3457 S Eastcrest W #109 · West Valley City, UT
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.51%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $453 – $841
Heat risk 4/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.8/5.0
- Schools +2.6/10.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
1998 Double-Wide Mobile Home located in West Valley City, in excellent condition and ideal for a first-time home buyer. The roof was replaced sometime in 2024, offering added peace of mind. Enjoy a nice and pleasant backyard with plenty of shade from mature tree. The home is conveniently located near essential services and everyday conveniences, including shopping centers, freeway access, and is within walking distance to Common Spirit Holy Cross Hospital. Community & Fees: Lot Rent: $1004.31/month / Plus Utilities: Community amenities include a swimming pool, playground, and clubhouse Buyer and buyer's agent to verify all information, including square footage.
Key facts
- Clubhouse
- Backyard
- Swimming pool
Tags
Property features AI
Finance
- HOA & community: Clubhouse; Subdivision: WESTCREST
Exterior
- Parking: 3 open/uncovered parking spaces
- Utilities: Natural gas connected; Electricity connected; Public sewer connected; Culinary (public) water connected
- Home design: Manufactured home; Built and standing; Faces west
- Construction: Clapboard/Masonite exterior; Asphalt roof
- Exterior features: Covered deck; Covered patio; Double-pane windows; Storage shed(s); Paved road access; Landscaping (partial); Mature trees
Interior
- Kitchen: Refrigerator included
- Bedrooms: 3 main-level bedrooms
- Flooring: Laminate flooring; Linoleum flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating (gas central); Evaporative cooling
- Interior features: Separate tub and shower; Walk-in closet; 8 total rooms; No basement
- Laundry & utility: Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $80k.
Deal economics
- At list price, monthly cash flow is $610 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 76/100 on livability (#55 in UT, #3,285 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment A-; Watch: crime D-, amenities F, health & safety D-.
- Granite District (suburban): math 26% / reading 32% proficiency, ranked #69 of 80 in UT (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Monroe School (math 20% / reading 26%, grade F, #501 of 585 statewide, top 86%, 563 students, 81% FRL); West Lake Jr High (math 14% / reading 22%, grade F, #132 of 138 statewide, top 96%, 701 students, 73% FRL); Granger High (math 7% / reading 22%, grade F, #167 of 171 statewide, top 98%, 3,481 students, 63% FRL) — zoned schools average 72% FRL vs 45% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-0.8%/yr); 149 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,970 units permitted in Salt Lake County in 2024 (1,963 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Salt Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 155 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 21y ago; this cycle's ask has dropped $7k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 155 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.84% ✓
- Cap rate
- 15.44%
- Cash-on-cash
- 32.68%
- DSCR
- 2.45
- GRM
- 4.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 24.4%
- Equity multiple
- 1.96×
- Total profit
- $21,599
- Equity at exit
- $11,928
- IRR
- 30.2%
- Equity multiple
- 3.33×
- Total profit
- $52,257
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 86 Strongly Landlord-Friendly
- State Utah
- 86 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 84120
- Rents YoY
- -0.8%
- Active inventory
- 149
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $1,472 high interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax est. 1.5%
- −$100 /mo · $1,200/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$309
- Net cashflow
- $610
Break-even live
Sensitivity live
| Price | -10% $665 | -5% $638 | +0% $610 | +5% $582 | +10% $555 |
|---|---|---|---|---|---|
| Rent | -10% $494 | -5% $552 | +0% $610 | +5% $668 | +10% $726 |
| Rate | -1.0pp $650 | -0.5pp $630 | base $610 | +0.5pp $589 | +1.0pp $568 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4168 W 3280 S Unit 01 Salt Lake City, UT | 2.0 | 1.0 | 986 | $1,125 | $1.14 | 5d | 1 | 0.20mi |
| 4154 W 3280 S Unit 01 West Valley City, UT | 2.0 | 1.0 | 986 | $1,095 | $1.11 | 15d | 1 | 0.21mi |
| 4047 W 3275 S Unit D West Valley City, UT | 2.0 | 1.0 | 1000 | $1,100 | $1.10 | 17d | 1 | 0.27mi |
| 4035 W 3275 S Apt A West Valley City, UT | 2.0 | 1.0 | 900 | $1,100 | $1.22 | 24d | 1 | 0.29mi |
| 3854 W Rockwood Way West Valley City, UT | 2.0 | 1.0 | 783 | $1,299 | $1.66 | 24d | 1 | 0.49mi |
| 3856 W 3500 S West Valley City, UT | 1.0–2.0 | 1.0–2.0 | 860 | $1,352 | $1.57 | 2d | 20 | 0.53mi |
