500 Active 2 DOM
  8. 2026-06-09
    pricedays on marketlisting id $382,500 Active 1 DOM
  9. 2026-06-08
    days on market $387,500 Active 173 DOM
  10. 2026-06-07
    days on market $387,500 Active 172 DOM
  11. 2026-06-03
    days on market $387,500 Active 168 DOM
  12. 2026-06-02
    days on market $387,500 Active 167 DOM
  13. 2026-06-01
    days on market $387,500 Active 166 DOM
  14. 2026-05-31
    days on market $387,500 Active 165 DOM
  15. 2026-05-30
    days on market $387,500 Active 164 DOM
  16. 2026-05-05
    price $387,500
  17. 2026-02-25
    price $392,000
  18. 2026-02-03
    price $405,000
  19. 2025-12-17
    listed $415,000 Active
  20. 2019-06-03
    soldstatus $241,500
  21. 2019-05-30
    soldstatus $241,500 Sold 523-char remark
    Show marketing remark (523 chars)

    Newly updated 3 bedroom, 2.5 bath, 1 car attached garage townhouse with a beautiful lakeview. New quartz countertop and new LG kitchen appliances. New wood floor on the first floor and new carpet upstairs. New custom paint throughout the entire unit. AC and water heater replaced recently ($8,500 value). One of the longest driveways in the community that could fit 2 cars. Great, convenient location in north Naples-west of I-75. Low association fee that also includes Comcast basic cable, pool, jacuzzi and tennis courts.

  22. 2019-04-05
    status Pending 523-char remark
    Show marketing remark (523 chars)

    Newly updated 3 bedroom, 2.5 bath, 1 car attached garage townhouse with a beautiful lakeview. New quartz countertop and new LG kitchen appliances. New wood floor on the first floor and new carpet upstairs. New custom paint throughout the entire unit. AC and water heater replaced recently ($8,500 value). One of the longest driveways in the community that could fit 2 cars. Great, convenient location in north Naples-west of I-75. Low association fee that also includes Comcast basic cable, pool, jacuzzi and tennis courts.

  23. 2019-03-23
    status Active 523-char remark
    Show marketing remark (523 chars)

    Newly updated 3 bedroom, 2.5 bath, 1 car attached garage townhouse with a beautiful lakeview. New quartz countertop and new LG kitchen appliances. New wood floor on the first floor and new carpet upstairs. New custom paint throughout the entire unit. AC and water heater replaced recently ($8,500 value). One of the longest driveways in the community that could fit 2 cars. Great, convenient location in north Naples-west of I-75. Low association fee that also includes Comcast basic cable, pool, jacuzzi and tennis courts.

  24. 2019-03-19
    price $245,000 523-char remark
    Show marketing remark (523 chars)

    Newly updated 3 bedroom, 2.5 bath, 1 car attached garage townhouse with a beautiful lakeview. New quartz countertop and new LG kitchen appliances. New wood floor on the first floor and new carpet upstairs. New custom paint throughout the entire unit. AC and water heater replaced recently ($8,500 value). One of the longest driveways in the community that could fit 2 cars. Great, convenient location in north Naples-west of I-75. Low association fee that also includes Comcast basic cable, pool, jacuzzi and tennis courts.

  25. 2019-03-11
    historical 523-char remark
    Show marketing remark (523 chars)

    Newly updated 3 bedroom, 2.5 bath, 1 car attached garage townhouse with a beautiful lakeview. New quartz countertop and new LG kitchen appliances. New wood floor on the first floor and new carpet upstairs. New custom paint throughout the entire unit. AC and water heater replaced recently ($8,500 value). One of the longest driveways in the community that could fit 2 cars. Great, convenient location in north Naples-west of I-75. Low association fee that also includes Comcast basic cable, pool, jacuzzi and tennis courts.

  26. 2019-02-11
    listed $257,900 Active 523-char remark
    Show marketing remark (523 chars)

    Newly updated 3 bedroom, 2.5 bath, 1 car attached garage townhouse with a beautiful lakeview. New quartz countertop and new LG kitchen appliances. New wood floor on the first floor and new carpet upstairs. New custom paint throughout the entire unit. AC and water heater replaced recently ($8,500 value). One of the longest driveways in the community that could fit 2 cars. Great, convenient location in north Naples-west of I-75. Low association fee that also includes Comcast basic cable, pool, jacuzzi and tennis courts.

  27. 2018-06-11
    soldstatus $210,000 Sold 679-char remark
    Show marketing remark (679 chars)

    JUST REDUCED AND SELLER IS MOTIVATED. New to Market. 3 bedroom, 2-1/2 bath townhome in Milano. One car garage, lake view with Eastern Exposure. Carpet in Living Room installed last year. New AC installed in November 2017. Hot Water Tank is One Year old. Carpet in Bedrooms. Wonderful location away from Livingston with NO road noise. Short walk to community pool and spa. Milano has a great location to I-75, shopping, fine restaurants, Naples and Bonita Beach Beaches, Great School District. Priced to sell and sellers are motivated. Ideal Community for Rentals - Wolford College has many students renting in here, Wonderful Property Manager, Cap Rates on Rentals can exceed 6%.

