CashFlowRE
Sign in Sign up
3210 30th St SW
D Composite 42.84
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +9.4/30.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +3.0/5.0
  • DSCR +2.7/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • 1% rule +1.5/10.0

$340,000

3210 30th St SW · Lehigh Acres, FL 33976
4 bd · 2.0 ba · 1,636 sqft · Land · 50 Days on market
Built 2026 0.25 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 3210 30th St SW, Lehigh Acres, FL 33976—a brand-new construction home in a prime, fast-growing area of Lehigh Acres, just minutes from SR-82, a major connector to Fort Myers, shopping, and dining near Sunshine Blvd. Upgraded FANS, LIGHTING FIXTURES THROUGHOUT HOME AND IN PATIO. SAVE ON CLOSING COSTS. CALL FOR DETAILS. Featuring 3 bedrooms + den (lives like a 4-bedroom per property appraiser) and 2 bathrooms, this home offers an open layout with soaring ceilings, 11–12 ft entry, tile throughout, and 8-ft doors. The kitchen includes a large island, soft-close cabinetry, and is perfect for entertaining. See virtually staged rooms for comparison! Enjoy tiled showers w

Key facts

  • Thoughtful upgrades
  • Tiled showers
  • Open layout

Tags

BRAND-NEW CONSTRUCTIONTHOUGHTFUL UPGRADESOPEN LAYOUTLARGE ISLANDSOFT-CLOSE CABINETRYTILED SHOWERS

Property features AI

Finance

  • Financial info: Pets allowed
  • HOA & community: Association fees cover road maintenance, street lights and trash; Community of 6 units

Exterior

  • Parking: Attached 2-car garage with garage door opener; Attached carport with 2 spaces; Total of 4 covered parking spaces; Common parking
  • Security: High-impact doors
  • Utilities: Well water (assessment paid); Septic tank (assessment paid); Cable available; High-speed internet available
  • Home design: Single-story; New construction; Faces west; East exposure on lot
  • Construction: Brick, block and concrete construction; Shingle roof; Built as new construction
  • Exterior features: Patio; Room for pool; Security/high-impact doors

Interior

  • Kitchen: Electric cooktop; Dishwasher; Microwave; Freezer; Refrigerator
  • Bedrooms: Den
  • Flooring: Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Breakfast bar; Built-in features; Bathtub; Tray ceilings; Coffered ceilings; Family/dining room; High ceilings; Living/dining room; Separate shower; Bar; Walk-in closets; Split bedrooms; Double-hung windows; Impact glass windows; Unfurnished
  • Laundry & utility: Washer hookup; Dryer hookup; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath land listed at $340k.

Deal economics

  • At list price, monthly cash flow is $-240 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $298k (12.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (34.6% below list).
  • Recommended offer: $222k (34.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#826 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, schools D-.
  • Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-1.5%/yr); 786 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $36k of equity ($2k loan paydown + $34k appreciation (10.0% local appreciation)).
  • Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$58k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 50 days — a 3% lower offer ($330k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $22k; list at $340k implies a 1411% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $222,342 (34.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.65%
Cap rate
5.44%
Cash-on-cash
-3.03%
DSCR
0.87
GRM
12.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
21.4%
Equity multiple
2.71×
Total profit
$163,162
Equity at exit
$306,299
10-year hold
IRR
18.8%
Equity multiple
6.05×
Total profit
$480,495
Equity at exit
$660,545

Cash invested: $95,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33976

Home prices YoY
6.8%
Rents YoY
-1.5%
Active inventory
786
Price-to-rent
12.7×

Monthly cashflow live

Estimated rent
$2,223 high interval (Pro) →
Mortgage (P&I)
$1,783
Tax from tax record
$72 /mo · $867/yr
Insurance
$142
HOA
$0
Vacancy / Maint / Mgmt
$467
Net cashflow
$-240