| 3670 Atlas Way Unit 3670 West Valley City, UT | 3.0 | 1.0 | 1000 | $1,500 | $1.50 | 17d | 1 | 0.63mi |
| 3523 Westlake Dr West Valley City, UT | 2.0 | 1.0 | 1100 | $1,195 | $1.09 | 13d | 1 | 0.91mi |
| 3523 Westlake Dr West Valley City, UT | 2.0 | 1.0 | 1100 | $1,195 | $1.09 | 14d | 1 | 0.91mi |
| 3521 W 3100 S West Valley City, UT | 1.0–2.0 | 1.0 | 573 | $1,618 | $2.82 | 2d | 6 | 0.95mi |
| 3510 Lancer Way West Valley City, UT | 1.0–2.0 | 1.0 | 618 | $1,026 | $1.66 | 24d | 1 | 0.95mi |
| 3702 W 4040 S Unit 1 West Valley City, UT | 2.0 | 1.0 | 1100 | $1,550 | $1.41 | 24d | 1 | 1.18mi |
| 4139 S 4080 W West Valley City, UT | 1.0–3.0 | 1.0 | 892 | $2,230 | $2.50 | 2d | 25 | 1.19mi |
| 3965 W 4100 S West Valley City, UT | 2.0 | 1.5 | 944 | $1,200 | $1.27 | 24d | 1 | 1.19mi |
| 3538 Parkway Blvd Unit BOULEVARD3 Salt Lake City, UT | 2.0 | 1.0 | 716 | $1,300 | $1.82 | 24d | 1 | 1.26mi |
| 3524 Parkway Blvd Unit 3 Salt Lake City, UT | 2.0 | 1.0 | 900 | $1,200 | $1.33 | 24d | 1 | 1.27mi |
| 3523 W 2670 S Unit 4 Salt Lake City, UT | 2.0 | 1.0 | 900 | $1,100 | $1.22 | 5d | 1 | 1.29mi |
| 4943 W 4100 S Unit 1 West Valley City, UT | 2.0 | 1.0 | 900 | $1,099 | $1.22 | 24d | 1 | 1.44mi |
| 3043 W 3500 S West Valley City, UT | 2.0 | 1.0 | 950 | $1,149 | $1.21 | 24d | 1 | 1.44mi |
| 4218 S 4800 W West Valley City, UT | 2.0 | 1.0 | 1079 | $1,450 | $1.34 | 15d | 1 | 1.50mi |
Listing history 18 events
-
2026-06-18days on market $80,000 Active 155 DOM
-
2026-06-17days on market $80,000 Active 154 DOM
-
2026-06-16days on market $80,000 Active 153 DOM
-
2026-06-15days on market $80,000 Active 152 DOM
-
2026-06-13days on market $80,000 Active 150 DOM
-
2026-06-09days on market $80,000 Active 146 DOM
-
2026-06-08days on market $80,000 Active 145 DOM
-
2026-06-07days on market $80,000 Active 144 DOM
-
2026-06-03days on market $80,000 Active 140 DOM
-
2026-06-02days on market $80,000 Active 139 DOM
-
2026-06-01days on market $80,000 Active 138 DOM
-
2026-05-31days on market $80,000 Active 137 DOM
-
2026-04-03price $85,000
-
2026-01-14$87,000 Active
-
2025-02-04historical
-
2024-09-19$87,000 Active
-
2006-01-01historical
-
2005-07-01$28,995
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 51% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥95°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,664
- − Mortgage interest
- −$4,481
- − Property taxes
- −$1,200
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,413
- − Management
- −$1,413
- − Depreciation
- −$2,327
- Taxable income
- $6,430
- Est. tax owed @ 24.0%
- −$1,543
- After-tax cash flow
- $5,777/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Granite District
- NCES district ID
- 4900360
- Math proficiency
- 26% ▼ -8.00%
- Reading proficiency
- 32% ▼ -3.00%
- Median HH income
- $55,971
- Composite
- 25.93/100
- National rank
- #7336
- State rank
- #69 of 80 in UT
Livability — West Valley City
- Score
- 76/100
- State rank
- #55
- US rank
- #3285
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- West Valley City, UT
- County
- Salt Lake County · 1,195,750 people
- City population
- 132,995
- Metro
- Salt Lake City, UT
- Population (ZIP)
- 50,799
- Household income
- $94,306
- Rent vs Own
- Severe rent burden
- 551.0
Population outlook (Salt Lake County) Hauer SSP2
- Today (2025)
- 1,305,860 people
- By 2030
- 1,402,611 · +7.4%
- By 2040
- 1,594,533 · +22.1%
- By 2050
- 1,787,244 · +36.9%
- By 2075
- 2,224,138 · +70.3%
- By 2100
- 2,551,390 · +95.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.66)
- Race & ethnicity
- White 42% Hispanic / Latino 40% Two or more races 11% Asian 6% Pacific Islander 5% Black 2% Native American 1%
- Hispanic origin (detail)
- Mexican 31%
- Common ancestry
- Slovak 2% Iranian 1% Italian 1%
- Foreign-born
- 24% · Canada, Vietnam, Jamaica
- Languages at home
- 59% English-only · Spanish 29% Other Asian/Pacific 5% Vietnamese 3%
Political lean MEDSL · Salt Lake
- 2024 margin
- D (+10.2) · D 53.7% · R 43.5% · Other 2.8%
- 2008→2024 swing
- +10.1pp toward D · 2008: 0.1pp · 2024: 10.2pp
- All cycles
- 2024: D+10.2 2020: D+11.0 2016: D+10.2 2012: R+19.3 2008: D+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -364.74%
- Current HPI
- 313.9459
- Rent YoY
- ▼ -0.82%
- Metro
- Salt Lake City, UT
- State GDP YoY
- ▲ 3.54%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in UT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $3B |
|
||
Price history
+193.2% since first listed6 events — show timeline
- 2026-04-03 Price Changed $85,000 WFRMLS
- 2026-01-14 Listed $87,000 WFRMLS
- 2025-02-04 Listing Removed — WFRMLS
- 2024-09-19 Listed $87,000 WFRMLS
- 2006-01-01 Listing Removed — WFRMLS
- 2005-07-01 Listed $28,995 WFRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…