  28. 2018-06-11
    soldstatus $210,000
    Show marketing remark (679 chars)

    JUST REDUCED AND SELLER IS MOTIVATED. New to Market. 3 bedroom, 2-1/2 bath townhome in Milano. One car garage, lake view with Eastern Exposure. Carpet in Living Room installed last year. New AC installed in November 2017. Hot Water Tank is One Year old. Carpet in Bedrooms. Wonderful location away from Livingston with NO road noise. Short walk to community pool and spa. Milano has a great location to I-75, shopping, fine restaurants, Naples and Bonita Beach Beaches, Great School District. Priced to sell and sellers are motivated. Ideal Community for Rentals - Wolford College has many students renting in here, Wonderful Property Manager, Cap Rates on Rentals can exceed 6%.

  29. 2018-04-02
    status Pending With Contingencies 679-char remark
    Show marketing remark (679 chars)

    JUST REDUCED AND SELLER IS MOTIVATED. New to Market. 3 bedroom, 2-1/2 bath townhome in Milano. One car garage, lake view with Eastern Exposure. Carpet in Living Room installed last year. New AC installed in November 2017. Hot Water Tank is One Year old. Carpet in Bedrooms. Wonderful location away from Livingston with NO road noise. Short walk to community pool and spa. Milano has a great location to I-75, shopping, fine restaurants, Naples and Bonita Beach Beaches, Great School District. Priced to sell and sellers are motivated. Ideal Community for Rentals - Wolford College has many students renting in here, Wonderful Property Manager, Cap Rates on Rentals can exceed 6%.

  30. 2018-03-15
    price $234,900 679-char remark
    Show marketing remark (679 chars)

    JUST REDUCED AND SELLER IS MOTIVATED. New to Market. 3 bedroom, 2-1/2 bath townhome in Milano. One car garage, lake view with Eastern Exposure. Carpet in Living Room installed last year. New AC installed in November 2017. Hot Water Tank is One Year old. Carpet in Bedrooms. Wonderful location away from Livingston with NO road noise. Short walk to community pool and spa. Milano has a great location to I-75, shopping, fine restaurants, Naples and Bonita Beach Beaches, Great School District. Priced to sell and sellers are motivated. Ideal Community for Rentals - Wolford College has many students renting in here, Wonderful Property Manager, Cap Rates on Rentals can exceed 6%.

  31. 2018-02-07
    listed $239,900 Active 679-char remark
    Show marketing remark (679 chars)

    JUST REDUCED AND SELLER IS MOTIVATED. New to Market. 3 bedroom, 2-1/2 bath townhome in Milano. One car garage, lake view with Eastern Exposure. Carpet in Living Room installed last year. New AC installed in November 2017. Hot Water Tank is One Year old. Carpet in Bedrooms. Wonderful location away from Livingston with NO road noise. Short walk to community pool and spa. Milano has a great location to I-75, shopping, fine restaurants, Naples and Bonita Beach Beaches, Great School District. Priced to sell and sellers are motivated. Ideal Community for Rentals - Wolford College has many students renting in here, Wonderful Property Manager, Cap Rates on Rentals can exceed 6%.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,076 · $173/mo
Projected year-2 tax
$3,175 · $265/mo
Expected delta
+$1,099/yr (+$92/mo · 52.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 31 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$67,838
− Mortgage interest
−$21,426
− Property taxes
−$2,076
− Insurance
−$1,912
− Repairs & maintenance
−$5,427
− Management
−$5,427
− HOA
−$5,880
− Depreciation
−$11,127
Taxable income
$14,562
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,495
After-tax cash flow
$16,158/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL

Livability — Bonita Springs

Score
70/100
State rank
#428
US rank
#7576

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Collier County · 396,295 people
Metro
Naples-Marco Island, FL
Population (ZIP)
25,630
Household income
$97,564
Rent vs Own
23.2% rent · 76.8% own
Severe rent burden
1006.0

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 10% Two or more races 9% Asian 2% Black 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1% Cuban 3%
Common ancestry
Romanian 4% Lithuanian 3% Slovak 2%
Foreign-born
11% · Canada, South Korea
Languages at home
87% English-only · Spanish 7% Other Indo-European 3% French/Haitian/Cajun 1%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -172.68%
Current HPI
267.4644
Rent YoY
▼ -1.06%
Metro
Naples-Marco Island, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+61.5% since first listed
16 events — show timeline
  • 2026-05-05 Price Changed $387,500 NAPLESMLS
  • 2026-02-25 Price Changed $392,000 NAPLESMLS
  • 2026-02-03 Price Changed $405,000 NAPLESMLS
  • 2025-12-17 Listed $415,000 NAPLESMLS
  • 2019-06-03 Sold (Public Records) $241,500 Public Records
  • 2019-05-30 Sold (MLS) $241,500 NAPLESMLS
  • 2019-04-05 Pending NAPLESMLS
  • 2019-03-23 Relisted NAPLESMLS
  • 2019-03-19 Price Changed $245,000 NAPLESMLS
  • 2019-03-11 Listing Removed NAPLESMLS
  • 2019-02-11 Listed $257,900 NAPLESMLS
  • 2018-06-11 Sold (Public Records) $210,000 Public Records
  • 2018-06-11 Sold (MLS) $210,000 NAPLESMLS
  • 2018-04-02 Pending NAPLESMLS
  • 2018-03-15 Price Changed $234,900 NAPLESMLS
  • 2018-02-07 Listed $239,900 NAPLESMLS

Property tax history

+2.5%/yr

Latest (2025): $2,076 · +2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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