3210 30th St SW · Lehigh Acres, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +9.4/30.0
- ARV discount +7.5/15.0
- Schools +4.1/10.0
- Livability +3.0/5.0
- DSCR +2.7/10.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- 1% rule +1.5/10.0
$340,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 3210 30th St SW, Lehigh Acres, FL 33976—a brand-new construction home in a prime, fast-growing area of Lehigh Acres, just minutes from SR-82, a major connector to Fort Myers, shopping, and dining near Sunshine Blvd. Upgraded FANS, LIGHTING FIXTURES THROUGHOUT HOME AND IN PATIO. SAVE ON CLOSING COSTS. CALL FOR DETAILS. Featuring 3 bedrooms + den (lives like a 4-bedroom per property appraiser) and 2 bathrooms, this home offers an open layout with soaring ceilings, 11–12 ft entry, tile throughout, and 8-ft doors. The kitchen includes a large island, soft-close cabinetry, and is perfect for entertaining. See virtually staged rooms for comparison! Enjoy tiled showers w
Key facts
- Thoughtful upgrades
- Tiled showers
- Open layout
Tags
Property features AI
Finance
- Financial info: Pets allowed
- HOA & community: Association fees cover road maintenance, street lights and trash; Community of 6 units
Exterior
- Parking: Attached 2-car garage with garage door opener; Attached carport with 2 spaces; Total of 4 covered parking spaces; Common parking
- Security: High-impact doors
- Utilities: Well water (assessment paid); Septic tank (assessment paid); Cable available; High-speed internet available
- Home design: Single-story; New construction; Faces west; East exposure on lot
- Construction: Brick, block and concrete construction; Shingle roof; Built as new construction
- Exterior features: Patio; Room for pool; Security/high-impact doors
Interior
- Kitchen: Electric cooktop; Dishwasher; Microwave; Freezer; Refrigerator
- Bedrooms: Den
- Flooring: Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Breakfast bar; Built-in features; Bathtub; Tray ceilings; Coffered ceilings; Family/dining room; High ceilings; Living/dining room; Separate shower; Bar; Walk-in closets; Split bedrooms; Double-hung windows; Impact glass windows; Unfurnished
- Laundry & utility: Washer hookup; Dryer hookup; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath land listed at $340k.
Deal economics
- At list price, monthly cash flow is $-240 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $298k (12.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (34.6% below list).
- Recommended offer: $222k (34.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 59/100 on livability (#826 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, schools D-.
- Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-1.5%/yr); 786 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
- This rent runs 37% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $36k of equity ($2k loan paydown + $34k appreciation (10.0% local appreciation)).
- Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$58k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 50 days — a 3% lower offer ($330k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $22k; list at $340k implies a 1411% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 50 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.65% ✗
- Cap rate
- 5.44%
- Cash-on-cash
- -3.03%
- DSCR
- 0.87
- GRM
- 12.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 21.4%
- Equity multiple
- 2.71×
- Total profit
- $163,162
- Equity at exit
- $306,299
- IRR
- 18.8%
- Equity multiple
- 6.05×
- Total profit
- $480,495
- Equity at exit
- $660,545
Cash invested: $95,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33976
- Home prices YoY
- 6.8%
- Rents YoY
- -1.5%
- Active inventory
- 786
- Price-to-rent
- 12.7×
Monthly cashflow live
- Estimated rent
- $2,223 high interval (Pro) →
- Mortgage (P&I)
- −$1,783
- Tax from tax record
- −$72 /mo · $867/yr
- Insurance
- −$142
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$467
- Net cashflow
- $-240
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $85,000
- Closing costs
