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3457 S Eastcrest W #109
B- Composite 68.69
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.8/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$80,000

3457 S Eastcrest W #109 · West Valley City, UT 84120
3 bd · 2.0 ba · 960 sqft · Manufactured · 155 Days on market
Built 1998

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

1998 Double-Wide Mobile Home located in West Valley City, in excellent condition and ideal for a first-time home buyer. The roof was replaced sometime in 2024, offering added peace of mind. Enjoy a nice and pleasant backyard with plenty of shade from mature tree. The home is conveniently located near essential services and everyday conveniences, including shopping centers, freeway access, and is within walking distance to Common Spirit Holy Cross Hospital. Community & Fees: Lot Rent: $1004.31/month / Plus Utilities: Community amenities include a swimming pool, playground, and clubhouse Buyer and buyer's agent to verify all information, including square footage.

Key facts

  • Clubhouse
  • Backyard
  • Swimming pool

Tags

BACKYARDSWIMMING POOLPLAYGROUNDCLUBHOUSEWALKING DISTANCE TO HOSPITAL

Property features AI

Finance

  • HOA & community: Clubhouse; Subdivision: WESTCREST

Exterior

  • Parking: 3 open/uncovered parking spaces
  • Utilities: Natural gas connected; Electricity connected; Public sewer connected; Culinary (public) water connected
  • Home design: Manufactured home; Built and standing; Faces west
  • Construction: Clapboard/Masonite exterior; Asphalt roof
  • Exterior features: Covered deck; Covered patio; Double-pane windows; Storage shed(s); Paved road access; Landscaping (partial); Mature trees

Interior

  • Kitchen: Refrigerator included
  • Bedrooms: 3 main-level bedrooms
  • Flooring: Laminate flooring; Linoleum flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating (gas central); Evaporative cooling
  • Interior features: Separate tub and shower; Walk-in closet; 8 total rooms; No basement
  • Laundry & utility: Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $610 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 76/100 on livability (#55 in UT, #3,285 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment A-; Watch: crime D-, amenities F, health & safety D-.
  • Granite District (suburban): math 26% / reading 32% proficiency, ranked #69 of 80 in UT (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Monroe School (math 20% / reading 26%, grade F, #501 of 585 statewide, top 86%, 563 students, 81% FRL); West Lake Jr High (math 14% / reading 22%, grade F, #132 of 138 statewide, top 96%, 701 students, 73% FRL); Granger High (math 7% / reading 22%, grade F, #167 of 171 statewide, top 98%, 3,481 students, 63% FRL) — zoned schools average 72% FRL vs 45% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-0.8%/yr); 149 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,970 units permitted in Salt Lake County in 2024 (1,963 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Salt Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 155 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 21y ago; this cycle's ask has dropped $7k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 155 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.84%
Cap rate
15.44%
Cash-on-cash
32.68%
DSCR
2.45
GRM
4.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
24.4%
Equity multiple
1.96×
Total profit
$21,599
Equity at exit
$11,928
10-year hold
IRR
30.2%
Equity multiple
3.33×
Total profit
$52,257
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84120

Rents YoY
-0.8%
Active inventory
149
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,472 high interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$309
Net cashflow
$610

Break-even live

Break-even rent $700
Max offer price $80,000
Occupancy floor 54%

Sensitivity live

Price -10% $665 -5% $638 +0% $610 +5% $582 +10% $555
Rent -10% $494 -5% $552 +0% $610 +5% $668 +10% $726
Rate -1.0pp $650 -0.5pp $630 base $610 +0.5pp $589 +1.0pp $568