Break-even live

Break-even rent $2,528
Max offer price $297,531
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$85,000
Closing costs
$10,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3201 29th St SW Lehigh Acres, FL 4.0 2.0 1833 $1,950 $1.06 3d 1 0.06mi
3201 28th St Lehigh Acres, FL 4.0 2.0 1389 $2,000 $1.44 3d 1 0.09mi
3203 24th St SW Lehigh Acres, FL 3.0 2.0 1498 $2,300 $1.54 21d 1 0.33mi
3312 35th St SW Lehigh Acres, FL 4.0 2.0 2133 $1,745 $0.82 24d 1 0.37mi
3314 35th St SW Lehigh Acres, FL 4.0 2.0 2133 $1,745 $0.82 24d 1 0.38mi
3316 35th St SW Lehigh Acres, FL 4.0 2.0 2133 $1,745 $0.82 24d 1 0.39mi
3201 23rd St SW Lehigh Acres, FL 3.0 2.0 1324 $1,845 $1.39 21d 1 0.39mi
3313 36th St SW Lehigh Acres, FL 3.0 2.0 1723 $2,300 $1.33 24d 1 0.45mi
3418 26th St SW Lehigh Acres, FL 4.0 3.0 2030 $2,300 $1.13 16d 1 0.47mi
3008 25th St SW Lehigh Acres, FL 4.0 2.0 1565 $1,711 $1.09 21d 1 0.51mi
3209 21st St SW Lehigh Acres, FL 3.0 2.0 1418 $1,699 $1.20 3d 1 0.52mi
3202 21st St SW Lehigh Acres, FL 3.0 2.0 1100 $1,920 $1.75 3d 1 0.56mi
3419 36th St Lehigh Acres, FL 4.0 2.0 1920 $1,850 $0.96 24d 1 0.57mi
3114 39th St SW Lehigh Acres, FL 3.0 2.0 1493 $2,100 $1.41 16d 1 0.58mi
3114 39th St SW Lehigh Acres, FL 3.0 2.0 1493 $2,100 $1.41 3d 1 0.58mi
3008 23rd St SW Lehigh Acres, FL 3.0 2.0 1640 $2,350 $1.43 24d 1 0.60mi
3604 29th St SW Lehigh Acres, FL 3.0 2.5 1776 $2,500 $1.41 24d 1 0.61mi
3102 39th St SW Lehigh Acres, FL 3.0 2.0 1097 $1,630 $1.49 21d 1 0.62mi
2914 24th St SW Lehigh Acres, FL 3.0 2.0 1537 $2,250 $1.46 24d 1 0.64mi
2504 Vera Ave S Lehigh Acres, FL 3.0 3.0 1643 $2,400 $1.46 24d 1 0.69mi
3012 40th St SW Lehigh Acres, FL 3.0 2.0 1427 $1,950 $1.37 24d 1 0.73mi
3001 37th St SW Lehigh Acres, FL 3.0 2.5 1235 $1,705 $1.38 24d 1 0.74mi
2811 25th St SW Unit NA Lehigh Acres, FL 3.0 2.0 1430 $1,990 $1.39 24d 1 0.76mi
2904 Wanda Ave S Lehigh Acres, FL 3.0 2.0 1501 $1,900 $1.27 24d 1 0.79mi
3201 42nd St SW Lehigh Acres, FL 3.0 2.0 1571 $2,195 $1.40 3d 1 0.79mi
3201 42nd St SW Lehigh Acres, FL 3.0 2.0 1571 $2,195 $1.40 3d 1 0.79mi
3600 19th St SW Lehigh Acres, FL 3.0 2.0 1114 $1,746 $1.57 3d 1 0.85mi
1507 Paula Ave S Lehigh Acres, FL 3.0 2.0 1547 $2,000 $1.29 19d 1 0.87mi
3801 33rd St SW Lehigh Acres, FL 4.0 2.0 2133 $1,745 $0.82 24d 1 0.89mi
2710 28th St SW Lehigh Acres, FL 4.0 2.0 1742 $2,450 $1.41 24d 1 0.89mi
3803 33rd St SW Lehigh Acres, FL 4.0 2.0 2133 $1,745 $0.82 24d 1 0.90mi
2916 42nd St SW Lehigh Acres, FL 3.0 2.0 1399 $1,930 $1.38 2d 1 0.91mi
2916 42nd St SW Lehigh Acres, FL 3.0 2.0 1399 $1,960 $1.40 3d 1 0.91mi
2708 27th St SW Lehigh Acres, FL 4.0 2.0 1698 $2,280 $1.34 3d 1 0.91mi
3805 33rd St SW Lehigh Acres, FL 4.0 2.0 2133 $1,745 $0.82 24d 1 0.92mi
3802 35th St SW Lehigh Acres, FL 3.0 2.0 1269 $1,640 $1.29 24d 1 0.93mi
3807 33rd St SW Lehigh Acres, FL 4.0 2.0 2133 $1,745 $0.82 24d 1 0.93mi
3809 33rd St SW Lehigh Acres, FL 4.0 2.0 2133 $1,745 $0.82 24d 1 0.95mi
1511 Terry Ave S Lehigh Acres, FL 3.0 2.0 1579 $1,996 $1.26 24d 1 0.97mi
2805 20th St SW Lehigh Acres, FL 3.0 2.0 1151 $1,699 $1.48 3d 1 1.02mi