- $10,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3201 29th St SW Lehigh Acres, FL | 4.0 | 2.0 | 1833 | $1,950 | $1.06 | 3d | 1 | 0.06mi |
| 3201 28th St Lehigh Acres, FL | 4.0 | 2.0 | 1389 | $2,000 | $1.44 | 3d | 1 | 0.09mi |
| 3203 24th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1498 | $2,300 | $1.54 | 21d | 1 | 0.33mi |
| 3312 35th St SW Lehigh Acres, FL | 4.0 | 2.0 | 2133 | $1,745 | $0.82 | 24d | 1 | 0.37mi |
| 3314 35th St SW Lehigh Acres, FL | 4.0 | 2.0 | 2133 | $1,745 | $0.82 | 24d | 1 | 0.38mi |
| 3316 35th St SW Lehigh Acres, FL | 4.0 | 2.0 | 2133 | $1,745 | $0.82 | 24d | 1 | 0.39mi |
| 3201 23rd St SW Lehigh Acres, FL | 3.0 | 2.0 | 1324 | $1,845 | $1.39 | 21d | 1 | 0.39mi |
| 3313 36th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1723 | $2,300 | $1.33 | 24d | 1 | 0.45mi |
| 3418 26th St SW Lehigh Acres, FL | 4.0 | 3.0 | 2030 | $2,300 | $1.13 | 16d | 1 | 0.47mi |
| 3008 25th St SW Lehigh Acres, FL | 4.0 | 2.0 | 1565 | $1,711 | $1.09 | 21d | 1 | 0.51mi |
| 3209 21st St SW Lehigh Acres, FL | 3.0 | 2.0 | 1418 | $1,699 | $1.20 | 3d | 1 | 0.52mi |
| 3202 21st St SW Lehigh Acres, FL | 3.0 | 2.0 | 1100 | $1,920 | $1.75 | 3d | 1 | 0.56mi |
| 3419 36th St Lehigh Acres, FL | 4.0 | 2.0 | 1920 | $1,850 | $0.96 | 24d | 1 | 0.57mi |
| 3114 39th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1493 | $2,100 | $1.41 | 16d | 1 | 0.58mi |
| 3114 39th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1493 | $2,100 | $1.41 | 3d | 1 | 0.58mi |
| 3008 23rd St SW Lehigh Acres, FL | 3.0 | 2.0 | 1640 | $2,350 | $1.43 | 24d | 1 | 0.60mi |
| 3604 29th St SW Lehigh Acres, FL | 3.0 | 2.5 | 1776 | $2,500 | $1.41 | 24d | 1 | 0.61mi |
| 3102 39th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1097 | $1,630 | $1.49 | 21d | 1 | 0.62mi |
| 2914 24th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1537 | $2,250 | $1.46 | 24d | 1 | 0.64mi |
| 2504 Vera Ave S Lehigh Acres, FL | 3.0 | 3.0 | 1643 | $2,400 | $1.46 | 24d | 1 | 0.69mi |
| 3012 40th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1427 | $1,950 | $1.37 | 24d | 1 | 0.73mi |
| 3001 37th St SW Lehigh Acres, FL | 3.0 | 2.5 | 1235 | $1,705 | $1.38 | 24d | 1 | 0.74mi |
| 2811 25th St SW Unit NA Lehigh Acres, FL | 3.0 | 2.0 | 1430 | $1,990 | $1.39 | 24d | 1 | 0.76mi |
| 2904 Wanda Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1501 | $1,900 | $1.27 | 24d | 1 | 0.79mi |
| 3201 42nd St SW Lehigh Acres, FL | 3.0 | 2.0 | 1571 | $2,195 | $1.40 | 3d | 1 | 0.79mi |
| 3201 42nd St SW Lehigh Acres, FL | 3.0 | 2.0 | 1571 | $2,195 | $1.40 | 3d | 1 | 0.79mi |
| 3600 19th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1114 | $1,746 | $1.57 | 3d | 1 | 0.85mi |
| 1507 Paula Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1547 | $2,000 | $1.29 | 19d | 1 | 0.87mi |
| 3801 33rd St SW Lehigh Acres, FL | 4.0 | 2.0 | 2133 | $1,745 | $0.82 | 24d | 1 | 0.89mi |
| 2710 28th St SW Lehigh Acres, FL | 4.0 | 2.0 | 1742 | $2,450 | $1.41 | 24d | 1 | 0.89mi |
| 3803 33rd St SW Lehigh Acres, FL | 4.0 | 2.0 | 2133 | $1,745 | $0.82 | 24d | 1 | 0.90mi |
| 2916 42nd St SW Lehigh Acres, FL | 3.0 | 2.0 | 1399 | $1,930 | $1.38 | 2d | 1 | 0.91mi |
| 2916 42nd St SW Lehigh Acres, FL | 3.0 | 2.0 | 1399 | $1,960 | $1.40 | 3d | 1 | 0.91mi |
| 2708 27th St SW Lehigh Acres, FL | 4.0 | 2.0 | 1698 | $2,280 | $1.34 | 3d | 1 | 0.91mi |
| 3805 33rd St SW Lehigh Acres, FL | 4.0 | 2.0 | 2133 | $1,745 | $0.82 | 24d | 1 | 0.92mi |
| 3802 35th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1269 | $1,640 | $1.29 | 24d | 1 | 0.93mi |
| 3807 33rd St SW Lehigh Acres, FL | 4.0 | 2.0 | 2133 | $1,745 | $0.82 | 24d | 1 | 0.93mi |
| 3809 33rd St SW Lehigh Acres, FL | 4.0 | 2.0 | 2133 | $1,745 | $0.82 | 24d | 1 | 0.95mi |
| 1511 Terry Ave S Lehigh Acres, FL | 3.0 | 2.0 | 1579 | $1,996 | $1.26 | 24d | 1 | 0.97mi |
| 2805 20th St SW Lehigh Acres, FL | 3.0 | 2.0 | 1151 | $1,699 | $1.48 | 3d | 1 | 1.02mi |
Listing history 34 events
-
2026-06-17days on market $340,000 Active 50 DOM
-
2026-06-16days on market $340,000 Active 49 DOM
-
2026-06-15days on market $340,000 Active 48 DOM
-
2026-06-13days on market $340,000 Active 46 DOM
-
2026-06-10days on market $340,000 Active 43 DOM