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4168 W 3280 S Unit 01 Salt Lake City, UT 2.0 1.0 986 $1,125 $1.14 5d 1 0.20mi
4154 W 3280 S Unit 01 West Valley City, UT 2.0 1.0 986 $1,095 $1.11 15d 1 0.21mi
4047 W 3275 S Unit D West Valley City, UT 2.0 1.0 1000 $1,100 $1.10 17d 1 0.27mi
4035 W 3275 S Apt A West Valley City, UT 2.0 1.0 900 $1,100 $1.22 24d 1 0.29mi
3854 W Rockwood Way West Valley City, UT 2.0 1.0 783 $1,299 $1.66 24d 1 0.49mi
3856 W 3500 S West Valley City, UT 1.0–2.0 1.0–2.0 860 $1,352 $1.57 2d 20 0.53mi
3670 Atlas Way Unit 3670 West Valley City, UT 3.0 1.0 1000 $1,500 $1.50 17d 1 0.63mi
3523 Westlake Dr West Valley City, UT 2.0 1.0 1100 $1,195 $1.09 13d 1 0.91mi
3523 Westlake Dr West Valley City, UT 2.0 1.0 1100 $1,195 $1.09 14d 1 0.91mi
3521 W 3100 S West Valley City, UT 1.0–2.0 1.0 573 $1,618 $2.82 2d 6 0.95mi
3510 Lancer Way West Valley City, UT 1.0–2.0 1.0 618 $1,026 $1.66 24d 1 0.95mi
3702 W 4040 S Unit 1 West Valley City, UT 2.0 1.0 1100 $1,550 $1.41 24d 1 1.18mi
4139 S 4080 W West Valley City, UT 1.0–3.0 1.0 892 $2,230 $2.50 2d 25 1.19mi
3965 W 4100 S West Valley City, UT 2.0 1.5 944 $1,200 $1.27 24d 1 1.19mi
3538 Parkway Blvd Unit BOULEVARD3 Salt Lake City, UT 2.0 1.0 716 $1,300 $1.82 24d 1 1.26mi
3524 Parkway Blvd Unit 3 Salt Lake City, UT 2.0 1.0 900 $1,200 $1.33 24d 1 1.27mi
3523 W 2670 S Unit 4 Salt Lake City, UT 2.0 1.0 900 $1,100 $1.22 5d 1 1.29mi
4943 W 4100 S Unit 1 West Valley City, UT 2.0 1.0 900 $1,099 $1.22 24d 1 1.44mi
3043 W 3500 S West Valley City, UT 2.0 1.0 950 $1,149 $1.21 24d 1 1.44mi
4218 S 4800 W West Valley City, UT 2.0 1.0 1079 $1,450 $1.34 15d 1 1.50mi

Listing history 18 events

  1. 2026-06-18
    days on market $80,000 Active 155 DOM
  2. 2026-06-17
    days on market $80,000 Active 154 DOM
  3. 2026-06-16
    days on market $80,000 Active 153 DOM
  4. 2026-06-15
    days on market $80,000 Active 152 DOM
  5. 2026-06-13
    days on market $80,000 Active 150 DOM
  6. 2026-06-09
    days on market $80,000 Active 146 DOM
  7. 2026-06-08
    days on market $80,000 Active 145 DOM
  8. 2026-06-07
    days on market $80,000 Active 144 DOM
  9. 2026-06-03
    days on market $80,000 Active 140 DOM
  10. 2026-06-02
    days on market $80,000 Active 139 DOM
  11. 2026-06-01
    days on market $80,000 Active 138 DOM
  12. 2026-05-31
    days on market $80,000 Active 137 DOM
  13. 2026-04-03
    price $85,000
  14. 2026-01-14
    listed $87,000 Active
  15. 2025-02-04
    historical
  16. 2024-09-19
    listed $87,000 Active
  17. 2006-01-01
    historical
  18. 2005-07-01
    listed $28,995

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 51% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥95°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,664
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$400
− Repairs & maintenance
−$1,413
− Management
−$1,413
− Depreciation
−$2,327
Taxable income
$6,430
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,543
After-tax cash flow
$5,777/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Granite District
NCES district ID
4900360
Math proficiency
26% ▼ -8.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$55,971
Composite
25.93/100
National rank
#7336
State rank
#69 of 80 in UT

Livability — West Valley City

Score
76/100
State rank
#55
US rank
#3285

Category grades

Amenities F Commute A+ Cost of living B Crime D- Employment A- Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Valley City, UT
County
Salt Lake County · 1,195,750 people
City population
132,995
Metro
Salt Lake City, UT
Population (ZIP)
50,799
Household income
$94,306
Rent vs Own
23.7% rent · 76.3% own
Severe rent burden
551.0

Population outlook (Salt Lake County) Hauer SSP2

Today (2025)
1,305,860 people
By 2030
1,402,611 · +7.4%
By 2040
1,594,533 · +22.1%
By 2050
1,787,244 · +36.9%
By 2075
2,224,138 · +70.3%
By 2100
2,551,390 · +95.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 42% Hispanic / Latino 40% Two or more races 11% Asian 6% Pacific Islander 5% Black 2% Native American 1%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Slovak 2% Iranian 1% Italian 1%
Foreign-born
24% · Canada, Vietnam, Jamaica
Languages at home
59% English-only · Spanish 29% Other Asian/Pacific 5% Vietnamese 3%

Political lean MEDSL · Salt Lake

2024 margin
D (+10.2) · D 53.7% · R 43.5% · Other 2.8%
2008→2024 swing
+10.1pp toward D · 2008: 0.1pp · 2024: 10.2pp
All cycles
2024: D+10.2 2020: D+11.0 2016: D+10.2 2012: R+19.3 2008: D+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -364.74%
Current HPI
313.9459
Rent YoY
▼ -0.82%
Metro
Salt Lake City, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

+193.2% since first listed
6 events — show timeline
  • 2026-04-03 Price Changed $85,000 WFRMLS
  • 2026-01-14 Listed $87,000 WFRMLS
  • 2025-02-04 Listing Removed WFRMLS
  • 2024-09-19 Listed $87,000 WFRMLS
  • 2006-01-01 Listing Removed WFRMLS
  • 2005-07-01 Listed $28,995 WFRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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