Listing history 34 events

  1. 2026-06-17
    days on market $340,000 Active 50 DOM
  2. 2026-06-16
    days on market $340,000 Active 49 DOM
  3. 2026-06-15
    days on market $340,000 Active 48 DOM
  4. 2026-06-13
    days on market $340,000 Active 46 DOM
  5. 2026-06-10
    days on market $340,000 Active 43 DOM
  6. 2026-06-09
    days on market $340,000 Active 42 DOM
  7. 2026-06-08
    days on market $340,000 Active 41 DOM
  8. 2026-06-07
    days on market $340,000 Active 40 DOM
  9. 2026-06-03
    days on market $340,000 Active 36 DOM
  10. 2026-06-02
    days on market $340,000 Active 35 DOM
  11. 2026-06-01
    days on market $340,000 Active 34 DOM
  12. 2026-05-31
    days on market $340,000 Active 33 DOM
  13. 2026-04-28
    listed $340,000 Active
  14. 2026-04-25
    historical $2,200
  15. 2026-04-20
    historical
  16. 2026-02-25
    price $339,900
  17. 2026-02-09
    price $2,200
  18. 2026-02-04
    price $2,300
  19. 2026-01-15
    listed $2,400
  20. 2026-01-09
    price $349,900
  21. 2025-10-19
    listed $339,900 Active
  22. 2025-10-15
    historical
  23. 2025-10-14
    price $349,900
  24. 2025-08-29
    listed $359,900 Active
  25. 2025-08-25
    historical
  26. 2025-06-12
    price $359,900
  27. 2025-05-06
    listed $379,000 Active
  28. 2023-10-13
    soldstatus $22,500
  29. 2023-10-10
    soldstatus $22,500 Closed
  30. 2023-09-15
    status Pending
  31. 2023-09-08
    price $24,000
  32. 2023-08-29
    listed $25,000 Active
  33. 2004-05-17
    soldstatus $11,900
  34. 1984-12-01
    soldstatus $5,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$867 · $72/mo
Projected year-2 tax
$2,822 · $235/mo
Expected delta
+$1,955/yr (+$163/mo · 225.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,681
− Mortgage interest
−$19,045
− Property taxes
−$867
− Insurance
−$1,700
− Repairs & maintenance
−$2,134
− Management
−$2,134
− Depreciation
−$9,891
Taxable loss
−$9,091
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,182
After-tax cash flow
$-703/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lee
NCES district ID
1201080
Math proficiency
47% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$49,518
Composite
41.49/100
National rank
#3458
State rank
#42 of 73 in FL

Livability — Lehigh Acres

Score
59/100
State rank
#826
US rank
#20055

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety D- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lehigh Acres, FL
County
Lee County · 788,662 people
City population
130,638
Metro
Cape Coral-Fort Myers, FL
Population (ZIP)
20,277
Household income
$72,679
Rent vs Own
28.2% rent · 71.8% own
Severe rent burden
574.0

Population outlook (Lee County) Hauer SSP2

Today (2025)
871,946 people
By 2030
955,468 · +9.6%
By 2040
1,113,587 · +27.7%
By 2050
1,256,891 · +44.1%
By 2075
1,560,270 · +78.9%
By 2100
1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 50% Two or more races 30% White 24% Black 20% Asian 3%
Hispanic origin (detail)
Mexican 8% Puerto Rican 8% Cuban 18% Dominican 4%
Common ancestry
Hispanic 8% Slovak 1% Lithuanian 1%
Foreign-born
35% · Canada, Jamaica, Vietnam
Languages at home
46% English-only · Spanish 43% French/Haitian/Cajun 8% Vietnamese 1%

Political lean MEDSL · Lee

2024 margin
Strong R (+28.4) · D 35.5% · R 63.9%
2008→2024 swing
-18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 21.77%
Current HPI
340.4255
Rent YoY
▼ -1.54%
Metro
Cape Coral-Fort Myers, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+6315.1% since first listed
22 events — show timeline
  • 2026-04-28 Listed $340,000 FORTMLS
  • 2026-04-25 Rental Removed $2,200 FGCMLS
  • 2026-04-20 Listing Removed FORTMLS
  • 2026-02-25 Price Changed $339,900 FORTMLS
  • 2026-02-09 Price Changed $2,200 FGCMLS
  • 2026-02-04 Price Changed $2,300 FGCMLS
  • 2026-01-15 Listed for Rent $2,400 FGCMLS
  • 2026-01-09 Price Changed $349,900 FORTMLS
  • 2025-10-19 Listed $339,900 FORTMLS
  • 2025-10-15 Listing Removed FORTMLS
  • 2025-10-14 Price Changed $349,900 FORTMLS
  • 2025-08-29 Listed $359,900 FORTMLS
  • 2025-08-25 Listing Removed FORTMLS
  • 2025-06-12 Price Changed $359,900 FORTMLS
  • 2025-05-06 Listed $379,000 FORTMLS
  • 2023-10-13 Sold (Public Records) $22,500 Public Records
  • 2023-10-10 Sold (MLS) $22,500 FORTMLS
  • 2023-09-15 Pending FORTMLS
  • 2023-09-08 Price Changed $24,000 FORTMLS
  • 2023-08-29 Listed $25,000 FORTMLS
  • 2004-05-17 Sold (Public Records) $11,900 Public Records
  • 1984-12-01 Sold (Public Records) $5,300 Public Records

Property tax history

+25.2%/yr

Latest (2025): $867 · +92.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…