-
2026-06-09days on market $340,000 Active 42 DOM
-
2026-06-08days on market $340,000 Active 41 DOM
-
2026-06-07days on market $340,000 Active 40 DOM
-
2026-06-03days on market $340,000 Active 36 DOM
-
2026-06-02days on market $340,000 Active 35 DOM
-
2026-06-01days on market $340,000 Active 34 DOM
-
2026-05-31days on market $340,000 Active 33 DOM
-
2026-04-28$340,000 Active
-
2026-04-25historical $2,200
-
2026-04-20historical
-
2026-02-25price $339,900
-
2026-02-09price $2,200
-
2026-02-04price $2,300
-
2026-01-15$2,400
-
2026-01-09price $349,900
-
2025-10-19$339,900 Active
-
2025-10-15historical
-
2025-10-14price $349,900
-
2025-08-29$359,900 Active
-
2025-08-25historical
-
2025-06-12price $359,900
-
2025-05-06$379,000 Active
-
2023-10-13soldstatus $22,500
-
2023-10-10soldstatus $22,500 Closed
-
2023-09-15status Pending
-
2023-09-08price $24,000
-
2023-08-29$25,000 Active
-
2004-05-17soldstatus $11,900
-
1984-12-01soldstatus $5,300
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $867 · $72/mo
- Projected year-2 tax
- $2,822 · $235/mo
- Expected delta
- +$1,955/yr (+$163/mo · 225.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,681
- − Mortgage interest
- −$19,045
- − Property taxes
- −$867
- − Insurance
- −$1,700
- − Repairs & maintenance
- −$2,134
- − Management
- −$2,134
- − Depreciation
- −$9,891
- Taxable loss
- −$9,091
- Est. tax savings @ 24.0%
- +$2,182
- After-tax cash flow
- $-703/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lee
- NCES district ID
- 1201080
- Math proficiency
- 47% ▼ -11.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $49,518
- Composite
- 41.49/100
- National rank
- #3458
- State rank
- #42 of 73 in FL
Livability — Lehigh Acres
- Score
- 59/100
- State rank
- #826
- US rank
- #20055
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lehigh Acres, FL
- County
- Lee County · 788,662 people
- City population
- 130,638
- Metro
- Cape Coral-Fort Myers, FL
- Population (ZIP)
- 20,277
- Household income
- $72,679
- Rent vs Own
- Severe rent burden
- 574.0
Population outlook (Lee County) Hauer SSP2
- Today (2025)
- 871,946 people
- By 2030
- 955,468 · +9.6%
- By 2040
- 1,113,587 · +27.7%
- By 2050
- 1,256,891 · +44.1%
- By 2075
- 1,560,270 · +78.9%
- By 2100
- 1,726,848 · +98.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Hispanic / Latino 50% Two or more races 30% White 24% Black 20% Asian 3%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 8% Cuban 18% Dominican 4%
- Common ancestry
- Hispanic 8% Slovak 1% Lithuanian 1%
- Foreign-born
- 35% · Canada, Jamaica, Vietnam
- Languages at home
- 46% English-only · Spanish 43% French/Haitian/Cajun 8% Vietnamese 1%
Political lean MEDSL · Lee
- 2024 margin
- Strong R (+28.4) · D 35.5% · R 63.9%
- 2008→2024 swing
- -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
- All cycles
- 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 21.77%
- Current HPI
- 340.4255
- Rent YoY
- ▼ -1.54%
- Metro
- Cape Coral-Fort Myers, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+6315.1% since first listed22 events — show timeline
- 2026-04-28 Listed $340,000 FORTMLS
- 2026-04-25 Rental Removed $2,200 FGCMLS
- 2026-04-20 Listing Removed — FORTMLS
- 2026-02-25 Price Changed $339,900 FORTMLS
- 2026-02-09 Price Changed $2,200 FGCMLS
- 2026-02-04 Price Changed $2,300 FGCMLS
- 2026-01-15 Listed for Rent $2,400 FGCMLS
- 2026-01-09 Price Changed $349,900 FORTMLS
- 2025-10-19 Listed $339,900 FORTMLS
- 2025-10-15 Listing Removed — FORTMLS
- 2025-10-14 Price Changed $349,900 FORTMLS
- 2025-08-29 Listed $359,900 FORTMLS
- 2025-08-25 Listing Removed — FORTMLS
- 2025-06-12 Price Changed $359,900 FORTMLS
- 2025-05-06 Listed $379,000 FORTMLS
- 2023-10-13 Sold (Public Records) $22,500 Public Records
- 2023-10-10 Sold (MLS) $22,500 FORTMLS
- 2023-09-15 Pending — FORTMLS
- 2023-09-08 Price Changed $24,000 FORTMLS
- 2023-08-29 Listed $25,000 FORTMLS
- 2004-05-17 Sold (Public Records) $11,900 Public Records
- 1984-12-01 Sold (Public Records) $5,300 Public Records
Property tax history
+25.2%/yrLatest (2025): $867 · +92.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…